Answer:
Correct answer is C: K has a Universal Life insurance policy.
Explanation:
Term Life insurance lasts for a prefixed amount of years, based on a system of monthly payments. Whole Life insurance, on the other hand, is a permanent life insurance policy because it has no prefixed expiration date. Both kind of insurances last as long as you maintain the payments, so we can cross A and B out of the options (and also D), leaving us with Universal Life. This kind of insurance policy has a twist and provides more flexibility: the premiums and death benefits can be changed without having to sign an entirely new policy. Furthermore, you can use the cash value to pay the premiums (this is perfect for people who do not want to commit to a specific monthly amount). So, even though you have a minimum premium to keep the policy, they can be payed with the cash value.
K's life insurance policy that allows him to skip premium payments but still keeps the policy in force is a Universal Life insurance policy. This type of policy is flexible, allowing adjustments to premiums and death benefits. Premiums can be skipped as long as the policy's cash value can cover costs.
Explanation:The type of life insurance policy that allows K to skip premium payments but still keeps the policy in force is C: Universal Life. Universal Life insurance is a type of permanent life insurance that has a cash value component and a death benefit. One of the main features of universal life insurance is its flexibility. Policyholders like K have the option to adjust their premiums and death benefits. They can even skip a payment as long as the cash value of the policy can cover the costs.
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The feeling that you know someone’s name, but can't quite recall it, is an example of
Answer:
in my understanding I take unconsciousness
Punishment associated with _____ law may include fines and/or imprisonment
Answer:
Criminal
Explanation:
Hello! Criminal law is responsible for establishing and regulating the punishment of crimes, through the imposition of certain penalties that the State reserves for those who violate the rules of coexistence or conduct. The State has two tools to react against crime: security measures (which seek prevention) and penalties (which involve punishment).
Which of the following task constraints makes catching more difficult for young children?
A. a flat trajectory as opposed to a high trajectory
B. varying the speed of the ball to be caught from throw to throw as opposed to keeping the speed constant
C. moving a short distance to intercept the ball as opposed to moving a longer distance
D. A and C
E. B and C
Answer:
B. varying the speed of the ball to be caught as opposed to keeping the speed constant
Explanation:
Children's cognitive development is the development of the brain which processes cognitive skill such as to do mental task and calculations, logical thinking and reasoning, processing speed as well as visual processing. The cognitive skills of a child is well established after 5 years of age duration.
Task constraints consists of those goals and tasks that include motor skill.
In the context, for catching task, young children will find it difficult to catch a ball with varying speed as compared to the ball with a constant speed. This is because the cognitive skills are not fully developed in young children and it causes difficulties in motor skills. The children are not able to process the speed of the ball.
Hence the correct option is (B).
Middle-aged adults and health care workers should receive which collection of immunizations?
Answer:
Middle-aged adults and health care workers should receive following immunizations: tetanus-diphtheria-pertussis, hepatitis B vaccine once, and influenza vaccine annually.
Explanation:
Just like the new born and small children, middle-aged adults and health care workers should also receive immunizations. Vaccinations can always reduce the chance of getting ill. These vaccines work together with the natural defense mechanism of the body and help reduce the chance of getting that particular disease.
Since, protection from vaccines that were taken in the childhood lose the effectiveness over time, it is important for middle aged adults and healthcare workers to take vaccines or immunizations.
Under the articles of confederation,how was power divided between state and the national government
Answer:
Explanation:
Under the articles of confederation, power was decentralized and the central government depends on approval from the state government to act on issues. The state governments were powerful and sovereign while the national government was weak and depended much on the states. the power of the national government was exclusively centered in the Congress and the congress is made up of the states and each state had a single vote on national issues.
You get a speeding ticket and demand a jury trial. The jury is under instructions to assume you are innocent unless proven guilty. You actually are guilty but hope that the jury:______________
Answer:
Makes a type 2 error
Explanation:
Type 2 error is an error which occurs at times when an individual fails to dismiss a null hypothesis which is actually false. Type 2 error, in other words is the non rejection of the false null hypothesis. It is also known as false negative findings.
