Banks earn their profits primarily through the interest spread, which is the difference between the interest charged to borrowers and the interest given to depositors. Depositors place their money into the bank, and the bank loans out that money to borrowers. The bank's profit is obtained when borrowers repay their loans, in addition to the higher interest generated, the residual of which, after being distributed back to the depositors, is the bank's profit.
Explanation:Banks operate primarily by acting as a financial intermediary. As illustrated in Figure 17.3, depositors place their money into the bank, which the bank then loans out to borrowers. When borrowers repay these loans with interest, that interest serves as the bank's profit.
The key to this process is the difference in interest that the bank levies on its loans versus the interest it provides to its depositors. Banks typically charge higher interest to those who borrow funds compared to the interest they give to depositors. This difference in interest rates is known as the interest spread, and this is the main way banks generate profits.
In other words, while you may deposit money into a bank and receive some interest, the bank lends that same money out to a borrower at a higher interest rate. The borrower pays back the loan in addition to the interest they owe, and the bank gives a portion of that interest back to the original depositor. The residual interest, after the bank has returned the depositor's interest, is essentially how the bank makes its profit.
Learn more about Banking Profit here:https://brainly.com/question/14927242
#SPJ12
Which of the following was not brought to America by the Europeans?
A. Horses
B. Asian spices
C. Smallpox
D. Tomatoes
Answer:
A horses(maybe)
Explanation:
I took the test of 25 questions, made an 80%
So there's a reasonable chance that what I chose, horses is correct. That combined with the common since that horses are hard to move and weren't talked about much in my courses about this subject show this could be the right answer. If it is not A, horses, then it is D tomatoes.
Answer:
c
Explanation:
How has China reacted to the influence of Western culture how do the people view Western contra compared to how the Chinese people governor reviews it as China completely rejected or accepted Western culture or is it reality somewhere in between also how do you think China is likely to handle Western culture in the future in terms of rejecting or accepting the foreign influences
Answer:
"By the end of the 1700s, the Western powers were becoming more aggressive in their dealings with China, as demand for valuable Chinese silks and other goods grew. Britain sent ambassadors to the country to negotiate trade deals more favorable to British merchants."
Madagascar is the worlds largest producer of natural vanilla and: A: cloves B: cashews C: rice D: cotton
Please help
The answer is A. Cloves. Madagascar is actually second behind Indonesia in clove production, but it produces about 10.9 tons of cloves annually.
Answer:
cloves
Explanation:
Russia and countries in Eastern Europe are in the process of moving from a __________ economy to a __________ economy. A. traditional . . . command B. mixed . . . traditional C. command . . . market D. market . . . command Please select the best answer from the choices provided A B C D
Answer:
C. command . . . market
Explanation:
Answer:
the answer is C command market . C also stands for coronavirus so beware . and be safe .
Explanation:
The price paid by a consumer for a particular good is most influenced by which of the following?
A. the age of the average consumer
B. the city where the good is produced
C. the length of time it takes to produce the good
D. the price of the resource that goes into producing the good
Please select the best answer from the choices provided
0 A
UB
Mark this and retum
Save and Exit
Next
Submit
Answer:
c
Explanation:
Knowledge waits to see what happens to everyman because knowledge is curious.
a. True
b. False
Answer: A. True
Explanation:
Answer: The answer is True
Explanation:
Montel, a white university student, is on academic probation for poor grades. Ever since he receivednotice of his probation, Montel has become increasingly hostile toward racial minority students and staff on campus. His increasing hostility can best be explained in terms of:
A)ingroup bias.
B)the mere exposure effect.
C)the just-world phenomenon.
D)the scapegoat theory.
E)the reciprocity
Montel's hostility due to academic probation is best explained by the scapegoat theory, where his frustration is misdirected at racial minority students and staff as a way to find an external target for his struggles.So,option D is correct.
Montel's hostility toward racial minority students and staff can best be explained in terms of the scapegoat theory. This theory suggests that individuals may blame their frustrations and failures on out-groups—groups that differ from their own, often targeting those that are already stigmatized in society. In Montel's case, his academic struggles have led to frustration, which he is displacing onto racial minority students and staff, viewing them as the scapegoats for his own issues. This phenomenon is not based on the mere exposure to these minorities or a belief in a just world, but rather on a need to find a target for his frustration.
Scapegoating is the act of blaming an out-group when the in-group experiences frustration or is blocked from obtaining a goal. It is important to understand scapegoating because it can lead to increased prejudice and discrimination toward individuals based solely on their race or ethnicity.
