The bankruptcy public record is deleted from the credit report either seven years or 10 years from the filing date of the bankruptcy, depending on the chapter you filed. Chapter 13 bankruptcy is deleted seven years from the filing date because it requires at least a partial repayment of the debts you owe
"When workers have a relatively small quantity of capital to use in producing goods and services, giving them an additional unit of capital increases their productivity by a relatively large amount." This statement is consistent with the view that
Increased capital is subject to diminishing returns - one additional unit increases productivity greatly but each additional unit offers lower and lower marginal returns.
The statement relates to the economic principle that adding capital increases the marginal product of labor significantly, especially in sectors with a low capital-to-labor ratio, thus enhancing productivity, wages, and the standard of living.
The statement "When workers have a relatively small quantity of capital to use in producing goods and services, giving them an additional unit of capital increases their productivity by a relatively large amount" is consistent with the economic principle that increases in capital can lead to substantial growth in the marginal product of labor. In sectors where the capital-to-labor ratio is low, such as in agriculture, adding capital in the form of machinery or equipment can significantly enhance productivity and, consequently, increase wages and overall economic output. An ample supply of capital is essential for raising the standard of living within an economy because it allows workers to produce more per unit of time, thus increasing incomes.
Tell us and our car sponsors why you would be a great candidate to be sponsored.
Depending on who you are yourself, write about how qualified you are and write good things about you that could make you a good candidate.
________ are said to be at "arm's length," while ________ are to be reported separately in the financial statements.
Answer:
The answer to the first blank is credit sales to customers, the second blank space is loans to company officers.
Explanation:
When offering credit sales to customers, financial institutions tend to operate in an arm’s length setting, which is the default operating process when dealing with customers. This differs from when they offer loans to company officers, or the company’s employees. Depending on the company, employees might be able to access credit at a different rate compared to the normal customers. Nevertheless, these transactions should be recorded separately from the financial statements made in the company.
Arm's length transactions involve independent parties acting in their own self-interest, which often occur between related parties. Contingent liabilities, potential obligations dependent on future events, must be reported separately in financial statements.
Explanation:In the context of financial statements, transactions between related parties are said to be at "arm's length," while contingent liabilities are to be reported separately. An "arm's length" transaction refers to a transaction where both parties act independently and have no relationship to each other. This ensures that all parties involved in the transaction are acting in their own self-interest and are not subject to any external pressure or influence.
On the other hand, contingent liabilities are possible obligations that arise from past events which will be confirmed only on the occurrence or non-occurrence of one or more uncertain future events not wholly within the control of the entity. They are to be reported separately in the financial statements because it's obligated by the accounting rules and important for both investors and creditors.
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A / an ____________ is a communications, data exchange, and resource-sharing system created by linking two or more computers and establishing standards, or protocols, so that they can work together.
This is a network by defnition
Wen, a consumer researcher, is conducting a research on the buying behavior of the hispanics. as part of her study, she calculates a consumer's buying power by relating it to the consumer's income. the consumer attributes that wen employs in her research can best be described as _____.
Wen, a consumer researcher, is conducting a research on the buying behavior of the hispanics. as part of her study, she calculates a consumer's buying power by relating it to the consumer's income. the consumer attributes that wen employs in her research can best be described demographics.
Banks are able to create money only when
a. interest rates are above 2%.
b. the fed sells u.s. government bonds.
c. the reserve ratio is 100%.
d. only a fraction of deposits are held in reserve.
D- Only a fraction of deposits are held in reserve. This is the right and correct answer.
Banks can create money when only a fraction of deposits are held in reserve. This is due to the practice of fractional reserve banking wherein banks loan out the majority of their deposits, which when redeposited, can be loaned out again, effectively creating new money.
