A property seller empowers an agent to market and sell a property on his behalf. what is this an example of
What factor is NOT included in determining the total cost of a loan?
A )credit history
B) length of loan
C) interest rate
D) down payment
Walgreens customers can sign up for the balance rewards program, entering a member number or using a member card every time they make a walgreens purchase in order to receive discounts and build up points that can be redeemed for rewards. information that walgreens collects through these purchases is best described as ________.
Walgreens collects 'transactional data' through its Balance Rewards program, which includes the purchasing details of its customers such as the items bought, purchase times and frequency. This data helps in offering personalized discounts and analyzing shopping behaviors, similar to how EBT cards work for food purchases with certain benefits.
Explanation:The information that Walgreens collects through its Balance Rewards program is best described as "transactional data." Customers who sign up for this program and use their member number or card at the time of purchase allow Walgreens to track their buying habits. This transactional data is valuable for Walgreens as it can be used for targeted marketing and improving customer service. It includes details such as what items were bought, when they were bought, and how often certain items are purchased.
Walgreens uses this data not only to provide discounts and points to the customers but also to analyze shopping patterns and preferences. The accumulation of points can lead to rewards that customers can redeem, and these benefits can be likened to how Electronic Benefit Transfer (EBT) cards allow for the purchase of eligible food items at participating stores. Both systems provide value to the user through a structured rewards system.
Noninstitutional lenders who usually lend their own money and then sell their loans to others and service the loans are called:
The term for noninstitutional lenders who lend their own money, sell these loans to others, and continue to service these loans is mortgage bankers. These lenders finance loans with their own funds, sell the loans to investors, and undertake the administrative tasks of the loans.
Explanation:Noninstitutional lenders who lend their own money, sell their loans to others, and service the loans are referred to as mortgage bankers. Mortgage bankers finance loans with their own funds at closing and then sell the loans to investors. After they sell the loans, they continue to service them, meaning they continue with the administrative tasks of the loan such as collecting payments. These tasks are done on behalf of the investor who owns the loan.
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When noticing a suspicious vehicle on your property?
A zero-coupon bond can be redeemed in 20 years for $ 10 comma 000.$10,000. how much should you be willing to pay for it now if you want a return of:
Final answer:
To calculate the present value of a zero-coupon bond that will be redeemed in 20 years for $10,000, you use the present value formula considering the desired annual return rate. If market interest rates rise, you would pay less for the bond; if they fall, you would pay more. The correct answer is PV = $3,769.11.
Explanation:
When considering zero-coupon bonds and market interest rates, it's important to understand that the price of a bond inversely relates to the interest rate demanded by the market. In the context of a zero-coupon bond that will be redeemed in 20 years for $10,000, if you are seeking a return on investment different from the original terms, the current price you should pay will vary depending on the return rate you desire.
For example, if you want a return of 5% annually, you would calculate the present value of the bond using the formula:
PV = FV / [tex](1 + r)^n[/tex]
Where:
PV is the present value (what you should pay now)
FV is the future value of the bond ($10,000)
r is the annual interest rate (0.05)
n is the number of years until maturity (20)
Let's do the math:
PV = $10,000 / [tex](1 + 0.05)^{20}[/tex]
PV = $10,000 / 2.6533
PV = $3,769.11
Thus, you should be willing to pay $3,769.11 for the bond now to achieve a 5% annual return over 20 years. If market interest rates rise, the price you would pay for this bond would be less because you could potentially obtain a higher return from different investments. Conversely, if interest rates fall, you would pay more for the bond since it becomes harder to find investments that can match the desired return.
How many seasons of the real ghostbusters?
Answer:
all together there are 4
Explanation:
One of the advantages of having a savings account is that the money can be used for emergency purposes, whereas money in bonds, CDs, or investments may not be readily available.
TRUE OR FALSE
Answer:
TRUE is the correct answer.
Explanation:
One of the advantages of having a savings account is that the money can be used for emergency purposes, whereas money in bonds, CDs, or investments may not be readily available is true.
When you require your money at the emergency condition in case of CD, investments and bonds you may get less cash than you have invested or you need to pay penalty for the early withdrawal whereas in case of saving account you can withdraw your money at emergency condition without any loss or without any penalty.
