How do government regulators protect consumers?
A. by investigating complaints made by lenders
B. by using borrower information responsibly
C. by disclosing accurate credit terms 
D. by ensuring lenders comply with the law

Answers

Answer 1

The fourth alternative is correct (D).

In a market economy like the American one, the Government acts to maintain the adequate environment for the operation of the companies that provide goods and services to the consumers. Meanwhile, the government also acts to ensure that these companies provide good service to Americans. In this way, the government regulates the markets, creating norms and guidelines that must be followed by the companies. In other words, the government makes the creditors comply with the laws.

Answer 2

There are different kinds of laws set up by government. The government regulators protect consumers by ensuring lenders comply with the law.

What is the Consumer Credit Protection Act that protect customers?

The Consumer Credit Protection Act Of 1968 (CCPA) is known to be an act that protects consumers from different kinds of harm that is gotten from creditors, banks, etc.

The Government through different kinds of laws act to maintain the right environment for the work of firms that provide goods and services to the consumers.

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Related Questions

Transforming insight into useful activity is what the _____ stage of creativity is all about.

Answers

This is the translation stage. This is the main stage that all important activities strive for: actually being put into play and being made into concrete action. Insight is one part of the process, but without actually being used, insight doesn't have much probative value for a person or business.

The Mayflower Compact was agreed to and signed by __________ passengers on the Mayflower. A. the adult male B. the children C. the adult female D. all of the adult       Please select the best answer from the choices provided A B C D

Answers

Answer: the correct answer is A. the adult male

Explanation: Mutinous members of the company sought to take advantage of the fact that their charter had been for Virginia, and the ship had landed far outside of that jurisdiction.

It was written by the male passengers of the Mayflower, consisting of separatist Puritans, adventurers, and tradesmen. The Puritans were running away from religious persecution by King James of England. The Mayflower Compact was signed aboard ship on November 11, 1620.

The Mayflower Compact was agreed to and signed by the adult male passengers on the Mayflower. Thuss the correct option is A.

What is  Mayflower Compact?

The English settlers who came to the New World on board the Mayflower created the Mayflower Compact, a collection of regulations for self-governance, to make sure a functional social structure would persist.

The colony's major objective was to establish fundamental law. The first self-government compact drafted and implemented in America was the Mayflower Compact to maintain proper structure and governance in the colony.

The Mayflower Compact was not known by that name when it was signed on November 11, 1620, by 41 adult male colonists, including two indentured slaves.

Therefore, option A is appropriate.

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An individual who takes the "god helps those who help themselves" approach is

Answers

Self directing approach is the individual who takes the "god helps those who help themselves". Individual who perceives him or herself and responsible for outcome, although god or nature has provided the resources the individual needs to be successful is also the god help those who help themselves first.

An individual who believes 'god helps those who help themselves' likely espouses self-reliance and personal responsibility, and may exhibit internally religious qualities, reflecting a deep integration of faith and life.

An individual who adopts the approach that 'god helps those who help themselves' is often associated with a self-reliant and personal responsibility philosophy. This viewpoint suggests that Divine support is afforded to those who make an effort to address their own challenges rather than waiting passively for external assistance.

Such persons may be perceived as self-governed, relying primarily on their own abilities, perhaps in a quest-oriented religious perspective which is an expression of intrinsic altruism. Indeed, they might exhibit characteristics of being internally religious, integrating their faith deeply into their daily lives and emphasizing personal moral and religious questions. However, the idea extends beyond religious individuals, as it also reflects a certain societal norm of self-sufficiency and civil responsibility, which in itself might promote helpful behavior towards others, especially when they are seen as deserving of aid.

Christopher is skilled at problem solving and possesses broad reasoning abilities. according to charles spearman, christopher's abilities are indicative of _____.

Answers

general intelligence 

Answer:

General Intelligence

Explanation:

Spearman labeled general intelligence as the ability to solve problems and have reasoning abilities. This meant for him that a positive outcome in one area would replicate in other, like verbal and numeral. He labeled other features as specific, in addition to general.

How did the Industrial Revolution change the lives of working people?

A. Owners wanted more skilled workers.
B. People were given higher wages.
C. Workdays were not as long.
D. Machines took over many jobs.

