Answer:
seven days.
Explanation:
Securities and Exchange Commission Form X-17A-5 Part II specifically states that brokers or dealers must deduct any differences resulting from aged short securities:
"Deduct the market value of all short securities differences unresolved for 7 business days after discovery and the market value of any long security differences where such securities have been sold by the broker or dealer until they are adequately resolved, less any reserves established therefor."
the advantages of using a licensing strategy to participate in foreign markets include.
Answer:
The advantages of using license strategy are given below.
Well suited to acheive scale of economies.Its helps in charging lower price than rivals.Helps to achieve first-mover advantages quickly and easily.Less risky strategy as you do not need to invest heavily in capital in the form of machinery, land , building and e.t.cEasy do terminate operations as dis-investment is easy in this case.
Licensing strategy offers advantages such as high ROI, technological advancements through specialization, simplified development, and less government involvement.
Explanation:The advantages of using a licensing strategy to participate in foreign markets include:
Potential High ROI (Return on Investment): Licensing allows companies to earn royalties and licensing fees from their intellectual property without having to invest significant resources in manufacturing or marketing.
Increased specialization leading to technological advantages: When a company licenses its technology or expertise to a foreign partner, it can benefit from their specialized knowledge and resources, which can lead to technological advancements.
Simplified development strategy: Instead of setting up new operations in foreign markets, licensing allows companies to rapidly enter new markets and start generating revenue.
Less government involvement: Licensing can help companies avoid navigating complex government regulations and restrictions that may be present in foreign markets.
I recently saw an advertisement that said your company would give a 5% discount to anyone who enrolls in a payment plan. My monthly bill is $75. How much will i save if i enroll in the automatic payment plan
Answer:
3.75
Explanation:
we multiply 75 by 5%
5% can also be written as .05
When a person wants to save after enrolling in the automatic payment plan, the person can save up to 3.75.
What is the automatic payment plan?When funds are regularly transmitted on a certain date to pay a recurring expense, such as a mortgage, credit card, or utility bill, this is known as an automatic bill payment.
To pay their monthly expenses, people can set up automatic bill payments through their online bank account, brokerage, or mutual fund. With the handy option of "AutoPay," the person’s default credit card or bank account will be used to automatically pay the invoices each billing cycle on the due dates.
One won't have to worry about having to remember to pay on time and they will escape any late penalties.
Required calculations can be done by multiplying [tex]75[/tex] by [tex]5[/tex] ‰ or [tex]0.05[/tex],
[tex]75 \times 0.05 = 3.75[/tex]
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A(n) _________ tax rate is the amount of taxes divided by the amount of income..
Answer:
Average tax rate
Explanation:
The average tax rate is that tax rate at which the taxes amount is divided by the total income amount
In mathematically,
Average tax rate = (Amount of taxes ÷ total income amount) × 100
It is always be expressed in percentage.
Suppose the tax amount is $25,000 and the total income amount is $100,000
So, the average tax rate would be
= $25,000 ÷ $100,000 × 100
= 25%
If Lev Vygotsky were in the room talking about his theory, which of the following terms might you hear him say?
Select one:
a. ego integrity
b. private speech
c. difficult temperament
d. preconventional level
Answer:
b. private speech
Explanation:
Private speech is self-talk for communication, self-guidance and self-regulation of behavior. It can be observed that children between the ages of two and seven participate in private conversation. Although it is vocal, it is not intended for, or intended for, others. The private speech was first studied by Lev Vygotsky and Jean Piaget. Private speech usually occurs in children between the ages of two and seven. It is for to develop early literacy skills and to help improve the child's task performance, success and achievement.
Roberto Martinez is a marketing manager for Friendly Financial Services. He has been looking at a variety of factors, such as technological, socio-cultural and economic trends as well as competitive conditions. Martinez is confident that these factors will impact Friendly's future marketing success. His efforts are an example of:
Answer:
Environmental Scanning
Explanation:
Environmental scanning is the method of collecting information about activities within the internal and external environments of an entity and their relations.
As Roberto is looking at different factors in the company like, technological, socio-cultural and economic trends as well as competitive conditions, to groom the future of the company
The fundamental purpose of environmental scanning is to assist management in evaluating the organization's future direction.
It is standard procedure to reject a job offer during the interview so you do not waste the time of the interviewer.
A. True
B. False
Answer: False.
Explanation:
An interview is a meeting between an interviewer(s) and a job applicant, where the job applicant is asked questions on his capability to handle a particular job role.
If a job applicant is not interested in a job offer, he doesn't need to attend the interview even after invitation, the job applicant's absence in the interview would show lack of interest in the job offer.