It is incorrectly retaining the false null hypothesis (that is a "false negative").
Here the null hypothesis is that I am innocent.
"What will cause the time period of the fixed amount settlement option to be extended?"
Answer:
An increament in the interest credited.
Explanation:
Only an increament in the interest would cause the time period of the fixed amount settlement option to be extended.
Which of the following households most likely has the greatest need for life insurance?
a. Independently wealthy adult.
b. Single adult living alone.
c. Adult child living with parents.
d. Household with children.
e. Retired couple with a pension.
Answer: Option D
Explanation: From the definition of household, household means the house and its occupants. In this context, the household possibly contains an entire family, such as father, mother and the children. It can be agreed that these set of people and the house itself are regarded as lives and property. It is lives and properties that require insurance.
From the options above, option C is the best that shows the household that needs life insurance because it contains the house that can be lost in case of a fire, also insurance that can cover for lives(such as children) is also important.
Which of the following is the best example of a random assignment in an experiment?
A. choosing every 10th person on a school’s roster to complete a questionnaire. B. asking people at random to complete a questionnaire and choosing the first 50 who agree.
C. allowing participants to choose which treatment they receive flipping a coin to determine whether each subject is in the experimental group or the control group.
Answer:
C. Allowing participants to choose which treatment they receive flipping a coin to determine whether each subject is in the experimental group or the control group.Explanation:
Random Assignments means to chance procedures in psychology experiments so that each participant gets same opportunity to be assigned to any group. The participants are randomly assigned to different groups. The random assignment can involve tactics such as drawing names out of a hat, rolling dice and tactics such as flipping coin.
Random assignments are different from random selection as the random selection means how the participants are randomly chosen to represent a larger population while the random assignment means how the chosen participants are assigned to different groups.
The best example of random assignment in an experiment mentioned is flipping a coin to determine each subject's group. This method ensures all participants have an equal chance of being in either the experimental or control group, a key aspect of ensuring validity in experimental research.
The question "Which of the following is the best example of a random assignment in an experiment?" refers to the process in experiments where participants are randomly placed into either an experimental group or a control group to ensure each participant has an equal chance of being in either group. This method is crucial for maintaining the integrity of the experiment and to ensure that the groups are, on average, similar in all characteristics apart from the one being studied or manipulated. The best example of random assignment in the options provided is flipping a coin to determine which group each subject will be in, as it provides an equal likelihood for each subject to be placed in either group. This example clearly fulfills the requirement of a random procedure that gives all members of the population an equal chance of being selected for a particular condition, thereby upholding the essential principle of random assignment.
The top management of a company determined that their end-of-year bonuses would not be given due to low sales. Jane, a department manager, informed her staff that even high-performing employees should not expect a bonus. Jane's _____ power was limited by the decision of the top management.
Answer: Reward Power
Explanation:
Reward power is the possession held by the manager or superior of the organization through which he/she can reward any employee for their performance to influence them further .This keeps the workers motivated to perform their work efficiently.
According to the question, Jane's reward power is decreased due to the decision of higher management for not providing bonus as the company had low sale.This will lead to the situation that even high-performing employees will not receive reward from Jane's power.
The Dietary Guidelines for Americans advise that Americans should consume at least _____ of their grains as whole grains.
Answer:
The tide three guidelines for Americans advise that Americans should consume at least 50% of their grains and whole grains.
Explanation:
The health department of the federal government has issued certain guidelines in order to ensure that people are aware of what all should their diet consist of.These guidelines are different for people of different ages and different activity levels. The guidelines regarding the consumption of whole grains applies equally to people from all the age groups and activity levels.If you come across an aggressive driver, you should avoid confrontation.
True or False?
Answer:
True
Explanation:
Coming across an aggressive driver, you should avoid confrontation because it creates a hostile situation around us. Confrontation only happens when a person starts blaming and argue with the driver. The best way to handle an aggressive driver is to stay calm and control emotions. An aggressive driver always creates an atmosphere where he is always ready for argument and fights, which sometimes results in injuries.