Savings accounts are the safest way to save money and to earn interest in the cash deposited.
Advantages of saving account
In saving accounts your deposited money is safe and it also gives interest.In saving accounts, money can be kept safe and the money can be used at the time of requirement or emergency.Saving account can be open at very little cash.
What company or individual is responsible for developing the windows operating system?
Indra nooyi, ceo and chairman of pepsico is considered the most powerful woman on fortune's 50 most powerful women's list, uses the strategy "performance with purpose" to guide pepsico. an example of a program consistent with their strategy is pepsico's "pepsi challenge" which provides consumers with the opportunity to come up with creative solutions that "refresh the world". in this situation, nooyi is an example of someone who uses:
In today's high-income societies, children are
Identify and discuss three areas which lead to failure for Toyota south Africa
Building a strong value structure foundation consists of
These are some values or actions, which creates a tough value structure foundation. If you are constructing a tough "value structure foundation" it comprises of pursuing to be a better person, collaborating positively, and being thoughtful to your audience or viewers.
Building a strong value structure foundation in college involves identifying personal strengths and values, which supports self-efficacy and guides in creating supportive relationships and networks. Values originating from family and culture may evolve, and commitment to these values facilitates personal growth and integrity.
Building a strong value structure foundation is essential for creating your best self during college, which involves more than academics alone. At the core of this foundation are your positive attributes and a clear understanding of your values.
Not only does this bolster self-efficacy, but it allows one to build a supportive network of like-minded individuals. To start, you should identify your strengths by reflecting on what makes you feel good about yourself, including traits that make you a valued friend or community member. These are the pillars of your self-confidence and self-efficacy.
Identifying ValuesNext, consider your values which are deeply rooted in family, culture, and community. Understand that these values may evolve as you face new challenges and grow independently during your college years. Recognizing when your values are challenged will help you better understand why you hold them dear and how you might be open to change.
Values in ActionIt's also critical to move beyond just acknowledging your fundamental values to putting them into action, which requires determination and courage. Businesses, such as Ben & Jerry's and Microsoft, illustrate how founder values can shape the culture and success of an organization. Similarly, building your value structure in college can contribute to personal growth and success.
13 a company figured it needed 56.5 square feet of carpet for its reception room. to allow for waste, it was decided to order 30 percent more material than needed. fractional parts of square feet cannot be ordered. at $7.00 per square foot, how much would the carpet cost?
Chad's boss demoted him when he did not meet his sales goal for the month. this action indicates the use of
The answer to this question is that Chad’s indicates the use of punishment. Punishment is a rough treatment to an individual because of a particular behavior that is unacceptable. In this situation, Chad was demoted because he did not reach his quota. The demotion of Chad was the form of punishment given by his boss.
Statistically speaking, about how many times in your life will you be involved in a collision?
You place $4,00.00 in a bank account with an interest rate of 5.25% APR and another $2,000.00 in account with an interest rate of 6.00% APR.After 6months which account will have earned the most interest?
The account with the $ 4,000 deposit and 5.25% APR will have earned more interest over six months than the account with the $ 2,000 deposit and 6.00% APR.
Explanation:The amount of interest earned on an account is determined by the amount deposited and the Annual Percentage Rate (APR). Interest can be calculated with the formula:
Interest = Principle x Rate x Time.
In this case, for your $4000.00 deposit at a 5.25% APR account the interest for six months would be
$4000 x 5.25/100 x 0.5 (0.5)because it is only for half a year) which gives $105.
Meanwhile, for your $2000.00 deposit at 6.00% APR, the six months' interest would be: $2000 x 6.0/100 x 0.5 which is $60. So, the account with the $4000 deposit and an APR of 5.25% will have earned more interest over six months.
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Hope is desperate for the new designer purse that she saw while window shopping at her local mall. she knew every girl in school would covet her bag and wish to be like her. when she walked in, she whipped out her credit card, and purchased the $5,000 bag. this kind of purchasing is called: question 50 options: 1) conspicuous consumption 2) popular consumerism 3) designer consumerism 4) credit card consumerism
The answer is number 1, conspicuous consumption. It is the acquisition of goods or services for the particular purpose of displaying one's wealth. Conspicuous consumption is a means to display one's social status, especially when the goods and services publicly displayed are too expensive for other members of a person's class. This kind of consumption is characteristically associated with the wealthy but can also relate to any economic class. The concept of consumerism stems from conspicuous consumption.
