Solve the problem. round to the nearest dollar if needed. looking ahead to retirement, you sign up for automatic savings in a fixed-income 401k plan that pays 5% per year compounded annually. you plan to invest $3500 at the end of each year for the next 15 years. how much will your account have in it at the end of 15 years?
a. $77,295
b. $75,525
c. $76,823
d. $73,982

Answers

Answer 1
To know how much you'll have by the end of the 15th year, you need to calculate the future value of an annuity  as follows:

the future value of an annuity  = investment [( 1 + interest)^number of years -1)] / interest

Substituting with the givens, you can get the future value annuity as follows:
the future value of an annuity = 3500 [(1+0.05)^15 -1)]/0.05
                                               = 75524.97 $
The correct choice is (b)

Related Questions

The summary of a state’s financial transactions with the rest of the world, including trade, __________, and the remittance of income by citizens employed abroad, is known as a balance of payments.

Answers

The summary .................. including trade, FOREIGN AID and the remittance............. Balance of payment is the record of all economic transactions between the residents of a country and the rest of the world in a particular period of time. A balance of payment allows a country to monitor its import and export rates.
Final answer:

Social Studies - High School - The Balance of Trade as the Balance of Payments - The connection between trade balances and international flows of financial capital is so close that economists sometimes describe the balance of trade as the balance of payments. Each category of the current account balance involves a corresponding flow of payments between a given country and the rest of the world economy.

Explanation:

The subject of this question is Social Studies.

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A commercial bank is owned by its account holders
a. True
b. False

Answers

It is TRUE, a commercial bank is owned by its account holders. A commercial bank is one which offers banking services to individuals and companies for the major purpose of making profits. Commercial banks are owned by the account holders which are the borrowers.

A type of conflict resolution supervisors would use to satisfy their own needs at the expense of the other party by using their formal authority is ________.

Answers

 A type of conflict resolution supervisors would use to satisfy their own needs at the expense of the other party by using their formal authority is: Forcing
This type of conflict resolution is often imposed if one party in the conflict is clearly superior compared to the other. For example:Conflict resolution when China forced North Korea to follow a certain economic policy.

Answer:

Force

Explanation:

Attempting to satisfy one's own needs at the expense of the other party is exactly what is said the supervisor is doing.

What has happened to mexico’s balance of trade with the united states since nafta took effect?

Answers

It became positive and grew exponentially. From a small negative balance of USD 1.66 billion in 1993 (bilateral trade amounted for 81.49 billion), nowadays it has a positive trade balance of 54.45 billion, and bilateral trade is 506.61 billion plus It has removed the trade barriers set before by the U.S. , Mexico, and Canada

Answer:

Mexican investment in Canada has tripled.

Explanation:

Plato

2 â__________ segmentation is done according to an objective measurable, physical, or other classification attribute of potential consumers.

Answers

The answer to the blank above is the term DEMOGRAPHIC. It is in the demographic segmentation wherein it is done based on objective measurable such as income and age; physical, such as the race and gender; and other classification attribute that may include birth and occupation. Demographic segmentation is just one of the four kinds of segmentation bases. 

If there were no government how might it affect our five basic economic freedoms

Answers

To start, I should introduce the 5 basic economic freedom. This freedom is given to citizens of a sovereign country to undertake economic actions. These actions are enumerated below.

1. Right to buy and sell
2. To choose an occupation
3. To compete
4. To own property
5. To make a profit

As you can see, the government plays a major role in these freedoms. Without the government, people will have absolute freedom which gives no systematic organization. It would spark chaos, confusion and abuse of resources or customers. The government plays as the regulating body to keep things in order.

In terms of per capita government spending, texas __________.

Answers

In term of per capita government spending, Texas was ranked forty-eight in 2010, it is always generally ranked among the last five states in the United States of America. This happens because, Texas is a low tax low service state and the most important revenue source for the state is tax.

