Health insurance often pays 80 percent of health care costs. This situation will encourage the rational consumer to _________.

Answers

Answer 1

Answer:

correct answer is Use more medical services than they would if they had to paid the full price

Explanation:

given data

pay cost =  80 percent of health care

solution

when there is no insurance, consumer consumes medicinal service

until marginal benefit is equal to marginal cost     .................1

here when insurance =  80 percent

then consumer will pay 20% cost at optimal marginal benefit

so

marginal benefit  = 0.2 × marginal cost  

so insurance more medical services will be taken compared to no insurance


Related Questions

Correct statements concerning Employees Retirement Income Security Act (ERISA) plans include all of the following EXCEPT:
[A] Defined benefit plans include a formula to use in determining the benefits employees will receive on their retirement.[B] Payroll deduction plans must be "qualified" plans under the IRS code.[C] Under defined contribution plans, employee retirement benefits depend on factors such as contributions made and portfolio performance.[D] Trading for ERISA plan accounts make up a significant part of the volume on all national exchanges.

Answers

Answer:

B] Payroll deduction plans must be "qualified" plans under the IRS code

Explanation:

Under the internal revenue service code, Payroll deduction plans could be non-qualified plans. The implication of this is that the money used for the plan is after tax deductions.

Albert has a large project due to his boss by the end of the week. Although the project is stressful, Albert makes a step-by-step "to-do" list to ensure he can accomplish the project on time. Albert is displaying what type of coping?

Answers

Answer:

problem-focused coping

Explanation:

Problem-focused coping can be referred as the things we try to do in order to cope up or tackle a problem. Problem-focused coping is the usage of practical ways to overcome a stressful or problematic situation. As a result, stress is reduced.

In the scenario mentioned in the question, Albert is using a practical way to reduce his stress by making a step-by-step 'to-do' list. This is an example of problem-focused coping.

The children from the experiment in the passage participate in a separate study using piaget's water conservation.

Answers

The correct answer is The majority of the 11-year-olds will state that the amount of water in the taller beaker is the same as in the original beaker.

Jean Piaget studied how knowledge (the genesis) and the evolution of human knowledge is born / formed until adolescence, seeking to understand the development of man's cognitive structures and the mental mechanisms that the individual uses to capture the world.

He investigated the process of knowledge construction and the logical structure that underlie learning, and in the last years of his life focused his studies on mathematical logical thinking.

did you know that in spaces with high dimensions, most of the space is concentrated at the edges of the space?

Answers

Answer:

Explanation:

Data in a high dimensional space tends to be sparser than in lower dimensions. There are various ways to quantify this, but one way of thinking that may help your intuition is to start by imagining points spread uniformly at random in a three dimensional box. Now flatten the box into a square, pushing two opposite sides together so all the points lie on a single plane. Do you see that the average distance between a point and its nearest neighbor is now smaller? Now flatten the square into a line segment. Do you see that the average distance between a point and its neighbors is now smaller still?

There is no conflict between this and saying that the average distance between any 2 points in the high dimensional space tends to be similar. The latter statement doesn't imply density. The real number line is dense (it has no gaps), and yet the distance between points ranges from 0 to infinity. The point is that the higher the dimension of your space, the more likely the points are to lie near the edges of the space rather than the center.

Again, consider the dimensions we can actually see. Consider a circle with radius=1, inscribed in a square with sides of length=2. The circle occupies π/4 of the square's area, about 78.5%. Now consider a sphere of radius=1 inscribed in a cube with sides of length=2. The sphere occupies π/6 of the cube's volume, about 52.4%. As you see in this example, the odds of a randomly placed point lying close to the center (with close to the center in this case meaning within the circle or the sphere) is lower as the dimension increases. Points are more likely to be in the corners. This is why in high dimensions the distance between the points tends to be similar - because randomly placed points tend to be close to the edges of the region.

that complex whole which includes knowledge, belief, arts, morals, law, customs, and any other capabilities and habits acquired by man as a member of society meaning

Answers

Answer:

Culture.

Explanation:

Culture refers to the norms, values, beliefs, thoughts, traditions, ideas, habits, etc that are acquired by humans in a society and they are passed from one generation to another. Therefore culture is a complex term to define and it is expanded to various spheres human life for example work culture, educational culture, etc. Humans learn culture from the process of socialization and eventually determines it.

