Answer:
Part 1: Valerie takes home $3750 per month
Part 2: $750
Part 3: $515
Part 4: 20% of Valerie's monthly take-home pay
Part 5: No
Explanation:
Part 1:
Monthly take-home pay = yearly take-home pay/12 = $45,000/12 = $3750
Part 2: 20% of Valerie's monthly take-home pay = 20/100 × $3750 = $759
Part 3
Total expenditure every month = car loan payment + credit card payment = $405 + $110 = $515
Part 4
20% of Valerie's monthly take-home pay is $750
Total expenditure every month towards paying her debt is $515
20% of Valerie's monthly take-home pay is greater than her monthly expenditure in paying her debt
Part 5
She is not in danger of credit overload because her monthly take-home pay ($3750) far outweighs her monthly total expenditure ($515)
What do you call the surface of a fabric created by plucking yarns from it with little needles on rotating drums?
nap
flannel
brocade
velvet
Answer:
Answer is Nap.
Explanation:
The surface of the fabric that is used to pluck yarn from fabric is called nap. The process is called napping, in which the fibres are teased and then the soft fur-like surface is created. This process is mostly used yarning of blankets and woollen fabrics.
which of the following is a drawback of doing business with an online bank
Answer:
This question does not give choices to select the best answer. However, some drawbacks of online banks are explained below.
Explanation:
Online banks have several benefits unlike traditional brick and mortar banks. for example, investors get higher returns on their savings since. However, it is difficult to deposit money into online banks since they do not have physical ATMs. There is also limited access to in-person interaction unlike traditional banks which have tellers. Additionally, complex financial transactions may be difficult to conduct with online banks.
investing in bonds is risk-free investing in stocks is much riskier
Investing in bonds is risk-free investing in stocks is much riskier:
In addition, bonds generate higher rates of return than markets and are cheaper than inventories. Yet shares usually are made less costly than securities by the debt issuer's obligation to recover principal.
Another danger is that its issuer would mark a bond. In order to allow the borrower to buy the bonds from the bond holding firms and cancel the issue, Callable bonds have Call clauses.
This is typically done where interest rates have declined significantly since the date of issue. Appeals provisions permit the borrower, in order to lower interest rates, to retire existing, heavy-rate bonds and sell low-rate bonds.
The risk associated with investing in bonds versus investing in stocks differs significantly. While investing in bonds is generally considered to be lower risk, investing in stocks is typically viewed as much riskier.
Bonds are debt securities issued by governments or corporations, offering fixed interest payments and return of principal at maturity, thus considered more stable. Conversely, stocks represent ownership in a company and can experience significant price fluctuations, making them riskier due to market volatility and uncertainty about future returns.
It's a common misconception that investing in bonds is risk-free, while investing in stocks is much riskier. Bonds can indeed be less volatile than stocks, but they are not without risk. The coupon payments of a bond may be fixed, but they can lose real value due to inflation. Moreover, there is a bankruptcy risk; if the issuer, whether it's a government or a corporation, defaults, bondholders could lose their investment. Government bonds are generally less risky than corporate bonds, but not immune to default, as seen in countries such as Iceland and Greece.
Complete Question.
Explain the sentence
Investing in bonds is risk-free investing in stocks is much riskier.
What are the retained earnings merits and demerits
Class 11
Answer:
Following are the merits and demerits of retained earning.
Explanation:
Overall, retained earning has very few demerits compared to merits.
Merits: It helps to reduce the cost of external equity. It helps to eliminate the negative effects of under-pricing. It also helps to keep the same ownership structure.
Demerits: It is an improper way of utilising the remaining funds and it can be misused by the management.
Open market operations are _____. the processes by which money enters into circulation the buying and selling of government securities to alter the supply of money reserves greater than the required amounts rates of interest banks charge on short-term loans to their best customers
Answer:
the processes by which money enters into circulation the buying and selling of government securities to alter the supply of money
Explanation:
Open market operations are one of the tools that the Fed uses to regulate the supply of money and credit in the economy. It entails buying or selling if securities in the market to either increase or decrease the amount of money in circulation. Open market operations can be used for either expansionary or contractionary policies.
