Answer:
C. They allow businesses to expand and improve.
Explanation:
The bank is a financial intermediary that makes money and financial instruments received from individuals and institutions with surplus available to individuals and institutions with deficit. This is usually at a cost to such individuals and institutions.
The bank makes loans available to business who may want to expand but lack the funds required to finance such expansion. This is of key benefit to the economy.
A bank loans can impact positively on a nation’s economy because they allow businesses to expand and improve.
What is the loan bank function?One of the function of bank is to give loan to people at interest from the depositors money with them.
The bank makes loans available to business who may want to expand but lack the funds required to finance such expansion.
Also, this allows entrepreneur to flourish and impact the economy positively in GDP and employment rate.
Therefore, the Option C is correct
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An act passed by Congress aimed at promoting financial stability improving accountability and transparency in the financial system:____________
Answer: Protects taxpayers through ending bailouts and aid consumers out of harsh financial services practices by financial institutions.
Explanation: The role of the government is to protect its citizens by setting up enactment that will improve their lives.
Financial acts that promotes financial stability, improving accountability and transparency, will help the masses especially the taxpayers through ending bailouts and prevents the citizens to encounter financial services hardships.
ABC Inc. company, founded by three women who met in college, has recruited talented people since its inception. It now employs approximately 350 people. Once a month a meeting is held where anyone can present new ideas to management. Coming out of these meetings, presenters have 30 days to work on a proof of concept or prototype, after which management makes a decision to pursue an idea company-wide or drop it. If an idea is selected, the individual(s) who presented the ideas receive a cash bonus. Based on this information, what kind of company is ABC Inc.?
Final answer:
ABC Inc. is an innovative, progressive company with a culture that encourages and rewards employee contributions and new ideas.
Explanation:
Based on the information provided, ABC Inc. appears to be a progressive and innovative company that values creative thinking and participation from its employees. With a strong focus on collaboration and employee engagement, it adopts a model where new ideas are encouraged and rewarded. The practice of holding monthly meetings for idea pitches, followed by a supportive process for proof of concept development, suggests that ABC Inc. aligns with a modern, employee-centric corporate culture that fosters innovation and may be structured around a flat or matrix organizational model.
last year Nowitzki inc. entered into an agreement with Duncan partners, an investment bank. At the time of issue, Duncan Partners has agreed to purchase all offered shares from Nowitzki and then try to sell all shares in the primary market. what kind of arrangement is this an
underwritten agreement
or
a best efforts arrangement
Lee Sun's has sales of $3,450, total assets of $3,150, and a profit margin of 6 percent. The firm has a total debt ratio of 42 percent. What is the return on equity?
The Return on Equity (ROE) for Lee Sun's is roughly 11.33 percent. It's computed by multiplying the Return On Assets (6.57%) with the equity multiplier (~1.7241).
Explanation:The question involves determining the Return on Equity, which is a measure of a corporation's profitability by revealing how much profit a company generates with the money shareholders have invested. We could start solving it by employing the formula for Return on Assets (ROA), that is, Net Income divided by Total Assets. We know that the profit margin is 6 percent, therefore the Net Income could be calculated as $3,450 multiplied by 6 percent (0.06) which equals $207. The total assets given are $3,150. Therefore ROA equals $207 divided by $3,150, which is approximately 0.0657 or 6.57 percent.
We also need to employ the equation to find the equity multiplier, which is 1 divided by (1 minus the total debt ratio). The total debt ratio given here is 42 percent (0.42), so the equity multiplier would be 1 divided by (1-0.42), which is roughly 1.7241.
The Return On Equity (ROE) is calculated by multiplying the Return On Assets (ROA) by the equity multiplier. Therefore, ROE would be 6.57 percent times 1.7241 which equals approximately 11.33 percent.
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The weighting of the factors that search engines use to decide which URLs appear first on searches for a particular search term is called data indexing.A. TrueB. False
Answer:
False
Explanation:
Data indexing involves storing data in such a way that it can be easily retrieved when needed.
When a search engine indexes and stores data, such data is then made available on a search engine results page when a user searches for a particular term on the search engine.
