"In a group health policy as specified by the California Insurance Code, the validity of the policy generally cannot be contested after it has been in force for:"

Answers

Answer 1

Answer:

2 years

Explanation:

In a group health policy as specified by the California Insurance Code, the validity of the policy generally cannot be contested after it has been in force for a period of 2 years except for nonpayment of premiums.


Related Questions

What do Mayan parents have in common with parents of Eastern Kentucky according to the study by Willinger, Hoffman, Kessler, & Corwin (2003)?
a. Authoritarian parenting stylesb. Authoritative parenting stylesc. An un healthy dependence of children on their parentsd. Co-sleeping

Answers

Answer:

Co-sleeping

Explanation:

Sleeping with a baby is the most amazing and innocent experience. It's very enthusiastic for parents to cuddle their babies all night. It a sweeter experience.

Co-sleeping is just like to sleep with your baby in proximity or closeness. It happened sometime on the same surface and sometimes it occurs at different spaces.

Sometimes people confused with room sharing and surface sharing as the American Pediatrician mentioned. Some of the researchers say that it is not a proper word co-sleeping. Instead of Co-sleeping people can use word bed sharing or room sharing.  

Thus here Mayan is using Co-sleeping with her newborn baby.

Final answer:

Mayan parents and parents from Eastern Kentucky share the practice of co-sleeping, according to the study by Willinger et al. (2003), illustrating a cultural similarity that emphasizes close familial bonds and physical closeness.

Explanation:

The study by Willinger, Hoffman, Kessler, & Corwin (2003) highlights the similarities in parenting styles between Mayan parents and parents from Eastern Kentucky, showcasing a commonality in the form of co-sleeping. This practice, where parents and children share a sleeping space, reflects a broader cultural embrace of close familial bonds and physical closeness. In contrast to other parenting styles discussed in various studies, such as authoritarian, authoritative, or permissive, co-sleeping does not directly relate to the emotional or disciplinary aspects of parenting but rather to a specific practice aimed at fostering security, warmth, and connection among family members. Furthermore, co-sleeping is a notable example of how specific child-rearing practices can bridge cultural divides, underlining the importance of understanding the nuanced and diverse nature of parenting across different cultures.

When did homelessness begin to grow into a serious problem in the United States?

Answers

Answer:

In the 1870's

Explanation:

Many homeless people lived in urban settlements like New York City and so on. The Great Depression of the 1930s homelessness, and some other odds amongst citizens of USA.

Final answer:

Homelessness became a serious problem in the U.S. in the 1980s due to policy changes under Ronald Reagan, economic factors, and inadequate mental health support. High rent prices in urban areas and difficulties faced by veterans in resocializing have further contributed to the issue.

Explanation:

The problem of homelessness began to escalate into a major issue in the United States during the 1980s. The administration of President Ronald Reagan saw significant policy shifts that contributed to this, including the deinstitutionalization of mental patients and reductions in social program funding. Under his governorship in California during the late 1960s, state-run facilities were closed, and mentally ill individuals were moved into private board-and-care homes, many of which were poorly managed. The federal government's role was pivotal in the subsequent increase in homelessness, particularly among those who were mentally ill. Furthermore, economic factors such as recessions, high rent prices, and low vacancy rates also played a crucial role in the rise of homelessness throughout the United States.

The Great Depression and Modern Times

During the Great Depression, homelessness became a severe problem as many families lost employment and were unable to sustain housing. More recently, homelessness in urban areas has spiked due to a mix of contributing factors including poverty, mental illness, substance abuse, and economic conditions. High rent prices in states like California and New York have particularly exacerbated the issue, making it difficult for residents to secure affordable housing.

Veterans and Homelessness

Homelessness is also a significant issue for veterans. The transition to civilian life can be challenging for many former military personnel, resulting in a higher incidence of homelessness within this group. Organizations like the National Coalition for Homeless Veterans have been addressing this pressing concern.

A _________ is a party organization that recruits its members by the use of tangible incentives - money, political jobs, an opportunity to get favors from government - and is characterized by a high degree of leadership control over member activity.

Answers

Answer:

political machine

Explanation:

A political machine is a party organization that recruits its members by the use of tangible incentives - money, political jobs, an opportunity to get favors from government - and is characterized by a high degree of leadership control over member activity.

The current rate of extinction is ________, compared to the historical background extinction rate.

Answers

Answer:

The current rate of extinction is a thousand times faster in comparison to the historical background extinction rate.

Explanation:

According to new studies carried out at Duke University, the extinctions of species of flora and fauna are currenly occurring at a rate of one thousand times faster in comparison to the geological periods before the human race appeared on Earth.