Answer:
false
Explanation:
Which of the following statements is not true? Select one:
a. Operating leverage refers to the extent to which a company's net income reacts to a given change in sales.
b. Companies that have higher fixed costs relative to variable costs have higher operating leverage.
c. When a company's sales revenue is increasing, high operating leverage is good because it means that profits will increase rapidly.
d. When a company's sales revenue is decreasing, high operating leverage is good because it means that profits will decrease at a slower pace than revenues decrease.
Answer:
D) When a company's sales revenue is decreasing, high operating leverage is good because it means that profits will decrease at a slower pace than revenues decrease.
Explanation:
High operating leverage means that a business will have a higher proportion of fixed costs as compared to variable expenses. And as such, a decrease in sales would mean a more rapid fall in profits as a larger proportion of the costs is made up of fixed costs and hence is unavoidable with a fall in sales. With this information in view high operating leverage and decreased sale will greatly reduce profits.
All the other statements (a,b and c) about operating leverage are true.
Hope that helps.
The use of simulation to create an aggregate plan:
a. will produce the best plan.
b. will produce a plan that may not be the best plan.
c. is the most widely used technique.
d. requires a minimum of four iterations to be accurate.
e. is easy to implement.
Answer:
Answer is option b i.e. will produce a plan that may not be the best plan.
Explanation:
Simulation is the technique used to create an artificial environment that is similar to the real-life situation to study various problems and how to tackle them. However, it is not the full proof plan which means it is based on certain probability and chances that a certain situation might arise. Many times situations are not as planned and here we cannot solely depend on the solution that we have learned during the simulation process. Therefore, the simulation will provide us with a plan that may or may not be the best plan.
Simulation in aggregate planning may not yield the best plan as it depends on assumptions and model parameters. While useful for predicting system dynamics, simulations are subject to limitations.
The use of simulation to create an aggregate plan will produce a plan that may not be the best plan. While simulation models are powerful tools that use computer algorithms to predict system dynamics and are particularly effective in visualizing and understanding complex systems, they are subject to the limitations of the assumptions and parameters set within them. Simulations can be cost-effectively used to model ecosystem dynamics and facilitate clinical decision-making, but they do not guarantee the best plan due to potential inaccuracies and oversimplifications. The effectiveness of simulation models depends significantly on the accuracy and completeness of the data and assumptions that inform them.
An MNC in a developing country is operating amidst severe space constraints, and the infrastructural conditions in the city are bad, causing a lot of lost man-hours. Anticipating rapid growth in the months to come, the company has created a recruitment plan based on its revenue expectations. However, it wants to manage this expansion without undertaking an expensive physical expansion. Which of the following could be a solution for the company?A) profit sharing
B) groupshifting
C) telecommuting
D) gainsharing
E) codetermining
Answer: Option C
Explanation: In simple words, telecommuting refers to the arrangement in which an employee of the organisation performer his or her job activities right from his or her home without going to a specified work place.
This is a modern times business technique which is used by organisations to save their costs like rent and travelling allowance to employees that they have to bear. Such arrangement is generally made for the jobs that requires no client dealings and have specified targets set.
Thus, from the above we can conclude that the company should go for telecommuting as it will save the man hours.
If a premium on a bonds payable transaction is not amortized, what are the effects on interest expense and total stockholders' equity?
Answer and Explanation:
A bond premium which is payable on bond is amortized will be amortized with a charge to the premium and an a good representative for intrigue cost, lessening it. On the off chance that amortization isn't recorded, intrigue cost isn't appropriately decreased and is exaggerated. The exaggeration of intrigue cost will bring modest representation of the truth of net gain and a modest representation of the truth of value
Not amortizing a premium on bonds payable leads to a higher reported interest expense and artificially inflates total stockholders' equity, as the premium decreases the cost of borrowing over the bond's term but, if not amortized, remains as an overvalued asset.
If a premium on a bonds payable transaction is not amortized, the effects on interest expense and total stockholders' equity are specific and noteworthy. Normally, the premium on bonds payable, which is the amount by which the bond's issuance price exceeds its face value, should be amortized over the life of the bond. This amortization can reduce the amount of interest expense reported in each period. However, if the premium is not amortized, the interest expense will be reported as higher than it actually is because the premium serves to effectively reduce the cost of borrowing over the bond's term. Additionally, not amortizing the premium will lead to reporting a higher total stockholders' equity than accurate, as the unamortized premium is counted as an asset.
If a ppf has a negative slope and is bowed out, we experience ________ opportunity costs as we continue to move down and to the right along the curve.