Should the Fed observe that the economy is slowing down, it may result in buying securities and bonds from the banks. The act of buying increases the cash available for in the banks. If the reserves are constant, it means banks will be holding excess cash. Banks will resort to lending to firms and individuals, which increases the money supply in the market.
Answer:
the buying and selling of government securities to alter the supply of money
Explanation:
none needed...
Which of the following would be considered a physical contaminant?
Group of answer choices
ice on frozen fish
virus in a hamburger
sanitizer residue
packaging staple
Answer:
Packaging staple is the correct example of physical contamination.
Explanation:
Physical contamination generally occurs in food when any foreign objects mostly hard and sharp objects that may result in injuries like choking, dental damage, and sometimes even death. Here, the packaging staple is a physical contaminant.
Other types of contamination are biological contamination and chemical contamination that occurs due to biological and chemical activities. The virus in a hamburger is an example of biological contamination, whereas, sanitizer residue and ice on frozen fish are examples of chemical contamination.
In the provided options, a packaging staple would be considered a physical contaminant in a food item. This is because it is a non-food object that has accidentally ended up in the food. It contrasts with the other provided options, which represent biological and chemical contamination.
Explanation:The term physical contaminants refers to substances or factors in food that can cause harm if ingested but are not supposed to be present on the food. These are typically inorganic materials, such as metal, glass, or plastic, that can get into food during processing and packaging. From the options provided - the ice on a frozen fish, a virus in a hamburger, sanitizer residue, and a packaging staple - the packaging staple would be considered a physical contaminant as it is a non-food object that has mistakenly ended up in the food item.
On the other hand, sanitizer residue would be considered a chemical contaminant, and a virus in a hamburger would be a biological contaminant. Ice on frozen fish would not typically be viewed as a contaminant at all, unless the ice itself had been contaminated with harmful substances.
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sending an email to a client to ask for certain data is an example of a
Answer:
two minute action task
how to create a social media platform
Answer:
Define Your Target Audience
Develop Growth Strategy Based on Your Users
Follow these Social Network Development Check Points
Use Minimal and Simple Social Network UX Design
Promote Your Social Network Effectively
Here's how you'd do this.
1. Find your audience.When starting a platform, find out who you're targeting. In this case, this can be people who like other platforms, or that are active on other platforms. This would allow them to come to your's since they are active on many social medias.
2. Take feedback.Some websites allow you to pay a small fee for thousands to answer a survey you make. Some good questions would be like, "how often do you use social media?", "What's one thing you would change on social media?". People have such creative feedback and can be a key to a new platform!
3. Figure out your plan.Figure out if you're doing a Gaming Social Media plan, or what's your main goal? Figure that out, including using people's feedback! Once you have a chart, design etc on what you're doing that would be a great idea for knowing what you're doing! :)
4. Get the word out.Your company is made, you need staff/workers and more users! Find partners, advertisers and much more. Partners are really useful as they would help you succeed. Advertisements are a key to getting more users on your company.
Let me know if you have any questions!
explain the economic policy that was passed after the cyclical unemployment of the great depression
Answer:
EXPLAINED below.
Explanation:
Cyclical unemployment occurs if workers miss their works because of downturns inside a precise trading sequence. You can determine meanwhile particular economics engagements through estimating total internal goods. If these administration agreements concerning a couple of portions conversely further, that's in a reversal. Because cyclical lay-off can spiral external of to handle, habitually this federal government necessity to move within to end this. The primary including the most straightforward answer is amidst expansionary monetary policy. The Federal Reserve will begin decreasing interest charges. The aforementioned acts are similar to setting capital in those pouches of families and corporations. This addresses loans further even credit card payments more affordable. Furthermore only apprehending that this Fed is exerting activity may recover those resolutions required to increase request. If that's not sufficient, later this directory needs to adopt the expansionary monetary policy. The aforementioned registers long-spun because habitually the president including Congress needs a vote for paying more further.
