Answer:
Customers would be able to see their credit score every month now and they could always try to keep their score very high.
Explanation:
For example, they would try to to make their credit score go up because high credit scores means more benefits. They would be able to check their credit score much more often because of this reason.
Credit card companies providing credit scores on statements likely increases financial awareness and responsible behavior among consumers, while improving transparency and trust with the credit card provider.
Explanation:The inclusion of credit scores on monthly statements by some credit card companies could have various impacts. For one, it could make customers more aware of their credit status, potentially influencing their spending and payment behaviors. Seeing one's credit score regularly could encourage a cardholder to maintain or improve their score by managing their finances more effectively, such as paying off balances on time and keeping their credit utilization low. Moreover, access to this information may motivate consumers to learn more about how credit scores work and the importance of maintaining good credit, leading to financially responsible behaviors. Lastly, this move could also foster a sense of trust and transparency between credit card companies and their customers, as it provides a valuable personal finance tool directly in the statements.
An independent gas station sits beside a busy highway. Half of its customers are travelers passing through the area. On a sign in front of the gas station two price
tiers are advertised for the same grades of gasoline. Gasoline purchased with cash is 20 cents per gallon less than gasoline purchase with a credit card.
Why would the gas station charge more for purchases made with a credit card?
To offset processing fees charged by credit card companies
To protect credit card users from ID theft
To bring in more customers
To discourage the use of credit cards
Answer:
Could be the first and the last, if you are to choose more than one. If only one, I would choose the last one.
Explanation:
Answer:
It would be "To offset processing fees charged by credit card companies".
Explanation:
It wouldn't make sense to protect credit card users from ID theft, since that is taken care of at the credit card company's level.
This specific discount wouldn't necessarily bring in more customers since half the demographic is probably either cash or credit card anyway.
Lastly, credit card companies due charge fees for the use of credits cards, so a company would use this tactic out of fairness for it's customers and the profit of the business.
What is a "balance brought forward?”
a. The amount of money you transfer from another checking account
b. The amount of money you will owe in the future
c. The amount of money you have from the previous statement period
d. The amount of money you used to open your account
Answer:
The answer is C
Explanation:
On your own, locate three reputable sources on the causes of the 2008 financial crisis. At least one such source should be a primary source. To ensure your sources are reputable, follow these guidelines when searching: The source clearly identifies who the author is. The source's author has expertise in the field in which the person is writing. For instance, if you are reading a source on an environmental issue, you would want the author to be someone who has research experience with the topic. The source is academic, meaning it is published by a respected site or source in the field of study, such as official government Web sites a university, academic journals, or reputable news sources. The source does not state opinions as facts. The source clearly cites where its information came from. The source is current and does not include dated information. Analyze each source, and organize your argument in chronological order. By arranging your reasoning in sequential order, you present a timeline of the various causes of the financial crisis in 2008. Finally, you will compare the information from your secondary sources with the information given in your primary sources. In the second half of your essay, evaluate the explanations for actions or events that occurred during the financial crises. Do your sources have differing points of view or different conclusions? Consider and explain which sources are more correct, based on your analysis. Prompt Your writing should be in complete, complex sentences and no less than 500 words in length. The financial crisis is a complex topic; be sure to prove your understanding of key economic terms and policies that contributed to the crisis. You will also need to cite the three sources you use to find information on the financial crisis. Rubric
To analyze the 2008 financial crisis, one must use a variety of reputable sources, apply the CRAAP test for evaluation, and compare primary and secondary sources to present a well-reasoned chronological narrative.
To understand the causes of the 2008 financial crisis, one must conduct thorough research and analyze information from reputable sources. Evaluating sources involves using the CRAAP test, assessing its currency, reliability, authority, accuracy, and purpose. When researching such an intricate topic as the financial crisis, reliability and expertise of authors and the credibility of the sources become pivotal. It's important to ensure the authors have expertise in the field and the publications are respected within academia or reputable media outlets.
To construct a well-founded argument, one should analyze sources through a critical lens, comparing and contrasting information from both primary and secondary sources. Primary sources might include official reports, financial data, or firsthand accounts from the time, whereas secondary sources could be scholarly articles or analyses that interpret primary data. Seeking out various perspectives and cross-referencing information help achieve a more balanced understanding. Academic writing should not only recount facts but also synthesize information to present a coherent narrative. Organizing the researched material in a chronological manner can help build a timeline of events that led to the crisis, from the rise of subprime lending to the eventual downfall of major financial institutions. Finally, comparing differing viewpoints and conclusions from various sources helps to establish which narratives are most supported by the evidence.
