1. What is the purpose of the Fair Credit Reporting Act?​

Answers

Answer 1

Answer: The answer is..........

Explanation:The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed in 1970 to address the fairness, accuracy, and privacy of the personal information contained in the files of the credit reporting agencies

Answer 2
Final answer:

The Fair Credit Reporting Act is designed to protect consumer information held by credit reporting agencies, ensuring accuracy, fairness, and privacy. It allows consumers to access their credit information, correct errors, and be informed about the use of their data. It works in conjunction with other financial protection laws.

Explanation:

The purpose of the Fair Credit Reporting Act (FCRA) is to ensure the accuracy, fairness, and privacy of personal information contained in the files of credit reporting agencies. It is aimed at protecting consumers from abusive financial services practices by promoting financial stability and transparency in the United States financial system.

Under the FCRA, consumers have the right to require that credit reporting agencies provide them with their credit information, to dispute incomplete or inaccurate information, and to get errors corrected. Additionally, it limits the use of consumer's information for credit, insurance, or employment, and requires consumer consent for reports provided to employers or reports that contain medical information.

Moreover, the FCRA mandates that consumers should only provide the minimum information requested by any source and have the right to know why their information is being collected, how it will be used, and who will have access to it. This act also encourages consumers to monitor their credit history for red flags that could signal identity theft.

The act, as part of broader financial regulation, complements other laws such as the Financial Services Modernization Act of 1999, which requires financial institutions to safeguard customer information and provide privacy policies, and the Privacy Act of 1974 that prevents unauthorized disclosure of personal information held by the federal government.


Related Questions

Why was General Grant giving commands of the union army in 1864

Answers

Command over Union armies. Grant was appointed lieutenant general in March 1864 and was interested with command of all the US Army. His basic plan for the 1864 campaign was the immobilize the army ofGen. Robert E. Lee near the confederate capital at Richmond Virginia while Gen

Which of the following was a result of Clinton’s economic plan? Choose all that apply. increased government spending balanced budget increased deficit levels budget surplus increased prosperity for Americans

Answers

Answer:

- balanced budget

- budget surplus

- increased prosperity for Americans

Answer:

2,4,5

Explanation:

What problems face the nation in the aftermath of the Civil War?

Answers

Answer:

After the Civil War, the nation was still greatly divided because the South had been devastated physically and spiritually. Besides the destruction of the land, homes, and cities, no confederate soldiers were allowed burial in Arlington Cemetery, and many of their bodies were lost to their families

Explanation:

Final answer:

Following the Civil War, the United States grappled with the devastation in the South, the integration of former Confederate states into the Union, and the economic and social plight of freed slaves. Reconstruction efforts were fraught with political debates over the future of the South and racial inequalities. The nation faced a lengthy and arduous process of reconciliation and rebuilding.

Explanation:

The United States faced significant challenges following the Civil War, particularly in the South which was left in ruin. The economic infrastructure was devastated; railroads were destroyed, and agricultural production had stalled due to the war and the loss of enslaved labor. Politically, the South faced reintegration into the Union, and there was uncertainty about the process of Reconstruction given the assassination of President Lincoln. Moreover, the country had to address the social and legal status of freedmen and establish a new labor system to replace slavery.

Reconstruction and the South's Future

During the Reconstruction era (1865-1877), the federal government took charge of the South's reintegration, with considerable debate over whether to punish or heal the defeated Confederate states. The status of freed slaves and their rights became central issues, leading to the establishment of the Reconstruction Amendments - the 13th, 14th, and 15th Amendments to the Constitution. Despite these efforts, racial tensions and inequities persisted as the old social order of the South proved resistant to change.

Economic and Social Struggles

Economically, the South faced shortages and inflation due to the breakdown of its agrarian economy and the effects of the Union's blockade. Socially, there were high tensions evident in bread and draft riots, and race relations were strained by the prospect of integration and the end of slavery.