The two important tactics the government wishes to engage in its job-creating maneuvering are adjustments on its monetary policy approximately turns to its financial strategies. Various solutions occupy transpired implemented on several moments within our antiquity including several decisions – also politics continually performs a role meanwhile when a precise tactic is going to be interjected.
The expansionary fiscal economic policy was passed after the cyclical unemployment of the great depression.
In order to prevent cyclical unemployment, the policymakers should focus on expanding output which is effectively to achieved by increasing demand. The main purpose or goal of expansionary fiscal policy is to increase aggregate demand.
It also enhance economic growth through increased government spending and decrease taxation so we can conclude that the expansionary fiscal economic policy was passed after the cyclical unemployment of the great depression.
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Which examples demonstrate workplaces and employers common to Teaching and Training workers? Check all that
apply.
Pilar instructs adult students about nutrition in a university classroom.
Paul meets with students and parents in a private elementary school to discuss student progress.
Betty works for a public school district leading an eighth-grade science cl
Abby explains a health condition to a patient in a hospital.
Alphonso reports the news on a television program to inform the public.
Bruce shows a child how to use a toothbrush in a dentist's office.
Answer:
The first 3 answers
Answer:
1, 2, 3
Explanation:
source: trust me bro
Which of the following is not needed to apply for a checking account?
Answer:
You do not need your birth certificate to open a checking account.
Explanation:
The following is not needed to apply for a checking account: Birth certificate. Thus option (c) is correct.
What is checking account?A checking account is a type of bank account that is designed for everyday transactions. It is also sometimes referred to as a current account or a transaction account.
With a checking account, you can deposit money, write checks, withdraw cash, and make electronic transactions such as debit card purchases and online bill payments. Checking accounts typically offer easy access to your funds and may come with features such as overdraft protection and mobile banking.
Checking accounts may also offer interest on the balance, although the rate is typically lower than that of a savings account.
The birth certificate is not needed to apply for a checking account. Therefore, option (c) is correct.
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The complete question might be:
Which of the following is not needed to apply for a checking account? A. Application B. Two forms of ID C. Birth certificate D. Social Security number
PLZZ HELP IN IN A TEST!! 20 POINTS AND BRAINLIEST FOR FIRST!
Kristian has a family and is very comfortable in his hometown. He wants to work for the government but does not want to move away. Kristian should go into a career in
A. Planning.
B. Revenue and Taxation.
C. Regulation.
D. National.
Answer:
A. planning
:)
Answer:
a planning
Explanation:
Elena works in the audit department of a practice as an audit administrator. She assists the audit teams by recording and processing audit evidence collected by her colleagues on audit assignments. As she is not one of the operational members of the audit team, she finds it quite difficult to get close to her senior colleagues who sometimes treat her as an ‘outsider’, and often fail to interact with her socially.
During a quiet period at work, Elena spends a few hours using the internet to browse job vacancies. She then submits her résumé to a number of prospective employers.
The correct answer is; She needs to keep out the part about her current coworkers in her resume to potential employers.
Further Explanation:
After researching this question, I have found the part that is missing. Elena is writing a resume and in the resume she stated the reason for leaving her current job and wanting a new one is "To gain more responsibility and to be better rewarded. I would also prefer to work with people who are more friendly and sociable than the people I currently work with. " The question is "What do you think of the resume?"
The resume is a good one, but she should not put in the part about her coworkers and that she would want to work with people more friendly and sociable. Since a job is not meant to be a place to find friends and be sociable, this will look bad on Elena's resume and may put off prospective employers. She needs to keep the part about being rewarded in a better way and to gain more responsibility.
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What advertising media offers live and interactive product demonstrations
Answer:
Broadcast media
Explanation:
Advertising media by itself refers to channels through which products are marketed to customers. Broadcast media of advertising such as television are important advertising tool used by companies as they show live demonstration and are interactive. This also includes online media where advertisements can be done over the internet via social media or website browsing.
Answer:
Edmentum
Explanation:
If your on Edmentum the answer is Radio
IF YOU HELP ILL DO ANYTHING!! 20 POINTS AND BRAINLIEST!!