Web hosts generally offer between ______ of free storage. Question 7 options: 10MB and 50MB 50MB and 100MB 100MB and 200MB 200MB and 300MB
Answer:
10MB and 50MB.
Explanation:
Web hosts generally offer between 10MB and 50MB of free storage to its clients. A web host is a technical business that provides the technologies and services required for web pages to be published on the cyberspace or internet.
These websites are hosted by the web hosting company on specialized computers referred to as servers.
A.) 10MB and 50MB
B,C,D and all too much.
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Which statement is not true about the minimum wage?
Question 4 options:
A. Not everyone supports it.
B. It is the lowest legal wage that can be paid to most workers.
C. Owners are not required to pay it to foreign workers.
D. It was created by a federal law.
Answer:C
Explanation: regardless if they are foreigners or not they are still required to get paid minimum wage.
Answer:The answer is C
Explanation:
What relationships does risk have to return
Answer:
See explanation below for answer.
Explanation:
The relationship that exists between risk and return can be generally said to be "the higher the potential return of an investment, the higher the risk involved".
However, there is no guarantee that a higher risk will yield a higher return. This is where diversification comes into play. It enables one to reduce the risk involved in his/her portfolio without actually sacrificing potential returns.
From the above therefore, we can see that , if you want to achieve something big or a huge return on investment, then taking a huge risk might come into play. What this means basically is that If one is not willing to take a risk, then he/ she may not get profit as well.
What kind of taxes are likely to pay for universities and police?
a local taxes
b. state taxes
c. federal taxes
d. income taxes
Please select the best answer from the choices provided
O
O O
O
Answer:
the answer is D
income taxes
The taxes are likely to pay for universities and police is b. state tax.
The following information should be considered:
state income tax is a tax that apply on income earned in that state. It is same to a federal income tax, but state income tax generally funds state budgets instead of the federal government.learn more: https://brainly.com/question/1979431?referrer=searchResults
Regard to ordinary dating method discounts were a 2/10 option is provided if no net is mentioned then________ the is the net payment and date based on common practice?
A.15
B.20
C.30
D.45
In ordinary dating method terms, if no net is mentioned with a 2/10 option, it's common practice to assume a net payment period of C)30 days after the invoice date.
Explanation:If no net is mentioned with regard to an ordinary dating method where a 2/10, n/30 option is provided, the common practice is to assume that the net payment date is 30 days after the invoice date. This is because the 'n' in such terms represents 'net' and unless specified otherwise, the net period is typically 30 days. This means the buyer can take a 2% discount of the invoice price if they pay within 10 days, otherwise, the full invoice price is due 30 days after the invoice date.
Which of the following describes working capital?
A. Total debt minus stockholders' equity
B. Current assets minus current liabilities
C. Cost of goods sold divided by average merchandise inventory
D. Current assets minus merchandise inventory
Working capital is a measure of a company's short-term financial health and it is defined as current assets minus current liabilities. This calculation shows how much the company has to cover its short-term liabilities, which is critical for maintaining ongoing operations.
Explanation:Working capital is an essential measure of a company's short-term financial health and operational efficiency. It is best described as current assets minus current liabilities. This calculation shows how much the company has on hand to cover its short-term liabilities and obligations, which is critical for maintaining ongoing business operations.
For instance, if a company has $50,000 in current assets and $30,000 in current liabilities, the working capital is $20,000. This means that after paying off its short-term liabilities, the company will have $20,000 left for running its daily operations.
Working capital is not defined as total debt minus stockholders' equity, cost of goods sold divided by average merchandise inventory, or current assets minus merchandise inventory.
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Working capital is the difference between a company's current assets and current liabilities, providing a measure of the company's short-term financial health. It's the funds available to cover day-to-day operations and pay off short-term debts. The other options mentioned do not accurately define working capital.
Explanation:The term 'working capital' in the field of finance and accounting refers to the difference between a company's current assets and current liabilities. This calculation is crucial as it helps determine the short-term financial health of an entity. In simple terms, working capital is the amount of money a company has available to cover its day-to-day operations, such as paying off short-term debts and purchasing inventory.