Conclusion

In the wake of the Civil War, there were no simple solutions to the myriad of problems that confronted the nation. The painful process of rebuilding a divided country and integrating millions of formerly enslaved individuals posed significant challenges that would shape the United States for generations to come.

why do you think lawmakers agreed on popular sovereignty as a solution to deciding the role of slavery In the new territories ​

Answers

Popular sovereignty is a strategy that is quite common in democratic systems. This refers to a system in which people are allowed to voice their opinion to the government, as well as decide on the best way to make their own choices. This was a method that was used by lawmakers to decide the role of slavery in the new territories. The main reason for this is that popular sovereignty responds to the ideas of the majority. It allowed people to establish the best way to manage their own territory. Moreover, it granted more legitimacy to the decision.

Answer:

Popular sovereignty is a strategy that is quite common in democratic systems. This refers to a system in which people are allowed to voice their opinion to the government, as well as decide on the best way to make their own choices. This was a method that was used by lawmakers to decide the role of slavery in the new territories. The main reason for this is that popular sovereignty responds to the ideas of the majority. It allowed people to establish the best way to manage their own territory. Moreover, it granted more legitimacy to the decision.

Explanation:

what did britain and france rely on the south for

Answers

Answer:

They rely on them because of the raw materials to growbtheie investment in the south

Explanation:

The reason behind Great Britain's involvement within the American Civil War was primarily economic interest. ... Not only were warships commissioned in Great Britain,so too were ships specifically designed to outrun Union blockade forces and smuggle illegal goods to and from Confederate controlled land.

British investment in the United States was considerable, and the cotton mills of northern Britain and Ireland relied on the Southern states for their raw materials. Industrial developments, notably the railways, were also often financed through British banks and companies.

What we’re the effects of the Great Depression?

Answers

A third of all banks failed. 1 Unemployment rose to 25% and homelessness increased.

Answer:

Great Depression, in U.S. history, the severe economic crisis generally considered to have been precipitated by the U.S. stock-market crash of 1929. Although it shared the basic characteristics of other such crises (see depression ), the Great Depression was unprecedented in its length and in the wholesale poverty and tragedy it inflicted on society. Economists have disagreed over its causes, but certain causative factors are generally accepted. The prosperity of the 1920s was unevenly distributed among the various parts of the American economy—farmers and unskilled workers were notably excluded—with the result that the nation's productive capacity was greater than its capacity to consume. In addition, the tariff and war-debt policies of the Republican administrations of the 1920s had cut down the foreign market for American goods. Finally, easy-money policies led to an inordinate expansion of credit and installment buying and fantastic speculation in the stock market.  

The American depression produced severe effects abroad, especially in Europe, where many countries had not fully recovered from the aftermath of World War I; in Germany, the economic disaster and resulting social dislocation contributed to the rise of Adolf Hitler. In the United States, at the depth (1932–33) of the depression, there were 16 million unemployed—about one third of the available labor force. The gross national product declined from the 1929 figure of $103,828,000,000 to $55,760,000,000 in 1933, and in two years more than 5,000 banks failed. As a social consequence of the depression, the birth rate fell precipitously, for the first time in American history falling below the replacement rate. The economic, agricultural, and relief policies of the New Deal

administration under President Franklin Delano Roosevelt did a great deal to mitigate the effects of the depression and, most importantly, to restore a sense of confidence to the American people. Yet it is generally agreed that complete business recovery was not achieved and unemployment ended until the early 1940s, when as a result of World War II the government began to spend heavily for defense.

Explanation:

The Law of Demand says *

Answers

Answer:The law of demand states that as the price of a good decreases, the quantity demanded of that good increases. In other words, the law of demand states that the demand curve, as a function of price and quantity, is always downward sloping.

Explanation:

Final answer:

The Law of Demand in economics states there is an inverse relationship between price and demand. If price increases, demand decreases and vice versa. The demand curve graphically represents this.

Explanation:

The Law of Demand is a fundamental concept in economics that states there is an inverse relationship between price and demand. Specifically, if all other factors remain the same, the higher the price of a good, the less people will demand that good. In other words, the higher the price, the lower the quantity demanded.