Which ranks careers in the Architecture and Construction career cluster based on the typical number of years for each degree, going from most to least?
Architect → Plumber → Construction Manager
Construction Manager → Architect → Plumber
Architect → Construction Manager → Plumber
Plumber → Construction Manager → Architect
｡☆✼★ ━━━━━━━━━━━━━━ ☾
I believe the correct answer is option C
Plumber = 2 years
Manager = 3 years
Architect = 7 years
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Answer:
Yes it is C
Explanation:
I took the test
Which of the following responsibilities must be assumed by the management of a company?
I. Producing goods of a marketable quality
II. Maximizing efficiency and creating surpluses
III. Determining dividends to be paid to shareholders
(A) I and II only
(C) II and III only
(B) I and III only
(D) I, II and III
Answer:
A: I and II only
Explanation:
Name four factors that could lower the cost for college
Answer:
* Select a cheap and best college wisely
* Save the transportation charge
* Tax-advantaged college's saving plans
* Apply for scholarships
Explanation:
The four factors that could lower the cost for college are as follows:
* Need to select a cheap and best college wisely, this will help to lower the cost of our college.
* Need to reside around the college or inside the campus this will help to save the transportation charge.
* Should take the type of tax-advantaged college's saving plans, this will ensure you to lower the cost for college.
* You can also apply for scholarships in your college this will also help you to save the cost for college.
Experts say that the choice between a typed thank-you letter or handwritten thank-you letter is unimportant, as long as you send one. Which method would you prefer?
Answer:
Handwritten
Explanation:
Personal Touch - A handwritten thank you letter gives the kind of personal touch expected by the recipients.
Emotional Sensitivity - In the situation where people have suffered a loss and in very personal situations when people expect an emotional connection from the writer.
However, the writing must be legible and beautiful t be well appreciated otherwise a typed thank-you letter will be preferred.
The choice between a typed thank-you letter and a handwritten thank-you letter is indeed a matter of personal preference, as the key point is to express gratitude in a sincere and timely manner.
Both methods have their own advantages and can be appropriate depending on the context and the relationship between the sender and the recipient. A typed thank-you letter may be preferred in more formal or professional settings. It can appear more polished and business-like, and it allows for easy editing and formatting. This can be beneficial when sending a thank-you letter to a potential employer after an interview, to a professional contact, or in any situation where a formal tone is desired. Additionally, typed letters can be sent via email, which is a quick and efficient way to ensure prompt delivery. On the other hand, a handwritten thank-you letter can convey a personal touch and show that the sender has taken the time and effort to craft a unique message. Handwritten notes are often seen as more heartfelt and genuine, making them a good choice for personal relationships, such as thanking a friend or family member for a gift or favor. The physical act of writing can also make the sentiment feel more personal and significant to both the sender and the recipient. Ultimately, the decision should be based on the nature of the relationship and the context in which the thank-you is being sent. Both methods are acceptable and appreciated, as the most important aspect is the act of expressing gratitude itself.- wuat is the result of a good business decision? (1 point)
It satisfies all the stakeholders.
it creates wealth for the firm's owners.
it results in bonuses.
it sacrifices short-term losses for long-term benefits.
Answer:
It sacrifice short-term losses for long-term benefit.
Explanation:
As a result of you making a good business decision it allows you to absorb the short term losses in getting a better long time benefit that will last for decades of profit maximization that will cover times ten of your short term losses.
what is credit rating and why does it matter for acquiring business financing
Answer:
See below
Explanation:
Credit rating is the analysis of the financial risk associated with lending money to an institution or an individual. It involves an evaluation of past debts repayments, incomes, and the possibility of incurring more obligations to determine creditworthiness. A credit rating is a quantitative measure and is expressed as a credit score. The higher the score, the better it is for the borrower.
Credit rating is important for a business in acquiring finance for the following reasons.
1. Credit rating affects the interest rates chargeable by lenders. A business with a high credit rating is considered less risky and will be offered a low-interest rate when borrowing. Lower credit rating attracts high-interest rates.