Preparedness activities yes no n/a appropriate outreach programs are used to promote and support individual and community preparedness (e.g., public education, training sessions, demonstrations), including preparedness of those with special needs.

Answers

The statement above is TRUE. Preparedness activities can be used to prepare  a community, for instance,for a public education. A lot of groups are usually involved in planing for such an event. These groups include: community emergency response team, local emergency planning committee, etc.

Which tool is most commonly used in the standard improvement model dmaic (define, measure, analyze, improve, control) measure phase?

Answers

The tool that is most commonly used is the TIME VALUE ANALYSIS. The method is used to value future cash flow. Investors use this method to analyze how much a certain amount of loan will be worth in the future in order to put appropriate interest rate on the loan.  

 Pareto chart is most commonly used in the standard improvement model of DMAIC.  

Further Explanation:

DMAIC:

DMAIC means the define, measure, analyze, improve and control. It is the model in which the targets are defined, then it is measured by using the different tools. Then the variation in a target is analyzed and makes an improvement to meet the target. After controlling the targets by using various tools.

Measure phase:

Measure phase means the estimated target and the actual target is measured by using the Pareto chart. The variation in the estimated target and the actual target is analyzed to know the reason behind it.  

Pareto chart:

Pareto chart is the type of bar graph that shows the variation in the estimated targets and the actual targets. This is also known as the cause-effect analysis which helps the company to meet the estimated target. This is the ultimate result of the company. After the Pareto chart, the company tries to minimize the gap between the estimated target and actual target. The company tries to find ways to reduce the gap. The company makes a panel to resolve this situation by putting the efforts.  

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Answer details:

Grade: Middle School

Subject: Cost accounting  

Chapter: DMAIC

Keywords: Pareto chart, estimated target, actual target, bar graph, define, measure, analyze, improve, control, resolve, situation, variation, tool, standard improvement model, measure phase, commonly.

Bernie madoff, who was sentenced to 150 years in prison for creating a ponzi scheme which caused clients to lose millions of dollars, engaged in which form of crime?

Answers

He engaged in corporate crime.

A form of crime in which Bernie Madoff engaged is a corporate crime where he has done an investment fraud of millions of dollars of their corporate clients.

What is a crime?

Crime is an act performed by an individual which is against the laws of the country. The individual has to go on for punishment also depending on the nature of his/her crime.

The criminal activities which are performed by the management officials of a company or an organization are considered corporate crimes. it involves various types of acts like bribery, blackmailing, investment fraud, embezzlement of corporate capital, etc. The Ponzi scheme is a kind of investment fraud that has been done by Bernie Madoff.

Therefore, the fraudulent activity done by Bernie Madoff is treated as a corporate crime due to which there is a huge loss to their clients.

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A commercial airliner crashed in the middle of the atlantic. the cause of the crash has been proved to be a wrongly installed part in one of the engines during routine maintenance. if a negligence lawsuit is brought against the airline, it will be based on

Answers

If a negligence law suit is brought against the airline, it will be based on MISFEASANCE. Misfeasance occurs when a lawful and legal duty is performed willfully and improperly and which cause a loss or harm to others. The guilty party will have to paid for damages.

A negligence lawsuit against the airline for a crash caused by a wrongly installed part would be based on a breach of duty to perform adequate maintenance, showing a link between the breach, the crash, and the ensuing damages, similar to historical cases with Air France flight 447 and the Boeing 737 Max.

If a negligence lawsuit is brought against the airline due to a crash caused by a wrongly installed part in one of its engines, the lawsuit would likely be grounded in the concept that the airline, through its maintenance personnel, failed to exercise a reasonable standard of care in the installation of its aircraft components. This could be argued under the tort of negligence, which requires establishing that the airline had a duty to ensure the aircraft was safe for use, breached that duty through human error or a faulty maintenance procedure, that this breach caused the accident, and that damages were sustained as a result.