The Human Development Index measures all of the following except __________. A. insurance rates B. life expectancy C. education levels D. standards of living Please select the best answer from the choices provided A B C D
Answer:
im pretty sure it is a i might be wrong though
Explanation:
Answer: It’s A, Insurance Rates
Good luck on your test:)
Explanation:
Please select the correct definition for the given word. glasnost
Answer:
the policy or practice of more open consultative government and wider dissemination of information, initiated by leader Mikhail Gorbachev from 1985.
Explanation:
The correct answer is option B. The correct definition for the word glasnost A policy of political openness and transparency in the Soviet Union.
A type of traditional Russian folk dance
This is incorrect. Glasnost does not refer to a type of dance.A policy of political openness and transparency in the Soviet Union
This is the correct definition. Glasnost was a policy introduced by Soviet leader Mikhail Gorbachev in the 1980s aimed at increasing transparency in government institutions and activities, promoting freedom of information, and encouraging open discussion and democratization.A Russian term for economic restructuring
This is incorrect. The term for economic restructuring in the Soviet context is perestroika, not glasnost.A style of Russian architecture
This is incorrect. Glasnost does not refer to a style of architecture.The complete question is
What is the correct definition for the word glasnost?
a) A type of traditional Russian folk dance
b) A policy of political openness and transparency in the Soviet Union
c) A Russian term for economic restructuring
d) A style of Russian architecture
At which point in the business cycle would the
unemployment rate begin to increase?
Oo oo
Answer:
3
Explanation:
3
Write 6 words that summarize Jefferson Davis character.
Please Helpp!!
Answer:
national leader, Solon, statesman, a man who is a respected leader in national or international affairs, hero, president of the Confederate States of America during the Civil War.
Explanation:
The six characteristics of Jefferson Davis were a president of America, a politician, a Southern planter, a hero of the Mexican war, a national leader, and a slave owner.
What is the meaning of character?Character is the features of an individual in terms of mental and moral nature.
Jefferson Davis became the president of America from the year 1861 till the year 1865. He was a plantation owner in the year 1836 and a hero of the Mexican war as he represented the Mississippi in the senate-house of the US. He worked for the country US and also emerged as a national leader. He also owned seventy slaves in the year 1940.
Therefore, the character of Jefferson Davis is depicted from the defined characteristics.
Learn more about the Jefferson Davis in the related link:
https://brainly.com/question/15181504
#SPJ2
PLZZZ HELP ASP I WILL MARK U BRAINLIST IF RIGHT
Drag each tile to the correct category.
Identify whether the features belong to periods of disunion or periods of union in China.
The philosophy of
Neo-Confucianism
led to the formation
of a new class of
bureaucrats.
China faced constant threats
and attacks from nomadic
tribes and groups, such as
the Huns.
Various small kingdoms that
were always at war with
one another ruled China.
The Chinese invented paper
money, the compass,
gunpowder, and the
water-powered clock.
Answer:
period of disunion= China faced constant threats and attacks from nomadic tribes and groups, such as the Huns,
and Various small kingdoms that were always at war with one another ruled China.
-----------------------------------------------------------------------------------------------period of union= The philosophy of Neo-Confucianism led to the formation of a new class of bureaucrats, and
The Chinese invented paper money, the compass, gunpowder, and the water-powered clock.
hope that helps I got a 100 on this test so I know that it is correct
When did pizza come to America, and when did the first American pizzeria open?
I WILL MARK BRAINLIST
Answer:
1905: The First American Pizzeria. Lombardi's is widely accepted as the first pizzeria in the U.S., when Gennaro Lombardi began selling coal-oven pizza out of his grocery store in Manhattan's Little Italy in 1905.
Explanation:
Answer:
1905
Explanation:
Verses then the declaration of houses then the greater inclination then the touchstone then critical instances then the valley of decision then italian villas and their gardens then the house of mirth then italian backgrounds then the fruit of the tree then madame de treymes then a motor flight through france then artemis to actaeon and other verse then _____ then frome then the reef then the custom of the country then fighting france, from dunkerque to belfort then the book of the homeless then xingu and other stories then________.
