If your budget allowed you extra money for this month, would you choose to consume, invest, or save that money? Why? Be specific!

Answers

Answer 1
I would save the money if something unexpected happens. 
Answer 2
Personally, I would choose to save that money. The reason why is you never know - maybe something bad is going to happen and you will need that extra cash. So instead of splurging it on material things, it's better to save it for a rainy day, in my opinion. Investing is not safe, given that you may lose a lot more than you invest. 

Related Questions

Dorian company produces and sells a single product. the product sells for $60 per unit and has a contribution margin ratio of 40%. the company's monthly fixed expenses are $28,800. of dorian company desires a monthly net operating income equal to 10% of sales, monthly sales will have to be:

Answers

Contribution margin ratio is 40% or $24 per unit Fixed expenses are $28,800 Variable expense per unit is $36 Assuming Q is quantity, sales needed to achieve monthly net equal to 10% of sales is Sales = Variable expenses + Fixed expenses + profit $60Q = $36Q + $28,800 + ($60Q x 10%) $18Q = $28,800 Q = 1600 units Monthly sales will have to be 1600 x $60 = $96,000

The chain of command is also known as the

Answers

The chain of command is also known as the vertical hierarchy.
The vertical hierarchy is a hierarchical organization structure in which management or supervisor surpass information and commands from the top of the organizational pyramid down toward the bottom. It is also called the top-down management. 
Final answer:

The chain of command, or hierarchical structure, is a term used in a business context to describe the organization's structure of authority. It starts from the top level of management and goes down to each employee at the bottom level, clarifying who reports to whom.

Explanation:

The chain of command in a business context is also often referred to as the hierarchical structure of an organization. It describes the arrangement of lines of authority, communications, rights and duties of an organization. It flows from highest to lowest level in the organization, starting from the top level management to every employee at the bottom level. The chain of command clarifies who reports to whom within the organization. For example, a typical chain of command may start with the CEO at the top, followed by other high-level executives, middle managers, and lastly, the employees supervised by those managers.

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Customer service research shows that ____ of customers defect from a company because they were treated with an attitude of indifference.

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68% of customers defect from a company because they were treated with an attitude of indifference. Empathy from customer service associates plays a critical role with retaining customers.

A court-ordered ______________ was imposed on fairlawn city employees who worked on the city's streets and bridges. although these employees were unionized and voted to strike for higher wages and benefits, the city insisted they had a no-strike clause in their agreement and therefore asked the courts to order them back to work, to keep the streets free of ice and snow during the winter months.

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A court-ordered injunction was imposed on Fairlawn city employees who worked on the city's streets and bridges.

A court order which require a person to do or stop doing any specific action is called injunction and it has three types Permanent Injunctions, Temporary restraining orders and preliminary injunctions.

Final answer:

Injunction refers to a court order that was imposed on City employees to prevent them from striking and ensure the maintenance of essential city services.

Explanation:

A court-ordered injunction was imposed on Fairlawn City employees who worked on the city's streets and bridges. Despite being unionized and having voted to strike for higher wages and benefits, the presence of a no-strike clause in their agreement was cited by the city. This clause led the courts to mandate the workers' return to their jobs, ensuring that important public services such as keeping streets and bridges clear of ice and snow during winter months continued uninterrupted.

The dynamics of this situation parallel historical instances where labor disputes have been met with various legal actions. Court injunctions have been a common strategy to prevent union members from striking, ensuring that services deemed critical for public safety and welfare are maintained. In this context, an injunction functions as a legal tool to counteract the collective bargaining power of the union, particularly when there is an existing agreement that includes a no-strike clause.

Kunkel, applebaum, and nelson focus on which type of financial support for caregivers?

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They focus on direct payment for services provided for caregivers. This money can be used to procurement of any service or services that encounter the person's measured needs. As the money given to the person is specified in lieu of the local specialist providing the care, the money rests public money have its place to the local government who creates the expenditures.