In relation to the Air France flight 447 incident where the crash was linked to the inability of pilots to determine their airspeed due to faulty Pitot tubes, and the Boeing 737 Max disasters that were linked to a flawed automated flight control system that was neglected during design and testing, it becomes evident how critical maintenance, design, and interface usability are in ensuring the safety of an aircraft. It further underlines the importance of proper oversight by regulatory bodies like the Federal Aviation Administration (FAA). This example demonstrates how an organization can be held liable due to their knowledge of a defect that resulted in catastrophic consequences, similar to cases in automobile manufacturing where knowledge of brake defects led to liability for injuries and deaths.

It had a brief existence of only sixteen months and was supplanted by the transcontinental telegraph. based on the context, what does the word "supplanted" mean?

Answers

This "it" thing had a "brief" existence of just 16 months. The way it's referred to, it seems 16 months is not a long time for this to exist. Something much bigger, the transcontinental telegraph, came along. 

So "supplant" seems to mean "to replace, supersede, or surpass".

Can't print says: printer is performing another operation even when canceled

Answers

A case like this is often caused by an error in the printer's driver.

In order to fix this, you should try to Uninstall all the printer's software using add/remove programs from the control panel, unplug all the printer's component from the PC, reboot the pc, then try to replug and reinstall the printer's software

According to ________ theorists, the purpose of the welfare system is to maintain an army of reserve workers

Answers

The correct answer is conflict theorists.
This theory was proposed by Karl Marx, and it stipulates that our society will always be in some kind of a conflict because of competition for resources, which are limited at this moment. Everyone wants to have those resources, but not everyone can have them, which is why they fight.

When an employee does the work necessary to remove physical dirt or food residue from a surface, that is referred to as?

Answers

They are referred to as a janitor or a cleaning service. They are the ones responsible of keeping a place in good condition and to make everything neat and dirt free as possible. It could be described above as removing physical dirt or food from the surface is their job description as they make sure that the place is clean, neat and dirt free.

What was possible for a sharecropper who made money during a growing season?

Answers

the possible opportunities for a sharecropper who made money during a growing season are: 
- Renting more land, so it could produce more agricultural products
- Find another landowner to share the crop
- To look for work in town because other business is most likely very busy during the season

Answer: ALL THE ABOVE

Explanation: snap- Mody_bruh

How many megacities (those with 5 million or more inhabitants) were there in 1950, and how many do estimates suggest there will be by 2015?

Answers

In 1950, only two mega-cities were there, and the estimate suggests that there will be 22 mega-cities in 2015.

Megacities are defined now as the cities having 10 million or more than 10 million inhabitants.

There are 37 mega-cities now in the world, which include Tokyo and Greater Jakarta, these cities have population more than 30 million inhabitants.

Roger always purchased insurance for the 10 years he owned an expensive speedboat. Since he never had an accident, the premiums he paid were
 A. beneficial because Roger was protected from financial loss
B. fruitless because Roger received nothing in return
C. unnecessary because Roger values long term security
D. wasted because Roger preferred protection to present cash
I need help on this one!

Answers

The answer base on the given scenario would be letter a, Roger would gain benefits as he was protected from a financial loss as this insurance covers him financially as the insurance of which premiums he has paid and were to gain would only make him the person of having to have the benefit as he is the one who has the insurance covered for him, which is entitled to his name and that the benefits and offers would be his gain.

Which of these engine components is used to reduce friction?


A. Bearings
B. Crankshaft throw
C. Compression rings
D. Oil control rings

BE SURE YOUR RIGHT PLEASE

Answers

I believe it's A. bearing since they are low friction bearings designed to reduce surface area, friction

Which of these engine components is used to reduce friction?  

A. Bearings  

B. Crankshaft throw  

C. Compression rings  

D. Oil control rings  


The answer would be A. Bearing's just took the test. Hope i was able to help everyone.

Select the biased observational statement.

A: He skipped using alternating feet.
B: She walked slowly into the room, using her hands to feel for objects.
C: He ran furiously through the hall, shouting "I'm here!"
D: She sang, "Twinkle, Twinkle" using all of the words.