Maria is a retired factory worker who lives with anxiety. Due to the fear of having anxiety attacks, she does not leave her house. This makes her feel trapped in her home, which creates distressasked Dec 9, 2015 in Psychology by FungiWhich criterion would be most appropriate in deciding whether Maria's case represents an example of abnormality?

a) statistical rarityb) subjective discomfortc) situational contextd) social norm deviance

Answers

Answer:

subjective discomfort

Explanation:

subjective discomfort

subjective discomfort is a type of disorder in which individual having a feeling of emotional distress due to some particular behavuour. In this indvidual lost the ability to behave normal. society refer that person as  abnormal.

in the same way maria who is retired factory work was suffered from anxiety due to which she has locked himself

Cooperative learning calls for some modification of traditional management routines.
A. TrueB. False

Answers

Answer:

Answer is A. True.

Explanation:

Cooperative learning is a successful teaching strategy which is being adopted by educators used to improving student's understanding of a subject.

In this strategy, students are divided or placed in groups, and each student in a group is assigned a specific task in the work given to the group. This will help the students in processing or performing a task quickly with the help of other students.

Which of the following orientation of the goal orientation theory entails comparisons to others?a) performance/approachb) mastery/performancec) mastery/approachd) mastery/avoidance

Answers

Final answer:

The orientation that involves comparisons to others within the goal orientation theory is performance/approach. It focuses on outperforming others and gaining recognition for one's abilities.

Explanation:

In the context of goal orientation theory, the orientation that entails comparisons to others is a) performance/approach. This orientation involves an individual striving to demonstrate ability relative to others and to achieve favorable judgments of competence. People with a performance/approach orientation often seek to outperform others and gain recognition for their skills. The other options provided, mastery/performance, mastery/approach, and mastery/avoidance, do not primarily focus on the direct comparison to others in the same way that performance/approach does. Mastery/goal orientations are more focused on the development of competence and mastering the task for its own sake, while avoidance orientations involve a focus on avoiding negative judgments or failure.

Piggyback is a form of intermodal transportation that primarily involves the following two transport modes:_______
1. truck and rail
2. water and pipeline
3. air and water
4. air and rail

Answers

Answer: 1) truck and rail

Explanation:

Piggyback is defined as the transportation service in which goods or products are transmitted from one place to other through carrying it on the back of something. It is referred as the combined transportation service.

Truck and rail are the medium of transport that are involved in piggyback transportation .This medium consist of truck on the train which depicts railroad truck for carrying goods in containers. This method is cheap transport service.

Other options are incorrect because water , air and pipeline are not the modes of carrying goof for transportation. Thus, the correct option is option(1).

Which of the following terms refers to the division of a training program into smaller, progressive stages?
Select one:
a. Periodization
b. Annual plan
c. Macrocycle
d. Mesocycle

Answers

Answer:

Periodization-

Explanation:

Periodization- it is a term used for proper planning in terms of any physical training. For any important competition, it is necessary to have a proper training schedule hence periodization work best during that period.

The four important stages or phases of periodization are given as

1) Hypertrophy  

2) Strength

3) Power

4) Rejuvenation

What is the minimum period of time over which the owner of an apartment building can depreciate the improvements?

Answers

Answer:

27.5 Years

Explanation:

The owner of an apartment building needs to take care of any improvement which are needed in the apartment. He is  addressed  to take care of any water dis functionality, waste problems, cleanliness matters etc of the apartment building. The minimum period of time over which the owner of an apartment building can depreciate the improvements  is over a time of 27.5 years.

Jenna is afraid of speaking to a large audience. Her therapist suggests that prior to a speaking engagement she should reassure herself with comments like, "Cheer up, Jenna. You know what you're talking about and your topic is really interesting!" This approach to reducing Jenna's fear most clearly illustrates

A. aversive conditioning.
B. client-centered therapy.
C. systematic desensitization.
D. stress inoculation training.

Answers

Answer:

Stress inoculation training

Explanation:

SIT is a type of cognitive behavior therapy. This is used for a different disorder such as post-traumatic stress disorder. For a particular disease, we use a specific vaccination, as in the same way if we get some type of stress we used SIT therapy to avoid the stress.

This therapy is used between 9 to 12 times in a 90-minute session. It is very helpful to the person or group of people.  

Thus here in the case of Jenna, the therapist used SIT to help Jenna in avoiding fear, stress during speaking in a large audience.

Final answer:

Reassuring oneself with positive comments, such as 'Cheer up, Jenna. You know what you're talking about and your topic is really interesting!', in order to reduce fear of speaking to a large audience, is an example of cognitive therapy.

