According to the video what are the purpose of the Dodd Frank Act Check all that apply?
1)To protect banks from abusive financial practices
2)To improve accountability for banks
3)To end bailouts
4)To protect consumer from abusive financial practices
5)To allow for greater banking profits

Answers

Answer 1

Answer:

2

3

4

These are correct.

Answer 2

The correct options are 1, 2 and 3. The purposes of the Dodd-Frank Act are to protect consumers from abusive financial practices, improve accountability for banks, and end bailouts.

The purposes of the Dodd-Frank Act are as follows:

To protect consumers from abusive financial practicesTo improve accountability for banksTo end bailouts

The Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted to promote the financial stability of the United States by improving the accountability and transparency in the financial system, ending 'too big to fail' practices, and protecting consumers from abusive financial services practices.


Related Questions

julia evaluated 3^3 + 20 ÷ 2^2. what value should she get as her answer?​

Answers

3^3=27

3x3=9 9x3=27

2^2=4

2x2=4

27+20 divided by 4

Divide first!

20 divided by 4 equals 5

5x4=20

Then add!

27+4= 31

Answer is 31

To answer this question, let’s figure it out for ourselves.
Use PEMDAS, or order of operations, to properly solve it.
Since there are no Parenthesis, we can skip that step.
However, exponents are an option, evaluate the exponents.
3*3*3=27
2*2=4
Our equation is now 27+20/4
Now, multiply and divide from left to right. There is no multiplication, so just solve for division.
20/4=5
Our equation is now 27+5
Finally, add to solve.
32 is the answer.
Hope this helps!

Are there other public functions that might benefit from more competition, including competition from private firms? What key things would lead you to exclude certain kinds of business?

Answers

There are loads of examples of public services that might be more efficiently run with competition. Think about the US Postal Service. With the rise of UPS and FEDex, the USPS has had to improve and change to stay competitive. I think there needs to be a line drawn where there needs to be significant oversight because the services could have a significant impact on people's livelihood. Think about police or military, I am not sure that I want a private firm handling those sensitive issues.

what is the definition of "Forward Vertical Integration"? IGCSE Business studies

Answers

Occurs when a firm from the primary sector of industry merges with a firm from the secondary sector, or a firm from the secondary sector merges with a firm from the tertiary sector.

Forward vertical integration is a growth strategy that involves a company extending its control over the post-production stages of the value chain to enhance its market position and financial performance.

Forward vertical integration is a business strategy where a company expands its operations to include control over the distribution and sales of its products or services. This typically involves a company moving beyond its current production or manufacturing activities to own or control the subsequent stages in the value chain, such as distribution centers, retail outlets, or even direct-to-consumer sales channels.

The primary goal of forward vertical integration is to gain more control over the product's journey from the point of production to the end consumer. By doing so, a company can potentially reduce costs, improve efficiencies, and increase profit margins. It can also lead to better quality control and a more streamlined supply chain. Additionally, forward vertical integration can provide companies with direct access to consumer data and insights, which can be valuable for marketing and product development purposes.

An example of forward vertical integration would be an automobile manufacturer that not only produces vehicles but also owns its dealerships. By selling directly to consumers through these dealerships, the company can exert greater influence over the pricing, marketing, and customer service experience, potentially leading to increased customer loyalty and higher profits.

What answers apply to “mutual funds”?

Answers

Final answer:

Mutual funds are professionally managed investment programs that can focus on specific areas or mimic the performance of the stock market. They offer advantages like liquidity and diversification, but also come with risks and expenses.

Explanation:

Mutual funds are investment programs that are professionally managed and paid for by shareholders. They can focus on specific areas, such as investing in company stocks based in a particular country or industry. Some mutual funds aim to mimic the overall performance of the stock market, known as index funds. Mutual funds offer advantages like liquidity and diversification, but also come with risks and expenses.

Final answer:

Mutual funds are investment vehicles offering varying focuses, from specialized sectors to broad market coverage with index funds. They offer the potential for high rates of return and are typically less risky and more liquid than individual stocks. Mutual funds are professionally managed and provide the benefit of diversified portfolios, which can lead to higher expected returns with managed risk levels.

Explanation:

Mutual funds are investment vehicles that can vary widely in their focus. Some mutual funds specialize in specific sectors, such as investing solely in company stocks from Indonesia, bonds from large manufacturing firms, or stocks in biotechnology companies. Conversely, other mutual funds have a broad approach, with some even holding a small portion of every company in the stock market, leading their value to ebb and flow with the market's overall performance. These are known as index funds, which aim to replicate the market's overall movements. The primary advantage of investing in mutual funds is the potential for a high rate of return over time. Despite the risks being substantial, they are generally lower than the risks associated with investing in individual stocks. Moreover, mutual funds are known for their high liquidity, as long as they are traded frequently.