For instance, if a company's current assets amount to $500,000 and its current liabilities total $300,000, the working capital is $500,000 - $300,000, which equals $200,000. A positive working capital indicates that the company has enough assets to cover its short-term liabilities. On the other hand, a negative working capital could suggest potential financial distress.
Although the other options, such as 'Total debt minus stockholders' equity' and 'Cost of goods sold divided by average merchandise inventory' are useful in other accounting and financial contexts, they do not accurately represent the concept of working capital.
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Which of the following phrases might be useful in writing the purpose statement for your formal report? Check all that apply.
The research team establishes
We establish
This report investigates
The team’s findings will be established
Answer:
a b and c
Explanation:
The phrases might be useful in writing the purpose statement for your formal report are - The research team establishes ,We establish, This report investigates. The appropriate response is statement a, b, c.
What is a formal report?An official report that includes the thorough information, analysis, and data needed to make business choices is referred to as a formal report. Typically, the goal of this report is to address a problem. Formal reports can be, for instance: Report on Inspection. Report on Safety
Informative reports and analytical reports are the two types of formal reports. The informational report collects data and evidence that are then used to make judgments. The analytical report provides recommendations to resolve an issue in addition to the same information included in the informational report.
The purpose, scope, of the report are announced in the purpose statement. It informs the reader about what to anticipate from the piece and its special focus.
Hence, the appropriate response is statement a, b, c.
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What is a periodic report?
O A.
a report that describes a company's hiring or promotion procedures
OB.
a report that gives a brief summary of an article on marketing strategies
C.
a report about the status and future plans of a construction project
OD. a report about a company's achievements and work during the past three months
Answer:
OD.a report about a company's achievements and work during the past three months
Answer:
D
Explanation:
The auction price of the game system is higher than the
retail price because
If you waited six months to buy the phone, you would
have saved ".
Answer: demands is higher than supply & $200
Answer:
Higher than retail price because: demand is higher than supply
You would have saved: $200
Explanation:
The amount of money that would be saved in six months because the demand exceeds the supply would be:
- $ 200
Given that, the sale price(advertisement price) of a gaming system exceeds its retail price which implies that the demand exceeds the supply. Therefore, if one wishes to wait for six months, he/she could save $200 because the price would eventually get lower to come to the equilibrium price. This will benefit the buyer and help him/her save the additional $ 200 in 6 months.Learn more about 'Demand' here:
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Domino's pizza claims that its mean delivery time has a mean of at most 30 minutes. A random selection of 16 delivery times was found to have a mean of 28.5 minutes and a standard deviation of 3.5 minutes.
a) What assumption(s) do you need to conduct a hypothesis testing on this problem?
b) Assume this assumption(s) in (a) is satisfied, and check if there is enough evidence to support their claim at the 0.01 level of significance.
Answer:
a) Check Explanation
b) The p-value obtained is greater than the significance level at which the test was performed, hence, there isn't enough evidence to support the claim and conclude that the mean delivery time for Domino's Pizza is less than 30 minutes.
Explanation:
a) The assumptions required to conduct a suitable t-test about a mean include
- The data must be obtained from a random sample of the whole population (simple random sample).
- Individual sample data values are expected to be independent of one another.
- The sampling distribution should be normal or approximately normal.
b) For hypothesis testing, the first thing to define is the null and alternative hypothesis.
The null hypothesis plays the devil's advocate and usually takes the form of the opposite of the theory to be tested. It usually contains the signs =, ≤ and ≥ depending on the directions of the test.
While, the alternative hypothesis usually confirms the the theory being tested by the experimental setup. It usually contains the signs ≠, < and > depending on the directions of the test.
For this question, we want to investigate if the mean delivery time for the Domino's Pizza is truly less than 30 minutes.
Hence, the null hypothesis is that there isn't enough evidence to conclude that the mean delivery time for Domino's Pizza is less than 30 minutes. That is, the mean delivery time for Domino's Pizza is greater than 30 minutes.
The alternative hypothesis will now be that there is significant evidence to conclude that the mean delivery time for Domino's Pizza is less than 30 minutes.