However, data indexing does NOT rank how URLs appear on user searches.
Andy keeps his savings in a money market mutual fund, Been keeps his invested in U.S. savings bonds, and Charlie keeps his in a bank. Who is using direct finance?a. -andyb. =benc. -charlied. -all three
Answer:
B, Ben
Explanation:
Direct finance is a financing method in which a borrower borrows money directly from the financial market. This means that direct financing mainly does not involve any intermediary. There are some situations where a third party/intermediary involvement still counts for direct finance. but mainly, direct finance does not involve a third party. From the question, Ben is dealing directly with US saving bonds with is a part of the financial market is using direct finance. Banks, agents, etc are all intermediaries as they also contact the financial market to be able to sell securities or anything to the customer.
Cheers.
Implementing a system of independent checks is one of the most effective ways to deter fraud. Which one of the following is NOT a wayof providing independent checks on employees?A)Employee transfersB)AuditsC)Mandatory vacationsD)Single endorsement on checks
Implementing a system of independent checks is an effective way to deter fraud. Single endorsement on checks is not a way of providing independent checks on employees.
Explanation:Implementing a system of independent checks is an effective way to deter fraud. However, single endorsement on checks is NOT a way of providing independent checks on employees.
Employee transfers can help provide independent checks by moving employees to different departments or roles, reducing the risk of collusion. Audits involve reviewing financial records and processes to identify potential fraud or errors. Mandatory vacations require employees to take time off, allowing others to review their work and detect any irregularities.
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Among the listed options, a single endorsement on checks does not provide an independent check in a business system. It does not add independent oversight or verification, thus is less effective in deterring fraud.
Explanation:Independent checks are useful measures placed within a business system to help prevent and detect fraudulent activity. These can include actions like employee transfers, regular audits, and enforcing mandatory vacations to prevent any single person from having control over certain processes or funds for an extended period. However, having a single endorsement on checks is not an example of an independent check. This practice does not add a layer of oversight or independent verification, thereby making it the least effective deterrent against fraud among the choices given. A dual or multiple endorsements system is more effective as it demands the approval of more than one authorized person to validate transactions, thus reducing fraud risk.
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Honda Motor Company is considering offering a $ 2 comma 000 rebate on its minivan, lowering the vehicle's price from $ 30 comma 000 to $ 28 comma 000. The marketing group estimates that this rebate will increase sales over the next year from 40 comma 000 to 55 comma 000 vehicles. Suppose Honda's profit margin with the rebate is $ 6 comma 000 per vehicle. If the change in sales is the only consequence of this decision, what are its costs and benefits? Is it a good idea? Hint: View this question in terms of incremental profits.
Answer:
It is a good idea
Explanation:
Without the rebate, the annual revenue to the company given a price of $30,000 and a volume of 40,000 vehicles
= 30,000 * 40,000 = $1,2 billion.
However, with the rebate, total annual revenue given a price of $28,000 and a volume of 55,000 vehicles, would be
= $28,000 * 55,000 = $1.54 billion.
Thus, the rebate results in a $340 million increase in revenue, and it is therefore a good idea.
The likely costs of the rebate may be a necessary increase in man hours and the attendance increase in labour cost as more workers are needed to produce the increased volume. Other direct costs of production may increase too.
The likely benefit, apart from the increase revenue identified above, is the likely increase in market share for the company.
A recent poll found that nearly _____ percent of people say that executives make decisions based primarily on advancing their own careers
Answer:
95 %
Explanation:
A recent poll found that nearly 95 percent of people say that executives make decisions based primarily on advancing their own careers.
And the reasons are obvious. As per executives perspective everyones looks for their benefit first in corporates. So, there are no wrongs in this. As per other employees their opinion may be partly true and party due to human envy mind.
In a university setting, each student is paired with another student for the purpose of getting assignments and turning in work for the other if he is out of school for any reason. This is a _____ relationship. Group of answer choices one-to-one binary one-to-many binary many-to-many binary one-to-one unary one-to-many unary
Answer:
one-to-one Unary
Explanation:
It is one-to-one binary relationship because one student is grouped with one student only. Unary because they have the same relationship in the university and share the same class and learning procedures.