Another significant benefit of mutual funds is that they are professionally managed, which means they require minimal time and knowledge from investors. Mutual funds offer the ease of converting assets to cash, known as liquidity, making them appealing to investors seeking easy entry and exit. Though creating diversified portfolios can be costly, mutual funds inherently provide diversification, leading to potentially increased expected returns without correlating high levels of risk. However, it is crucial to note that the costs associated with managing these funds can be high.

Select the correct answer.

On March 1, Clean123 Inc. performs cleaning services for multiple customers. It sends customer invoices totaling $5,000. It expects to be paid at the end of the month for its services. How would Clean123 Inc. record this transaction?

A: Income 5,000 Accounts Receivable 5,000
B: Accounts Receivable 5,000 Service Revenue 5,000
C: Accounts Receivable 5,000 Income 5,000
D: Sales Revenue 5,000 Accounts Receivable 5,000

Answers

The correct answer is Choice B.

When a business makes a sale and expects to be paid in the near future it should be recorded as an Account Receivable. In this case the company will have a debit entry to Accounts Receivable and a credit entry to Service Revenue.

The correct way to record Clean123 Inc.'s invoicing of cleaning services expecting payment later is by debiting Accounts Receivable and crediting Service Revenue. This aligns with accrual accounting principles, where revenue is recognized when earned, regardless of when payment is received.So,option B is correct.

When Clean123 Inc. performs cleaning services and invoices customers, expecting payment later, the correct way to record this transaction on March 1 would be by an entry in the accounts receivable and service revenue. Therefore, the correct answer is: B: Accounts Receivable 5,000 Service Revenue 5,000. This is in accordance with accrual basis accounting, where revenue is recorded when earned, not when the cash is received.

For example, if a company like Treehouse delivers a service and is paid in cash, the journal entry would be a debit to cash and a credit to service revenue. On the other hand, if Treehouse has yet to receive the cash but has performed the service, it would debit accounts receivable and credit service revenue, anticipating that the cash will be received in the future.

6 factors of production pasta

Answers

The four categories of factors of production are land, labor, capital and entrepreneurship.  So, things that fall into these four categories that involve the production of pasta include the factory, the skills of the workers, the machines used to produce it, the ingredients used to produce it and the entrepreneurship and investment of the business owner.

Insurance is a financial service that allows a customer to share with a company.

Answers

Answer:

C. liability

Explanation:

Used by brain.

Insurance is a financial service that allows a customer to share with a company is liability.

What is considered a financial service?

Numerous depository banks, companies that offer investment products, insurance providers, other credit and financing institutions, and companies that offer vital financial utilities and services are all part of the financial services sector.

In any case, banking and insurance both today represent highly diversified and to some extent overlapping operations that are a component of a growingly complex financial services industry. These activities go much beyond merely providing loans and accepting risks.

Around the world, businesses in the financial services industry provide a wide range of financial services. Banking, brokerage, mortgages, credit cards, payment services, real estate, taxes, accountancy, and investment funds are among these services.

Thus, it is liability.

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Which best describes the answers a person might have to a personal vision and goal question and a future life question? I value family and loyalty, and would like to be able to spend a couple of weeks with my family each year. I value my religious beliefs, but I also value my hard-working attitude. My strengths are punctuality and honesty, and my weaknesses are indecisiveness and low confidence. My bachelor’s degree will be completed by the time I am 25.



A.) I value family and loyalty, and would like to be able to spend a couple of weeks with my family each year.

B.) I value my religious beliefs, but I also value my hard-working attitude.

C.) My strengths are punctuality and honesty, and my weaknesses are indecisiveness and low confidence.

D.)My bachelor’s degree will be completed by the time I am 25.

Answers

A.) I value family and loyalty, and would like to be able to spend a couple of weeks with my family each year.

Personal vision and goals is often less about specific job skills and educate and more about what someone envisions as their future ideal lifestyle

The statement that best describes the answers a person might have to a personal vision and goal question and future life question is I value family and loyalty and would like to be able to spend a couple of weeks with my family each year.

What do you mean by vision?

A vision refers to the mental state to think or plan about future.

The best statement that describes the answers a person that might have to a personal vision and goal question and a future life question is I value family and loyalty and would like to be able to spend a couple of weeks with my family each year.

Therefore, A is the correct option.

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What is the different between a bonus and commission?...