"When you finish the worksheet, leave it on your desk so that I can check it when I come around."
This direction by the teacher to a class is an example of ____.
Answer: Accountability.
Explanation:
Accountability is defined as the property in which a person tends to perform in account-giving manner to show his/her liability.The person who is supposed to perform this feature is answerable and responsible to carry out any task in public or personal surroundings.
According to the question's situation,teacher is showing her accountable characteristic through her instruction.Children are supposed to complete their worksheet which they are responsible for and then teacher can perform her responsibility of checking by going around the class.
Which of the following are points that Fullinwider hopes to make with the "Land of Giants" thought experiment?
That Affirmative Action is the only viable strategy.
That people who benefit from discriminatory practices realize that the practices are morally wrong.
That those who seem like giants today will be viewed as small people tomorrow.
That well-intentioned people may perpetuate discrimination that is invisible to them.
Answer:
That well-intentioned people may perpetuate discrimination that is invisible to them
Explanation:
Fullinwider hopes to make some points with the "Land of Giants" thought experiment. He conducted an extensive research study and realized that sets of people that are well-intentioned may perpetuate discrimination that is invisible to them. Fullinwider pointed out that good people sometimes might show discriminating acts toward others
Individuals with home high-speed internet access and the technology and literacy skills to use it are called?
Answer: Digital citizens
Explanation:
Digital citizen is the individual who persist information technology to gain the digital learning perspective. This technology helps the person to learn and teach about digital safety,online services, digital wellness ,protection from cyber-bullying etc.
People can get involved in political affairs, government policy system , commercial events, news ,society matters etc.It improves the skills of the person who is engaged with digital technology connection by understanding digital literacy.
On the scale of the cosmic calendar, in which the history of the universe is compressed to 1 year, how long has human civilization (i.e., since ancient Egypt) existed?a. about half the year
b. about a month
c. a few hours
d. a few seconds
e. less than a millionth of a second
Answer:
Option:(C)- It is the best option to choose from, we have the following explanation to it;
Explanation:
Cosmic Calendar-It is a scientific analyses of the life span of the universe as whole as, the time span starting from the The Big Bang to the present time is compressed in order to look like an year.
As the estimated life of the universe is about 13.8 billion years in total, which leads us to the conclusion that if the life in regards to the Human ancestor started to begin was about around 1 pm, then going on from the first men, to the building of pyramids and then going through the time reaching to the present it would only take about 11 hours in total.As if the whole humanity existed for just about some hours.A hypothesis states that there is no difference in the levels of use of voice recognition software between group A, the students receiving the training, and group B, the students not receiving the training. What is the independent variable in this hypothesis?
Answer:
the levels of use of voice recognition software
Explanation:
Independent variable: In a scientific or psychological experiment, the term independent variable is defined as the variable that is being manipulated, controlled, or changed in an experiment. The independent variable affects directly the dependent variable, any change in the independent variable will cause or hamper the dependent variable.
Example: Time and age, etc.
In the question above, the independent variable is the levels of use of voice recognition software.
Tonya has not brought pencils or paper to school for 2 weeks. You suspect that she comes from a family that can't afford the materials. What do you do?
Answer:
Firstly, I would make arrangements for Tonya to have the urgently required materials from the class’ store. Next, I would take a review of the school resources capable of helping to purchase the required supplies for her.
Explanation:
For students like Tonya, the school should have certain arrangements like that of affordable stores run by the school management or by the classes in the school distinctly.Such facilities tend to motivate the children from poor backgrounds to attend school and exercise their right to quality education.A scientist was sentenced to prison for conspiracy to sell trade secrets worth $8 million. The scientist had cancer and was expected to live only six months longer. He told the judge, "I don't want to die in prison." But the judge said he had "no choice" and sentenced the scientist to the five years in prison. What ethical theory best describes the absolute position of the sentencing judge?
Answer:
Formalism
Explanation:
Ethical formalism may be defined as the ethical theory which defines morality that is based on logic and also reasons which says that if something is considered as right or wrong, it is always defined as right or wrong all the time.