Answer:
Explanation:
Production possibility frontier (ppf) is a graph which shows the existence of opportunity cost of moving from one combination of goods to another . Its slope is always negative and bowing out or downward sloping because opportunity costs always diminish or go down due to law of diminishing marginal return.
To keep enough cash on hand to meet depositors' demand for withdrawals, banks must engage in liquidity management.
A. True
B. False
Which of the following resource management key activities defines and categorizes incident resources by capability?
Answer:
Identifying and Typing Resources
Explanation:
NIMS Resource Management is important because in case an incident happens, you need to get the right resources to the right place and at the right time in order to preserve the life and well being of the residents.
Resource management includes four key activities:
Identifying and typing resources : resources must be inventoried and categorized based on capability, category, kind and type.Qualifying, certifying, and credentialing personnel Planning for resources Acquiring, storing, and inventorying resourcesResource Typing is the key activity in resource management that defines and categorizes incident resources by capability.
Explanation:The key activities that define and categorize incident resources by capability in resource management are known as Resource Typing.
Resource Typing is the process of identifying, organizing, and classifying resources based on their inherent characteristics, capacities, and capabilities. By doing so, resource typing ensures that the right resources are assigned to the right incidents, based on their suitability and effectiveness.
For example, in a firefighting operation, resource typing would involve categorizing fire engines, firefighters, helicopters, and other equipment based on their capacity to combat different types and sizes of fires. This helps incident managers to deploy the most appropriate resources for each specific incident, optimizing their effectiveness and minimizing the risks.
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The second largest share of an individual’s consumption expenditure is for nondurable goods (such as food and clothing) at approximately _____ percent.
a. 9
b. 29
c. 59
d. 89
Answer:
b. 29
Explanation:
consumption expenditure is the expenditure directly incurred by the households for the purchase of goods and services.
approximately 29% which is the second largest share of an individual’s consumption expenditure is for nondurable goods.
You opened a U.S. Bank's Standard Savings account in January of this year with a 3% annual interest rate but there is a monthly maintenance fee of $4, which you can get waived if you keep a $300 minimum daily balance. If you can only keep up a $250 minimum balance, are you making money or losing money in the account?
Answer:
losing money
Explanation:
A monthly maintenance fee of 4 percent translates to an annual fee of 48 percent. This means that the bank will deduct 48 percent from the deposit every year as maintenance fees. The account will be earning 3 percent per year as interest. A comparison of the 3 percent gain and 48 percent deductions, shows account is losing money. Every year, the account will lose 45 percent of the deposits.
For the account to earn money, the annual interest rate must be greater than the yearly maintenance fee. For this case, if the annual interest rate were at 12 percent and maintenance fee at 4 percent, the account would make money. In real life, an individual should also consider the inflation rate.
Answer:loosing money
Explanation: trust me
Interest group influence is particularly strong among ______ agencies that are responsible for overseeing the nation's business sectors.
Answer: The correct answer is "regulatory".
Explanation: Interest group influence is particularly strong among regulatory agencies that are responsible for overseeing the nation's business sectors.
Regulatory agencies are those that control or supervise the business sector of nations.
During the past year, Arnold Inc.'s comparative balance sheet reported an increase in overall stockholders' equity of $43,500, a decrease in total liabilities of $17,200, and an increase in assets other than cash of $12,000. Consequently, Arnold, Inc. reported a(n) __________ in cash of ____________.
Answer:
increase in cash of $14,300
Explanation:
The question is related to basic accounting equation:
Assets = Liabilities + Owner's EquitySince we have to find increase or decrease in cash, we will break up Assets into two parts that are Other Assets and Cash.
Now the equation would look like this:
Other Assets + Cash = Liabilities + Owner's Equity$12,000 + Cash = -$17,200 + $43,500Cash = - $17,200 + $43,500 - $12000Cash = $14,300Notable points: Increase in Other Assets is shown by +$12,000
Decrease in Liabilities is shown by -$17,200
Increase in Owner's Equity is shown by +$43,500
End result is +$14,200 showing increase in Cash
When there is excess demand in the loanable funds market, which of the following will occur?
When there is excess demand in the loanable funds market, interest rates typically rise. This happens due to lenders recognizing the opportunity to raise rates because of high demand. As interest rates rise, more people prefer to lend, reducing the gap between the supply and demand.
Explanation:
When there is excess demand in the loanable funds market, the borrowers are more than the lenders. This scenario often takes place when the interest rate is below the equilibrium. In such a situation, lenders or firms perceive that there is an opportunity to raise the interest rates due to high demand.