Answers

A bonus is more like a reward for service that doesn't vary as much as commission. For example if I say I got a $5000 bonus, it means I can only get 5000 dollars extra.

Commission on the other hand depends on how much a person sells in a day. If I get 30% commission and I sell 300 dollars worth of stuff that day, I get my daily wage plus 30% of 300.

Hope this helped!

Which of the following could be considered company benefits?
A. Overtime payments
B. Weekly wages
C. The employer's payment to Social Security
D. The employee's payment to Social Security

Answers

Final answer:

The company benefits can include overtime payments and the employer's payment to Social Security.

Explanation:

The company benefits are the benefits that an employer provides to its employees in addition to their regular wages or salary. These benefits can include:

Overtime payments: When an employee works more than the regular scheduled hours, they may receive overtime pay, which is typically a higher rate of pay per hour.

The employer's payment to Social Security: The employer is required to contribute a portion of the employee's wages to Social Security, which provides retirement and other benefits for qualified individuals.

Based on the options provided, options A and C could be considered company benefits.

Why does e-commerce save businesses money?

Answers

Simply put, e-commerce has less overhead than brick and mortar. Think reduced showroom/office space, fewer sales people, less risk of inventory theft, etc.

Because warehouses can stock much more inventory than stores.

On January 3rd, Gates Gems returned merchandise they purchased on account from Jewelry Wholesalers in the amount of $1,450. What is the transaction to reflect this return?

Answers

Final answer:

To record the merchandise return by Gates Gems, an accounting entry debiting Accounts Payable and crediting Merchandise Inventory by $1,450 is required. This reflects a decrease in both the liability to Jewelry Wholesalers and the inventory levels.

Explanation:

When Gates Gems returned merchandise purchased on account from Jewelry Wholesalers, the accounting transaction necessary to reflect this return would essentially reverse the initial purchase entry. The transaction would involve debiting the Accounts Payable to reduce the liability because the obligation to pay Jewelry Wholesalers decreases by the amount of the return, which in this case is $1,450.

Simultaneously, the merchandise inventory account needs to be credited, because the inventory level is being reduced by the items that were returned. The entry in a double-entry bookkeeping system would look like this:

Debit Accounts Payable $1,450

Credit Merchandise Inventory $1,450

This transaction will affect the balance sheet by decreasing both the inventory assets and the accounts payable liabilities.

Orlando had some grievances about a laptop he had bought a few months ago from a company. He sent an email to the consumer service department but they did not respond. He also called the company’s helpline; but they refused to address his grievance. How will Orlando vent his dissatisfaction that could possibly affect the sales of the company adversely? A. he visits the company’s consumer service department B. he sends an email to the company’s director C. he posts his experience on social media D. he conducts online research to check whether other consumers have had similar experiences

Answers

The answer to the question is A.

Using a minus (-) sign before a keyword search indicates that A. you're adding a "+" and then a "-"to refine the search. B. it's an optional term within your search. C. you're adding a word to your search. D. the word following the "-" is to be excluded from search.

Answers

The correct answer is D, The word following the '-' is to be excluded from the search.

When searching something on any search engine, if we use a hyphen before a keyword, that looks like a minus sign, " - ",  it gives results opposite to that keyword. It will exclude all the searches including that keyword. Similarly, if we use a Plus sign, " + ", before a keyword, it will show us the results containing this keyword.

There are many symbols that are used to refine our search. For example, colon, semicolon, quotation marks, two periods, asterisk, etc are used to refine our search.  

1.You should document your sources in all of the following situations except A. when using someone else's unique idea. B. when using factual, statistical, or visual material from some outside source. C. when directly quoting or paraphrasing a source. D. when using common knowledge.
2. Which of the following is not a type of informal report? A. Feasibility report B. Troubleshooting report C. Complaint report D. Progress report
3. When you use an outline to organize your writing, A. you'll burden your reader irrelevant, unnecessary information. B. you'll use concise, direct language. C. your writing will be muddy and confusing. D. your points will be unclear.
4. When you revise your report, you need to eliminate A. visual aids. B. the appendix. C. emotional language. D. objectivity.
5. Identify the type of information normally found in an informal field report from the following choices. A. Changes to benefits plan B. Conclusions and recommendations C. Safety conditions D. Employee complaints
6. Which of the following is not a component in part one of a formal report? A. Abstract B. List of illustrations C. Introduction D. Table of contents
7. Which of following is an example of a primary source? A. An article about the need for an upgrade to a company's software B. A survey of clients' satisfaction with the latest software update C. A blog post on a website dedicated to customer reviews D. A review of the latest software update
8. Which of the following is not one of the advantages of a table, chart, or graph? A. They show trends in data. B. They allow you to compare data. C. They can display a lot of information in a small space. D. They can be divided into many small segments
9. What is the main advantage of an electronic database? A. Relevant information is always available. B. Searching for information can be done quickly. C. All databases use the same search functions D. Information is limited to database subscribers.
10. Which of the following is not one of the three main objectives of a business report? A. Clarity B. Readability C. Logic D. Brevity

Answers

2. A. Feasibility report

What is a well informed, but often neglected, source of free marketing data?

