All of the following are insurable risks EXCEPT

A: Lack of customers
B: A Flood
C: Poor management
D: Unproductive employees

Answers

Answer 1
I think the answer might be  B. a flood. 

Related Questions

Several marketing data services provide information on household demographics and lifestyle, purchases, tv viewing behavior, etc. the principle advantage of these services is that

Answers

There are a few advantages of these services. One is that all of the collected data is computerized, which means that it can be accessed right away. Each service can collect its own data and then analyze it. The service itself can be paid on a percentage basis, and the firms that use these methods receive discounts in the event that they share their data with their competitors.

Ou spend days wandering aimlessly around a park with many different paths that end at different parts of the park. one day when you arrive at the park, you get a call on your cell phone from your cousin whom you haven't seen for years, and she says she is waiting for you in a particular section of the park. even though the paths are complicated and twisted, you manage to find the shortest route to your cousin. tolman would explain your efficient passage through the park as an example of ________.

Answers

The answer is the formation of a cognitive map. A cognitive map is a kind of mental illustration which helps an individual to obtain, code, collect, remember, and decipher info about the kin locations and features of occurrences in their everyday environment.

You're responsible for managing your company's social media accounts. your colleague tells you about how a lot of businesses are using pinterest to promote content. your company doesn't have a pinterest account yet, so he encourages you to create one. how would you respond?

Answers

If the pinterest account is helpful in promoting the content of the company and it is reliable for having to give a high reputation of the company that I would put into consideration the offer of my colleague if it meant of having to promote the company's name and reputation.

A washer and a dryer cost $739 combined. the washer costs $39 more than the dryer. what is the cost of the dryer?

Answers

the drier costs $330.50

Ms. tremain works in an office complex adjacent to the travelers inn and joined the inn's health club. membership entitles her to use the fitness facilities during her lunch hour and use a guestroom to change and shower. her account at the front desk would be classified as a(n) _______________ folio.

Answers

Ms. Tremain joined the traveler inn's health club and uses the fitness facilities during her lunch hour. Since she uses a guestroom to change and shower, her account at the front desk would be classified as guest folio. A folio is a statement of all debit and credit transactions affecting the balance of a single account. A guest folio is an account assigned to an individual guest or guestroom with no regards if he purchases other hotel privileges or not. 

On school days, alma packs herself a sandwich, so she buys bread about once a week. how is she most likely to stray from the consumer decision process in this example?

Answers

Answer:

b

Explanation:

Select all that apply. ____ is an example of a postsecondary degree.

Master’s
Bachelor’s
Associate’s
Specialist

Answers

Associate is an example of a postsecondary degree.
an associate degree is an example because it is lower than a bachelor's degree.

How to calculate net income from retained earnings and dividends?

Answers

Final answer:

Net income is calculated by starting with the beginning retained earnings balance, adding the current period's net income, and subtracting any dividends paid. If given the retained earnings' beginning and ending balances and the dividends paid, net income can be found by rearranging the formula: Net Income = Ending Retained Earnings - Beginning Retained Earnings + Dividends.

Explanation:

To calculate net income from retained earnings and dividends, a basic understanding of the relationship between these elements is required. Retained earnings are the portion of a company's profits that are not distributed as dividends to shareholders and are kept by the company to reinvest in its business or to pay off debt.

Here's a simplified formula to calculate net income:

Start with the beginning retained earnings balance, which can be found on the balance sheet.Add the current period's net income to the beginning retained earnings.Subtract any dividends paid out to shareholders from this sum.

The result will give you the ending balance of retained earnings for the current period. If you are given the retained earnings' beginning and ending balances and the dividends paid during the period, you can rearrange the formula to solve for the net income:

Net Income = Ending Retained Earnings - Beginning Retained Earnings + Dividends

It's important to note that this calculation assumes all dividends declared were paid during the period, and it does not account for any potential adjustments to retained earnings from other comprehensive income or error corrections from previous periods.