Mathematically,
The null hypothesis is given as
H₀: μ ≥ 30 minutes
The alternative hypothesis is given as
Hₐ: μ < 30 minutes
To do this test, we will use the t-distribution because no information on the population standard deviation is known
So, we compute the t-test statistic
t = (x - μ)/σₓ
x = sample mean = 28.5 minutes
μ₀ = The standard we are comparing against = 30 minutes
σₓ = standard error = [σ/√n]
σ = Sample standard deviation = 3.5 minutes
where n = Sample size = 16
σₓ = [3.5/√16] = 0.875
t = (28.5 - 30) ÷ 0.875
t = -1.71
checking the tables for the p-value of this t-statistic
Degree of freedom = df = n - 1 = 16 - 1 = 15
Significance level = 0.01
The hypothesis test uses a one-tailed condition because we're testing only in one direction.
p-value (for t = -1.71, at 0.01 significance level, df = 15, with a one tailed condition) = 0.053932
The interpretation of p-values is that
When the (p-value > significance level), we fail to reject the null hypothesis and when the (p-value < significance level), we reject the null hypothesis and accept the alternative hypothesis.
So, for this question, significance level = 0.01
p-value = 0.053932
0.053932 > 0.01
Hence,
p-value > significance level
This means that we fail to reject the null hypothesis & say that there isn't enough evidence to conclude that the mean delivery time for Domino's Pizza is less than 30 minutes.
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Which document protects dignity and feelings more than finances?
Select the best answer from the choices provided.
A.
a durable power of attorney
B.
a living will
C.
a will
D.
a FAFSA
Because Mike is only accountable for the $20,000 he invested in his friend Matt's company, the
two have created which of the following business types?
O
Dual Proprietor Structure
O
Limited Liability Partnership
O
Private Corporation
O
Limited Liability Company
What is a hypothesis?
O
A. A small group of people who gather to answer questions
O
B. A starting assumption to test with research
O
C. The part of a total population that a study measures
O
D. Data collected specifically for the researcher's own study
Answer: B. A starting assumption to test with research
A small group of people who gather to answer questions is a hypothesis. Hence, option A is correct.
What is hypothesis?A hypothesis is a tested assertion about the relationship between two or more variables or a theory put up to explain an observed occurrence in a scientific environment.
The following are some illustrations of hypothesis assertions: A dog given garlic regularly won't get fleas if it repels them. Candy eaters might be more likely to have cavities if sugar causes them. If UV radiation may hurt the eyes, perhaps this light can cause blindness.
A research hypothesis is a statement of expectation or prediction that will be examined through research. Simple hypothesis is one example of a hypothesis. complicated theory direction-based theory.
Thus, option A is correct.
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Which of these credit card features would be best for customers who often
forget to send in their payments on time?
Answer:
c. A low late payment fee
Explanation:
A credit card late payment fee (late charge) is the amount charged by a bank to someone who does not pay his debt at the payment deadline. This late fees are usually about $35 or more. Late fees can be avoided by paying debt on time before the due date.
For people who do not pay their bills on time they can use credit cards that do not charge for late fee or those whose late payment fee charge is very low.
John is a sole proprietor of a small advertising firm. He monitors most of the business’s main activities. He has employed around 15 employees in his creative team. The other day, two of his employees were involved in a conflict over an idea during a brainstorming session. John had to step in, hear out both arguments, and help the two teammates sort out their differences. In this example, which business function do John’s actions fall under?
A.
finance
B.
customer service
C.
production
D.
Human Resources
Answer:
Option D.
Explanation:
Human resources is a term that is used in referring to the people who are employed by a company or the department in a company which is in charge of hiring, training, benefits and records.
In other words, human resources is used to describe the people who constitute the workforce of an organization or industry.
Therefore, in the scenario presented above, John stepping in to resolve the conflict between his workers will fall under human resources because John is dealing with the workforce in his advertising firm.
Answer:its c
Explanation:
True or False - Taxation is the most obvious disruption to the circular flow free market model.
Taxation is a fundamental component of modern economies and serves several purposes, such as funding government services, redistributing income and wealth, and addressing externalities. Hence the statemnet is true .
Why Taxation is the most obvious disruption to the circular flow free market model ?However, taxation does disrupt the circular flow free market model by taking a portion of individuals' income and reducing the amount of money they have available to spend on goods and services. This, in turn, affects the demand for goods and services, as well as the level of economic activity.