In binary relationships there are various entities for example in this situation if the university or colleges were different then it would have been binary .
In the given question only one student is teamed up with one student therefore it is one to one not one to many.
Compare the concept of a modern supply chain with more traditional distribution channels. Be specific regarding similarities and differences.
The concept of a modern supply chain can be compared to more traditional distribution channels in terms of similarities and differences. Both aim to deliver goods to consumers, but modern supply chains rely on technology, integration, and globalization to improve efficiency and expand globally.
Explanation:The concept of a modern supply chain can be compared to more traditional distribution channels in terms of similarities and differences. Both modern supply chains and traditional distribution channels aim to deliver goods from producers to consumers. However, there are several key differences between the two.
Technology: Modern supply chains heavily rely on technology, such as advanced logistics software and automated warehouse systems, to track and manage inventory, streamline processes, and improve efficiency. Traditional distribution channels, on the other hand, often rely on manual processes and paper-based documentation.Integration: Modern supply chains are highly integrated and interconnected, with various stakeholders collaborating and sharing information in real-time. This allows for better coordination, faster response times, and improved visibility throughout the supply chain. In contrast, traditional distribution channels may involve multiple intermediaries, such as wholesalers and retailers, leading to slower and less efficient processes.Globalization: Globalization has significantly impacted modern supply chains, enabling companies to source materials and components from different countries and reach customers worldwide. This has increased complexity and the need for effective international logistics management. In comparison, traditional distribution channels were predominantly local or regional in nature.In summary, while both modern supply chains and traditional distribution channels aim to deliver goods to consumers, modern supply chains leverage technology, integration, and globalization to improve efficiency and expand operations globally.
Tom is an advertising executive at a car company. Before beginning work on a video advertising campaign for a new economy car, he creates key performance indicators for the campaign. What's Tom defining?
A) Marketing objectivesB) Media objectivesC) Business objectivesD) Campaign metrics
Answer: Media Objectives.
Explanation:
Media objectives are the goals set ahead of a business media outreach where, the amount of consumers to be reached and the expected reaction of the consumers to media adverts are determined beforehand. Tom's performance indicators for his firm's media campaign, are part of the media objectives he seeks to achieve.
Your friend hopes to expand her business to multiple locations. It would be best for her to create a1. limited liability company.2. sole proprietorship.3. corporation.4. partnership.
Answer:
3. Corporation
Explanation:
In a corporation form of business, the corporation is viewed as a separate legal entity and a corporation can have many divisions and branches which means it's geographical reach is better than any other forms of business such as proprietorship or partnership.
A Corporation also has better access to raising funds and it's capital is divided into stocks.
Apart from above, the taxation process for a corporation also differs from other forms
Thus, for someone who desires to expand business and reach out to more customers spread over different geographical locations, corporation form of business is recommended.
Organizations using information systems to deal with competitive forces lose customers to new entrants Unselected keep the prices of their products high Unselected tighten linkages with suppliers and develop intimacy with customers Sure I AM SURE use manual labor for routine processes?
Answer:
Tighten linkages with suppliers and develop intimacy with customers.
Explanation:
1. Organizations should tighten linkages with Suppliers
Organizations should maintain good business relations with the suppliers. This can be done by ensuring them longer term business i.e. continously purchasing raw material and other items from them.
2. Organizations should develop intimacy with customers
This can be ensured by better and effective communication with the customers. This will provide room for products improvement and enable greater customer loyalty thereby.
Hence, organizations using information systems should tighten linkages with suppliers and develop intimacy with customers in order to deal with competitive forces.
The ISO 9000 perspective on quality is that quality is basically defined by: Select one: a. senior management b. customers c. project sponsors d. project managers
Answer:
Option "A" is the most appropriate answer to the following statement.
Explanation:
The ISO 9000 is a quality management program that defines rules for organizations to ensure that they maintain the proper requirements of consumers and other key stakeholders within a product or service-related legislative and regulatory criteria.
The seven concepts of quality assurance are:
1-Consumer Awareness
2-Leadership
3-People Relationship
4-Process Strategy
5-Improvement
6-Evidence-based
7-product Control.