The right to encumber goods as collateral for a debt is dependent on who is holding title.

Answers

This is an encumbrance. This is a claim against a person or entity's property by someone other than the owner. These are usually in the form of liens or mortgages, and can make it difficult (or illegal) to transfer the property to another person.

A ______ is a firm that produces the entire market supply of a particular good or service

Answers

the answer to ur question is industry


A monopoly is a firm that produces the entire market supply of a particular good or service, often because of economies of scale that prevent other companies from entering the market efficiently. A monopolist is the industry's only supplier and thus has considerable control over the price and quantity supplied.

A monopoly is a firm that produces the entire market supply of a particular good or service. When a firm confronts economies of scale over the entire range of output demanded in an industry, it is referred to as a natural monopoly. This sort of firm can lower its costs by producing all the industry's output, making it inefficient for additional firms to enter the market.

Furthermore, a monopolist is the sole supplier of an industry's output and hence represents both the industry and the firm. They maximize profit by selecting an output level where marginal revenue equals marginal cost and then sell that output at a price determined by the demand curve. The existence of monopolies can be attributed to several factors including scale economies, national policy, entry prevention, and research and development with patent protection.

In contrast, a perfectly competitive firm is known as a price taker, that has to accept the prevailing market price, set by the forces of supply and demand and it cannot significantly affect the overall market price or quantity supplied.

True or False: The majority of Americans have an emergency fund and sufficient amounts of money saved for retirement. (A)True (B)False

Answers

A, The answer is true.

Final answer:

The statement is false; a significant number of Americans lack an emergency fund and sufficient retirement savings. Poor financial literacy is a contributing factor to inadequate savings and investment practices among Americans.

Explanation:

The statement that the majority of Americans have an emergency fund and sufficient amounts of money saved for retirement is False. Studies indicate that about two-thirds of Americans would struggle to come up with $1,000 in cash for an emergency, and about 75% are not saving adequately for their retirement. Many individuals are not well-versed in financial literacy, which has an impact on their ability to save, protect, and invest money effectively over time.

Additionally, approximately 50% of people aged 18 and older have reported having no retirement savings, excluding Social Security. Considering that saving for retirement is a crucial part of financial security, the lack of adequate retirement savings is a pressing concern. This situation underscores the importance of improving financial literacy and making more informed personal finance decisions.

According to research (conti, 2011), police performance is shaped by the people that the department recruits and their _____.

Answers

The answer in the space provided is personality. It is because their personality is also a main contributor of their performance as this will shape on how they do things and how they affect other people, such as how they show their performance and their way of connecting or socializing towards others.

The demand for a good is inelastic with respect to price if the price elasticity of demand is:

Answers

 The demand for a good is inelastic with respect to price if its price elasticity of demand is less than 1.

The average firm in each industry must have an m/b ratio that is equal to 1.0. true or false?
a. true
b. false

Answers

The M/B ratio is the ratio between the market value and the book value.  It is one indicator used to measure the worth 
It is false that the average firm in each industry must have an M/B ratio that is equal to 1.0

Sam’s favorite recipe for fruit punch requires 12% apple juice. how much pure apple juice should he add to 2 gallons of punch that already contains 8% apple juice to meet his standards?

Answers

Sam need to add 4% more apple juice to 2 gallons of punch that already contains 8% apple juice to meet his standards.

What is percentage?

A percentage is a number or ratio expressed as a fraction of 100 in mathematics. The percent sign, "%," is commonly used, but the abbreviations "pct." and sometimes "pc" are also used. A percentage is a number with no dimensions. It has no unit of measurement.

Sam’s favorite recipe for fruit punch requires 12% apple juice.

The percentage of  pure apple juice should be added to 2 gallons of punch that already contains 8% apple juice to meet his standards is calculated as :-

Total percentage of fruit punch = 12%

Percentage already present in fruit punch = 8%

The percentage of pure apple juice should be added = 12%- 8%  =  4%

Therefore, 4% pure apple juice should be added to 2 gallons of punch that already contains 8% apple juice to meet the standards.