Suppose you manage an upscale restaurant in new york city. __________ would involve writing employee schedules and a list of things to do for the chef and other kitchen staff.

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Suppose you manage an upscale restaurant in New York city. Delegation management would involve writing employee schedules and a list of things to do for the chef and other kitchen staff.
Delegation management is activity usually taken and done by the manager in which the manager assigns the responsibilities to the other employees (in our case the employees are the chef and the kitchen staff).

The price elasticity of demand is –1.25, and the share of the tax borne by consumers is 0.80. what is the price elasticity of supply?

Answers

Price elasticity of demand is -1.25 =  Ed

Price elasticity of supply = Es

Share of tax by consumers = 0.80 = Es / (Ed + Es) = Es / Es + 1.25

0.8 Es + 1 = Es

1 / 0.2 = Es = 5

Therefore, the price elasticity of supply is 5

 

Final answer:

Using the given price elasticity of demand (-1.25) and the share of tax borne by consumers (0.80), the price elasticity of supply is calculated to be 5, indicating a highly elastic supply.

Explanation:

To determine the price elasticity of supply given the price elasticity of demand and the share of the tax borne by consumers, we use the relationship between the elasticity of demand, elasticity of supply, and tax incidence. The formula that relates these elements is:

Share of tax borne by consumers = Price elasticity of supply / (Price elasticity of supply - Price elasticity of demand)

Given that the price elasticity of demand is -1.25 and the share of the tax borne by consumers is 0.80, we can solve for the price elasticity of supply. Rearranging the formula to solve for the elasticity of supply gives:

Price elasticity of supply = (Share of tax borne by consumers) / (Share of tax borne by consumers - 1) * Price elasticity of demand

Plugging in the given values:

Price elasticity of supply = 0.80 / (0.80 - 1) * (-1.25) = 5

This means the price elasticity of supply is 5, indicating that a one percent increase in price results in a five percent increase in the quantity supplied. This is considered highly elastic.

Richard donates publicly traded gold company stock with a basis of $1,000 and a fair market value of $15,000 to the college he attended, which is considered a public charity. richard has owned the shares for 10 years. how is this contribution treated on richard's tax return?

Answers

Final answer:

Richard can claim a charitable contribution deduction for the full fair market value of the donated stock ($15,000) on his tax return. He avoids paying capital gains tax on the stock's appreciation, which can lead to substantial tax savings depending on his tax bracket.

Explanation:

When Richard donates publicly traded gold company stock with a basis of $1,000 and a fair market value of $15,000 to a public charity such as the college he attended, the contribution is treated favorably on his tax return. Since Richard has owned the shares for more than one year, this donation is considered a long-term capital gain property. Richard can claim a charitable contribution deduction for the fair market value of the stock at the time of donation, which is $15,000, rather than the amount he originally paid for the stock.

Furthermore, Richard does not have to pay capital gains tax on the $14,000 increase in the value of the stock (which is the difference between the fair market value and his basis in the stock). Typically, if he sold the stock himself, he would be liable for capital gains tax on the appreciation. However, by donating the stock directly to a charity, the tax burden related to the appreciation is avoided completely. Moreover, dollars given to charity reduce the donor's taxable income and, depending on Richard's tax bracket, this could result in substantial tax savings.

For a given constant required rate of return, the greatest portion of a preferred stockholder's return comes from increases in the price of preferred stock.
a. True
b. False

Answers

The answer to this question is False. A preferred shares have qualities of both a stock and a bond. While the owner of the share is part of owner of the company, their payment is in the form of a dividend. The payments could come monthly, quarterly, or yearly depending on the company's stated policy.

Calculate the net price of goods listing for $9,900 less a trade discount rate of 2 3 % 8 to the nearest cent.