Answer:
Quality management
Explanation:
PLATO
Which of the following concepts recognizes that managers must use their judgment to ensure that the cost of control does not exceed the system's benefits or the risks involved?
a) risk assessment
b) reasonable assurance
c) security policy
d) security versus privacy
Which of the following terms describes making false statements about the financial condition of any insurer that are intended to injure any person engaged in the business of insurance?
Answer:
The answer to this question is Defamation
Explanation:
Defamation refers to any statement (Whether written or verbal) that is untrue and injurious to any of the parties involved in the insurance business.
A statement is said to be a Defamatory statement if it is false especially regarding the financial condition of the insurer.
Identifying defamatory statement
Statements must be untrue it must be capable of causing damage of injury to person or business.Incentive Contracts (both Cost & Fixed Price Types) provide a method for adjusting the contractor's profit or fee, and establishing the final contract price by using a formula based on the relationship of final negotiated total cost to total target cost. A. True B. False
Answer:
True
Explanation:
The statement is correct that Incentive Contracts (both Cost & Fixed Price Types) provide a method for adjusting the contractor's profit or fee, and establishing the final contract price by using a formula based on the relationship of final negotiated total cost to total target cost because in project management a contract is said to be incentive based when the owner has promised to make additional compensation to the contract price if in the course of the contractor's execution, events trigger a higher compensation; which could be as a result of cost, delay in time schedule, increased quality, and higher safety standards than those originally prescribed in the contract terms and conditions.
The model that focuses on the multiplicity of influences on health-related behavior (or the focus on complex interactions between individuals and their environment) is referred to as:
Answer:
Ecological Model.
Explanation:
The Ecological model underlies the multiplicity of the various levels of influences on health-related behaviors, which can be:
Intrapersonal factors: These are the personal factors that influence the individual's behavior, such as personality, beliefs and knowledge.
Interpersonal factors: Correspond to interaction with other individuals, who are responsible for creating barriers or supporting the development of healthy behavior and interpersonal growth.
Institutional and organizational factors: Policies, rules, formal and informal structures that may or may not promote healthy behaviors.
Community factors: Existence of social norms between groups, individuals or organizations responsible for improving or limiting healthy behaviors.
Public policy factors: These are the policies and laws responsible for regulating health practices for disease prevention.
Marketing by a service firm to effectively train and motivate its customer-contact employees and all the supporting service people to work as a team to provide customer satisfaction is called ___________________ marketing.
Answer:
Internal
Explanation:
As the name implies, internal marketing is one in which a service firm trains employees in a product's company and its customers' contact to ensure maximum customer satisfaction. Internal marketing means that every member of staff is involved in marketing and not just the marketing department of the firm.
Cheers.
In an analysis of the market for paint, an economist discovers the facts listed below. State whether each of these changes will affect supply or demand, and in what direction. a. There have recently been some important cost-saving inventions in the technology for making paint. b. Paint is lasting longer, so that property owners need not repaint as often. c. Because of severe hailstorms, many people need to repaint now. d. The hailstorms damaged several factories that make paint, forcing them to close down for several months.
Answer:
A) Rightward shift of the supply curve. When a company is able to produce its goods at a lower cost, the whole supply curve sill shift to the right. This can be accomplished through a new technology or a decrease in the price of inputs.
B) On the short run, the quantity demanded of paint will increase, since a better product usually means higher demand, so the demand curve will shift to the right. But on the long run, the quantity demanded for the product will decrease since the customers will not need to paint their houses as often as before, shifting the demand curve to the left.
C) This will shift the demand curve to the right, increasing the quantity demanded at every price level.
D) This will definitely reduce the quantity supplied and shift the supply curve to the left. It has a similar effect to a cost increase. This shift will last until the factories start producing again.
The figures below depict the production possibilities frontiers (PPFs) for two people who can allocate the same amount of time between making pizzas and making stromboli.
A) Bo has a comparative advantage in the production of stromboli because her opportunity cost is lower.
B) Bo has a comparative advantage in the production of stromboli because her opportunity cost is higher.