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Final answer:

To achieve a 12% apple juice concentration in a 2-gallon punch that already contains 8% apple juice, Sam needs to add 0.5 gallons of pure apple juice.

Explanation:

Sam wishes to adjust his punch recipe to achieve a mixture that contains 12% apple juice. To solve this, let's consider the quantities involved: 2 gallons of punch already contain 8% apple juice. The question is how much pure apple juice (100% concentration) should be added to this mixture to reach the desired 12% apple juice concentration.

Let x represent the amount of pure apple juice to be added. The total volume of the new mixture will be 2 gallons + x gallons. In the original 2 gallons, the amount of apple juice is 0.08 * 2 gallons (since 8% of 2 gallons is apple juice). Adding x gallons of apple juice to this, we want the final mixture to have 12% apple juice, or 0.12(2 + x).

Setting up the equation, we have:
0.08*2 + x = 0.12(2+x)

Solving this equation for x gives us the amount of pure apple juice required to meet Sam's desired concentration. By distributing and rearranging terms, the equation simplifies to:
x = 0.04(2)/0.08 = 0.5 gallons. Therefore, Sam needs to add 0.5 gallons of pure apple juice to reach a 12% concentration in his 2-gallon punch mixture.

Describe a time you had to leverage available resources to solve a problem.

Answers

if you sell faucets and the only one you have left is the display, you could call another store that has some and get one sent to you. You wouldn't delegate that problem to a "proper channel" because YOU are the proper channel. Also, tell your co-workers about the situation, and let the next shift be aware of the situation as well. It's all about communication and delegation of authority in business. If you were hired to solve problems, then of course, tell them of your problem solving skills.

Find the sales tax on a purchase of $26.99 if the tax rate is 6 1/2%.

Answers

$1.76 Because 6.5% means that they charge 6.5 cents for every dollar

The sales tax on a purchase of $26.99 if the tax rate is 6 1/2% will be $1.76.


What is a sales tax?

A sales tax is a fee that is paid to the government when specified goods are sold. Typically, laws permit the vendor to charge the customer the tax at the time of purchase. Use taxes are typically used to describe sales taxes that consumers pay directly to a ruling body.

When a company has some sort of link to the area, it is their job to pay property taxes and send payments to the government.

The information that was provided regarding the tax was:

The purchase price will be $26.99

The rate of the tax that is charged is   6 1/2% = 23/2%

The amount that the tax is adopted was with the amount of  $26.99

= amount * rate

=  $26.99 * 23/2%

= $1.76

$1.76 will be the amount of the tax.

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Naomi, Macy, and Sebastian have 234 stamps in all. Naomi gives 16 stamps to Macy and 24 stamps to Sebastian. Naomi then has three times as many stamps as Macy, and Macy has twice as many stamps as sebastian. How many stamps does Naomi have at first?

Answers

Let the original number of stamps be
x for Naomi,
y for Macy,
z for  Sebastian.

Because the total number of stamps is 234, therefore
x + y + z = 234                (1)

Mary gives 16 stamps to Macy and 24 staps to Sebastian.
The number of stamps owned becomes
x - 40 for Mary,
y + 16  for Macy,
z + 24 for Sebastian.

Mary has 3 times as many stamps as Macy, therefore
x - 40 = 3(y + 16)
x - 3y = 88                  (2)

Macy has twice as many staps as Sebastian, therefore
y + 16 = 2(z + 24)
y - 2z = 32                     (3)

We have the system of equations
x + y + z = 234         (4)
x - 3y      = 88           (5)
      y - 2z = 32          (6)

Subtract (5) from (4).
4y + z = 146              (7)
Substitute (6) into (7).
4(2z + 32) + z = 146
9z =  146 - 128 = 18
z = 2
y = 2z + 32 = 4 + 32 = 36
x = 234 - y - z = 234 - 38 = 196