Explanation:Banks are able to create money only when only a fraction of deposits are held in reserve. T Under this system, banks hold a fraction of their depositor's money in reserve and loan out the rest. When the loans are deposited back into the banking system, they can be loaned out again, effectively creating new money. For example, if a bank has $100 in deposits and a reserve ratio of 10%, it can loan out $90. If that $90 is deposited back into the banking system, it can be loaned out again, creating a total of $190 from the original $100 deposit.
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If a firm adopts a production process that is costly in order to reduce pollution, the result is
Adopting a costly production process to reduce pollution results in initial abatement costs for a firm. These costs often increase as the firm reduces more pollution, as cheaper methods are used first with more expensive ones following. The goal is to find a balance between production costs, including pollution reduction, and the value provided to buyers.
When a firm adopts a costly production process to reduce pollution, it typically incurs higher initial costs. These costs are known as abatement costs or marginal abatement costs if they are measured by each additional unit of pollution reduced.
However, firms tend to reduce pollution where it is cheapest to do so, using the least expensive methods initially. As a result, the marginal cost of pollution reduction generally increases with the quantity reduced, because cheaper and easier methods are employed first, with subsequent reductions in pollution becoming progressively more expensive.
For example, consider a scenario where a firm must reduce particulate emissions. The cost to reduce their emissions may start lower, but as the firm continues to reduce more pollutants, the expenses increase significantly due to more sophisticated and costly technology or methods becoming necessary. In economics, this pattern is well understood and is depicted in the marginal cost curves that firms face when they decide to reduce pollution levels.
It's important to note that such investments in pollution abatement may lead to higher product prices in the short term, but can sometimes be offset by reduced external costs and potential regulatory penalties for pollution. Also, an efficient outcome does not always necessitate a zero level of pollution; it is a balance between the cost to buyers of losing the good and the full cost of its production, which includes the costs associated with pollution.
One requirement for an industry to be perfectly competitive is that there are no restrictions on entry into or exit from the market.
a. True
b. False
This is true and is one requirement for a market to be perfectly competitive.
If the Federal Reserve decreased the money supply, what would the effects be? Check all that apply.
The Federal Reserve decreases the supply of money to slow the economy. This means interest rates would increase while investing and borrowing would decrease.
Answer:
If the Federal Reserve decides to lower the reserve ratio through an expansionary monetary policy, commercial banks are required to keep less cash on hand and are able to increase the number of loans to give consumers and businesses. This increases the money supply, economic growth and the rate of inflation.
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Twenty-six nations of moonland region, have decided to cooperate with one another to eliminate trade barriers among them and create the moonland union. they are not sure, however, to what extent they want to cooperate. the process undertaken by these twenty-six countries is an example of ________.
This is an example of an economic union
At which level of service would the customer perform the least number of functions?
Full-service companies provide the highest level of service where customers do the least.
For example, you can go to a drive through car wash and wash, dry, and vacuum your car yourself or go to a full-service car wash where the employees take your car and handle all the steps for you.
Customers perform the least functions at a full-service level where the service provider takes care of almost all tasks related to the delivered service.
Explanation:In the realm of service delivery, the customer would perform the least number of functions at a full-service level. Full-service implies that the provider takes responsibility for most, if not all, of the tasks related to the service being provided, with little to no involvement required on the part of the customer. For instance, at a full-service restaurant, customers make their order and the staff take care of everything else - from food preparation, serving up to cleanup. This contrasts with self-service or partial-service options where customers have more responsibilities and therefore perform more functions.
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Paul is a cpa (certified public accountant). he offers a variety of services depending on the needs of his customers. some hire him to perform bookkeeping activities; others have him prepare their tax return. paul's market is segmented based on:
His market is segmented based on customer needs.
Consists of the group of people who have the same economic or educational status in society.
Social classes are groups of people who have the same economic or educational status in society
Kiara, a waitress, received a salary increment. even though kiara's coworkers received a five percent higher increment than her, kiara perceived the hike to be in line with her performance and experience. in the given scenario, kiara _____ to restore equity. increased her outcomes rationalized her outcome/input (o/i) ratio decreased her inputs changed her referent
changed her referent
Kiara likely rationalized her lower salary raise by adjusting her perception of the situation, believing her performance and experience justified the increment she received.