The main reason behind this unfortunate and alarming situation is habitat loss, followed by climate change and the introduction of numerous invasive species in different ecosystems.

Leslie, a first-grade teacher, recently received a pink slip notice informing her that she would be laid off next year. She has had some time to think about how this change will impact her life, and now she is actively evaluating her resources and trying to come up with a "game plan." According to Lazarus's model, Leslie is now engaging in _____a. primary appraisalb. secondary appraisalc. emotion-focused copingd. social sharing

Answers

Answer:

Secondary appraisal

Explanation:

A secondary appraisal is a cognitive process that is happened when someone is looking out for how to cope up with the stressful situation. In this process, a person will find out how many options are there to cope up with the situation. In a stressful event, a person tries to find out the option and evaluate it. On the other hand, a threatening event allows for collecting information about the event.  

Thus here in the above situation, Laslie is engaged in the secondary appraisal.

Theresa just bought her first new home. She put 30% down and got a mortgage for the remainder. The difference between what Theresa owes and what her home is worth is known as what?

Answers

The correct answer is Equity

The concept of equity comes from basic accounting and its understanding can be very useful for the performance of a portfolio of financial investments. Thus we can say that equity, is the result of subtracting the value of assets minus the amount of all liabilities of a company. Although the concept of equity is widely used in corporate balance sheet analysis, this idea can also be applied to an investor's personal finances.

Jessica took psychology in the fall semester and is now taking sociology. Several of the concepts are similar, and Jessica finds that she sometimes has trouble recalling some of the major psychological theorists. She keeps getting them confused with sociological theorists. Jessica's problem is most likely due to _________.

Answers

Answer:

Retroactive interference      

Explanation:

Retroactive Interference: The retroactive interference refers to the process when a particular piece of information being similar in the format of the information that an individual wants to recall.

In other words, the term retroactive interference refers to the process when a recent information hinders in the recall of the older information.

Example: A boy calls his ex-girlfriend by his current girlfriend's name.

In the question above, Jessica's problem is most likely due to the retroactive interference.

Nursing staff members are in the lounge on their morning break. A nursing assistant thinks that a unit secretary has acquired HIV and then tells the staff that the secretary probably caught it from her husband who is a drug addict. Which legal tort has she violated?

Answers

Answer:

Slander.

Explanation:

In Nursing "tort" is a civil wrongful act which may harm or try to harm a person or property.

Torts are categorized as unintentional and intentional.

Intentional torts are the violation of other's right either by degrading his/her name/character or assault. This is done knowingly to harm other's dignity.

Slander is the sub-category of intentional torts. Slandering means giving oral or verbal statement to defame other's character.

In the given question, the intentional tort of slander is violated.

So, the correct answer is slander.

A gene that controls the production of _____ appears to be implicated in human obesity.

Answers

Answer:

Leptin

Explanation:

People that struggle with obesity and weight, hormones often affect their overall health. Excess body fat can cause problems with weight and hormonal issues. Leptin is one of the hormones directly connected to body fat and obesity.

Leptin is a hormone released from the fat cells located in adipose tissues, sends signals to the hypothalamus in the brain. The hormone helps regulate and alter long-term food intake and energy expenditure, not just from one meal to the next. The primary purpose of leptin is to help the body maintain its weight.

Leptin is sometimes called the satiety hormone. It helps prevents hunger and regulate energy balance, It does not allow the body trigger hunger responses when it does not need energy.

How do you personally communicate your thoughts and how did you learn to do so?

Answers

I personally communicate my thoughts by saying how I feel to people around me with all honestly.  

I am a very open and honest person. I always say how I see things and how I feel about a person, event or certain matters. But I have to be careful on the choice of words that I will say because not all people will be happy to hear my thoughts. I learned to be more sensitive with exercising my rights to be honest and open to others. I also approach people in the right time and venue to make them comfortable in awful situations and relax in embarrassing situations.

Dr. Fritsch and Dr. Gupta are debating why depression is more prevalent among women than among men. "Women have fewer economic opportunities than do men, and they experience role conflicts more often," notes Dr. Fritsch. Dr. Gupta remarks that women experience fluctuations in estrogen levels, whereas men do not. Dr. Fritsch appears to take a _____ approach to depressive disorders, whereas Dr. Gupta seems to favor a _____ approach.

Answers

Answer:

sociocultural; medical        

Explanation:

Sociocultural approach: The term sociological approach refers to the process of understanding the nature of behavior carried out by human beings and the reason behind that behavior. It seeks to understand the personality development and human behavior by analyzing the rules of the social groups to which an individual belong.