Answers

C C: He ran furiously through the hall, shouting "I'm here!"

Biased means that something is prejudiced towards something – we assign negative value towards something, which in the case of the question, is a statement. The observational statement that is inclined to be perceived as biased is option (C) he ran furiously through the hall, shouting "I'm here!".

This is because of the use of furiously, which indicates that his behavior is not perceived neutrally by the observer, thus giving a biased impression of the observational account given.

True or false
With manual transmission use your right foot for the break and Excelerator and left foot for the clutch

Answers

With a manual transmission, you "use your right foot for the brake and accelerator and your left foot for the clutch". This is primarily to make sue that you don't press both the accelerator and the brake at the same time. 

True, in a manual transmission vehicle, the right foot is used for the brake and accelerator, and the left foot is for the clutch. Learning to drive a manual vehicle or adapting to new systems requires conscious effort until the new movements are ingrained.

The statement is true: with a manual transmission, you use your right foot for the brake and accelerator, and your left foot for the clutch. This is because you need to be able to operate the brake and accelerator smoothly and often simultaneously, which is facilitated by using one foot, while the clutch is used less frequently, typically only during gear changes. When stepping on the gas pedal, your foot's force is not transmitted in the purely mechanical sense; instead, it controls the amount of fuel and air mixture that is sent to the engine, which in turn affects the speed of the vehicle.

Transitioning from an automatic transmission to a manual one requires reconfiguring your body movements and practice. The process of learning how to operate a manual transmission can be likened to adjusting to other changes in routine, such as updating software or changing a voice mail system. Your automatic processes need to be overridden to accommodate the new method of driving or the new system, leading to a conscious effort until it becomes second nature.

A principal objective of the occupational safety and health act is ____________:
a. promoting healthier life styles for employees.
b. preventing injuries and illnesses on the job.
c. all of these
d. compensating employees for injuries and illnesses that occur on the job.
e. none of these

Answers

I think the correct answer would be B. A principal objective of the occupational safety and health act is preventing injuries and illnesses on the job. It is a federal law that governs the health and safety of the people in the private and public sector. It was passed in order to ensure safe and healthy working conditions for all employees in the private and public sectors by making and implementing standards for working in certain workplaces and also by organizing training, outreach programs and education. It protects the employees of any possible injuries and illnesses that may rise when working.

Preventing injuries and illnesses on the job is a principal objective of the Occupational Safety and Health Act.

To add, the Occupational Safety and Health Act is the primary federal law which governs occupational health and safety in the private sector and federal government in the United States.

When the level of activity decreases, variable costs will: increase per unit. increase in total. decrease in total. decrease per unit?

Answers

When the level of activity decreases, variable cost will DECREASE IN TOTAL. As the level of activity decreases within the relevant range, fixed cost per unit will increase and total variable cost will decrease. No matter the activity level, variable cost per unit remains constant across all production level within the relevant range.
Final answer:

Variable costs will decrease in total when the level of activity decreases because they are directly tied to production output. The average variable cost per unit might not necessarily decrease and could increase due to production inefficiencies.

Explanation:

When the level of activity decreases, variable costs will decrease in total. This occurs because variable costs are directly associated with the level of output. As more units of a product or service are made, variable inputs such as labor and raw materials increase, thus increasing the variable costs. Conversely, when fewer units are produced, less labor and fewer raw materials are required, resulting in a decrease in total variable costs.

To understand the per-unit change in variable costs, we can look at average variable cost, which is calculated by dividing the total variable cost by the number of units produced. The average variable cost is typically U-shaped because of the nature of production efficiencies and inefficiencies at different scales of output. In scenarios where production decreases, unless there are significant economies of scale, the average variable cost per unit would not necessarily decrease and could, under some circumstances, increase if there are high levels of inefficiency in production processes.

