Which of the following has the least effect on the amount of money that people save? A. Habit B. Cultural patterns C. Rates of return D. Employer incentives
What is the largest professional organization for corrections in the united states?
The American Correctional Association (ACA) is considered the largest professional organization for corrections in the U.S., reflecting the considerable size and impact of the American correctional system.
The largest professional organization for corrections in the United States is likely the American Correctional Association (ACA). The ACA is dedicated to the improvement of the justice system and the advancement of professionalism within the corrections field, offering training, certification, and accreditation to its members.
Given the scale of the U.S. criminal justice system, with an incarceration rate that is one of the world's highest and a total correctional population that includes those incarcerated, paroled, or on probation, the role of professional organizations like the ACA is critical.
In 2017, the U.S. had more than two million people incarcerated, representing the largest number of prisoners of any nation globally.
An additional five million people were on parole or probation, reflecting the vast reach of the correctional system and the importance of supporting correctional professionals through organizations such as the ACA.
Eileen is eligible to receive assistive services like food stamps, health care, and housing from the government. this suggests that:
Final answer:
Eileen's eligibility for government assistive services such as food stamps, Medicaid, and housing suggests she is likely in a low-income bracket, experiencing poverty. These programs aim to provide basic needs and reduce income inequality, but may have issues like benefit cliffs.
Explanation:
Eileen's eligibility for assistive services such as food stamps (SNAP), health care (Medicaid), and housing assistance indicates that she likely falls into a low-income bracket and may be experiencing poverty. These government support programs are designed to provide a safety net for individuals and families, ensuring they have access to basic needs such as food, shelter, and healthcare. The provision of food stamps allows Eileen to obtain groceries, Medicaid covers her medical expenses, and housing vouchers help cover the cost of accommodation.
Programs like the TANF (Temporary Assistance for Needy Families) and EITC (Earned Income Tax Credit) are additional means of support that the government provides to low-income individuals, aiming to alleviate poverty and reduce income inequality. Although these programs can provide substantial assistance, it's important to note that, historically, some people have found that an increase in earned income can be offset by a reduction in these government benefits, leading to the issue of benefit cliffs.
The shortest type of distribution channel is called a _____.
A. supply chain
B. freight forwarder
C. direct channel
D. channel member
The shortest type of distribution channel is called a direct channel. Thus the correct option is C.
What is a Distribution channel?
A distribution channel is referred to as a systematic system that helps to deliver the goods to end users from manufacturing units. These channels include intermediaries who help to transport goods from one service provider to the receiver of the service.
There are different types of distribution channel which includes direct channel as well as the indirect channel. A direct-distribution channel is referred to as a channel where consumers directly buy goods from the manufacturers and it is the shortest type of channel.
In the direct channel of distribution in which goods are transferred to end users by passing through various channels like wholesalers, retailers, distributors, and so on. These increase the cost of products.
Therefore, option C is appropriate.
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David contracts to purchase seven bulldozers from Jena. Jena manufactures the bulldozers, but David is unable to pay. After notifying David of her intentions, Jena may:
a. keep the bulldozers and sue David for the full purchase price.
b. resell the bulldozers, but she must give all profits to David.
c. resell or dispose of the goods to a friend in order to maximize the damages that Jena can claim against David.
d. resell or dispose of the goods in the open market.
Todd plans to purchase a life insurance policy from a stock life insurance company. what kind of policy is he planning to purchase?
A stock insurance company is a corporation owned by its stockholders and its main objective is to make a profit for them. Stock or shareholders differ from policyholders because the latter do not share directly in the profits of the company Todd plans to purchase a life insurance policy from a stock insurer because he wants something where he can buy shares and be a shareholder of the company instead of just being a policyholder.
Todd is likely considering a term life insurance or whole life insurance policy from a stock life insurance company. Term life offers coverage for a specific period, while whole life also accumulates a cash value but generally provides a lower return on investment compared to other options.
Term Life Insurance vs. Whole Life Insurance
When Todd plans to purchase a life insurance policy from a stock life insurance company, he is considering a policy that is typically offered by companies structured as joint-stock corporations. These corporations offer various types of life insurance policies such as term life, whole life, and others. A term life insurance policy provides coverage for a specific period, paying out if the insured dies within this term. In contrast, a whole life insurance policy, also known as cash-value life insurance, includes a death benefit and accumulates a cash value over time, acting like a forced savings account.