Answers

D. Machines took over many jobs.(i think...I'm sorry, but I hope this helps.)

Answer: D) Machines took over many jobs.

Explanation:

Kaitlin and john's parents passed away. they live in a society with a bilineal system, so _______________ will inherit their parent's estate.

Answers

Bilineal system is a arrangement of family heredity in which the lineages on the mother's side and father's side are equally significant for responsive connections or for transmission of possessions or affluence. Therefore both Kaitlin and John will equally inherit their parents' estate.

Which statement is true about a scientific idea?
It is biased in its results
It can be replicated and verified
It cab be tested without a control group
It ignores parts of the method within an investigation

Answers

Answer:

It can be replicated and verified

Explanation:

In order to be considerated scientific , an idea needs to go throught the scientific method, this implies that at the end stages of experimentation verification is needed.

A hypothesis  will go several stages of experiments that make this statement verifable, often to be replicated in the physical or social world.

In this way it becomes part of a theory and then by being probably of happening again we conclude it is a valid source of knowledge.

Thereby, the ideas around superstition, religion or paranormal cannot be considerated scientific since the results cannot be replicated neither considerated.

Answer: person above is right :)

Explanation:

Have a good day

god bless you

How did the completion of the Erie Canal in 1825 impact on New York City

Answers

Western farmers gained better access to East Coast markets.

Answer:

Western farmers gained better access to East Coast markets.

Explanation:

Stanley milgram's experiments on the nature of obedience showed that individuals' obedience is influenced by
a. resistance to conditioned compliance.
b. awareness of legitimation.
c. the presence or absence of buffers.
d. socialization.

Answers

The correct answer is D. socialization

During the process of socialization people more or less establish their place in the society and in their relations with other people so the amount of obedience is heavily dependent on how your socialization processes were happening while you were growing up and building character.

A phobia is an exaggerated, unrealistic fear of a specific situation, object, or activity.
a. True
b. False

Answers

true i think im saying words cause its too short            

Which of voltaire's works is best known today and the basis of a musical?

Answers

the answer to this question is candide
candide was first published in the 1750s during the age of enlightment and gained massive popoularity and started to widely stranslated all overt the world. 
The boradway adopt this novel into musicals in 1959 and it's traction make the works nows as a basis of musical in modern age.

In the story of their lives, mahavira and the buddha show similarities, such as

Answers

Both Mahavira and Buddha showed similarities in that both were born into royal families, but they rejected this lifestyle by practicing of extreme asceticism. Often used for religious reasons or to reach a spiritual state, those who practice asceticism employ self-discipline by abstaining from all forms of indulgences. In doing so, they often adopt a frugal lifestyle.

A woman is frustrated by a person at work. instead of attacking the co‑worker who is frustrating her, she yells at her best friend. according to the frustration‑aggression hypothesis, the woman is

Answers

Answer:

demonstrating displacement

Explanation:

The situation at work does not inmediatly turn into agression, but creates conditions or readiness for agression if trigerred. In the case mentioned she may most likely be unable to complain or yell at the colleague, because this would be sanctioned.

Perhaps she finds herself in a unballanced situation between him and his boss, so she would rather avoid direct confrontation.

By the time her friend meets her, she displaces the frustration from the day and yells , displacing the original negative emotions that originated this stressful into his close mate.

Of course many times discplacement occurs because a direct confrontation is not wanted or impossible.

True or false: if people disagree about some moral matter, their disagreement will always be caused by their having different moral values.

Answers

The answer is true I hope I helped

Political attitudes about school funding are most likely affected by

Answers

Political attitudes about school funding are most likely affected by MARITAL STATUS.

There are various factors that affect the political attitudes about school funding such as ethnicity, marital status, religion, race, etc. Married students are more likely to get funded by the university.

In a market with price controls, there can be _____ or _____ of goods and services.

Answers

i believe the answer is shortages, surpluses
If the price controls that given is too low, no businesses will be willing to produce that commodities which lead to the shortages of goods and services.
On the other hands, of the price controls that given is too high, no consumers want to buy that products/services which will lead to surpluses

Where is fishing and shipping a major part of Canada's trade industry? A.The Great Lakes B.The Atlantic Ocean C.the St. Lawrence Seaway D.the United States

Answers

Saint Lawrence Seaway is a important part of canada
Your answer is
St. Lawrence Seaway

great lakes is American united states you don't need to sail to from Canada Atlantic oceans ... really?