C) Bo has a comparative advantage in the production of pizzas because her opportunity cost is lower.
D) Bo has a comparative advantage in the production of pizzas because her opportunity cost is higher.
E) Bo has a comparative advantage in the production of both pizzas and stromboli.
QUESTION:
The table below depict the production possibilities frontiers (PPFs) for two people who can allocate the same amount of time between making pizzas and making stromboli. Refer to this table to answer questions 3-4.
Bo Kenzi
Pizza Stromboli Pizza Stromboli
25 50 40 20
Answer: A - Bo has a comparative advantage in the production of stromboli because her opportunity cost is lower.
Explanation:Production possibilities frontiers (PPFs) indicates the maximum output combinations of two goods or services an economy can achieve by fully using all available resources efficiently.
This means that, if more of product A is produced, less of product B can be produced given that the resources and production technology remain constant.
Looking at the question above, Bo has a competitive advantage as Bo produces more of both pizza and stromboli than kenzi.
Answer:
A) Bo has a comparative advantage in the production of stromboli because her opportunity cost is lower.
What company has always promptly removed any content at the request of corporate copyright owners, but it has also pursued extensive revenue-sharing projects with those same companies.
Answer:
Youtuuube, or Alphabet to be more precise.
Explanation:
Youtuuube is constantly under fire for copyright infringement, you can find movies, TV series, sitcoms, cartoons, music, etc., on Youtuuube, but if the copyright holder requests that the content is removed, they will do it fast. On the other hand, Youtuuube is not necessarily a business partner for many copyright holders, but they cannot live without it.
Remember how powerful Howard Stern was on New York's radios, and how the singers or groups had to comply with his extravagant demands in order to included in his show? Youtuuube would be somewhat of a polite and well educated Howard Stern. Studios and record companies do not like Youtuuube, but they cannot survive without it either.
ANSWER ASAP!!!
Create a balance sheet for the opening day of your company in the format below. Use your best estimates, but it doesn't have to be exact. Keep the section headings (Assets, Liabilities, and so on), but replace the specific information with your company's information. (4.0 points)
Answer:
See explanation section below
Explanation:
A balance should like the following format (Using hypothetical data)
"XXX" Company < The name of your company
Balance Sheet
As of December 31, 2019 < It should be the opening day of 2020 of your company
Assets
Current Assets
Cash XXXXX
Accounts Receivable XXXX
Supplies XXXX
Inventory XXXX
Prepaid expenses XXX
Accrued revenues XXX
Total current assets (Add cash to accrued revenues to get total current assets)
Non-current assets (Fixed assets)
Tangible assets (Equipment, building, land, and machine)
Less: Accumulated depreciation - tangible assets
Intangible assets (Goodwill and patent)
Less: Impairment
Total Non-current assets (Fixed assets)
Total assets (Add total current assets and non-current assets)
Liabilities and Stockholders' equity
Current liabilities
Accounts payable
Unearned revenue
Bank Overdraft
Accrued expenses
Salaries/wages/interest payable
Total current liabilities
Long-term liabilities (Notes payable, bonds payable)
Total liabilities
Stockholders' equity
Common stock
Retained earnings
Total stockholders' equity
Total Liabilities and Stockholders' equity
This is how we can build up a balance sheet
In the circular flow model _______.
a. goods markets provide for the transfer of money and labor markets provide for the transfer of inputs.
b. resource markets provide for the goods and services and product markets provide for the exchange of exchange of labor.
c. labor markets provide for the transfer of money and goods markets provide for the transfer of inputs.
d. resource markets provide for the exchange of labor and product markets provide for the exchange of goods and services.
Answer:
In the circular flow model, goods markets provide for the transfer of money and labor markets provide for the transfer of inputs.