2. With a high credit rating, the lenders will not demand a high deposit. This makes it easier for businesses to borrow.
on 2/10
All of the following are benefits to paying the full
balance on your credit card each month EXCEPT:
You won't have to pay any late fees.
Your credit score can increase.
Your credit score can decrease.
You won't have to pay interest.
Your credit score can decrease
Explanation:
The smaller the balance, the higher the credit ratings will be. When you buy tiny and pay them off instantly, your card will be kept active and your amount would be well below the credit limit.
Yet paying for your credit card bills more than the amount lets you chip the balance, which boosts your use of credit and increases your ratings, Often, it is important to pay more than just the minimum if you have to use your cards for new sales, because you do not want the debt to pile up.
Basically, you spend more in interest charges when you raise the minimum deposit than if you settle the balance quicker by charging greater prices. It is only by increasing your annual credit card payment by some amount you can save hundreds, maybe even thousands of pounds.
Paying the full balance on your credit card each month can increase your credit score, and it also helps you avoid late fees and interest charges. It does not lead to a decrease in your credit score.
Explanation:Among the benefits of paying the full balance on your credit card each month, the one that does not apply is that your credit score can decrease. In fact, paying off your balance may improve your credit score, as it can demonstrate responsible credit management and reduce your credit utilization ratio. By paying your full balance, you also avoid late fees and eliminate interest charges, as you are not carrying a balance from month to month. Additionally, maintaining a low credit utilization ratio, which means using less than 30% of your available credit limit, can have a positive effect on your credit score.
Why is it important to put the insertion point in the table when sorting table data? This action automatically sorts data in the table. This action allows the user to specify sorting order. This action excludes the header row from being sorted. This action opens Table Tools, which contains the sorting feature.
Answer:
This action opens Table Tools, which contains the sorting feature.
Explanation:
edg
It important to put the insertion point in the table when sorting table data as this action opens Table Tools, which contains the sorting feature. Thus, option D is correct.
What is insertion point?In the history of the personal computer era, the insertion point or cursor has played a very significant role. In essence, the insertion point as a flashing cursor was one of the first things to appear when the computer started up on the earliest personal computers.
It was an important component of the command line interface. It was visually simple for users to control the insertion position by issuing a sequence of command lines. It can be more difficult to determine where the insertion point is at any one moment with some more complicated more current interfaces.
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When the market is in balance it is called market.
A. balance
B. structure
C. cooperation
D. equilibrium
Answer:
D
Explanation:
Equilibrium means in balance
Answer:
D. equilibrium
A business collects data about its market size, consumers’ purchasing power, market competition, similar products, and so on. This business forecasts its sales using the ________method.
Answer:
The are using the consumer market survey method.
Explanation:
The consumer market survey method is one of the best forecasting methods that provides updated and accurate information for an accurate and relevant forecasting. This is because the method involves actually going to the field and interviewing consumers and analyzing the competition.
However, as accurate and beneficial, this forecasting method take a reasonable amount of time and resources of the company. Moreover, the Cost an organization has to incur to employ this method is high.
Answer:
Market Share Method
Explanation:
PLATO
In Texas, a minor driver's license has which of the following?
Answer:
D) All of the above.
Explanation:
Here is the complete question: In Texas, a minor driver's license has which of the following?
A) States ``Under 21 driver licence`` on the front.
B) Is presented in vertical format.
C) Provides an ``under 21 until`` date.
D) All of the above.
As per rules and laws for the safety of public, government has issued that minor driver´s licence must have States`` under 21 driver licence`` on the front and is presented in vertical format, Also provides an ``under 21 until`` date. Minor represent teen who are less 21 years of age. Similarly, Texas has a law for not selling alcohol to minor. It is a punishable offence to sell alcohol to minor.
A minor driver's license in Texas has certain restrictions and requirements, including a minimum age of 16 and completion of an approved driver education course. The license may also have curfew and passenger restrictions.