Explanation:

The approach of reassuring oneself with positive comments, such as 'Cheer up, Jenna. You know what you're talking about and your topic is really interesting!', in order to reduce fear of speaking to a large audience, is an example of cognitive therapy. Cognitive therapy focuses on changing negative thoughts and beliefs to reduce anxiety and improve psychological well-being.

In this case, Jenna's therapist is helping her challenge her negative thoughts and replace them with positive and reassuring statements. By doing so, Jenna can change her perspective and reduce her fear of speaking to a large audience.

Cognitive therapy is effective for individuals who are open to the power of suggestion and willing to challenge their negative thoughts. It involves identifying and replacing negative thoughts with more realistic and positive ones, leading to a reduction in anxiety and fear.

What are crimes committed by an individual for personal gain and profit during the course of their occupation? Organizational crimes Organized crimes Occupational crimes Corporate crimes

Answers

Answer: Occupational crimes

Explanation:

Occupational crime is the criminal activity that is performed by a person in the duration of their employment .The activity performed at workplace can be stealing, misuse of information or company property, tax fraud,money laundering , etc.This is also known as crime at workplace.

Other options are incorrect because organizational crime is committed by a person or group of people who violate pursuit of organization.Organized crime is the well panned and executed crime such as kidnapping etc. Corporate crime is the criminal acts that are performed by corporation.

Answer:

its b on e2020

Explanation:

just took the test

Imagine you are a journalist covering a scandal that may destroy a member of Congress. You obtain your information from a source at the Department of Justice under the condition that the source would be completely unattributed. The information you obtained from this source is considered to be __________.a) on the recordb) off the recordc) on backgroundd) on deep background

Answers

Answer:

D

Explanation:

Considering the status of the person involved in the scandal and the journalist does not want to damage the image of the person involved, such information is considered on deep background and utilized without attribution.

Information provided by a Department of Justice source with the agreement that it remains completely unattributed is considered to be on a deep background, which allows journalists to use the information to inform their understanding without direct attribution. Hence, correct option D.

When you, as a journalist, obtain information from a source at the Department of Justice under the condition that the source remains completely unattributed, the information you obtain is considered to have a deep background. This means the information cannot be directly attributed to the source or quoted, but it can be used to inform your understanding of the subject and potentially guide additional reporting. The decision to accept information on a deep background requires consideration of several factors, such as the story's importance, the reliability of the source, potential corroboration, and the journalistic purpose of reporting the information without attribution.

An example of the use of a deep background source is the infamous Watergate scandal, where Mark Felt, the associate director of the Federal Bureau of Investigation, provided information to Bob Woodward and Carl Bernstein under the cloak of anonymity. This event highlighted the practice of granting anonymity to sources, which is sometimes referred to as a reporter's privilege and can play a crucial role in investigative journalism.

Which critical thinking skill refers to the use of knowledge and experience to choose effective client care strategies?

Answers

Answer:

2. Explanation

Explanation:

Based on the information provided within the question it can be said that the term being described/mentioned in the question is Explanation. This is due to the fact that explanation involves the individual having to use the knowledge that they have acquired over time through various experiences in order to choose the correct strategies and care for the clients.

Which classification of powered surgical saw cuts via a side-to-side motion of the blade and is commonly used to perform femoral chamfer cuts during total knee arthroplast

Answers

Answer: Saggital saw.

Explanation:

A saggital saw is a specialised saw used by orthopedic surgeons in bone resection. The blade of a saggital saw oscillates through a small angel, this helps to prevent causing damage to surrounding tissue, this results in the reduction of cutting rate due to short stroke length. A saggital saw oscillates at 10,000- 20,000 per minutes. Saggital bone saw with orbital blade motion is aimed at improving efficiency in cutting.

What are the three steps developed by the American Red Cross to take in an emergency situation? (3 points)

Answers

Answer:

Three step at the time emergency situation are

1 - check

2 - call

3 - care

Explanation:

Three step at the time emergency situation are

1 - check

2 - call

3 - care

check -

During check step, check for any possible hazards prevail in the emergency location.  check any victim for unconsciousness, severe bleeding etc

Call -

After checking victim for any emergency condition call emergency number i.e. 911. Wait for emergency contact to reach at emergency location.

Care -

care the victims until the emergency care arrived to the required destination

The processes of perception and judgment with which we make sense of our social world are known as
A. social cognition.
B. nonverbal understanding.
C. social work.
D. expectancy theory.
E. attachment theory

Answers

Answer:

A

Explanation:

Social cognition is the area of social psychology that examines how people perceive and think about their social world. It is also how we make sense of other people and ourselves in the social world.