Answers

Answer:  " college professors " .

__________________________________________

Assuming that the answer choices are:

__________________________________________

— Infomercials

— College professors

— Secondhand textbooks

— PR firms   ;

__________________________________________

The best — and correct — answer is:  "college professors" .

__________________________________________

A business that is owned and operated by a single individual is known as a
______ proprietorship.
*Sole

Answers

The answer will be

☆sole

A sole-trader.

You are Correct:)

A business that is owned and operated by a single individual is known as a Sole proprietorship.

What is business?

Business refers to the organization which is meant for producing or manufacturing a product or purchasing and selling of the product. It is involved in all the commercial activities in order to generate maximum profits in the business.

Sole proprietorship refers to the business entity in which the single person carries the day to day activities of the business. It is no separate legal entity. For example :- a person who owns the grocery shop.

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is a text or image that allows the user to access that file or web page with'a single click

Answers

Answer:

Explanation:

yes

Technology influences the way that business organizations function. Make a list of the various global industry trends that play a role in the field of business information management and related careers and briefly describe their uses.

Answers

New materials and products and ingredients. innovation, breakthroughs developments.improved production processes and business modules

Answer:

New materials, products, and ingredients along with new innovations, breakthroughs, and developments all play into the field of business information management and other related careers.

Explanation:

With so much time, money, and energy being devoted to the business, small business owners tend to have more zeal and devotion than do managers of big companies. True or False

Answers

True, based on the idea that many small business owners feel a personal connection to their business. It becomes part of their identity.

The statement mentioned above with regard to business owners is true.

What are business owners?

A business owner is the person in control of a company's operational and financial aspects. A business is defined as any organization that creates and sells goods and services for profit, such as an ecommerce website or a freelance writer.

Small company owners tend to be more zealous and dedicated than managers of large corporations since they invest so much time, money, and energy to the firm. The person in charge of a company's operational and financial elements.

The sentence is True, given that many owners of small businesses have an emotional connection to their company. It becomes a part of their personality.

Therefore, it can be concluded that The above assertion about company owners is correct.

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All of the following are included in the heading of an income statement except: Select one: a. Year-end date b. Statement of income c. Period of time covered by the statement d. Business name

Answers

The correct answer is choice a - year end date.

The heading of the statement includes the business name, the name of the statement and the period of time that the statement is for. The year end date is not correct because an income statement is for a period of time, not for a particular date.

Final answer:

The heading of an income statement includes the business name, the year-end date, and the period of time covered by the statement. The 'Statement of income' is a term that refers to the entire document or one of its sections, not a part of the statement's heading.

Explanation:

All of the following components are usually included in the heading of an income statement: the business name, the year-end date, and the period of time covered by the statement. However, the term 'Statement of income' is not part of the heading but rather refers to the entire document or one of its sections where revenue and expenses are detailed to show net income or loss. Thus, the answer is 'Statement of income'.

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Which people with in a Corporation hire manage the heads of departments?
A.) workers
B.) the presidents
C.) the vice presidents
D.) shareholders
___________________________________________________________
ΔPLEASE HELPΔ ®

Answers

Answer:

The answer is the vice presidents.

Explanation:

Though this might differ from company to company, depending on the organizational structure the company in question uses and the position naming policy employed in the company, it is most likely for department heads to be reporting to vice presidents of a company. The presidents report to shareholders, while the vice presidents would be the one reporting to the presidents. Workers are more likely to report to department heads.

The correct option is D.), "shareholders", as in a corporation, the board of directors is responsible for hiring and managing the heads of departments. They operate under the authority of the shareholders who elect them.

Senior management, including vice presidents, handle day-to-day operations.

In a corporation, the top-level decision authority is divided among shareholders, the board of directors, and senior management. The board of directors hires and manages the heads of departments. Shareholders elect the board members. Senior management, which includes positions such as the vice presidents and CEOs, handle day-to-day operational management, often under the authority and guidance of the board.