The demand curve, which graphically represents the law of demand, slopes downwards from left to right, showing this inverse relationship between price and quantity demanded. For example, if the price of an apple increases, consumers will buy fewer apples and switch to other fruits. Conversely, if the price of apples decreases, consumers may buy more apples and less of other fruits.

Learn more about Law of Demand here:

https://brainly.com/question/31603372

#SPJ6

what changes to arkansas economy could have lessened the effects of the great depression and hastened the states recovery? explain​

Answers

One of the changes to Arkansas economy that could have lessened the effects of the Great Depression and hastened the state's recovery would have been that of diversifying its sources of income. Arkansas relied mostly on agricultural production, and besides this, its industries were extremely limited. This meant that the state was greatly affected by the low crop prices of this time period. It also meant that the many floods and droughts of the time severely affected the economy. However, if agriculture had not been the only major economic enterprise of the state, the effect would have been lessened.

Which empire or empires were mainly located on the Arabian Peninsula, south and east of the Byzantine Empire?


Islamic Empire


African Empires


Byzantine Empire


Holy Roman Empire

Answers

Answer:

Islamic Empire is the right answer.

Explanation

1.Islamic Empire

2.African Empires

3.Byzantine Empires

4.Holy Roman Empire

I hope this helped any of you looking at this!

The Arabian Peninsula was the primary location of the empire or empires; the Islamic Empire is located south and east of the Byzantine Empire. Therefore, option (A) is accurate.

What do you know about Byzantine Empire?

The western sections of the Roman Empire underwent a process of Latinization during the Pax Romana, whilst the eastern parts of the empire largely retained their Hellenistic culture.

The time of transition when the Greek East and Latin West of the Roman Empire split is marked by a number of events from the fourth to the sixth centuries. Constantine I (324–337) restructured the empire, established Constantinople as its capital, and made Christianity legitimate.

Christianity was declared the national religion under Theodosius I (reigning 379–395), and other religious practices were outlawed. Greek progressively replaced Latin as the official language of the empire during the reign of Heraclius (r. 610–641).

Learn more about Byzantine Empire, from :

brainly.com/question/18205624

#SPJ2

Which of the following inferences can you make based on the information in the text?

Answers

Answer: women were important to the settlement house movement

Explanation:

Answer:

Women were important to the settlement house movement.

Explanation:

I did the assignment.

which of the following was a failed attempt by congress to settle the slavery issue as southern states stated seceding from the union

Answers

Answer: Compromise of 1850

Explanation: The Compromise of 1850 was a series of five laws that were passed in September of 1850 to deal with the issue of slavery. In 1849, California requested permission to enter the Union as a free state, potentially altering the balance between the free and the slave states in the Senate. The document was introduced as an attempt to seek a compromise between North and South and avoid a crisis.

As part of this compromise, the Fugitive Slave Act was amended and the slave trade in Washington, D. C. was abolished.

In a closed primary, who selects a political party’s nominees for office?

all qualified voters
only party members
only party leaders
delegates

Answers

Answer: all qualified voters

Explanation:

Answer:

The answer is B  on Edge 2020.

Explanation:

Where was the Zapotec civilization located?
on the coast of the Gulf of Mexico
north of present-day Mexico City
on the coast of the Pacific Ocean
north of the present-day United States

Answers

North of present-day Mexico City

Answer:

on the coast of the pacific ocean

Explanation:

I took the quiz

The federal government creates an agency that establishes and oversees guidelines surrounding the treatment of employees. This is an example of which form of policy ?

A. Regulatory policy
B. Monetary policy
C. Foreign policy
D. Fiscal policy

Answers

Answer:

A. Regulatory policy

Explanation:

government affects the economy through regulatory policy, which aims to limit what can be done in the marketplace. Most governments have some regulations covering a variety of areas, including: Banking, insurance, and other financial businesses.