Medical approach: The term medical approach refers to the process of focusing on the neurotransmitters, genetics, etc related to an individual. According to psychopathology, disorders consist of a physical or an organic cause. The medical approach influence that an individual's mental conditions are related to his or her brain's physical structure and functioning.

In the question above, Dr. Fritsch appears to take a sociocultural approach to depressive disorders, whereas Dr. Gupta seems to favor a medical approach.

Very little has changed in the structure of light microscopes since the 1840's, when an American, _____, was able to significantly improve the quality of the magnified images with his microscopes. Anton van Leeuwenhoek Robert Hooke Charles Spencer Max Knott

Answers

Answer:

correct option is Charles A. Spencer

Explanation:

solution

American Charles A. Spencer is scientific pioneer and inventor

Charles A. Spencer was born in 1813 in the Madison county and he is also known as Americas first microscope maker

since 1840 Charles became known for  extraordinary quality of the microscopes . he built microscopes that was  capable of magnification by regular light upto 1250 time and with the blue light magnification upto 5000 times

he also create microscope with clearer images than anyone  had ever seen before

so correct option is correct option is Charles A. Spencer

You’ve just met Johanna, and find that she is outgoing, funny, and great at telling stories and jokes. If you were relying strongly on the representativeness heuristic to guess what Johanna does for a living, you would be more likely to guess that she is a
(a)___________ than a
(b)__________ because you are
(c) ___________.

Answers

Answer:

(a). stand-up comedian

(b). keynote speaker

(c). ignoring information about base rates          

Explanation:

A stand up comedian is a funny and humorous person who entertains his audience by cracking jokes and making them laugh. A stand up comedian normally speaks directly in front of the live audience in a comic way.

A keynote speakers is a person who often gives speech to the audience to raise interest for a particular event, such as a large meeting or a conference. They sets an underlying theme at the conventions and conferences.

In the context, Johanna speaks to the audience in the funny way and and makes people laugh. When I met her and knew about her, I guessed that She would be a comedian than a keynote speaker.

A treatment for major depressive disorder called _____, involves the surgical implantation of a device that delivers brief, intermittent electrical stimulation in the neural hub that bridges the thinking frontal lobes to the limbic system, which in turn calms this area down

Answers

Answer:

Electroconvulsive Therapy

Explanation:

This therapeutic method is usually employed when many other treatments have failed. The device which is surgically implanted transmits an abrupt electrical stimulation of the brain when the patient is unconscious.

It helps in the treatment of severe depression and schizophrenia among others. This method is generally safe but it has side effects which include short-term memory loss, discombobulation and medical complications.

Some buildings are also copyrighted so it’s a good idea to check if you plan to license a photograph with a famous building in it.

A. true
B. false

Answers

Answer:

A. true      

Explanation:

       Copyright is a legal right which is exclusive in nature. It is the right of the owner to use his creative work which may be in the form of art, music, buildings, photographs, literature, etc. in a way he means to use. It gives ownership of the piece to the one who creates it.

       Using a copyright piece of others without the owner's prior permission is an offence and is against the law.

        Some of the buildings are also copyrighted. Hence in the context, some buildings are also copyrighted, so one should be careful before using a photograph with any building in it for any commercial purpose. This might be a copyright offense.

Hence the answer is TRUE.

After listening to both musical examples, provide musical characteristics that they both have in common.
a) unaccompanied male singers
b) only female and male singers
c) slow in tempo female singers
d) only sung in Muscogee

Answers

Answer: They both have all the characteristics except only sung in muscogee.

Explanation:

Characteristics they both have in common are :

(1) Slow in tempo female singers.

(2) Unaccompanied male singers.

(3) Only female and make singers.

Cognitive dissonance
a. is a state of tension produced when related cognitions are inconsistent.
b. is a feeling of discomfort experienced by receivers of persuasive communications.
c. is a feeling of guilt produced by engaging in counter attitudinal behavior.
d. occurs only when cognitions are unrelated to each other.

Answers

Answer:

a. is a state of tension produced when related cognitions are inconsistent.

Explanation:

Cognitive dissonance: In social psychology, the term cognitive dissonance was introduced by Leon Festinger during 1957. It states that human beings desire to gain internal consistencies to make their cognitions work properly or mentally.

Cognitive dissonance refers to the discomfort faced by an individual who possesses conflicting beliefs, ideas, or values at the same period in time.

In the question above, cognitive dissonance refers to a state of tension produced when related cognitions are inconsistent.