HAPPY HALLOWEEN

In thoreau's view what is the ethical responsibility of a government to a minority population

Answers

That a citizen must act, not just vote, in a manner that provides for what is right. He says that voting is a feeble act and that citizens must prove through their actions what is right or wrong.

The correct answer is the following.

In Thoreau’s view, the ethical responsibility of a government to a minority population is to protect them. The government administration should be effective and valuable. It had to respond to the necessities of the majority population.  

Henry David Thoreau wrote the essay “Resistance to Civil Government (Civil Disobedience) in 1849. The essay makes an invitation to citizens to never allow government authorities to step into their rights and taint their consciousness. Citizens should never allow the government to commit injustices.

According to crowther, what are foodscapes?

Answers

Means of describing the movement of ingredients and cuisines around the world.

According to Crowther, foodscapes are a way of expressing how foods and ingredients travel the world.

What are foodscapes?

Since 1995, numerous studies addressing social and geographic inequalities in public health and food systems have utilized the term "foodscape," a contraction of the words "food" and "landscape."

An analysis of the literature's use and framing of this phrase is presented in this article.  At the city or neighbourhood level, spatial techniques combine statistics and geographical analysis to characterise the diversity of urban foodscapes and their effects on diet and health.  By integrating qualitative case studies and quantitative surveys of food procurement practices, social and cultural approaches at the same scales demonstrate how social factors shape foodscapes and draw attention to structural disparities. The majority of behavioral techniques concentrate on interior micro-scales, demonstrating how consumer perceptions of foodscapes explain and influence consumer food behavior and education.

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When we describe a claim as "tautology" we mean that because of its grammatical construction and the meanings of the words used to express the claim, the claim should be regarded as __________?

Answers

The claim should be regarded as "necessarily true".

In logic, a tautology which actually originated from the Greek, is a formula that is valid in each conceivable understanding.  Ludwig Wittgenstein who was a philosopher initially used the term to redundancies of propositional logic in the year 1921.

What were three basic concepts of government that the English brought with them to North America

Answers

limited government,representative government,individual rights
proprietary,royal,charter

"what percentage of women are sexually assaulted in college?"

Answers

The answer is 23.1 percent. Among the undergraduate students of college, about 23.1 percent of females had been sexually assaulted by physical force, violence or by incapacitation. There are about 4.2 percent of students had experienced being stalked by strangers, since the start of their college life. Out of 100 percent, only 20 percent of female student victims report to law enforcement agencies or to police officers.

Final answer:

Recent studies suggest that approximately 20% to 25% of women might experience some form of sexual assault during their time in college, but the percentage could be higher due to underreporting.

Explanation:

The percentage of women who are sexually assaulted in college varies depending on the source of the data, but according to the most recent studies, approximately 20% to 25% of women might experience some form of sexual assault during their time in college. This statistic includes sexual assault by force, incapacitation and coercive techniques. However, it's important to note that many instances of sexual assault remain unreported and this percentage could, sadly, be higher.

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One common complaint about video games is that ______.

Answers

one common complaint about video games is that it concerns violence.
The most common users of Video Games are people below the age of 21. These past few decades, the Graphic of types of video games have been rapidly developed closer to reality and exposed many children to surreal image of violence that came from killing enemies in the game. Many people believe this will somehow affect the psychological perception of the kids toward violence.

One common complaint about video games is that it concerns violence.

Violence in games can have a negative impact on children's psychological. Most game users from among children who still need guidance so as not to imitate scenes in games that contain violence or even content that is inappropriate to be seen and imitated.

Further explanation Here are the effects of violence on TV and games on children's psychology:

Rude behavior

Children who watch TV shows or play violent games, overcome anxiety through rude behavior such as attacking something, kicking a wall or torturing a pet.

Can not solve the problem

Violent games make children not learn how to solve problems normally. They feel that shooting or killing someone will solve all problems.

Symptoms of emotional disturbance

A 2006 study found violent video games caused an increase in symptoms of emotional disturbances in children.

Attention problem

Violent games or TV programs make children hyperactive.