Answers

Given the list price equal to $ 9,900, trade discount equal to 2 3/8  % =19/8  %, the net price is calculated below - 

Net price factor = (100-19)/100  x (100-8)/100=0.81 x 0.92=0.7452 

Net price of the order = $ 9,900 x 0.7452 = $ 7,377.48
To the nearest cent, the answer is $ 7.377.50

Answer:

9664.875 ~ 9664.88

Explanation:

2 and 3/8 = 19/8

(19/8)/100 *9900 = 235.125

9900 - 235.125 = 9664.88

In the united states, banks are the most important source of long-term financing for corporations. true or false

Answers

Antonio Lopez de Santa Anna

Jill is an excellent technical writer. she has never missed a deadline and all her projects are of superior quality. she now wants to telecommute two days a week, so that she can spend more time with her family. she feels that she has proven her reliability. however, her boss is unable to comply with her request and gives her a substantial raise instead. jill's disappointment demonstrates a breakdown in the ________ relationship. performance-reward rewards-personal goals performance-achievement effort-performance effort-satisfaction

Answers

Group of answer choices:

A) performance-reward

B) rewards-personal goals

C) performance-achievement

D) effort-performance

E) effort-satisfaction

Answer:

The correct answer is letter "B": rewards-personal goals.

Explanation:

After an outstanding performance at work as a technical writer, Jill is looking for spending more time with her family. Thus, her goal has changed and more than being an exemplary employee she wants to dedicate more time to her relatives. However, permission is denied but a raise in her salary is given as a reward not to discourage her.  

Then, Jill's reward (raise in salary) and the personal goals (spend more time with her family) are entering in a conflict in this scenario.

What downsides might Brazil experience by implementing quotas, tariffs and measures to devalue its currency?

Answers

Two big issues that could arise are inflation and trading wars. Inflation could arise when the currency is devalued, if not done properly, which would lower the buying power of the nation's residents. Second, if quotas and tariffs are implemented incorrectly, trading partners could implement their own increases on prices to products, leading to a trade war that could damage the overall economic output.

Two major issues that could emerge are inflation and trading wars. Second, if standards and taxes are executed mistakenly, exchanging accomplices could actualize their own increments on costs to items, prompting an exchange war that could harm the general monetary yield.  

Further Explanation:  

Inflation:  

Inflation is the expansion in the costs of products and ventures after some time. It's a financial matters term that implies you need to spend more to fill your gas tank, purchase a gallon of milk, or get a hair style. Expansion builds your typical cost for basic items. inflation lessens the obtaining intensity of every unit of money.  

3 types of inflation:  

There are four types of swelling, ordered by their speed. They are crawling, strolling, running and hyperinflation. There are explicit sorts of benefit swelling and furthermore wage inflation. A few specialists state request force and cost-push inflation are two additional sorts, however they are reasons for swelling.  

Trading wars:  

A trading war is a monetary clash coming about because of outrageous protectionism in which states raise or make taxes or other trade boundaries against one another in light of exchange hindrances made by the other party. Expanded security causes the two countries' yield sytheses to move towards their autarky position.

Subject: business

Level: college

Keywords: Inflation, 3 types of inflation, Trading wars.  

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What are the disadvantages of using big macs to measure purchasing power​ parity? ​(check all that apply.​)?

Answers

While a familiar benchmark, the number of people who know of Big Macs are not comparable to those who buy them regularly. Thus, comparing a not-as-commonly purchased product with living essentials (such as staple foods and toiletries) provides a level of disconnect that hinders the very comparison it is intended to support.

The Economist magazine in the year 1986, proposed a new index as an alternate measure for exchange rate. This new index studies the price of a Big Mac and compares them to calculate exchange rates. It was argued that McDonald was already established in many countries. Therefore, it can be used as a yardstick to compare the purchasing power of various countries. Hence, serves as a measure of purchasing power party. The main problem with this as that not everybody’s consumption basket includes Bug Macs. Rather, a fraction of the total population consumes it. Instead of representing a basket of diverse goods, it represents a basket consisting of a single commodity. As a result, Big Mac index will not reflect true cost of living.

1. Which of the following types of work do public service workers conduct?
a. They deliver services to people who need them.
b. They observe and analyze computer informational technology systems.
c. They conduct research for disease prevention.
d. They study the travel habits and patterns of tourists.