Regulatory policy is formulated by governments to impose controls and restrictions on certain specific activities or behavior. Both state and non-state actors have been engaged in the control of social and economic practices

What diplomatic efforts & agreements of the 1920's & 1930's Attempt to deal with the increasing global political crisis of the era?

Why were these efforts unsuccessful?


Please help!!!!!

Answers

Answer:

Answered below

Explanation:

Interwar diplomacy.

After the world war one, the United States was discouraged in joining international commitments that could lead to another war. The US played a role in international negotiations to set arms limitations and created pacts with a mission to securing lasting peace.

The Washington naval conference

Between 1921 and 1922 a conference to discuss naval disarmament was held in Washington and was attended by naval powers around the world. Policymakers worked to reduce rising threats of another war. The five power treaty was signed by the US, UK, Italy, France and Japan.

During the great depression of the 1930s the US government became more isolated and were not involved in many international activities. Attention was given to domestic problems and rebuilding of the economy.

These diplomacies were unsuccessful because war was seen as political and great developments were decided by war. The concept of security and power was majorly based on and determined by military strength.

HELP PLEASE!!!

what are some of the key points of Martin Luther Kings “I have a dream” speech?

Answers

Answer:

Martin Luther king Jr. gave the “I Have a Dream” speech in 1963 to get people to listen and to share his dreams for Negros. The central idea of King’s speech is that the time for equality is now. King got his point across and made this message clear in many different ways.

Explanation:

Answer:

Explanation:

Key Points: "I still have a dream..."

"I have a dream one day this nation will rise up and live out the true meaning of its creed..."

These are the most important because it explains what his reasoning of his speech was and what he wanted to make of it.

Which industry emerged directly of the farming industry in Texas

Answers

Answer:

Cattle and cotton production dominated farming operations through the remainder of the nineteenth century, but wheat, rice, sorghum, hay, and dairying became important.

Explanation:

Answer:

Cattle and cotton production dominated farming operations through the remainder of the nineteenth century, but wheat, rice, sorghum, hay, and dairying became important.

Explanation:

What elements will you use to communicate your message to others? Check any that apply.
O animal imagery
humans
O a map
O
an object

Answers

Answer:

Explanation:

a map, animal imagrey

The elements used to communicate my message to others is map and animal imagery.

What is a map?

A map is a symbolic representation of selected features of a location, typically drawn on a flat surface. Maps present information about the world in a straightforward, visual format. They teach about the world by displaying country sizes and shapes, feature locations, and distances between locations.

The relationship between humans and animals is the definition of animal imagery. It is an artistic interpretation of the animal-human relationship. It improves people's perception of animals.

A map is a graphical representation of information that must be transmitted. Animal images can influence people's attitudes toward animals, altering their emotional responses and willingness to protect them.

Therefore, maps and animal imagery can be used to convey our message to others.

To learn more about maps, click here:

https://brainly.com/question/1565784

#SPJ2

In his writings and republic Aristotle rejected democracy is a system of government by select the best answer from the choices provided

Answers

Answer:

false

Explanation:

i hope this help btw i threw my dead cat of the 500th floor

Answer:

the other guys anwer

Explanation:

mark him plz :)

PLEASEE HELPPP MEE WITH THIS QUESTIONNNN!!!

Answers

I have no idea !!!!!!!!!

Black were encouraged to immigrate to what five areas?

Answers

Answer:

Canada, southern states, Haiti, great Britain, and mexico

Explanation:     /\

Answer:

Canada, Mexico, Haiti, South America, and the Western Frontier.

Cognates are important because they:
A. jare words similar in sound across languages like "brother" and "bruder"
B. originate from a nomadic pastoral lifestyle
C. share a common ancestry
D. have their roots in the Hittites, Aryans and Mycenaeans
E. have their roots in a similar proto-Indo European language

Answers

Final answer:

Cognates are words that are similar in sound and meaning across different languages, providing clues to historical and linguistic connections. They help us trace the common ancestry of languages and understand their evolution. For example, 'brother' in English and 'bruder' in German are cognates.