The scenario presented describes Kiara, a waitress, who received a salary increment that was five percent lower than her coworkers. According to equity theory, individuals try to maintain equity between the inputs they bring to a job and the outcomes they receive from it compared to others in similar positions. When Kiara perceived her lower salary increment as equitable, she likely engaged in a cognitive process to rationalize her outcome/input (O/I) ratio in response to perceived inequity. She could have justified the situation by believing that although her raise was smaller, her performance and experience warranted it. This psychological adjustment helped her perceive the situation as fair despite the initial disparity.
Gilbert notices that his sausage is sliced into six pieces, whereas his brother's is sliced into nine pieces. he understands, however, that his brother's sausage is not actually any larger than his own. this indicates that gilbert has by now reached the ________ stage of development.
Gilbert’s understanding here showcases that his developmental stage, according to Jean Piaget, is at the concrete operational level.
Concrete operational is part of Piaget’s cognitive development stages, more specifically, the third stage which commonly occurs during age 7-11. It is characterized by the child’s capacity to reason and apply logical concepts – but only to physical objects.
Final answer:
Gilbert's understanding that his sausage, despite being sliced into fewer pieces, is not smaller than his brother's indicates he has reached the concrete operational stage of development, as proposed by Jean Piaget.
Explanation:
Gilbert notices that his sausage is sliced into six pieces, whereas his brother's is sliced into nine pieces. He understands, however, that his brother's sausage is not actually any larger than his own. This indicates that Gilbert has by now reached the concrete operational reasoning stage of development. This stage, as described by Jean Piaget, occurs roughly between the ages of 6 or 7 to 11 or 12 years. It is the period during which children gain the ability to think logically about concrete events and understand the concept of conservation. The understanding that quantity remains the same despite changes in the shape or arrangement is a hallmark of this stage. Gilbert's realization that the total amount of sausage remains constant despite being divided into a different number of pieces demonstrates his development of the ability to reason about physical quantities in a logical, concrete manner.
Marianne was so blown away by the announcement that she had won an award that she felt numb on her way to accept it. when she got to the microphone, she began to ramble and then thanked everyone she could think of for voting and supporting her. the speech ran several minutes long and had no organization. was this appropriate for an acceptance speech
The answer is No.
An acceptance speech is generally short, above all else. Even if the speech isn’t well-organized, the acceptance speech shouldn’t be too long that it impacts the whole event.
If Marianne received information that she was nominated, she should have considered making a speech nonetheless just in case she won. This would help her when she felt overwhelmed by her achievement.
If planned aggregate spending in an economy can be written as pae = 15,000 + 0.6y - 20,000r, and potential output equals 36,000, what real interest rate must the federal reserve set to bring the economy to full employment?
This is hard lollllllllllll
Executives at southwestern construction have noticed that the company's construction team in the phoenix office is more efficient with its resources than the other teams in the las vegas, salt lake, and santa fe offices. they decide to construct a knowledge management system that will allow the phoenix team's methods to be shared with the other three offices. which general benefit are they hoping to gain from this new system?
Answer:
Leveraging the experience of one group to help another group.
Explanation:
Southwestern Construction is hoping to use (leverage) the knowledge of the team in one office by sharing the knowledge with another office and hoping that the second office will also become more efficient simply by adopting the new strategies.
The company aims to improve overall productivity, promote informed decision making, and enhance teamwork by sharing the Phoenix office's efficient methods with other offices through a knowledge management system.
Executives at Southwestern Construction are hoping to gain a general benefit from constructing a knowledge management system by enabling the sharing of efficient resource utilization methods from the Phoenix office to other offices. This system aims to ensure that positive team dynamics, high efficiency in resource use, and better informed decision-making are replicated across the company. By doing so, the firm seeks to enhance overall productivity, improve management control information, and foster better relationships between coworkers and managers.