2. What type of person would enjoy a career in education?
a. Someone who enjoys working by himself.
b. Someone who enjoys working short hours and having summers off.
c. Someone who loves to work with others and help them learn new things.
d. Someone who is interested in advancing in his career field and becoming rich.

3. Which of the following careers is in the field of business and finance? Select all that apply. (only 2 of them apply)
a. architect
b. loan officer
c. marketing manager
d. systems administrator

4. Which of these people would be best suited for a career in the arts?
a. a creative person
b. an introvert
c. a logical person
d. a perfectionist

5. Which of these food industry jobs is classified as a food preparation career?
a. Bartender
b. Butcher
c. Maitre d'
d. Sous chef

Answers

Answer:
1. (a) They deliver services to people who need them.
Public services include air force, police, fire brigade, etc. These workers work for the people and fulfill public service duties. They help people with specific needs and wants.

2. (c) Someone who loves to work with others and help them learn new things.
Career in education involves working with other people who want to learn new things everyday. Teaching and instructing others are related to education field where people career grow. Career in education is not a easy fortune making job.

3. (b) loan officer (c) marketing manager
Career in business and finance involves professionals who can work as financial analysts, entertainment managers, sales representatives, budget analysts, economists, etc. Career in business and finance require specefic training in specific field.

4. (a) a creative person
Career in arts include a professional to be an artist who is talented and works with passion. This career includes photography, fashion designing, visual designing, interior designing, print maker, animator, etc. The person needs to be highly creative with new ideas coming in his/her mind.

5. (a) Bartender
Food preparation career includes bartenders, chefs, cooks, head cooks, dishwashers, food preparation workers, waiters, waitresses, etc. These are the lowest paid jobs.
Food preparation workers clean and sanitize work area, prepare food, cut fruits, vegetables, and meat. Bartenders prepare drinks and serve them to the customers.
 

Tijuana, mexico is across the border from san diego, california. it has become a world-leading producer and exporter of television sets and computer monitors, which it assembles in modern factories owned by multinational consumer electronics firms such as sony. initially, these electronics were produced in the industrialized countries of their parent companies, and after several years, the production moved to tiajuana. this is an example of

Answers

This is an example of global outsourcing. Labor costs can be significantly cheaper in less developed countries, plus mexico holds a unique position in being extremely close to the United States of America. Due to the fact that Mexico provides an ideal environment for outsourcing of manufacturing jobs, many multinational firms choose to outsource to locations such as Tijuana.

Nicole has a contract to buy fourteen cases of hammers from tyler. tyler breaches the contract. even though she can get similar hammers somewhere else, nicole wants to sell his hammers because she secretly likes his logo and thinks it will draw customers in to her store. if she sues for specific performance, will she win?

Answers

If she sues for specific performance, she won’t likely win because the hammers that she could buy from Tyler could be bought elsewhere even if she does not buy it on the store of Tyler’s. That is why she won’t win even if she sues him.

Based on the information in table 3-2 what is enigma's cash flow from operations

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Explain the importance of contracts when analyzing revenue arrangements.

Answers

Contracts are legally binding documents that have the ability to protect and allow all parties to be clear and precise of actions and expectations within the agreement, including payment arrangements. Contracts are important when analyzing revenue arrangements, as it ensures that all parties are aware of the agreed upon outcome and provide hard evidence should there be any future disputes.

During which phase of dmaic will you identify the root cause of the problem

Answers

DMAIC stands for define, measure, analyze, improve, and control. The identification of the root causes of the problem are found in the analysis stage. After the problems are discovered, they are then confirmed by data. This stage helps answer why a problem is happening.

With few exceptions, marketing as a healthcare organizational function did not exist prior to the _____.

Answers

The 1980s were the time period in which marketing in the healthcare field really began to take off. This was when Baby Boomers were beginning to reach the edges of middle age and it made sense to market their healthcare choices to them before they reached an age where their choices would become limited.