Moreover, taxation can also distort the incentives of individuals and businesses. For example, high taxes on certain goods may discourage people from buying them, while tax breaks for specific industries or activities may encourage investment in those areas, regardless of their economic viability.
Hence the statemnet is true .
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A business has a key person insurance policy. Who or what would be the
beneficiary of the policy?
O
A. The children of the key person
B. The business
c. The key person
D. The investors in the business
Answer: b
Explanation:
Apex
QUESTION 6 / 10
The most direct way for Jonathan to gain on-the-job experience and earn money while attending school is to apply for:
A. A work-study program.
B. Scholarships.
C. Federal financial aid.
D. A private loan.
Answer:
A: A work study program
Answer:
a.
Explanation:
a work study program allows work and study so you do your school work and get it done but you are still making money.
Look at the picture, which one is the correct answer?
What banks have a fixed mortgage rate?
Answer:
First Bank has fixed mortgage for now
Most banks offer fixed-rate mortgages. These types of loans maintain the same interest rate throughout the life of the loan, unlike adjustable-rate mortgages which fluctuate with market interest rates.
Explanation:Most banks and financial institutions offer fixed-rate mortgages to their clients. A fixed-rate mortgage has the same interest rate for the entire term of the loan which could be 15 or 30 years. Unlike an adjustable-rate mortgage, a fixed-rate mortgage does not fluctuate with changes in market interest rates.
If inflation falls unexpectedly by 3%, the effect on a homeowner with a fixed-rate mortgage would be nonexistent in terms of their mortgage repayment because the interest rate would not change. However, if a homeowner has an adjustable-rate mortgage, their rate should theoretically fall by the same amount as inflation to maintain the real interest rate.
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Which of the following is a deposit institution?
A life insurance company
An investment company
A credit union
A mortgage company
Answer:
A credit union
Explanation:
As it says in Chapter 5,
"The financial institutions that most people use serve as intermediaries between suppliers (savers) and users (borrowers) of funds. These deposit-type institutions include commercial banks, savings and loan associations, mutual savings banks, and credit unions" (p. 7, or 142)
The rest are other financial institutions
"Financial services are also available from institutions such as life insurance companies, investment companies, finance companies, mortgage companies, pawnshops, and check-cashing outlets" (p. 9, or 144)
Answer:
credit union
Explanation:
i took the quiz
Look at the picture, which one is the correct answer?
Lashelle is reading an article about how her state became part of the United States. Which question would be best for her to ask
before reading the text?
A. Who played a part in helping the state join the Union?
B. Which states were already recognized as part of the Union?
C. What prediction can I make about when my state joined the Union?
D. How does a state gain admission into the Union?
Answer:
C.
Explanation:
How can a renter reduce the amount of money he or she spends on monthly
rent?
O
A. By cutting back on utilities
O
B. By paying rent with a debit card
O
C. By getting roommates
O
D. By getting a loan
Answer:
Option C.
Explanation:
From the options given above, the correct way a renter can reduce their rent it to get a roommate or roommate. Getting just one roommate can help to reduce your basic living expenses by 30%.
This is achievable because various costs like rent, utilities, and even groceries can be shared among the roommates.
The only downside to this method is the lack of privacy that comes with having roommates. But in general, having roommates is a sure way for renters to spend less, or live in a nicer location.
Answer:
By getting roommates
Explanation:
What is diversification?
Answer:
Diversification is the process by which a company starts offering new products and enters a new one through corporate acquisitions or by investing directly in new businesses.
Which part of Suarez Farms represents the capital invested in the business?
fifty acres of farmland on which crops grow
farming skills of the Suarez family and hired workers
farm equipment the Suarez family owns
leadership of the farm's owners
The part of Suarez Farms represents the capital invested in the business are farm equipment the Suarez family owns. Thus, option (c) is correct.
What is business?The term “business” refers to earning a profit. The business is taking the risk and earning the profit. The business is mainly focused on the activities of the creation, distribution, and selling of concepts. The businesses are interested in the investment as a future perspective.
The business was the based on the assets and the liabilities as the growth of the business as the focuses on the capital invested as the long period of the time and the rises the value of the assets in the business. Suarez family owns farm equipment as the capital invested used in the cultivation and the increase efficiency and productivity.
As a result, the Suarez Farms represents the capital invested of the farm equipment in the business. Therefore, option (c) is correct.
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