Explanation:
The liquidity of money in goods markets is kept unhindered by the flow of goods, as a result of which, the transfer of money keeps happening. On the other hand, the labor markets function as the source of necessary input that is required for the business to keep running. When both these markets work in synchronous, there is a circular flow of entities within the market.The management of warby parker believes that its operations must be grounded in
Answer:
Warby Parker is an eye glass manufacturing company, that manufacturers designer glasses that are cost effective. The management of Warby Parker believes that it's operations must be grounded in Cooperate Social Responsibility
Explanation:
Warby Parker is an eye glass manufacturing company, that manufacturers designer glasses, that are cost effective. The management of Warby Parker believes that it's operations must be grounded in Cooperate Social Responsibility
Warby Parker's operations are anchored in understanding industry psychology and values, striving for a better world, maintaining a harmonious structure, and aligning with their vision, mission, and values.
Explanation:The management of Warby Parker believes that their operations must be grounded in a framework where understanding the psychology and values driving the industry is crucial, acknowledging the potential for the world to become a better place through their efforts.
Not only does this suggest a strong alignment with the company's vision, mission, and values, but also reflects a commitment to maintaining a harmonious structure within their operations.
Additionally, the importance placed on adhering to these principles is highlighted by the fact that employees are expected to honor this consistent organizational frame of reference as a condition of their employment, as demonstrated by Vining's approach to valuing her employees' beliefs in their success and transparent expectations.
If a city government spends a good deal of money on crime prevention and also on infrastructure maintenance, then spending even more money on crime prevention should result in ______.a. significant gains in infrastructure maintenance. b. relatively small gains in crime prevention. c. significant gains in crime prevention.
Answer:
B. Relatively small gains in crime prevention
Explanation:
b. relatively small gains in crime prevention
Because city government is already spending a good deal of money increasing the amount will have a relatively small effect on crime prevention. Rather it would be wise to spend optimally allocating sufficient amount to both infrastructure and crime prevention.
A client with a hip fracture is returning to the orthopedic unit, and the orders indicate that the client should be turned by logrolling. Which statement regarding logrolling is correct?
Answer:Use a draw sheet or a friction reducing sheet to facilitate smooth movement
Explanation: LOGROLLING is a term used in the field of Medical surgery,where a patient who has a fracture and has the fracture,it is used to ensure that the patient does not feel a lot of discomfort or further pains or injuries when you want to move the patient. This process usually involves two or more persons for it to be very effective. During the LOGROLLING process the patient is moved with support given by the persons available holding the person's head to Prevent movements and the arms by the side or crossed to prevent movement till the desired position is reached,during this process a draw sheet or friction reducing sheet can be beneficial.
Jon, a law enforcement official, monitors Kelsey's Internet activities—e-mail and Web site visits—to gain access to her personal financial data and student information. This may violate Kelsey's right to:A. EQUAL PROTECTIONB. PRIVACYC. DUE PROCESSD. ENGAGE IN INTERSTATE COMMERCE
Answer:
B. PRIVACY
Explanation:
Almost all of modern mobile and web apps enable that private information be used to offer additional functionality for their consumers.
However minimum security knowledge between programmers may enable such sensitive information to be treated inappropriately.
Violation of the privacy happens whenever confidential information reaches the server / database of the system and is obtained or exploited inappropriately by unauthorized perpetrators.
Jon is unauthorized to access Kelsey's data, in this case, e-mail and Web site visits, for his personal gain.
Jon, a law enforcement official, monitors Kelsey's Internet activities—e-mail and Web site visits—to gain access to her personal financial data and student information. This may violate Kelsey's right to privacy. The correct option is B.
It would probably be against the law to track Kelsey's online activities without her permission or the appropriate legal justification. The right to privacy refers to a person's ability to protect their private information and activities from unauthorized access or observation by third parties, such as law enforcement. In this case, it would be deemed an invasion of Kelsey's right to privacy for Jon to have gained access to her personal financial data and academic records without her consent or proper authorization.
Thus, the ideal selection is option B.
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A flower shop makes a large sale for $1,500 on June 30. The customer is sent a statement on July 5 and a check is received on July 10. The flower shop follows GAAP and applies the revenue recognition principle. When should the $1,500 be recognized
Answer:
June 30
Explanation:
As per the revenue recognition principle, the revenue is recognized when it is earned or realized that means service is performed but the payment is not made at the time of providing the service.
It is not get impacted when will be the cash received.
So, in the given case, the large sale is made on June 30 and on June 30 the revenue would be recognized.