"cultures around the world are becoming increasingly similar, so companies should standardize both their products and global marketing efforts." do you agree or disagree with this reasoning? why? are there certain industries for which it might be more or less true?

Answers

I disagree, while cultures are becoming more similar they are not completely the same. While one country may approve of something another may not, this does not mean that one country is right and the other is wrong, but rather each country has their own principles and unique culture. It is best for companies to come up with unique products and marketing campaigns to ensure everyone is satisfied and that no group countries will have opposing views that may hinder a company's marketing or product. Any products or company that have political or religious affiliations will not be well received everywhere around the global due to their divisive nature. On the other hand companies associated with entertainment such as sports, video games or movies may have an easier time trying to appeal to people globally due to their escapist capabilities.

Final answer:

While cultural homogenization is a trend, companies should not completely standardize products and marketing globally due to persisting cultural differences. It is advised that companies understand local consumer behavior and culture, with 'think global, act local' being an essential strategy. The feasibility of standardization may also depend on whether the industry caters to culturally specific tastes.

Explanation:

The topic of whether companies should standardize their products and global marketing efforts in the face of growing cultural homogenization is multifaceted. While there are indeed signs of cultural convergence, such as the spread of capitalism and prevalence of transnational corporations like McDonald's, Coca-Cola, and Nike, it would be over-simplistic and potentially unprofitable to assume a one-size-fits-all approach in global business strategies.

According to de Mooij (2000, 2004b, 2005), economic similarities do not erase deep-seated cultural differences that influence consumer behavior. Therefore, the concept of 'think global, act local' encapsulates the strategy of recognizing and adhering to local preferences and culture even within a global framework.

This emphasizes the importance of understanding local consumer behavior and societal values which may differ significantly from one region to another, thus affecting buying motives and the potential success of standardized marketing efforts and product offerings.

Industries that cater directly to cultural tastes, such as food, entertainment, and fashion, might find it more challenging to standardize globally. Contrarily, industries involving products or services that are more universally needed or that do not vary significantly with culture, like technology or pharmaceuticals, may be better positioned to standardize both products and marketing.

Be sure to answer all parts you have available 2,2−dimethylcyclopentanol (a) and 2−bromo−1,1−dimethylcyclopentane (b) and wish to prepare 3,3−dimethylcyclopentene (c). which would you choose as the more suitable reactant, a or b, and with what would you treat it?

Answers

The more suitable is 2-bromo-2, 1-dimethylcyclopentane. The reasons are 1) The reaction should be done with a strong base like NaOC_2H_5, CH_3CH_2OH so that the reaction follows the E2 pathway. If it follows the E1 elimination, then rearrangement may occur, leading to a mixture of products. 2) 2,2-dimethylcyclopenthanol is not suitable at all. In presence of H_2SO_4, or KHSO_4, it forms a carbocation. Subsequently, -CH_3 migration would take place leading to a more stable 3 degree carbocation. Therefore, the nature of the product would be changed. 

A decrease in the required reserve ratio __________ the money supply; an open market purchase __________ the money supply.

Answers

A decrease in the required reserve ratio increases the money supply; an open market purchase increases the money supply.

Which acquisition plan component should be deferred until a purchase request is received?

Answers

All plans surrounding use of the yet-to-be acquired must be paused. However, we can still continue pre-production efforts, as well as create predictive models to demonstrate the value add of the new unit. Once the new unit is received, we can commence production. However, production cannot resume until the unit has been received.

The most attractive way to reduce or eliminate the impact of paying tariffs on pairs imported to a company's distribution warehouse in latin america is to

Answers

The most attractive way in reducing and eliminating the impact of paying tariffs on imported pairs to Latin America is by having to build a plant in which should be expanded when it is required and needed in the Latin America.

Final answer:

The most attractive way to reduce or eliminate the impact of paying tariffs on imports to a company's distribution warehouse in Latin America is to take advantage of free trade agreements.