It characterizes moral judgments on the logical forms and not by their content which will promote well being.
In the context, a judge makes a judgement against a scientist for fraud and sentenced him for 5 years instead of the scientist's request to consider him for less punishment because he is suffering from cancer and is likely to die within six months. This is an example of ethical formalism of the judge.
Drivers under 25 years of age, who represent 15% of the driving population, are involved in about __________ of all collisions.
Drivers under 25 years of age, who represent 15% of the driving population, are involved in about thirty percent of all collisions.
What are collisions?For example, view illustrations can be taken for better understanding, such as bill at balls, which can be a gold club and a ball, a hammer and a nail head when two rail route cars are covered together, and many more.
There are various types of collisions depending on the moment that occurs or happens, such as perfect elastic collision, perfect elastic collision, elastic collision, exclusion, and many more.
A collision is a term used to describe any event in which two or more bodies are separated by force and come together for a brief period of time on each other.
Thus, because the drivers who are under 25 years of age and represent 15% of the driving population are involved in about 30% of collisions.
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Final answer:
Drivers under 25 years of age are involved in about 15 collisions out of every 100 collisions.
Explanation:
The question asks about the proportion of collisions involving drivers under 25 years of age. To find the answer, we need to calculate 15% of all collisions. Let's say there were 100 collisions in total. Then, 15% of 100 would be 15 collisions.
So, drivers under 25 years of age are involved in about 15 collisions out of every 100 collisions.
Recent research has found that the _____, the part of the brain that involves emotions, matures in adolescents well before the frontal lobes, which are involved with higher-order thinking.
Answer:
Amygdala
Explanation:
Amygdala is the part of the brain. It is a very important part of the brain that is integrated with emotions, behavior, and motivation. It is an almond-shaped structure that lies in the brain. In a person, there are normally two amygdala presented. It has been considered that it is the part of the limb system that is responsible for the instincts and memory. It is responsible for the perception of anger, anxiety emotions, sadness, and control of aggression.
Thus in the above context amygdala is the part of the brain that involves emotions such as aggression, anxiety, and high order thinking.
Which theorist is known for suggesting that physical inferiority is the cause of criminality?
Answer:
Earnest Hooton
Explanation:
Earnest Hooton was a physical anthropologist who focused on racial differentiation and explored the relationship between personality and physical type. His studies particularly focused on physical type and criminal behavior.
In particular, he surveyed the American criminal population to try to prove his theory that criminal behavior was caused by and linked to physical factors from races that he considered inferior.
Associated with traffic-related crashes is one of our largest societal problems.
Answer:
Injury and death associated with traffic related crashes is one of our largest societal problems
Explanation:
Despite several traffic laws in place, the number of road accidents has been observed to be not going down at the expected rate.The safety provisions made at different levels starting right from the insides of vehicle to the ones available on the road do not seem to have have helped to bring down the number of injuries and deaths happening from road accidents.Thus, the traffic related crashes and the deaths occurring due to these crashes have become a serious societal problem that needs to be resolved at earliest.Injury and Death associated with traffic-related crashes in one of our largest societal problems.
What is the road traffic crash?One of the most significant societal issues people face is the harm and death which is been seen as those that can be related to the traffic-related accidents. An incident that resulted in property damage or personal harm that happened in a site utilized for transportation or designated for public transportation and at least one of the parties involved was a moving vehicle.
When a car crashes or someone crashes it, it is involved in an accident. These accidents are typically major ones where the car sustains damage and someone is hurt: persons crashed after their car slipped on the ice. The aircraft came down on a mountainside.
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complete question;
________ associated with traffic-related crashes in one of our largest societal problems.
Social cognitive theory focuses on the interaction of individuals with their _____.
Answer:
Social cognitive theory focuses on the interaction of individuals with their environment.
Explanation:
Social cognitive theory focuses on how humans interact with their environment according to their cognitive processes, this means their beliefs, thoughts, memories, their own perceptions of themselves and others.
Humans behavior would be determine by all of their congnitive aspects. This is how a behavior can be explained and also how it can be modify.