Explanation:

Cognates are words that are similar in sound and meaning across different languages. They are important because they provide a clue to the historical and linguistic connections between languages. Cognates can help us understand the evolution of languages and trace their common ancestry.

For example, the words 'brother' in English and 'bruder' in German are cognates. They have similar sounds and meanings because both English and German are Germanic languages that have a common ancestor. Similarly, many words in different Indo-European languages, such as English, Spanish, French, and German, can be traced back to a common proto-Indo-European language, making them cognates.

Therefore, option E is the correct answer because cognates have their roots in a similar proto-Indo-European language, and their existence helps us understand the historical relationships between languages.

*ANSWER ASAP*
What are three ways that you life is similar to someone living in ancient Rome? What are three ways that your life is different?

Please give specific examples

Answers

Answer:

Roman Daily Life. Daily life in Ancient Rome often began with a light breakfast. Bread and water (or wine) would be served at home, or a wheat pancake could have been purchased on the way to work or school. Sometimes meat, fish, fruit, and other items may have been served, but not each day.

Explanation:

The answer is an explanation in itself

Hitler’s program of genocide that killed as many as 6 million Jews

Answers

Answer:

that is correct

Explanation:

Its correct.

Answer:the Holocaust

Explanation:

What is one result of black plague in England

Answers

the raising of the real wage of England (due to the shortage of labour as a result of the reduction in population), a trait shared across Western Europe, which in general led to a real wage in 1450 that was unmatched in most countries until the 19th or 20th century.

Answer:

killed up to 75 million people

Explanation:

Why do you think President Polk accepted the 49th parallel as the Northern border of the Oregon Territory?

Answers

Answer:

President Polk accepted the 49th parallel as the Northern border of the Oregon Territory to avoid a war with Great Britain, which would suppose a parallel conflict to the one that the United States had with Mexico in 1846. This was agreed during the Oregon Treaty.

The Oregon Treaty was an agreement signed by the United States and the United Kingdom to reach a consensus on border disputes over the Oregon region. The treaty was signed on June 15, 1846 in Washington.  

The previous Treaty of 1818 established the boundaries between the United States and British North America along the 49 ° N latitude from Minnesota to the Rocky Mountains. The treaty provided for joint control of the area for 10 years, both countries were able to claim the area and both were guaranteed free passage.  

Joint control became increasingly difficult for both sides. After a British minister refused the proposal of US President James K. Polk to fix the border at 49 ° N, the Democratic Party's expansionists demanded the annexation of the entire area to 54° 40' N. The onset of the Mexican-American War led the Americans away and reached a compromise.  The Oregon Treaty thus established the boundary between the United States and British North America to be at 49th latitude.

How did the capture of Vicksburg contribute to the Union victory in the Civil War?
It gave the Union control of major Southern cities.
It allowed the Union to focus on fighting in border states.
It gave the Union the ability to supply its troops.
It allowed the Union to focus on fighting in the East.

Answers

Answer:

It allowed the Union to focus on fighting in border states.

Explanation:

This is the explanation that best describes the way in which the capture of Vicksburg contributed to the Union victory in the Civil War. The capture of Vicksburg took place on July 4, 1863. In the siege and the following victory, General Ulysses S. Grant crossed the Mississippi river and drove the Confederate Army into the defensive lines that surrounded the city. This completed the Northern strategy known as the Anaconda Plan.

8. Which event(s) helped establish international law? *
O
formation of the United Nations
O
Nuremberg & Tokyo War Crimes Trials
Warsaw Pact & NATO alliances
o
implementation of the Marshall Plan

Answers

Answer:

Formation of the United Nations

Explanation:

The UN Charter sets out four main purposes: Maintaining worldwide peace and security. Developing relations among nations. Fostering cooperation between nations in order to solve economic, social, cultural, or humanitarian international problems.

Answer is A


























Formation of United Nations

One explanation for the extraordinary prosperity of the Tang Dynasty might have been

Answers

Answer:

like what do u want

Explanation:

Final answer:

The extraordinary prosperity of the Tang Dynasty can be attributed to trade relations with Persia-Arab and India, and internal economic development focusing on agriculture and technology.