Final answer:

Social cognition is the process of perception and judgment through which individuals make sense of their social world, a fundamental aspect of social psychology involving understanding others and predicting outcomes. It is shaped by various factors including past experiences, motivations, emotions, and both explicit and implicit attitudes.

Explanation:

The processes of perception and judgment with which we make sense of our social world are known as social cognition. This area of social psychology examines how we perceive, think about, and make judgments regarding our social environment and the individuals within it. It involves understanding and processing the plethora of social information we encounter, from deciphering the intentions behind someone's actions to forming impressions of their personality and predicting future behavior.

Key elements of social cognition include judgmental heuristics, social prediction, the impact of affective and motivational influences on judgment, and the exploration of both explicit and implicit attitudes. This wide-ranging scope underlines social cognition's central role in navigating our social world, relying on mental tools to distill complex information into manageable insights and guiding our interactions and attitudes towards others.

Researchers in this field show that our social judgments and predictions are influenced by factors such as past experiences, expectations, motivations, and moods. They also emphasize that much of our decision-making and behavior is driven by unconscious processes and implicit attitudes that operate outside our awareness, highlighting the sophisticated mechanisms that underlie social cognition and its effects on our interpersonal relationships and social navigation.

2. What differences exist in patterns of industrialization across regions, and what theories can be used to explain these differences?

Answers

Answer:

Industrialization-The growth of companies or firms, along with increase productivity and giving new ways to develop the modern economy is called as industrialization."

Explanation:

In different regions industrialization took place in very different forms and originated in different methods, as we have to types of industrial patterns;

Revolutionary Industrialization,Evolutionary Industrialization,Revolutionary Industrialization

This type of pattern is said to be responsible for developing the industries and growing the economy of the USSR, as it then went to create and grow the modern economy for Russia as well.

Evolutionary Industrialization

The evolutionary industrialization is believed to be occurred in the US and most of the Europe as, many firms and companies gain the power to make some thing new on the base of old system present in the region.

As both the theories support the fact that industries will be more productive in nature in either ways if there is revolution happens to make a new system or evolution to improve and add on value to the old system.

Gram-negative microbes are surrounded by two layers of __________, between which lies a periplasmic space.

Answers

Gram-negative microbes are surrounded by two layers of membrane, between which lies a periplasmic space.

The goal of liberalism is to:

a. measure happiness and satisfaction.
b. punish crimes and enforce voluntary agreements but not to redistribute income.
c. redistribute income based on the assumption of diminishing marginal utility. d. redistribute income in order to improve the well-being of the worst-off person in society.

Answers

Answer: i believe the answer is c. redistribute income based on the assumption of diminishing marginal utility.

Explanation:

The goal of liberalism is to redistribute income based on the assumption of diminishing marginal utility. The correct option is (c).

What do you mean by the liberalism?

Liberalism is a political and economic philosophy that places a strong emphasis on the autonomy of the individual, equality of opportunity, and the protection of individual rights (primarily to life, liberty, and property), initially in opposition to the state and later in opposition to both the state and private economic actors, such as businesses.

The principles of individual rights, freedom, consent of the governed, political equality, and equality before the law form the foundation of liberalism, a political and moral philosophy.

Depending on how they interpret these guiding ideas, liberals hold a variety of positions.

Therefore, the goal of liberalism is to redistribute income based on the assumption of diminishing marginal utility.

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In a hypothetical situation, B is the allele that causes brachydactyly. If a man who has normal fingers (bb) and a woman with brachydactyly (Bb) have children, what proportion of these children would you expect to have normal fingers? (Hint: Use a Punnett square).

Answers

Answer:

2 in 4 children will have normal finger

Explanation:

a cross between the gene for normal finger bb and the gene for brachdactyly Bb will give the result below;

Bb, bb, Bb and bb.

thus 2 in the 4 have normal fingers.

A person trying to develop higher self-esteem should attempt to choose friends who __________.

Answers

Is there a right or wrong answer to this? This comes from a text book I am sure but there is no context or anything.

Answer

its a

Explanation:

​ Live and Teach Better is an interest group that was lobbying members of Congress to improve the health benefits of teachers in Wisconsin. Only about 20 percent of the total number of teachers in Wisconsin are members of the group and contribute to it. Recently, it was successful in lobbying for better health benefits for teachers throughout the city. Even though most of the teachers in the city did not make an effort to help the members of the interest group, they were able to enjoy the improved health benefit plans. In this scenario, the problem faced by the members of the interest group is known as the _____.