Social cognitive theory revolves around how individuals interact with their environment, behavior, and cognition. It includes concepts such as reciprocal determinism, self-efficacy, and social cognition, which collectively influence how individuals learn, interpret, and interact within their social world.
Social cognitive theory focuses on the interaction of individuals with their environment, behavior, and cognition. This theory from the field of Psychology contends that learning occurs through the observation of others, and these observations can influence an individual's personality and actions. The reciprocal determinism, as explained in the schematization of triadic reciprocal causation (Bandura, 2002), illustrates how the reproduction of an observed behavior is influenced by the interplay among these three determinants.
The theory also emphasizes the importance of self-efficacy, which is the degree to which individuals believe they can master a skill. This concept is a crucial determinant of how people motivate themselves, process information, and act in various situations. An individual's engagement in social cognition, which pertains to how we understand and predict our own and others' behavior, often happens through the development of schemas and attitudes, and is influenced by affect, behavior, and cognition.
Thus, the social cognition approach suggests that we interpret our social experiences and thereby develop an understanding of the world that shapes our interactions and behaviors. Factors like observational learning, values, expectations, and the ability to think and learn from our surroundings are key aspects of determining behavior within the framework of social cognitive theory.
Based on the levels of processing memory model, place in order how deeply the following information about dogs will be encoded, from the shallowest to the deepest. Start by clicking the first item in the sequence or dragging it here Drag the items below into the box above in the correct order, starting with the first item in the sequence. 1. A person who grew up with a dog enjoyed walking in the woods with her pet. 2. A person dog-sits and spends the weekend walking and playing with a dog. 3. A person glances at a magazine and sees a picture of a dog. 4. A person can remember all the breeds of dogs because she knows a song that lists them.
Answer:
1. A person glances at a magazine and sees a picture of a dog. 2. A person can remember all the breeds of dogs because she knows a song that lists them. 3. A person dog-sits and spends the weekend walking and playing with a dog. 4. A person who grew up with a dog enjoyed walking in the woods with her pet.
Explanation:
The order of the information given in the question from the shallowest to the deepest is as follow:
1. A person glances at a magazine and sees a picture of a dog. 2. A person can remember all the breeds of dogs because she knows a song that lists them. 3. A person dog-sits and spends the weekend walking and playing with a dog. 4. A person who grew up with a dog enjoyed walking in the woods with her pet.
Answer:
1. a person glances at a magazine and sees a picture of a dog
2. a person can remember all the breeds of dogs because she knows a song that lists them
3. a person dog-sits and spends the weekend walking and playing with a dog
4. a person who grew up with a dog enjoyed walking in the woods with her pet
Explanation:
The levels or depth of processing model as defined by Craik and Lockhart in 1972, explains that, the deeper the information is processed, the longer the memory last in an individual.
In other words, the level or depth of information processing, determines the outcome of the memory; how longer the memory will lasts in an individual.
Hence, the information can be processed basically in two ways, which are Shallow processing and Deep processing.
Under shallow processing, it is divided to structural processing which processing of appearance information; encoding of physical characteristics of information
example in this question is "a person glances at a magazine and sees a picture of a dog"
Also, there is Phonemic processing which deals with encoding or processing of sound information. Example in this question is "a person can remember all the breeds of dogs because she knows a song that lists them(this phenomic encoding occurs at a medium level of processing)
While in Deep processing of information, there is Semantic processing which deals with processing of words, and relating it to similar words and meaning for understanding. Example of this is. "a person dog-sits and spends the weekend walking and playing with a dog" (this processing directly linked to a person are encoded at a deeper level)
And lastly a personal but meaningful, with repeated occurrence, shows deepest level of information processing, and the example is " a person who grew up with a dog enjoyed walking in the woods with her pet"
Which balance-stabilization exercise is when an individual lifts one leg while maintaining the optimal alignment including level hips and shoulders, and then lifts a medicine ball in a diagonal pattern until the medicine ball is overhead:________
Answer:
Single-leg lift and chop
Explanation:
A medicine ball is a ball, of varying diameter and weight, made of leather, rubber, plastic or latex. Its weight is generally from 1 kg to 10. Its use in exercises contributes to the correction of posture and balance. In addition to the notification of muscles, it is used for rehabilitation and prevention of injuries.