List of violence games:  World of Warcraft  Call of Duty  Point Blank  CrossFire  War Rock  Counter-Strike  Mortal Combat  Future Cop  Carmageddon  Shellshock  Raising Force  Atlantica  Conflict Vietnam  Bully  Grand Theft Auto

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Class: high school

Subject: Social Studies

Keywords: violence, games, effect

Determinism is sometimes confused with ....

Determinism is the theory that all human action is caused entirely by preceding events, and not by the exercise of the_______

Why would compatibilism be referred to as “soft determinism?”

What does compatibilism define differently?

What does this site say about man’s moral nature?

Answers

Determinism is sometimes confused with fatalism. The difference is that determinism relies more on cause and effect when it comes to free will negation, while fatalism often claims that there is a predetermined destiny that is bound to happen regardless of us.

It is a theory that all human action is caused entirely by preceding events, and not by the exercise of the free will. In determinism, there is no free will because events happen because of previous events that happened. There is nothing that can influence that.

Compatibilism is often criticized as being just a form of soft determinism because they claim that free will can exist in the domain of determinism. Their critics often point out that compatibilism is very deterministic but that they avoid that term due to linguistic problems and that in essence there is no difference

Compatiblisim defines free will as capable of existing alongside determinism since free will can be found in things that are not metaphysical. If you make daily decisions on what food to eat then there's free will, but metaphysical things lack these.

In north which group was most likely to face conscription into the military

Answers

men with low paying jobs

The correct answer is men that got low-paying jobs.

In the North. the group was most likely to face conscription into the military were men that got low-paying jobs.

The United States government used conscription or the draft in the Civil War. Many people decided to volunteer in the Union Army because they wanted to have a better income. Most of them were men that had low-paying jobs. Many states of the Union offered bonuses and monetary incentives to be part of the Army.

According to current research, what percentage of emerging adult women have had sexual relations against their will?

Answers

The person who pioneered the use of guerilla warfare to defeat the Spanish in South America was Simon Boliviar. Known as "El Libertador" to many in South America, Mr. Boliviar was responsible for helping Venezuela, Colombia, Panama, Ecuador, Peru and Bolivia gain independence from the Spain. It should be noted that guerilla warfare is often employed as a tactic by those who are disadvantaged militarily (out-numbered, inferior weaponry, etc) and the fighting is being conducted on the "home-turf" of the disadvantaged group.

One major result of the Battle of San Jacinto was the capture of
a. General Filisola.
b. President Burnet.
c. General Houston.
d. Santa Anna.

Answers

i do beleive that  its C
D. Santa Anna  is the right answer 

In dr. strayer's longitudinal research on factors that correlate with getting older, she is likely to find that:

Answers

the answer is most people maintain their intellectual abilities as they age
Even though as people got older our cognitive capability tend to decrease, we will definitely collected far more experience than we're young.
This make us able to analyze a problem with more efficient point of view, which contribute to our overall intelligence.

Making threats of physical or other harm is considered to be a form of _____ violence.

Answers

Making threats of physical or other harm is a form of psychological aggression, a type of violence conveying the intent to cause mental, emotional, or physical harm.

Making threats of physical or other harm is considered to be a form of psychological aggression. This type of violence includes the use of words, gestures, weapons, or other means to communicate the intent to cause harm, whether mentally, emotionally, or physically. Psychological aggression can involve various actions such as expressive aggression, coercive control, threats of physical violence or sexual violence, and manipulation of perceptions.

Physical violence, which psychological aggression can threaten, is defined as 'the intentional use of physical force with the potential for causing death, disability, injury, or harm'. It includes acts like pushing, hitting, and biting. Sexual violence, which can also be part of psychological aggression, involves forcefully convincing a person into sexual acts or any abusive sexual contact without their consent, even when they cannot understand due to intoxication or other impairments.

How are bacteria, a rose, and an elephant alike?


A.They are all made of eukaryotic cells.


B.They are all made of prokaryotic cells.


C.They are all organisms made of cells.


D.They all reproduce in the same way.

Answers

The correct answer is C) They are all organisms made of cells. Hope this helps.
A. They are all made of eukaryotic cells. Not postitive but I’m pretty sure this is the answer
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