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David estimates that he will have expenses totaling $24,870 for one year of college. He will receive $7,560 in grants. How much will David have to contribute each semester during this year? a.)$4,875 b.)$8,655 c.)$9,750 d.)$17,310

Answers

B. $8,655

correct on edge 2021

David contributed $8655 each semester during this year. Thus, option B is correct.

What are expenses?

An expenditure is something that calls for the transfer of funds, or fortune in general, from one person or organization to another as payment for a good, service, or another type of cost. Rent is a cost to a renter. Tuition is a cost to parents or students.

Given that,

Total expenses = $24,870

Total grants he receives = $7560

∴ His net expenses = $(24,870 - 7560) =

                                 = $ 17,310

There are two semesters in a year,

Total contribution per semester = $ ( 17,310 / 2)

                                                     = $ 8655

∴ The total amount that David has to contribute each semester during this year = is $ 8655

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Evelyn, a 36-year-old mother of two, has been divorced for six years and would like to remarry. it is most likely that she will marry a man who

Answers

It is likely that Evelyn would marry a man who has the same situation as her who would have kids from a previous marriage. It is because Evelyn has a child and is already in her mid thirtees, it only suitable and more comfortable for her to be able to be married to a man who is around her age and experience the same thing she had experienced.

Normally the establishment has up to _____ days to correct detected violations. 10

Answers

Final answer:

An establishment that has violated its terms of compliance typically has up to 10 days to rectify the issues. The exact period might vary by jurisdiction or the gravity of the violation. Non-compliance within the stipulated period may result in penalties.

Explanation:

In most circumstances, the establishment which has been found to be in violation of certain regulations usually has up to 10 days to correct the identified problems. This provision is usually part of the terms of compliance set by the governing or regulatory bodies such as business or health inspectors. The exact time frame can vary depending on the specific jurisdiction and the severity of the violation. For instance, serious offenses may necessitate immediate correction. It's important to note that if an establishment fails to correct these violations within the given period, they may face penalties from fines to closure.

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The establishment typically has 30 days to remedy violations after being notified of a copyright breach, assuming it's the first notice from the copyright holder and the violation is rectified within that timeframe. The option (C) is correct.

This 30-day period allows the establishment sufficient time to address the issue, such as removing infringing content or ceasing unauthorized use of copyrighted material.

Timely correction of violations within this period demonstrates good faith efforts to comply with copyright laws and can potentially mitigate further legal action. It is essential for establishments to promptly respond to such notices and take necessary actions to avoid potential consequences associated with copyright infringement, including legal liabilities and penalties.

This question is not complete, Here I am attaching the complete question:

Normally the establishment has up to _____ days to correct detected violations.

a) 7 days

b) 14 days

c) 30 days

d) 60 days

Repairing the roof, recoating the driveways, replacing lighting, and cleaning out the gutters on an apartment building are considered by the property manager and the owner to be part of the job. this is considered:

Answers

The answer to this question is Property maintenance.

Property maintenance is checking of the property or building for anything that can be treated or fixed in order for the unit or property to return to its original condition. The elements in the property or building that needs to be checked are the roof, gutter, leaks in pipes, lighting, etc. 

A vessel operator involved in an accident must submit a written accident report to the alabama marine police division if property damage exceeds what amount?

Answers

The operator of a vessel involved in an accident must submit a written report to the Alabama Marine Police Division if as a result of the accident there is damage to the vessel and other property that exceeds the amount of 2000 dollars.

Financial barriers to healthcare are a huge concern to people around the world. describe three (3) organizations who provide financial assistance to healthcare. ati

Answers

These are some of the organizations that provide financial assistance to healthcare: 

1. NeedyMeds, Inc. 

This is a national non – profit organization that provides free information to those people who cannot afford the medications. This organization aims on providing affordable healthcare to people. They also provide discount cards for medicine accepted in over 65,000 pharmacies. 

2. Partnership for Prescription Assistance 

This organization help those people who are uninsured or underinsured with their medications for free or nearly free. The organization provides a single point of access to over 475 patient assistance programs, including around 200 offered by biopharmaceutical companies. 