As an example, assume that the interest rate stands at 13%, the supply of the funds is $510 billion, while the demand stands at $700 billion. Here, there is an excess demand of $190 billion. As result, lenders can raise the interest rates to balance this supply and demand gap.
Remember, when the interest rate increases, it encourages more people to lend money, increasing the supply of loanable funds and simultaneously reducing the demand from borrowers who now find it expensive to borrow. As such, the market faces economic pressures causing the interest rate to creep up towards the equilibrium level.
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The successful conveyance of real estate depends on a well-formed contract for sale since the contract dictates the rights and type of deed involved, as well as choreographs the entire transaction. Which of the following features of the contract for sale refers to the arrangements agreed to by the parties, such as price and date of closing?
A. Contract terms
B. Contract conditions
C. Equitable title
D. Contingency clause
Answer:
A. Contract Terms
Explanation:
Contract terms also known as terms of a contract or contractual terms represent provisions or specifically outlined terms in a contract that give rise to a contractual obligation. In other words, contract terms are the specifics of a contract that makes the contract legally binding and the breach of which can lead to litigation of one party by the other.
Contracts terms specify the rights and the obligations of parties in a contract.
Some of the features of a standard contract include; payment terms, issue on confidentiality, attorney fees, date of closing, liquidated damages among otherss.
The ratios used in evaluating a company's liquidity and short-term debt paying ability that complement each other are the Entry field with incorrect answer now contains modified data Accounts receivable turnover ratio and the Entry field with correct answer current ratio.
Answer:
Current Ratio
Explanation:
Current ratio is the proportion of current assets to current liabilities. It is one of the liquidity ratios that measures the capability of an organization to meet it short term obligations which is represented by current liabilities such as accounts payable and short term loans.
These liabilities are met with current assets such as cash and accounts receivables. Ideal current ratio is 2:1 that implies that the organization has enough currents assets to meet its short term liabilities as well as maintain adequate liquidity.
a period of time against which costs of the market basket in other periods will be compared in computing a price index is called
Answer:
Base period
Explanation:
The formula to compute the price index is shown below:
Price index = (Market price in a given year) ÷ (Price at the base period) × 100
Based on the market cost for the given period for computing the price index, the base period price is also needed without which the computation cannot be done. The formula is shown above.
The base period is generally used for comparison so that proper analyzes could be made
Cindy goes to the lumber yard to buy lumber for a deck that she is building. She tells the salesperson at the lumber yard that she is relying on him to select the right lumber for a project. She buys the lumber and builds the deck. The deck collapses because the lumber was not strong enough to support it. What type of warranty most likely has been breached?a. Express
b. Implied warranty of merchantability
c. Implied warranty of fitness for a particular purpose
d. None
Answer:
c. Implied warranty of fitness for a particular purpose
Explanation:
The warranty of fitness for a particular purpose is inferred whenever a purchaser depends on the supplier to pick the products to fit a particular query.
For instance, if a customer asks a mechanic to supply winter tires and receives tires that are unfit for use in weather, this warranty is breached.
It is also possible to explicitly revoke this implicit warranty by name, thus moving the threat of unfitness back to the purchaser.
______________ typically aim to build commercial mortgage loan portfolios that are diversified by property type and geography as well as in accordance with applicable investment guidelines.
A) Pension Funds
B) Commercial Banks
C) REITs
D) Life Insurance Companies
Answer:
D, Life Insurance companies
Explanation:
Life insurance is a contract between an insurance policy holder and an insurer such that the insurance policy holder promises to pay the insurer a particular amount of money upon the death of the insurer's person of chioce after a period of time.
There are 3 types of life insurance namely; whole life, universal life and variable universal life insurances.
Life insurance companies provide life insurance services or policies at a certain rate every month.
Cheers
The person who does not have representation in a transaction broker relationship is called:
Answer:
No representation broker
Explanation:
A no representation broker represents no one in a broker relationship, the agent only represents himself. Since the broker does not represent the buyer nor the seller, he/she can help them both in order to complete the transaction. There is no loyalty nor any fiduciary responsibility in the transaction.
But no representation brokers have certain duties:
Disclose his/her duties to the sellers and buyers.Deal with all parties honestly and fairly. Disclose all known facts that materially affect the value of residential property. Account for all the funds entrusted to the licensee.When gross domestic product (GDP) increases, national income ________ and national output ________.
Answer:
Increase , Increase
Explanation:
Gross domestic product GDP is a measure of the total value of a country's output in a given year. It shows the final value of all goods and services produced within the boundaries of an economy. Economists use GDP to ascertain whether an economy is expanding or declining.