Explanation:

The most attractive way to reduce or eliminate the impact of paying tariffs on pairs imported to a company's distribution warehouse in Latin America is to take advantage of free trade agreements that may be in place.

Free trade agreements are agreements between countries that eliminate or reduce tariffs and other trade barriers. By importing goods from countries that have free trade agreements with Latin America, the company can avoid or pay lower tariffs on those goods.

For example, if there is a free trade agreement between Latin America and a country like the United States, the company can import pears from the United States without paying any tariffs. This can help reduce costs and make the company more competitive in the market.

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A demand curve for the steel porcupines' concert tickets would show the:
a. number of tickets that will be purchased at various prices.
b. quality of people who want to buy these concert tickets.
c. number of people who need tickets.
d. number of tickets the box office is willing to sell at various prices.

Answers

A demand curve represents the relation between different prices of a commodity and its varying quantities purchased by people at different prices. As a general rule, the more the price, the less the demand. In the scenario described in the question, the demand curve shows the number of tickets that will be purchased at various prices. Ticket is the commodity here and the people who purchase the tickets represent demand.

The demand curve for steel porcupines' concert tickets illustrates the number of tickets that will be purchased at varying prices, representing the relationship between price and consumer purchasing quantities.

A demand curve for the steel porcupines' concert tickets would show the number of tickets that will be purchased at various prices. This is because a demand curve reflects the relationship between the price of a commodity and how much of it consumers are willing and able to purchase at that particular price. The concept of price elasticity of demand is also linked to a demand curve, where it depicts how changes in price can influence the quantity demanded and, thereby, affect total revenue.

Thus, the correct answer to the student's question is option (a): The demand curve would show the number of tickets that will be purchased at various prices.

Todd mcfarlane describes why retailers should carry his collectible items over and above his competitors' products. from a strategy viewpoint, what mcfarlane is describing here is his company's

Answers

He is describing his company’s competitive advantage. This is the capability of an organization to produce goods or services more successfully than its competitors, by this means outperforming them. It also allow a company or country to produce a product or service at a lower price. These conditions let the productive entity to produce more sales or larger margins than its competition.

1. Which of these jobs in a behind-the-scenes transportation job?
a. Airline Pilot
b. Delivery Truck Driver
c. Taxi Driver
d. Truck Dispatcher

2. Which career field involves the design, manufacture, and use of various types of machinery, technology, and buildings?
a. engineering
b. math
c. science
d. technology

3. Which of the following defines and agribusiness?
a. A career field based on packaging foods
b. A career field based on selling food items
c. A career field that analyzes how people spend their money on food
d. A career field that deals with managing the food supply system

Answers

The answers are as follows:
1. D.
Truck dispatchers are workers who worked behind the scene to ensure that truck drivers have loads to carry and they ensure that drivers comply with their specified appointed arrival time and destinations. Truck dispatchers are indispensable to the truck industry because of their crucial roles in ensuring that truck drivers concentrate on their routes and safely deliver their cargoes.
2. A.
The field of engineering is a branch of science and technology which involves the design, manufacture and use of various types of machinery, technology and building. Engineering is a wide field and there are different types of engineering. Engineers use science and technology to solve problems.
3. D.
An agribusiness is a type of business that involves the production, processing and distribution of agricultural products. It is a business which manages the food supply system. The term 'agribusiness' encompasses all those that are involved in the marketing of the farm produce including the warehouses, wholesalers, processors, etc.

On august 31 of the current​ year, harvey co. decided to change from the fifo periodic inventory system to the​ weighted-average periodic inventory system. harvey uses u.s. gaap​, is on a calendar year​ basis, and does not present comparative financial statements. the cumulative effect of the change is​ determined:

Answers

The answer is "As of January 1, Year 1".

The cumulative impact of an adjustment in accounting rule squares with the difference between retained income toward the start of time of the change and what retained profit would have been if the change was applied to all influenced earlier periods, accepting comparative financial statements are not exhibited. Starting retained profit of the earliest year exhibited is balanced for the cumulative impact of the change.
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