Answer:
Naomi originally had 196 stamps.
196 Let's write some equations to express what we know. N = number of stamps Naomi has at the end. M = number of stamps Macy has at the end. S = number of stamps Sebastian has at the end. N+M+S = 234 ; They all have 234 stamps in total N = 3M ; Naomi has 3 times as many stamps as Macy M = 2S ; Macy has 2 times as many stamps as Sebastian Now let's modify the N+M+S = 234 expression. First, copy the expression. N+M+S = 234 Let's replace N with 3M and simplify 3M+M+S = 234 4M+S = 234 Let's replace M with 2S and simplify 4(2S)+S = 234 8S+S = 234 9S = 234 Now solve for S 9S = 234 S = 26 So we now know that Sebastian has 26 stamps at the end. Let's figure out Naomi's and Macy's stamp counts. M = 2S M = 2 * 26 M = 52 So Macy has 52, now for Naomi N = 3M N = 3 * 52 N = 156 And Naomi has 156 at the end. But we want the number of stamps she started with. Since she gave away 16 stamps to Macy and 24 to Sebastian, add those counts to what she has at the end to get her original count. 156 + 16 + 24 = 196 So Naomi started with 196 stamps.

A quantitative measure of a recruitment process outsourcing firm is _____.

Answers

Final answer:

A recruitment process outsourcing firm can be quantitatively measured by analyzing metrics like annual salaries or hourly wages, the number of workers, hours worked, and employee hiring and retention efficiency.

Explanation:

A quantitative measure of a recruitment process outsourcing firm can be observed through various different metrics. One commonly-used metric is the analysis of labor markets through measuring the price by the annual salary or hourly wage received by workers. Additionally, the quantity of labor can be measured by the number of workers or the hours worked by these workers. Furthermore, these firms can also be evaluated on how well they perform in terms of retaining employees and implementing effective hiring practices that result in a minimal number of firings and a maximal number of hirings relative to the organization's size.

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In double-entry accounting, what is the difference between debits and credits

Answers

Debits and credits occur simultaneously in every financial transaction in double-entry bookkeeping. In the accounting equation—Assets = Liabilities + Equity—if an asset account increases (a debit), then either another asset account must decrease (a credit), or a liability or equity account must increase (a credit).

In double-entry bookkeeping, debits and credits happen simultaneously for every financial transaction. If an asset account rises (a debit), then either another asset account must drop (a credit), or a liability or equity account must rise  (a credit)(Assets = Liabilities + Equity).

What are debit and credit?

In order for a company's accounts to balance, debits and credits must be employed in the bookkeeping process. Credits raise liability, revenue, or equity accounts while decreasing asset or expenditure accounts. Credits operate in reverse. Every debit entry must include a corresponding credit entry with the same monetary amount, and vice versa when documenting a transaction.

Consider that a debit input always adds a positive number, while a credit entry always adds a negative number to condense this explanation.

A debit is always placed for insertion on the left side of an entry. A debit reduces obligation, revenue, or equity accounts while increasing asset or expense accounts.

An entry's credit is always placed to the right of the entry. Accounts for liabilities, income, or equity are increased, while asset or expenditure accounts are decreased.

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When leaders motivate employees through inspiration, corporate culture tends to be?

Answers

When leaders motivate employees through inspiration, the corporate culture will become more people oriented. In a people oriented workforce, the management looks at making the people feel a sense of belonging where they work by inspiring to do better and to do their tasks well. 

What are the six characteristics of money? explain how the u.s. dollar has those six characteristics?

Answers

1. durability- objects used as money must withstand physical and tear
2. portability- people need to be able to take money with them as they go about their business
3.divisibility-to be useful, money must be easily divided into into smaller denominations, or units of value
4.uniformity- any two units of money must be uniform or the same in the terms of what they will buy.
5.limited supply- money must be available only in limited quantities
6.acceptability- Everyone must be able to exchange the money for goods and services

Money refers to any acceptable medium of exchange used in settling of debt and fund transactions.