An increase in GDP means that the total output in the economy. More products and services were produced in that period compared to the previous period. An increase in GDP creates employment as more workers will be needed in production processes. As demand and the number of workers increase, total income in the economy rises.
When GDP increases, national income and national output both generally increase. The relationship between GDP growth and population growth affects GDP per capita. Increases in real GDP result in higher incomes and increased demand for money throughout the economy.
When gross domestic product (GDP) increases, national income also increases and national output rises. GDP is a measure of the economic performance of a country, tallying the value of its goods and services produced over a specific period. An increase in GDP typically signifies that the economy is producing more goods and services, which often leads to higher incomes for individuals and businesses. This is because an increase in real GDP results in higher earnings throughout the economy, leading to a higher demand for money. It's important to note that these increases are assuming that the GDP growth outpaces the population growth. However, if the population grows faster than GDP, then while the overall GDP may still increase, the GDP per capita, or GDP for each individual, may decrease.
Stacy, a self-employed accountant, currently earns $100,000 annually. Stacy has been able to save 18% of her annual Schedule C net income. Assume that Stacy paid $11,000 in Social Security taxes, and that she plans to pay off her mortgage at retirement, thereby relieving her of her only debt. Stacy presently pays $1,500 per month toward the mortgage. Based on the information provided herein, what do you expect Stacy’s wage replacement ratio to be at retirement?
Answer:
Wage Replacement Ratio = $53,000 / $100,000 = 53%
Explanation:
Total Mortgages = $1,500 x 12 = $18,000
Dollar Value Percentage
Salary $100,000 100%
Less: Self-Employment Taxes (11,000) (11%)
Less: Savings (18,000) (18%)
Less: Mortgage Payments (18,000) (18%)
$ 53,000 53%
Wage Replacement Ratio = $53,000 / $100,000 = 53%
Final answer:
Stacy's wage replacement ratio at retirement is expected to be 36%.
Explanation:
To calculate Stacy's wage replacement ratio at retirement, we first need to determine her annual Schedule C net income. If she saves 18% of her annual income, then her annual savings would be:$100,000 × 0.18 = $18,000
Next, we can calculate Stacy's mortgage pay-off amount by multiplying her monthly payment by 12:$1,500 × 12 = $18,000
Considering that Stacy has no other debts and plans to pay off her mortgage at retirement, her wage replacement ratio would be:($18,000 + $18,000) / $100,000 = 0.36 or 36%
Companies that engineer products to customer specifications normally do not have _______________ as part of their supply chains.
Answer:
The answer would be B
Explanation:
Companies that engineer products to customer specifications normally do not have distribution centers as part of their supply chains.
After setting the pricing objective, the next step in Amy's price-setting process is to:_______. a) monitor the effectiveness of a set price. b) analyze competitors' pricing. c) evaluate demand. d) determine the costs.
Answer: Evaluate demand
After setting the pricing objective, the next step in Amy's price-setting process is to evaluate demand
Explanation:
The people in an economy have $25 million in money. There is only one bank where they deposit their money and it holds 10% of the deposits as reserves. What is the money multiplier in this economy?
A. 5 B. 1 C. 20 D. 10
Answer:
The people in an economy have $25 million in money. There is only one bank where they deposit their money and it holds 10% of the deposits as reserves. What is the money multiplier in this economy?
D. 10
Explanation:
10% of $25, 000, 000= $2,500,000
Money multiplier in this economy is by 10
The money multiplier in this economy is 10. This is computed by taking the reciprocal of the bank's reserve requirement, in this case, 10%.
Explanation:In economics, the money multiplier is the amount of money that banks generate with each dollar of reserves. The money multiplier is calculated as the reciprocal of the reserve requirement. In this case, the bank holds 10% of deposits as reserves. Therefore, we compute the money multiplier as 1 / 0.10 = 10. This means that for every dollar deposited in the bank, the bank can loan out 10 times that amount. Therefore, the money multiplier in this economy is 10 (Option D).
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An unlicensed person engages in advertising that conveys the clear impression that he is a licensed real estate broker or is an officer or employee of a corporation who knowingly advertises a false statement concerning any land or subdivision. In this scenario, which of the following is not true?
A. The advertiser is subject to a fine.
B. The advertiser can be sentenced to up to a year in prison.
C. The person is breaking the law.
D. The advertiser must prove he was grandfathered in as a licensee.
Answer: D. The advertiser must prove he was grandfathered in as a licensee.
Explanation:
The person has engaged in a false statement and is also an unlicensed person. The question states which of the following is not true. Which means that the advertiser must prove he was grandfathered in as a license is untrue. All the other option is true. Grandfathered in means that the individual is still functioning in an old rule rather than the new one.