Answers

Answer:

Free rider problem

Explanation:

Free rider is a problem where those who enjoy the outcome of a good or service or the outcome of union activities do not pay for them or are not members of that trade union

Psychologist Raymond Cattell would say that playing a game involving inductive and deductive reasoning ability, such as chess, primarily requires ______________. He also would say that taking a test of geographical knowledge would primarily involve ______________.

Answers

Answer:

Fluid intelligence; crystalized intelligence

Explanation:

According to Raymond Cattel fluid intelligence is the one that is related to the ability we have in order to reason and think in a flexible way, this kind of capacity starts to diminish after adolescence.

On the other hand, crystillized intelligence tends to increase as we get through  adulthood and it is related to the amount of knowledge that we are able to accumulate such as facts or skills that can be acquired throughout life.

How is the behavior of Nausicaa, the young Phaeacian princess who discovers Odysseus washed up on the shore, appropriate to the situation? What makes her an admirable character?

Answers

Answer:

Nausicaa was timid due to the nakedness of Odysseus.

However, the gods encouraged her and she showed that she was epitome of a good hostess.

Explanation:

Immediately Nausicaa saw a body washed up the shore, she moved close to see who the person was. When she discovered that he was Odysseus and he was also naked, she felt ashamed and timid. However, the gods were able to encourage her and she developed confidence. Afterward, she assisted Odysseus and also showed her kindness and hospitality.

Honesty is the best policy is an example of a(n) ________, whereas "People should be honest with one another" is an example of a(n) ________.

Answers

Answer:

belief; value <- those are the answers

Honesty is the best policy is an example of a(n) belief, whereas "People should be honest with one another" is an example of a(n) value.

What is policy?

A “policy” can be a rule, practice, administrative decision, directive, or framework in a government or other institution. the policy was the based on the policy are the company to follow the employees. The policy was the affected on the internal and the external. The policy are the compulsory to follow.

I believe they will clean it up on their own since I have taught them that honesty is the best policy. Values are things that are important to someone. Individual beliefs that push people to act in one direction or another are referred to as values.

As a result, the honesty is the best policy is an example of a(n) belief, whereas "People should be honest with one another" is an example of a(n) value.

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Decreased mobility and financial hardship in older adults can sometimes lead to __________.

Answers

Answer:food insecurity

Explanation:

food insecurity occurs when an individual or family doesn't have financial resources that they can use to buy food that is sufficient for the household or just to buy food.

When a family doesn't have enough finances to cover their basic needs this is when food insecurity kicks in.

It may not relate to poverty because some people may be below poverty line but still not experience food insecurity.

Santiago, a Guatemalan entrepreneur, has started his own local paper-manufacturing company but fears that he won't be able to compete with international paper mills that already sell to Guatemalan businesses. To assist Santiago, the Guatemalan government has imposed tariffs on imported paper and extended his credit to enable the purchase of up-to-date equipment. This scenario exemplifies __________.

Answers

Answer: Import substitution industrialization

Explanation:

Import substitution industrialization is an economic policy embarked on by a government in order to help local production of goods instead of importing them. This strategy can be used to improve the economy of a country, it is highly recommended for developing countries as it will reduce their rate of importation and aid industrialization thus, leading to rapid economic growth and development.

To produce a learned response in classical conditioning, what two elements are repeatedly paired?

Answers

Answer:

A neutral stimulus and a stimulus that naturally elicits a response.

Explanation:

To produce a learned response in classical conditioning, the two elements repeatedly paired are the neutral stimulus and the stimulus that naturally elicits a response.

Final answer:

In classical conditioning, the learned response is produced through the repeated pairing of an unconditioned stimulus (something that naturally triggers a response) and a conditioned stimulus (originally neutral but triggers a response after being associated with the unconditioned stimulus). The famous example is a dog salivating at the sound of a bell that was always rung before food delivery.

Explanation:

In classical conditioning, a learned response is produced through the repeated pairing of two elements: the unconditioned stimulus (US) and the conditioned stimulus (CS).

The unconditioned stimulus is something that naturally and automatically triggers a response. For instance, presenting food to a dog will elicit salivation - this is an unconditioned response. The conditioned stimulus is originally neutral and does not trigger a response, but after being continually paired with the unconditioned stimulus, it can alone cause the same response. For example, if a bell (conditioned stimulus) is rung every time food (unconditioned stimulus) is presented to a dog, the dog eventually learns to associate the bell with food and will start salivating (learned response) simply at the sound of the bell.

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