Some characteristics of general money includes:

Durability: Money must e able to withstand physical, tear, pressure.

Portability: People need to be able to take money with them as they go about their business

Divisibility: Money must be easily divided into into smaller denominations or units of value.

Uniformity: Money must be uniform.

Limited supply: Money must be available only in limited quantities

Acceptability: It must be acceptable for exchange of goods and services

Hence, the U.S. dollar has the characteristics explained above

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Assuming a non-zero interest rate, the dollar amount of a future payment is _____ its present value

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Assuming a non zero interest rate, the dollar amount of a future payment is GREATER THAN its present value.
An interest is usually paid on borrowed money. As the rate of interest grows, the value of the money given out as loan also increases. When an interest is been paid on a loan, its value in the future will be more than the present value it has, this is because the amount of interest paid on the money will increase its value.

During the month, merchandise is sold for $23,500 cash and for $34,000 on account. the cost of merchandise sold is $41,500. what is the amount of gross profit?

Answers

In getting the gross profit, you need to add all the assets and less the expenses. See below:

Asset - Expenses = Profit

Below are the assets:
$ 23,000 cash on hand 
$ 34,000 cash on bank

Therefore the total asset is $ 57,500

While the expense is $41,500

Solution:  $57,500 - 41, 500 = $16,000



I hope it helps 

Bradley is sitting on his porch enjoying his very large front yard and drinking a lemonade when chris, a kid from down the street, shows up and starts mowing bradley's yard. bradley waves and smiles. chris is mowing the lawn for money, but bradley doesn't know it (and shouldn't know it because their two families often do nice things for each other without pay). chris may be able to recover money from the courts on the basis of:

Answers

Chris may be able to recover money from the courts on the basis of quasi contract. A quasi contract is an obligation of one party to another imposed by law independently of an agreement between the parties.

Purchasing the right to use a company's trademark and copyrighted materials is known as _________

Answers

Also known as franchising

archaeologist use science including blank and blank to date human fossils and artifacts and analyze DNA

Answers

Do you have any choices to choose from? But, I do think that one of your answers is radioactive isotopes

Games like "dungeons and dragons," which involve active use of the imagination, have been popular among adolescents for some time. the game could not have risen to its high level of popularity if teenagers were not capable of ________.

Answers

The game could not have risen to its high level of popularity if teenagers were not capable of formal operational thought.
The formal operational stage starts at roughly age 12 and keeps going into adulthood and during this time, individuals build up the capacity to consider unique ideas.

In what ways did the church gained economic power during the middle ages

Answers

The church gained economic power during the middle ages because of the following;

-          Innovations that develop and had took place

-          There was a presence of hierarchy in the organization

-          The pope gained supreme power gaining power to the church

The price index was 136 in one year and 142 in the next year. what was the inflation rate between the two years?

Answers

Final answer:

The inflation rate is calculated by finding the difference between two price index values, dividing by the initial value, and multiplying by 100. In this case, the inflation rate between the two years was 4.41%.

Explanation:

The inflation rate is calculated by taking the difference between the two price index values, dividing that by the price index at the beginning period, and then multiplying by 100 to make it in percentage terms. So for this problem, the calculation would be:

Calculate the difference between the two price indexes: 142 - 136 = 6 Divide this difference by the first year's price index: 6 / 136 = 0.0441 Multiply by 100 to represent as a percentage: 0.0441 x 100 = 4.41%

So, the inflation rate between the two years was 4.41%.

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The inflation rate between the two years is approximately 4.41%, calculated as the change in the Consumer Price Index (CPI).

Inflation Rate = ((CPI in Year 2 - CPI in Year 1) / CPI in Year 1) x 100

In this case:

CPI in Year 1 = 136

CPI in Year 2 = 142

Now, plug these values into the formula:

Inflation Rate = ((142 - 136) / 136) x 100

Inflation Rate = (6 / 136) x 100

Inflation Rate ≈ 4.41%

So, the inflation rate between the two years is approximately 4.41%.

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