As the economy nears the end of an expansion, interest rates usually ________ and wages raise more ________ than prices.
Interest rates rise and wages rise more slowly than prices.
A drawback of buying a franchise is there is more opportunity for creativity, resulting in the owner spending too much time in this area. if the national chain suffers, so does the franchisee. the sba (small business administration) frowns upon it. lower start-up costs.
Answer:
If the national chain suffers, so does the franchisee
Explanation:
Franchises share common problems struggle for one can lead to struggle for all.
If the national chain suffers, the franchisee suffers as well. Franchises face similar issues. A hardship for one person can lead to a struggle for everyone.
What are the types of franchise?Franchises are the company in the another country with the same name, and it has four types that are -
Job or franchise operator.Franchise in management.Franchises in retail and fast food.Franchise for investment.Thus, If the national chain suffers, the franchisee suffers as well.
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In a practical sense, the best size for a team is:A. between two and twenty-five members.B. five or fewer people.C. determined by the task to be performed.D. as large as possible.E. unknown; research has not studied this.
C is the correct answer because it really varies depending on the game.
An investor shorts 100 shares when the share price is $50 and closes out the position six months later when the share price is $43. the shares pay a dividend of $3 per share during the six months. how much does the investor gain?
100 x 50 = $500 per share
after 6 months:
100 x 43 = $430 per share
PLUS dividends (3 x 100 = $300) makes $730
investor gains $230 (ending balance - original balance)
The amount received to an investor in respect of a profit on a short sale is $230.
What is short selling?Short selling is a practice where the shares are sold at first and then acquires back from the market after a certain period.
Given values:
The amount received before 6 months : $500 (100 shares X $50)
Amount earned after 6 months: $730 (100 shares X $43 + 100 shares X $3)
Computation of gain to an investor on short-selling:
[tex]\rm\ Gain \rm\ to \rm\ Investor=\rm\ Amount \rm\ received \rm\ after \rm\ six \rm\ months-\rm\ Amount \rm\ received \rm\ before \rm\ six \rm\ months\\\rm\ Gain \rm\ to \rm\ Investor=\$730-\$500\\\rm\ Gain \rm\ to \rm\ Investor=\$230[/tex]
Therefore, the short sale done by an investor gives him a profit of $230.
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Seamus has to conduct market research on the viability of his company's new product. while planning his research he needs to define its purpose-the conclusion he needs to reach at the end of the process. he should therefore develop a(n) __________.
A hypothesis, which is the theory that will be tested and either explained or disproved during the course of the research.
If average fixed costs equal $60 and average total costs equal $120 when output is 100, the total variable cost must be:
The average variable cost per unit is 60 cents
Total costs= fixed costs + (variable costs x number of units)
Solve where x= variable cost per unit
$120= $60 + $100x Subtract 60 from both sides
60 = 100x Divide by 100
x = $0.60
To calculate the total variable cost with given average fixed costs of $60 and average total costs of $120 at an output of 100, you subtract the average fixed cost from the average total cost to find the average variable cost, and then multiply by the output to find the total variable cost, which is $6000.
To find the total variable cost given the average fixed costs and average total costs for a certain output, we will use the following definitions:
Average total costs (ATC) is the sum of average fixed costs (AFC) and average variable costs (AVC). Mathematically, ATC = AFC + AVC. Since we are given that AFC = $60 and ATC = $120 when output (Q) is 100, we can substitute these values into the equation to get $120 = $60 + AVC. Solving for AVC gives us AVC = $120 - $60, so AVC = $60. We can then calculate the total variable cost (TVC) by multiplying the AVC by the output Q: TVC = AVC * Q. Substituting AVC = $60 and Q = 100, we have TVC = $60 * 100, which equals $6000. Therefore, the total variable cost when the output is 100 is $6000.