Explanation:

One explanation for the extraordinary prosperity of the Tang Dynasty was the development of trade relations with other regions, particularly Persia-Arab and India. This led to an impressive industry of Persian-Arab-inspired goods and services in China, meeting the growing demand for cultural imports. Additionally, the Tang Dynasty focused on internal economic development, such as increasing agricultural production and improving technology, which resulted in a food surplus, population growth, and urbanization.

Learn more about Tang Dynasty prosperity here:

https://brainly.com/question/34200633

#SPJ11

What is one power the govnenor of TX have that the president of US does not have

Answers

Answer:

governers have a lot of power over government budgets

Explanation:

Other Questions
I need help with this answer Write a couple paragraphs about how producers (plants) get their energy from the sun and animals that eat them take their energy and other animals eat them. What is gaseous at room temperature? An ionic compound is typically formed between? Using the bar chart, what percent of the population studied has either 2 or 3 cars?A)22.7%B)34.0%C)43.3%D)71.0% Let's now use our new calculator functions to do some calculations! A. Add the square of 3 to the square root of 9 Save the result to a variable called calc_a B. Subtract the division of 12 by 3 from the the multiplication of 2 and 4 Save the result to a variable called calc_b C. Multiply the square root of 16 by the sum of 7 and 9 Save the result to a variable called calc_c D. Divide the square of 7 by the square root of 49 Save the result to a variable called calc_d SUUWhat explains the key difference between a bomb calorimeter and a coffee cup calorimeter?A bomb calorimeter is 10 times larger but works the same wayA bomb calorimeter measures heat for liquid products onlyA bomb calorimeter has a separate chamber to hold substances and can even measure heat gain or loss for reactions thatdo not occur in water.A bomb calorimeter can measure heat gain or loss in gaseous reactions but is not useful for reactions that occur at highpressures and temperatures.Save and ExitREMark this and retum Compare and contrast the Latino populations on the East Coast with those on the West Coast, including their nations of origin and what circumstances brought them to the United States. Derive the equation relating the total charge QQ that flows through a search coil (Conceptual Example 29.3) to the magnetic-field magnitude BB. The search coil has NN turns, each with area AA, and the flux through the coil is decreased from its initial maximum value to zero in a time tt. The resistance of the coil is RR, and the total charge is Q=ItQ=It, where II is the average current induced by the change in flux. The emission of gases from factories and cars contributes to __________ pollution. What was the overland campaign about? y = 9x - 12. What is the slope of the equation? What chronology is described in the excerpt?the developing legal battle between lawyers and farmersO farmers' increasing interest in riding bicyclesO the progress toward improved roadwaysO farmers' frustration with expenses A table is 3 feet wide. The length of the table can be adjusted as needed. You need at least 24 square feet of space on the table. Write and solve an inequality to represent the minimum length the table should have. The net of a triangular prism is shown. Which measurement is closest to the total surface area of the triangular prism in square centimeters?A6 cm2B8 cm2C14 cm2D20 cm2 Why is Dr. Tumpey's radical approach to "virus engineering" controversial? What are the potential benefits of this approach? What was the Law of Triads? A. Elements were arranged into three rows. B. Elements were arranged in groups of three. C. Elements were arranged into three periods. D. Elements were arranged into three periods and three groups. A student drove 9,500 miles in his car last year. Fixed costs totaled $1,215.Variable costs totaled $1,985. What is the total annual cost? What was thecost per mile? (Enter answer: $-----; $-----) 34x21 pls help me 3. Why did Monkeyman choose not to fight backin the park? (Paragraphs 86-94)O A He thought the Tigros might attackPeaches again if he won the hight.OB He did not want his grandfather andgodmother to see him being violent,O C He wanted everyone to see that the Tigroswere wrong for acting so violentlyD He agreed with the Tigros that he shouldhave minded his business instead ofgetting in their way, Steam Workshop Downloader