Although whole life policies can be seen as a financial product providing a savings component, they are often not the best investment. The returns offered by the insurance company on the cash value portion are typically lower compared to what could be achieved through other investment avenues. The insurance company invests the premiums at a higher rate and offers the policyholder a lower guaranteed return, keeping the difference. In the context of the 1970s and 1980s, companies introduced innovations such as variable annuities and adjustable-rate policy loans to make whole life policies more attractive. These improvements allowed policyholders more flexibility against the cash value of their policy.
Term life insurance, however, remains a straightforward protection option. It is more affordable and focuses purely on offering financial protection to the beneficiaries without any savings element. McKinsey's 2020 report highlighted issues of declining profitability and growth in life insurance companies and recommended changes like creating products that can be converted to long-term nursing home care policies.
Valley paragliders association files a suit against wing designers, inc., claiming that the consideration for their contract is inadequate. the court will most likely not examine the adequacy of the consideration if
What is the term used to describe the art and science of creating processes within an organization
The term used to describe the art and science of creating processes within an organization is management, which includes various aspects such as organizational culture, psychology, performance appraisal, and procedural justice.
Explanation:The term used to describe the art and science of creating processes within an organization is management. Management includes the organization's culture, values, visions, hierarchies, norms, interactions between employees, and how the organization is run, operates, and makes decisions. It also involves concepts such as organizational psychology, performance appraisal, and procedural justice.
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Small businesses usually only have one layer of management, making them more ______ and able to adapt to market demands.
a credit card had an apr of 15.21 all of last year and compounded interest daily. what was the credit cards effective interest rate last year?
A) 11.64%
B) 15.21
C) 16.42%
D) 16.32%
Why is the juvenile justice system more focused on rehabilitation than the adult criminal justice system?
In large firms that have many specialists to handle each promotion method, sales managers are primarily concerned with
____ teams have specific assignments, such as research, and members usually must contribute expert knowledge and judgment
Imagine that you work at a store which sells computer components and you have been made the facilitator of a group whose long term goal is to increase overall sales of the store. What would you do?
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Answer:
In order to increase the overall sales of the store, I would boost the store's marketing efforts. This includes investing in digital marketing such as on social media and search engines. I would also review the store's pricing strategies. Lowering the prices would increase revenues to make up for lower margins.
Hope this helps!
Explanation:
What I would do if i were the facilitator of a group whose long term goal is to increase overall sales of the store is to:
Put more effort into marketingAs the facilitator of the group that is in charge of making sure that the sales of a particular store is increased in the long term, my first action would be to put more effort into the marketing department.
This is important because, with marketing, more people would get to know about the products and this would boost sales because they are potential customers and with the right strategy, they would become customers.
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A farmer wakes up one morning and sees a large circular area of land on his farm that is sunken. what may be the problem?
Final answer:
The problem may be the presence of a sinkhole caused by excessive groundwater withdrawal from the use of a central pivot irrigation system.
Explanation:
A farmer wakes up to find a large circular area of sunken land on his farm. One possible problem could be the presence of a sinkhole. A sinkhole is a depression or hole in the ground that forms due to the collapse of a surface layer or due to the dissolution of underlying rock or soil. Sinkholes can occur naturally or as a result of human activities, such as mining or excessive groundwater withdrawal.
In agricultural areas, sinkholes can be caused by the excessive pumping of groundwater for irrigation. If the farmer has been using a central pivot irrigation system, which involves a large boom that circles around a water source, the constant extraction of water from the ground can lead to the formation of sinkholes. The boom's circular movement could contribute to the circular pattern of the sunken land.
It is important for the farmer to assess the situation and consult with professionals, such as geologists or agricultural experts, to determine the exact cause of the sunken area and take appropriate measures to prevent further land subsidence.
Explain why if you want to store uncooked hamburger meat for a month you put it in a freezer rather than a refrigerator
Uncooked hamburger meat should be stored in a freezer rather than a refrigerator if you want to store it for a month because freezing stops microbial growth and kills susceptible organisms. Refrigeration only inhibits bacterial growth. Thawed foods should be treated like fresh perishables because bacterial growth can restart in thawed foods.
Explanation:The reason uncooked hamburger meat should be stored in a freezer rather than a refrigerator if you want to store it for a month is because freezing below -2 °C can stop microbial growth and even kill susceptible organisms. Freezing the meat at this temperature creates an environment that is not conducive for bacterial growth. In contrast, refrigeration only inhibits bacterial growth but does not stop it completely. Additionally, thawed foods should be treated like fresh perishables because halted bacterial growth can restart in thawed foods.