"1. why is the first rule of investing to only invest money that won't be needed for at least five years? what occurs in those 5 years?"
The money grows in that 5 years through intrest and or asset growth. In order to grow the money can't be spent.
The first rule of investment to invest money that is not required for at least five years is a general guideline to help investors minimize their risk of losing money due to short-term market fluctuations.
By investing money that won't be needed for at least five years, investors can give their investments time to grow and ride out any short-term fluctuations or downturns in the market.
Over a period of five years, investors can benefit from the power of compound interest, which can help their investment grow significantly over time. In that period, investors may also benefit from economic cycles.
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The Coase Theorem suggests that private markets may not be able to solve the problem of externalitiesa. if the government does not become involved in the process. b. When the number of interested parties is very large and bargaining costs are relatively high c. if the firm in the market is a monopoly. d. if some people benefit from the externality.
Answer: B. When the number of interested parties is very large and bargaining costs are relatively high.
Explanation: The Coase Theorem is a legal and economical theory used to describe competitive markets. When the competitive markets are high, bargaining costs are high because each company is is fighting for use of the production and distribution channels. There are efficient input and output levels in a competitive market.
All things being equal, which will move more easily; a newly polished car or a car that has never been polished
The newly polished one as there will be less resistance and will travel faster across it
A newly polished car will move more easily compared to a car that has never been polished due to the reduction in friction and drag force caused by the smoothness of the polished surface.
Explanation:When all other factors are equal, a newly polished car will move more easily compared to a car that has never been polished. This is because polishing reduces the friction between the car's surface and the surrounding air, allowing it to move with less resistance. The smoothness of the polished surface reduces the drag force, enabling the car to move more easily and efficiently.
In physics, friction is a force that opposes the motion of an object, and it can be influenced by factors such as the surface roughness. When a car is polished, the irregularities on its surface are smoothed out, reducing the amount of friction between the air molecules and the car's surface.
In contrast, a car that has never been polished has a rougher surface with more irregularities. These irregularities increase the friction between the car and the surrounding air, making it more difficult for the car to move smoothly. As a result, the newly polished car will move more easily than the unpainted car.
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________ refers to the sale of two or more goods or services as a single package for one price. two-part pricing captive pricing price bundling list pricing everyday low pricing
Price bundling.
This combines multiple items for a single, discounted price. Even though the combined price is lower, it actually can help profits and sales because it encourages customers to buy more than they otherwise would.
Which of the following statements about stereotypes is true? Multiple Choice
They have no basis in reality.
They should never be used in international business for any reason.
They are positive generalizations about a culture.
They can blind us to people's true natures.
They are more likely to exemplify an individual than a general type.
They can blind us to people's true natures.
The true statement about stereotypes is that they can blind us to people's true natures by promoting generalized traits over individual characteristics, often leading to prejudice.
Among the statements provided about stereotypes, the one that is true is that they can blind us to people's true natures. Stereotypes are oversimplified and can be positive, negative, or neutral, but they often lead to a lack of recognition of an individual's unique characteristics and abilities. It is critical to understand that stereotypes, even seemingly positive ones, can have detrimental effects by creating unrealistic expectations and reducing individual identity to a set of generalized traits. This leads to poor communication and can perpetuate prejudice.
Which of the command systems would be the most appropriate when there are six victims at a mvc?
Singular command. In a motor vehicle accident with multiple victims, the scene will be chaotic and having a single, clear leader will best help resolve the situation.
A singular command system would be the most appropriate to choose from when there are six victims at an MVC.
What is a command system?A command system refers to a system where the role of being a leader is taken by a single or multiple persons to come at an efficient solution for the problems that arise.
In case there are six victims at an MVC who have faced similar issues, a singular command system where only one leader will be efficient enough in undertaking the best possible decisions and find out a better solution.
Hence, the significance of a command system is aforementioned.
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