Researchers who ask "What do people want to get when they take action?"
A. are investigating content theories of motivation.
B. Abigail does not feel that the company is paying her enough money to live on, despite the fact that she works hard.
C. The quality of this hygiene factor will make her dissatisfied with her work, according to Frederick Herzberg.
D. People who like to persuade others to do work and have authority over others are likely to have a high .
E. They are especially effective at attaining senior positions in large organizations.
Answer: The answer is A. RESEARCHER ARE INVESTIGATING CONTENT THEORIES OF MOTIVATION
Explanation: Content theories of motivation study the drive that makes people behave in a particular type of way. It identifies the internal factor that influences how people are motivated. It includes:
- Hierarchy of needs theory
- ERG theory
- Acquire needs theory
- Two factory theory
JJ was recently promoted to manager. Although he used to take advice from his peers, he seems no longer willing to listen to any input from them or his boss, and he is determined to run the project how he thinks best. Which personal barrier to communication is JJ exhibiting?
The following is missing for the question to be complete:
A. Variation in interpreting information
B. An oversized ego
C. A tendency to judge others' messages
D. Variable skills in communicating effectively
E. An inability to listen with understanding
Answer: B. An oversized ego
Explanation: Anything that prevents us from communicating in terms of exchanging opinions, messages, understanding and observation is a communication barrier. These barriers can be external, therefore sometimes objective, still not always objective though external, and may be internal, therefore, barriers that come from our thoughts, prejudices, feelings, or as in this case JJ's barrier can come from too much ego.
He obviously listened to the advice of his peers until he reached the goal of being promoted to manager, and it seems that was the only reason that he listened to them, not to exchange observations and information but to give the impression of a good associate and thus earn good grades from superiors. When, in his own opinion, he finds himself in the position that he no longer has to do it, that is, to listen and take advice from others or even from his boss, then his true ego, i.e oversized ego, comes to the front.
Since he decided to run the project exclusively the way he thinks best is proof that while he used to take advise from his peers, he did not really appreciate them but did so for practical career reasons. After the promotion, he shows what he really thinks of others and thinks that he can lead the project on his own without having an exchange of views, which of course cannot be the best. Information sharing and observations can often be very useful, sometimes crucial to making good decisions. However, good decisions can be overshadowed by too much ego.
The ________ measures the degree to which people perceive their health to be under their personal control, control by the health practitioner, or chance.
Answer: Health Locus of Control Scale
Explanation:
According to the question, the health locus of the control scale basically suggest about the positive result related to the heath problem that are under personal control and also controlled by their health practitioner.
They basically believe in their own power and the control in the upcoming events.
This type of concept basically developed in the health psychology for the generating the various types of researches by using various types of practical applications.
Therefore, Health locus of control scale is the correct answer.
"Immigration must be stopped. If we have a relaxed immigration policy, everyone is going to move to the U.S. The more people that come here, the more our government will have to provide for them. The more our government doles out, the further in debt our nation will become, and this means the higher our taxes will become! The next thing we will find is that our economy will be in just as poor a condition as the one from which these immigrants came!" This is an example of what type of fallacies?
Answer:Slippery Slope fallacies
Explanation:
Slippery Slope: a slippery slope is based on rejecting a series of action without sufficient evidence or with no evidence that they will cause a series of unfortunate or undesirable ends.
So one accepts before something happens that particular actions or situations are bound to create a very prolematic future. One accepts that the future is doomed without even evidence that these recent series of action will bring that.
"The more people that come here, the more our government will have to provide for them. The more our government doles out, the further in debt our nation will become, and this means the higher our taxes will become! The next thing we will find is that our economy will be in just as poor a condition as the one from which these immigrants came! These are the events that has not been fully proven but there at assumptions that as they are listed they may cause a very negative outcome.