When a purchase on account is made the invoice becomes a debit memo?
An invoice does not become a debit memo when a purchase is made on account. Instead, the purchase leads to a debit in the Purchases account and a corresponding credit in Accounts Payable. This is separate from a debit card purchase, which could result a debit memo from the individual's bank.
Explanation:When a purchase is made on account, the invoice does not typically become a debit memo. In business, a debit memo is an official document that shows the amount that is due for goods or services. An invoice, on the other hand, is a document that lists the goods or services provided, their quantities, and prices.
For accounting purposes, when a purchase is made on account, it often results in a debit to the Purchases account and a corresponding credit to Accounts Payable. This transaction is separate from a debit memo. But you might confuse it with a debit card purchase where the amount is immediately deducted from the person's checking account. In that case, the person's bank might issue a debit memo to the account, reflecting the immediate subtraction of funds for the purchase.
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______________ helps to reduce bottlenecks of traffic by allowing up to eight switch ports to be bound together for data communications.
Link Aggregation or Port Trunking is the technique that can reduce traffic bottlenecks by binding multiple switch ports together to increase data capacity and enhance network performance.
Explanation:The technology in question is known as Link Aggregation or Port Trunking. This is a technique used in high-speed networking systems to provide increased data capacity. By allowing up to eight switch ports to be bound together for data communications, traffic bottlenecks are reduced. The ports work together as one to increase bandwidth and enhance the performance of your network. For example, if a switch has a data capacity of 10mb per port, by using link aggregation, you could combine eight ports to provide 80mb of data capacity. This is beneficial for data-intensive applications like video streaming, online gaming, and large file transfers.
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In a ________ computing model, companies use their own infrastructure for essential computing tasks and adopt public cloud computing for less critical operations or additional processing during peak business periods.
Assuming a company has been gathering ideas for new products, what is the next step in the development process?
"what type of internet monitoring technique records information about a customer during a web surfing session, such as what websites were visited and how long the visit was, or what ads were viewed and what was purchased?"
He ________ helps design programs and systems to find new sources of knowledge or to make better use of existing knowledge in organizational and management processes.
What is the cause of change for empedocles?
The cause of change for Empedocles is Love and strife.
Empedocles was a Greek philosopher. He explained the diversity and changes in the work and according to him love and hate is the principle for change, like love combines and hate separates. He also conceived the reality as unity of root elements that are earth, air, water and fire.
Which term most closely matches the description: an expression of the risk associated with a hazard that combines its severity and probability into a single arabic numeral which can be used to help determine hazard abatement priorities?
While filling out a personal assessment, a student notices that many of her interests involve science and research. Therefore, the assessment would most likely indicate that this student is best suited for a career in the
Technology cluster.
Art and Performance cluster.
Legal cluster.
Public Service cluster.
While filling out a personal assessment, a student notices that many of her interests involve science and research. Therefore, the assessment would most likely indicate that this student is best suited for a career in the technology cluster
In two to three paragraphs, summarize below what you learned about shopping for tires.
Shopping for tires goes beyond brand or size consideration. Knowing the physics behind tire pressure, which changes with temperature, is essential for purchasing optimal tires for specific temperature conditions.
Explanation:Shopping for tires entails considering the tire’s pressure, which varies depending on changes in temperature. When tire shopping, it is important to first identify what you know and need to know. For instance, knowing the current temperature and the temperature at which the tires perform optimally will aid in determining the correct tire pressure. Utilizing an equation can provide precise answers. In essence, understanding the physics behind tire pressure helps make informed decisions when shopping for tires, as the tire pressure significantly impacts the tire’s performance and safety.
In summary, tire shopping goes beyond just opting for a trusted brand or the correct tire size. It also involves understanding the fundamentals of tire pressure, which is influenced by temperature changes. This knowledge is crucial in identifying the right tires that perform optimally under specific temperature conditions.
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What do we call the unreasonable restriction of business activities that results from conspiracy among members of a trade?
In the seven step military problem solving process you have identified the problem. what is the next step?