3. RxHope 

This organization provides an advocate and facilitator in getting the people's medications for free or at a small amount.

Bowe corporation's fixed monthly expenses are $21,000 and its contribution margin ratio is 61%. assuming that the fixed monthly expenses do not change, what is the best estimate of the company's net operating income in a month when sales are $74,000

Answers

In finance and accounting, contribution margin is the product's price subtracted with the variable costs of production. Contribution margin ratio is when the contribution margin is divided by the sales.

61% = Contribution margin/$74,000
Contribution margin = $45,140

The net income is equal to the contribution margin subtracted with the fixed costs.

Net income = $45,140 - $21,000 
Net income = $24,140
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the volume of a square pyramid with height 2.4cm is 3.2cm. what is the width of the base of the pyramid? Which of the following BEST encompasses personality? A. behavioral patterns that are common in most people B. the ability to keep promises and always tell the truth C. the way in which one exhibits integrity on a daily basis D. the set of mental, emotional, and behavioral patterns unique to an individual Walgreens customers can sign up for the balance rewards program, entering a member number or using a member card every time they make a walgreens purchase in order to receive discounts and build up points that can be redeemed for rewards. information that walgreens collects through these purchases is best described as ________. explain how complex fractions can be used to solve problems involving ratios Which was a major purpose of the 1963 March on Washington? Calculate the radius of an aluminum atom in cm, given that al has an fcc crystal structure, a density of 2.70 g/cm3, and an atomic weight of 26.982 g/mol In a programming team of 20 persons, 1/4 are women and 3/4 are men. to obtain a team with 40% women, how many women should be hired? Darren drank 2 liters of water.How much millilliters of water did he drank Order of operations? How to do? Thanks Which sentence accurately uses the homophone "elude"I heard him elude to some short of planSometimes, she will elude to her younger yearsPerhaps you could elude to the correct answer If we think enough, we will elude punishment I. Fill in the blanks in the following sentences with the appropriate Spanish vocabulary word(s). Note the hints in parentheses. When you have completed the sentences, read them aloud and record them.1. Mi familia y yo (cocinar) todos los das.2. Yo (trabajar) mucho.3. Cmo se dice "midnight" en espaol? 5. Juan y Roberto (limpiar) la casa.6. T (tocar) la guitarra muy bien.7. Qu hora es? las tres y media.8. Ud. (bailar) muy bien.9. Uds. (hablar) espaol.10. Cuarenta y dos + quince = . Determine whether each of the examples or phrases describes an essential amino acid, a nonessential amino acid, or both essential and nonessential amino acids. a table of amino acids can be found here. note: if you answer any part of this question incorrectly, a single red x will appear indicating that one or more of the phrases are sorted incorrectly. If it rained on 3 days out of 20 days,on what percent of the days did it rain Which of these government programs encourage hygiene practices?A. Sewage Treatment ProgramsB. Physical Fitness CampaignsC. Nutrition EducationD. Drug Regulation How many equivalents of pyruvate are needed to generate 1 equivalent of glucose? According to laws in the seventeenth-century chesapeake: 0 ml of a 6.0 m hno3 stock solution is diluted using water to 100 ml. how many moles of hno3 are present in the dilute solution? 25.0 ml of a 6.0 m stock solution is diluted using water to 100 ml. how many moles of are present in the dilute solution? 6.0 moles 0.6 moles 0.15 moles 1.5 moles We can show that triangle abc is congruent to triangle a prime b prime c prime by translation of Piaget believed that in each stage, children The upper leg length of 20 to 29-year-old males is normally distributed with a mean length of 43.7 cm and a standard deviation of 4.2 cm. a random sample of 9 males who are 20 to 29 years old is obtained. what it the probability that the mean leg length is less than 20 cm? 0.1894 pratically 0 0.2134 0.7898 Steam Workshop Downloader