Explanation:A minor driver's license in Texas has certain restrictions and requirements. Firstly, to be eligible for a minor driver's license in Texas, a person must be at least 16 years old and have completed an approved driver education course. Additionally, the license may have certain restrictions, such as curfew hours and limits on the number of passengers allowed in the vehicle. It's important for minors to be aware of these restrictions and follow them to ensure safe and responsible driving.
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Employee theft and embezzlement can be prevented by
a) using a cash accounting system.
b) having a CPA or outside bookkeeper perform periodic audits.
c) ensuring that only one person is in control of the accounting and bookkeeping system.
d) giving total control of the accounts to an outside financial services provider.
Answer:
B
Explanation:
Involving an outside company to perform periodic audit helps use embezzlement
Answer:
B.) Having a CPA or outside bookkeeper perform periodic audits.
Explanation:
Textbook!!!
how os Sohaib Usman most likely to respond to this selection
Answer:
do you have opions
Explanation:
Save
After determining that someone has had too much to drink, there are eight steps you should take to cut
someone off. What is the first step?
Answer:
First step is Early Intervention.
Explanation:
In order to cut off someone from drinking further, after they have had enough of drink, the very first step is 'Early Intervention'. In this very step, the person is warned that if he/she drinks further, then there are chances that the people around won't like it and he/she would be asked to leave the place. Of course, this step should be taken only after examining the environment and surrounding for one's own security reasons.
Early Intervention is the first step if you should take to cut someone off, after determining that someone has had too much to drink.
Early Intervention.
To avoid someone note drink more if he already drunk to much is to tell him you may become unconscious if you drink more.
The alcohol can harm the person and reduce his vision.Early intervention must be taken by observing the surrounding people.Therefore, Early Intervention is the first step if you should take to cut someone off, after determining that someone has had too much to drink.
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list some financial information you'd like to learn about and why is it important for building your financial future?
Answer:
Firstly, I would like to decide I want to be self-employed or go for a job. Then I will find the plus point of each of the above. I will find in deep the benefits, and then decide which to choose. However, my interest will be the first thing to think of while selecting one out of the two. Then I will find what type of loans can I get, or how to find the investors if I opt for self-employment and hence business, And then I will decide which type of business to start like as a sole proprietor or public-private or various others. Then I will find the tax-related details. Also what tax benefits I will be getting if I opt for a job or self-employment. Thus, I now end up with all important financial details, however, I will also study a nit of accounts if I opt for self-employment.
All the above are important for building a financial future as without this information we cannot complete our financial activities, Like if we do not have the tax information, we will not be able to fill our taxes properly no matter we are self-employed or doing a job. Also for self-employment and our own business, we need investment, and for that, we need to find out the investors, Also we need to find out the loans that are available to us as then only we will be able to arrange money when required. And we need to know what is right for us, self-employment or a job.
Explanation:
Please check the answer.
PLEASE ANSWER CORRECTLY FOR BRAINLIEST!
Using complete sentences, compare and contrast hourly and salaried jobs. What are the benefits and drawbacks to these types of jobs?
Answer:
There are lot of differences between salaried jobs and hourly jobs.
Explanation:
Salaried jobs are the ones in which employee is given a consistent salary for his permanent position in the company. They are exempt employees under the Fair labour standard guidelines, which means that they are not entitled to be paid for overtime. Employees with salaried jobs get more benefits like health care, maternity/paternity leaves as compared to hourly jobs. They are also considered in a better financial position.
In case of Hourly jobs, employee is paid based on hourly rate. They are non-exempt employees which means they are paid for overtime. They are even paid more hourly in special/vacation time in some cases.
Answer:
Hourly employees are paid per hour worked. They may or may not be eligible for paid time off. Work may be full-time or part-time. Hourly positions are always eligible for overtime. They may or may not receive benefits like health and dental insurance, or retirement plans. Other employees get paid by salary. They are paid a set amount each week. Pay cannot be reduced if no work is available. They are generally exempt from overtime and often work more than 40 hours per week. They generally receive benefits like health insurance, dental insurance, and retirement plans. These jobs typically require advanced knowledge and training.
Explanation:
I made this and it worked. It explains more than compares, but it works.