A 76-year-old client is receiving IV heparin 5,000 units qh. An activated thromboplastin time (aPTT) is drawn 1 hour before the 8:00 AM dose; the aPTT is at 3.5 times the control value. What would be the most appropriate action?

Answers

Answer:

To wait

Explanation:

The discussion of which topic in the passage is most consistent with social cognitive theory’s emphasis on modeling? a) Smoking prevention by establishing norms against tobacco use b) Understanding the treatment implications of cultural differences c) Obtaining the skills and education required to practice medicine d) Supplementing the biomedical approach with other perspectives

Answers

Answer:

a) Smoking prevention by establishing norms against tobacco use.

Explanation:

Social cognitive theory suggests that behaviors are learned by watching and observing others, then modeling their actions. Community generally rules against the intake of tobacco, which was then established when young teenagers, adolescents observe health behaviors in which are inconsistent with smoking.

Which developmental theory states that gender typing happens when children understand what their culture?

Answers

Answer: Gender Schema Theory

Explanation:

Gender Schema Theory postulates that gender typing occurs when children develop an understanding of what their culture considers gender-appropriate and gender-inappropriate behavior.

For example, in most West African country, culture considers cooking as the role of the female gender while hunting in the role of the male gender.

Two-year-old Iris has just seen a cow for the first time. Having never seen one before, she searched her memory, came up with the only four-legged animal she knows, and announced "doggy!" This is an example of _____.

Answers

Answer:

assimilation                                                        

Explanation:

Assimilation: In psychology, the term assimilation is a part of the theory of the cognitive development given by Jean Piaget, and is described as a cognitive process that is responsible for how a person incorporates new information into already existing knowledge.

In the process of assimilation, a person learns new things and then comprehend it. In other words, the process of assimilation adapts a piece of new information that fits into the existing schema.

In the question above, the given statement is an example of assimilation.

Without the _____ in your midbrain, you could not ride a bike without giving each movement conscious thought.
a) substantia nigra
b) thalamus
c) limbic system
d) pons

Answers

Answer:

a) substantia nigra

The substantia nigra also known as SN is a "basal ganglia structure located in the midbrain and is so important role in reward and movement".This area of the brain sends signals down the spinal cord in order control the muscles of the body. And is so important to have movement conscious thought.

Explanation:

a) substantia nigra

The substantia nigra also known as SN is a "basal ganglia structure located in the midbrain and is so important role in reward and movement".This area of the brain sends signals down the spinal cord in order control the muscles of the body. And is so important to have movement conscious thought.

b) thalamus

The thalamus is a large mass of gray matter located in the dorsal so then is not possible that would be on the midbrain.

c) limbic system

False the limic system is not located on the mid brain since is located on both sides of the thalamus.

d) pons

The pons "is a portion of the brain stem, located above the medulla oblongata and below the midbrain", so then is not on the midbrain and not satisfy the condition.

Final answer:

The substantia nigra in the midbrain is critical for the control of movement, allowing someone to ride a bike smoothly without conscious thought of each movement.

Explanation:

Without the substantia nigra in your midbrain, you could not ride a bike without giving each movement conscious thought. The substantia nigra is a midbrain structure where dopamine is produced and is involved in the control of movement. Damage to this area can result in Parkinson's disease, which is characterized by difficulty in initiating movements and a shuffling gait. On the other hand, the thalamus is a part of the forebrain and acts as a sensory relay. The limbic system involves emotions and memory, and the pons plays a role in sleep regulation and serves as a bridge in the brainstem but is not directly involved in movement control like the substantia nigra.

Which document is used to assess risk associated with an applicant's lifestyle and character?
a. Investigative Consumer Report.
b. Character Assessment.
c. Non-medical Risk Assessment.
d. Applicant Lifestyle Assessment.

Answers

Answer:

a. Investigative Consumer Report.

Explanation:

An investigative consumer report is important in an individuals insurance application. It is used to assess the applicants non-medical risk factors related to moral standing and lifestyle. To get the information, friends, colleagues of the applicant is interviewed.

The fallacy of trying to defend our wrongdoing by pointing out similar behavior in others, as a way of dodging responsibility, is called________

Answers

Answer:

Two Wrongs Make a Right

Explanation:

Just like any other type of fallacy, arguing that someone else did wrong, to avoid responsibility, is an invalid reasoning process and lacks logic.

The error in the reasoning lies in trying to think that two wrongs make a right,

This fallacy is common among little children when they try to hide something.

Some teenagers also frequently point out to their mates, to fell less ashamed, or justify their action.

The deceptive nature of thinking "Two Wrongs Make a Right" results in an invalid logical statement.