Why might at trade deficit be a good thing for a country? ​

Answers

For decades, the U.S. has run a deficit in the trade of goods — in other words, importing more goods than it exports. The dominant narrative is that the steadily increasing U.S. “trade deficit” is a function of two things: (1) the availability of cheaper labor overseas and (2) the unbridled consumption habits of Americans. As a consequence, the narrative goes, the U.S. has had to import increasing amounts of capital from investments by foreign governments, businesses, and individuals to “fund the trade deficit,” thus becoming a debtor nation.

Although this is a compelling narrative, there is in fact no evidence to support the conclusion that a deficit in traded goods causes a net import of capital.

Trade Deficit Can Be a Sign of a Healthy Economy. Trade deficit might not matter if the country's economy is large enough. For example the U.S. has operated at a Trade deficit with out much negative impact. All of this is highly debated.

Round the per person cost to the nearest dollar and number attending to the nearest 100 to prepare an estimate for the customer.

Answers

Can I have the problem please?

What is a trade-off? a factor of production a purchase in a marketplace any good or service a consumer needs an alternative that we sacrifice when we make a decision

Answers

An alternative that we sacrifice when we make a decision. Example I'll work overtime instead of going to the family gathering. Not going to the family gathering is the trade off for the benefits of overtime.

The correct answer is D. An alternative that we sacrifice when we make a decision.

Explanation

"Trade-off" is a term to refer to the action of preferring an option or alternative in a group of possibilities, that is to say, is to decide to get something by sacrificing other available possibilities. An example of this is when you buy a shirt or a jacket because you can choose only one between different colors, textures, sizes, and more features; this implies you sacrifice other options or trade-off the option you selected against other options. So, the correct answer is D. An alternative that we sacrifice when we make a decision.

A fee that covers the cost of ensuring that the home belongs to the seller, and may also include title insurance, which protects the lender against an error in the title search is called a _____. A. appraisal fee B. processing fee C. title fee D. points

Answers

C. Title Fee

The company will perform a title search to ensure that there is a clear path of ownership so there can be a legal sale contract.

Answer:

Title fee ( C )

Explanation:

This fee covers the cost of ensuring the house been bought belongs to the seller and also covers title insurance. these fees covers several payments that will be made when a purchaser is trying to purchase a home or expenses incurred by the seller when trying to sell a home.

This title fees is usually paid at the conclusion of the deal by the party involved it is followed by the exchange of the property title from the former owner to the current owner( buyer ) of the property.

An appraisal fee is a legal fee paid to an Estate evaluator to help estimate the worth of a property in the market.this fee can be a percentage of the actual cost of the property as well.


Which is an example of new media?

Answers

New media are forms of media from computers or that rely on computer/digital technology (old media are phones,radios, etc)

Examples of new media: computers, online databases, you tube, social media networks, online news articles, etc.

New media refers to digital, networked information and communication technologies. Examples include websites, podcasts, e-books, social media platforms, mobile apps, and virtual reality experiences.

New media represents digital, computerized, or networked information and communication technologies. The term 'new media' is often used to differentiate digital media from traditional print-based media. Examples of new media include websites, podcasts, e-books, social media platforms, mobile apps, virtual and augmented reality experiences, and certain types of multimedia content. These tools have drastically changed the way information is disseminated and consumed in today's society.

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What are the signs of high inflation

Answers

Interest rates increase

Purchasing power falls (because money is worth less under inflation)

Fewer fixed rate bank loans (banks are more likely to offer variable interest rate loans so that they can increase the rate if inflation continues to rise so they don't lose money)

Production begins to fall (if a business's purchasing power decreases and they are less able to buy raw materials and supplies it will be more costly to manufacture goods).

the increase of Account Payable on the statement of cash flow shows

Answers

Answer

Hello,

It shows positive cash flow

Explanation

It shows a decrease in net income but increases the cash balance. This is due to the nature of accounts payable. When a firm purchases goods on account, it does not expend cash right way, thus accountants will see this activity as an increase to cash. An increase in accounts payable is listed as a single line for the statement of cash flows.

Wish you Luck!

the most direct way for jonathan to gain on-the-job experience and earn money while attending school is to apply for:

Answers

a work-study program, this is on the job experience

Answer:

This can be achieved by applying for the work-study program

Explanation:

The work study program : this allows the student in this case Jonathan to gain the required on-the-job experience and also earn some money while getting educated as well.

There are several ways of gaining on the job experience but you might not earn money while you gain the experience like taking up and internship program from an organization or company will give you the experience and might well allow you earn but it might ultimately not allow you attend school while on internship.

also the study program allows you study but you cant work while you study hence you cant get on-the job experience.

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