Behaviors that are more common in your life make better reinforcers than behaviors that are less common. this is known as _____.
Briefly list and discuss two problems that a purchasing department sometimes has in meeting objectives.
Two problems that a purchasing department sometimes has in meeting objectives are meeting demand and organization of employees.
If there is a shortage in available items for purchasing, the department store may not be able to bring in the products to help meet their objectives. Sometimes objectives for one type of company directly relates to the availability of product from another company. Also, if the purchasing department does not have organization of their employees, they could easily slack off which may result in not meeting objectives. Like any business or department, it's very important to make sure there is employee organization to help operations run smoothly.
A process breakdown structure can provide a reasonable alternative to a work breakdown structure for an extensive development project if
The answer is when the risk planning has been added in the project that is going to be taken on because a process breakdown structure has a way of reaching its goal in means of having to include desired outputs which means even risk planning can be of help in a way to establish and evaluate the goal.
Amy and ashley sell cars for street toyota. over the past year, they sold 640 cars. assuming amy sold 3 times as many as ashley, how many cars did amy sell?
An accounting information system is said to have good compatibility, if it ________.
For long term success, what type(s) of motivation is necessary?
Answer:
Exetinc
Explanation:
sub to my yet since I help u its clizey
Donna Forrester's gross pay is $72,500 a year. The state income tax is 3% of taxable wages. Donna takes a married exemption of $4,000 for herself and her husband. How much is withheld from her gross earnings for state income tax for the year?
Answer:
Donna's state income tax will be $2,055
Explanation:
Donna's gross pay is $72,500. If she takes the $4,000 exemption, her taxable income will lower to $68,500, that will be her net income used for state income taxes.
Donna's state income taxes = $68,500 x 3% = $2,055
ou open a business selling art supplies and lessons. In your first month, you had the following total sales: $4,000 in paint, $2,000 in brushes, $1,500 in easels, and $1,750 in canvas. You ran a promotion on painting lessons totaling $600 in discounts. Your returns equaled $250. Calculate total net sales.
Answer: The total net sales are $8,400.
Explanation: The formula for net sales is total gross sales less discounts and returns. In this case the total gross sales are $4,000 + 2,000 + 1,500 + 1,750 = $9,250.
$9,250 - 600 - 250 = $8,400
Total net sales = $8,400
To calculate total net sales, add up all sales ($9,250) and subtract discounts given on lessons ($600) and returns ($250), resulting in total net sales of $8,400.
Explanation:To calculate the total net sales for your art supplies and lesson business, you begin by adding up all your total sales. You have reported the following figures:
Paint: $4,000Brushes: $2,000Easels: $1,500Canvas: $1,750The sum of these amounts is $9,250. However, we still need to account for the discounts provided on painting lessons and any returns:
Lessons Discounts: -$600Returns: -$250By subtracting these two amounts from your total sales, you obtain your net sales:
$9,250 (total sales) - $600 (discounts) - $250 (returns) = $8,400 (net sales)
Therefore, your total net sales after accounting for discounts and returns is $8,400.
For what theater company was shakespeare both a stockholder and an actor
Mary sue owns 1,000 shares of qrs moving company. qrs pays a yearly dividend of $1.00 per share. what is the total annual dividend that mary sue will receive?
The total annual dividend that Mary will receive is $1,000.
What is the dividend?A dividend is defined as a profit distribution made by a firm to its shareholders. When a business makes a profit or has a surplus, it can distribute a portion of the earnings to shareholders as a dividend. Any money that is not dispersed is re-invested in the company.
Dividends are typically paid out quarterly and might be either in cash or in the form of more stock reinvestment.
Computation of dividend:
According to the given information,
Dividend per share = $1.00
Number of shares owned = 1,000
Total dividend = Dividend per share * Number of shares owned
Total Dividend = $1.00*1000
Total Dividend = $1,000
Therefore, total dividend will be $1,000.
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Compare and contrast ikea's strategies for entry into north america with those that ikea employed for entry into china.
Answer:
Ikea fired a shot heard round the retailing world when it landed on American soil in 1985, opening its doors in a shopping mall just outside of Philadelphia. I was there—writing a story about the Swedish retailer for Metropolitan Home magazine, where the store's advance buzz had preceded its arrival.
Explanation:
The major objectives associated with a market penetration pricing strategy are to
If you borrow $5000 to remodel a home at 5% interest, what is the principle
Answer:
5000
Explanation:
5,000 is the principal. This is the amount you received from the lender.
With _____ outsourcing, an organization chooses an outsourcing company in the same country.