Instead of wrongful payback, we should do good to those who treat us badly. It is human nature to retaliate, but that is not what God wants.

Most moral principles and teachings from religions like Christianity or Islam will teach not to act badly upon those who did it on us, for human nature can often wish to pay back.

Instead of wrongful payback, we should do good.

In 1 Thessalonians 5:15

Make sure that nobody pays back wrong for wrong, but always try to be kind to each other and to everyone else.

How and whether judicial decisions are translated into actual policy is known as judicial __________.

Answers

Answer: Implementation

Explanation:

The judicial implementation is the process of translating the various types of judicial decisions into the form of actual policy.

It is one of the type of approach which refers to the specific decisions taken by the constitutional interpretation and the separation of the power for solving various types of political problems.

The judicial implementation is also known the judicial activism that judge the judicial review properly. Therefore, Judicial implementation is the correct answer.

If Elizabeth can make 3 pies or bake 6 cakes per hour and Benjamin can make 2 pies or bake 8 cakes per hour, _____.

Answers

Answer:

Explanation:

Elizabeth should concentrate on making pie because she has a comparative advantage over Benjamin in pie making while Benjamin has comparative advantage in cake baking.

According to the Ricardian model of comparative advantage, countries should concentrate in the production of goods they have comparative advantage in making and exchange or import goods they do not have comparative advantage in making. This is the basis of trade between nations according to the Ricardian model.

The _______ phase of goal pursuit fosters actions that _______ immediate goaloriented actions.
a) deliberative; increase
b) cognitive; decrease
c) implemental; decrease
d) implemental; increase

Answers

Answer:

implemental; increase

Explanation;

The implemental phase of goal pursuit fosters actions that increase immediate goal oriented actions.

a stage in pursuit of goal called implementable phase increases our actions to achieve that goal.

Final answer:

The answer is 'd) implemental; increase', as the implemental phase encourages immediate actions toward goal attainment but can lead to closed-mindedness and unrealistic expectations.

Explanation:

The correct answer to the question "The _______ phase of goal pursuit fosters actions that _______ immediate goal-oriented actions." is d) implemental; increase. The implemental phase follows the deliberative phase of self-regulation. Once a goal has been chosen during the deliberative phase, the implemental phase involves planning specific actions related to the goal. This phase encourages a mindset that is conducive to the effective implementation of a goal through immediate action. However, this mindset can also lead to closed-mindedness and unrealistic expectations, as one might assume that planned actions alone are sufficient to achieve the goal, without considering potential obstacles or additional required efforts.

Louise is overwhelmed with the new tasks that she has been assigned after the department merger. Each​ day, she arrives at work and makes a list of the new​ tasks, writes a number next to each one according to the urgency of​ completion, and schedules a time to complete each one. Although​ she's still​ stressed, Louise is able to get most of the work done and feels better at the end of the day. Louise is using​ ________ techniques to reduce her stress.

Answers

Answer: time-management

Explanation:

Time management refers to finding a better way of using your time effectively whilst being commited to doing all your activities.

Breaking down your daily task into set schedule that will guide you towards knowing what to do an when to do it. Otherwise if you have no schedule it is likely that you may focus in one tasks whilst forgetting about other crucial tasks or taking long to finish a task that you would have finished long ago if you had timed yourself right. This is is what Louise is doing managing his time effectively such that she knows what to do , when to do it and when to finish it.

Answer:

Time - Manager

Explanation:

Jenny reports that individuals who follow her diet plan lose more weight than individuals who follow Richard's diet plan. In actuality, there is no difference in weight loss between those on Jenny's versus those on Richard's plan. Jenny's claim illustrates a ______________ error.

Answers

Answer:

Type 1

Explanation:

View all

In statistical hypothesis testing a type I error is the rejection of a true null hypothesis (also known as a "false positive" finding or conclusion),

Make lists of several tangible (can be experienced directly by the senses) and intangible (abstract concepts or ideas) things carried by the soldiers. Then respond to the following: Which is a heavier burden—the tangible or the intangible—and why?

Answers

Answer:

This question is probably related to the story “The Things They Carried" by Tim O'Brien. In this story, he describes a group of soldiers who march through Vietnam. They carry tangible (things which can be experienced by senses) and intangible things (abstract things which cannot be explained by senses).

Tangible things are:

a compress, weapon, a two-pound poncho, raincoat, tent, maps, the compasses, supplies, tablets and medicine, pocket knives etc.

Intangible things such as: memories, fears, emotions.

Intangible things are heavier to burden, because they cannot be put down, they should be endured.  

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