Answer:
1. Tales of Men and Ghost (1910)
2. Summer (1917)
Explanation:
Edith Jones Wharton was an american writer who lived between 1862 to 1937, she authored various books (novels, novellas, short stories etc.) in her life time, in which they are the following:
Verses (1878). The Greater Inclination (1897). Crucial Instances (1901). The Joy of Living, by H. Suderman (translated by Wharton 1902). Sanctuary (1903). The Descent of Man, and Other Stories (1904). Italian Villas, and Their Gardens (1904). Italian Backgrounds (1905). Fruit of the Tree (1907). Madame de Treyms (1907). The Hermit and the Wild Woman, and Other Stories (1908). A Motor Flight through France (1908). Artemis to Actaeon, and other Verses (1909). Tales of Men and Ghosts (1910). The Reef (1912). Fighting France, from Dunkerque to Belfort (1915). The Book of the Homeless (1916). Xingu, and Other Stories (1916). Summer (1917). The Marne (1918). French Ways and Their Meaning (1919). In Morocco (1920). The Glimpses of the Moon (1922). A Son at the Front (1923). Old New York (1924). The Mother's Recompense (1925). The Writing of Fiction (1925). Here and Beyond (1926). Twelve Poems (1926). Twilight Sleep (1927). The Children (1928). Hudson River Bracketed (1929). Certain People (1930). The Gods Arrive (1932). Human Nature (1933). A Backward Glance (1934). The World Over (1936). Ghosts (1937). The Buccaneers (1938). Eternal Passion in English Poetry (1939). The Collected Short Stories of Edith Wharton (2 vols., edited by R. W. B. Lewis, 1968).
Final answer:
The Final answer to the sequence question is that the missing titles are 'Summer' before 'Ethan Frome' and 'The Marne' after 'Xingu and Other Stories'. These works were written by Edith Wharton, a prominent novelist of the early 20th century. Both titles are important additions to Wharton's literary chronology. 'Summer' was published in 1917 and is known for its exploration of a young woman's awakening, while 'The Marne' came out in 1918 and represents Wharton's response to World War I.
In the
Explanation:
, it is important to note that listing the works of an author in chronological order helps students understand the evolution of the author's themes and style over time. For Edith Wharton, whose works often delved into issues of class, gender, and society, tracing the publication order reveals how her perspectives and narrative techniques developed. 'Summer' and 'The Marne' are particularly significant as they both tackle the themes of personal growth and societal impact of war, respectively, thereby marking shifts in Wharton's writing that reflect the tumultuous times during which they were written.
List three questions you have about Jefferson Davis’s early life.
1.
2.
3.
Answer:
1. Where was he born?
2. Was he an only child?
3. Did he go to school?
Explanation:
Hope this helps.
what is the meaning of the word lean in this sentence
Answer:
lean can mean to bend in a certain direction,it can also refer to being fit or of a food product having little fat.
Answer:
to rely on something or someone
how can patterns be use to identify common ancestry
Answer:
You can use emboitic science to compare organisms and if they are related. For example, in the womb, fish and humans both have gills, so we can assume that we both had a common ancestor
Explanation:
Emboitic research can be used to compare species and determine their relationships.
What is ancestry?A person's "roots" or background, date of origin, parents, or forebears before they immigrated to the country are almost all examples of their ancestry. Ancestry also pertains to knowledge about a person's physical ancestors, especially their genetic links.
On a dendrogram, trace the ancestry of each group of organisms backwards until all the lineages converge to identify the most recently shared ancestor of the group of animals. Their most commonly cultured ancestor is represented by another node. We can infer that we shared a progenitor with fish since, for instance, both humans and fish retain gills when still in the womb.
Comparing DNA sequences can reveal the relationships between various species. Biogeography, the research of how organisms are distributed geographically, sheds light on the manner in which possible species might well have evolved.
Learn more about ancestry, Here:
https://brainly.com/question/758984
#SPJ2
People who, by midlife, have begun to integrate the "masculine" and "feminine" sides of their personalities tend to be higher in neuroticism. lower in autonomy. psychologically healthier. lower in psychosocial maturity.
Answer:
psychologically healthier
Explanation:
It is believed that these individuals that integrate the "masculine" and "feminine" sides of their personalities tend to be psychologically healthier. Psychologists believe that this is due to those individuals being able to adapt and cope with a much greater ease with regards to aging than most of the population, thus leading them to not only by psychologically healthier but happier as well.
One long term consequence of the fall of Rome was that
Answer:
Rome's fall ended the ancient world and the Middle Ages were borne. These “Dark Ages” brought the end to much that was Roman. The West fell into turmoil. However, while much was lost, western civilization still owes a debt to the Romans.
Upon the fall of Rome, Europe ceased being influenced by the cultures of the Mediterranean coast and was more influenced by Germanic tribal confederations that had already taken over vast swathes of Roman territory, although the influence of Rome on the former Empire was very strong in legal, cultural, religious
Explanation:
What were the causes and effects of the fall of Rome?
External military threats were a major cause of Rome's fall, and its effects spread across the empire. After Rome was divided, a powerful group known as the Huns began moving west, their numbers growing with captured prisoners and new allies. People from all walks of life were eager to reap the rewards of war.
how you think primary sources will help historians in the future understand what happened in 2020 during the Coronavirus crisis.
Answer:
writing in the heady days of new antibiotics and immunizations, esteemed microbiologists Macfarlane Burnet and David white predicted in 1972that ''the most likely forecast about the future of infectious diseases is that it will very dull.''They acknowledge that there was always a risk of ''some wholly unexpected emergence of a new and dangerous infectious diseases, but nothing of the of the sort has marked the last fifty years.''Epidemics, it seemed, were of interest only to historians.
this is one source
hope this help little rainbow (:v)
Which of the following inventions allowed people to live farther away from their jobs and commute to work more quickly?
A.
cellular phone
B.
satellite
C.
automobile
D.
television
Answer:
Explanation:
the answer is
c. automobile
how did octavian, unlike his predecessors, manage to become sole ruler and first emperor of the roman world? use atleast 3 details from the reading selection to support your answer
Answer:He was a emperor and wanted more power
Explanation: Hard to explain
Augustus (also known as Octavian) was ancient Rome's first emperor. After Julius Caesar's assassination in 44 BCE, Augustus rose to power.
Augustus "restored" the republic of Rome in 27 BCE, yet he held all real power as Rome's princeps, or "first citizen."
What was Octavian's contribution?Octavian was the first Roman emperor, and he made significant contributions to Rome's infrastructure and public works. He built a strong postal system, as well as roads and schools.
He was also prosperous financially, militarily, and generally well-liked by Romans.
For more information about Octavian's refer to the link:
https://brainly.com/question/12715699
#SPJ2
What is the Berlin airlift
Answer:
The Berlin Blockade was one of the first major international crises of the Cold War. During the multinational occupation of post–World War II Germany, the Soviet Union blocked the Western Allies' railway, road, and canal access to the sectors of Berlin under Western control.
Explanation:
Unacceptable behaviours before and during an examination is known
as ......?
Answer:
Cheating and talking and passing papers
Which relationship between the islands of Oceania in another nation would involve a grant of authority by the United Nations.
Trust, Tribal, Free-will, (Territory) or possesion
Answer:
trust
Explanation:
Answer:
trust territory
Explanation:
Ashley tells you that her church is racially mixed because even though 85 percent of the attendees are white, individuals from all racial backgrounds are welcome and encouraged to attend. Based on the definition for a racially mixed congregation found in the text, you will tell Ashley that:
Answer: She's wrong
Explanation:
What implies or describes a racial organization is the segregation of different race from each other even evenly or close percentages. In these cases Ashely has a particular race with a very high race than the others which is likely there is no racial mixed congregation due to the fraction is too high to classify such. A racial mixed congregation will have the ratio almost evenly spread.
Why did the US fight the Korean War?"
south korea is an ally of US,but north koerea wanna take control of south korea because it's main aim is to take control of da korean peninsula,so as usual us interfers in other contry's matter only to make it worse.....
Which Statement best defines radiant energy A. Radiant energy is the energy that must travel through types of media B. Radiant energy is the energy carried by an electromagnetic wave C. Radiant energy is the energy only carried by magnetic waves D. Radiant energy Travels at short wave length
Answer:
B
Explanation:
Answer:
Electromagnetic
What is the main language spoken in both of the Alpine Countries
Answer:
German
Explanation:
The Congress shall have Power ... To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof.
— U.S. Constitution, Article I, Section 8.
Which of the following conclusions can be drawn from this section of the U.S. Constitution?
A.
Congress has powers that may be defined in a different article of the Constitution.
B.
Congress has powers beyond those explicitly spelled out in the text of the Constitution.
C.
Congress has the power to create new duties for their members.
D.
Congress has the power to act alone in implementing new laws.
Answer:
The correct choice is B)
Congress has the power to create new duties for their members.
Explanation:
The U.S. Constitution, Article I, Section 8 opens with what is also known as the Elastic Clause "The Congress shall have Power...".
The clause is said to enlarge the powers of the government not enervate or restrict it. This implies that the Congress has the power to make into Law that which it deems fit.
Cheers!