Answer:
The expense for an autopsy covered under the physical exam and autopsy provision is paid by the insurer.
The correct answer is D
Explanation:
The insurer has the right to pay for an autopsy covered under the physical exam and autopsy provision. This is contained in standard provision No 11 of Washington State Legislation.
The expense for an autopsy covered under the physical exam and autopsy provision of a health insurance policy is generally paid by the insurer as part of the agreed coverage, without requiring additional payment from the insured's estate.
Explanation:The expense for an autopsy covered under the physical exam and autopsy provision is typically paid by D. The insurer. This cost is usually factored into the coverage provided by a health insurance policy. In the context of health insurance, policyholders often bear costs such as deductibles, copayments, and coinsurance, which are out-of-pocket expenses before the insurer's coverage kicks in. These cost-sharing measures, including deductibles, copayments, and coinsurance, are designed to share the costs between the insurer and the insured and to mitigate moral hazard — the tendency to take greater risks when protected from the consequences of those risks. However, an autopsy, being a unique and specific service, is typically covered as per the terms of the insurance policy without additional out-of-pocket expenses expected from the estate of the insured or the policyholder.
An individual has a disability income policy with a Change of Occupation clause when he changes to a new more hazardous job. He neglects to inform the insurer. What happens if one year later he files a claim when he becomes disabled?
Answer: Adjustments will be made on the insured's new hazardous job, and he is covered according to the premium he has paid with relevance to how hazardous his new job is.
Explanation: Since there is a change of occupation clause to the policy, the insured was supposed to inform the insurer to make adjustments for his new occupation with regards to the nature of hazard involved. However the insured didn't do this, the insurer would make his investigations therefore and make his adjustments as necessary to cover the insured with premium paid for previous occupation. If the new occupation is more hazardous, the insured covers with the premium in hand and ignores deficits. On the other hand if new occupation is less hazardous, the insurer covers and also indemnifies the insured for any excess premium paid.
The financial records for Harold Corporation included the following information: Accounts receivable, $60,000 Accounts payable, $25,000 Cash, $15,000 Common stock, $10,000 Dividends, $5,000 Rent expense, $10,000 Sales revenue, $75,000 Salaries and wages expense, $20,000 Based on this information, how much was its net income?
Answer:
=$45,000
Explanation:
Net income = sales revenues - Expenses
For Harold Corporation;
sales revenues = $ 75,000
Expenses = Rent income $ 10,000
Salaries and wages expenses $20,000
Total expenses = 10+20= $ 30,000
Net income = $75,000- $30,000
= $45,000
Dividends, common stocks, accounts payable, and accounts receivables are not expenses relating to income-generating activities of the business; hence do not appear in the income statement.
Indifference curves close to the origin are ________ those farther from the origin because of ________.
Indifference curves close to the origin are worse than those farther from the origin because of non-satiation.
Explanation:
Whenever the indifference curve becomes convex to the origin, MRS reduces as more X replaces K. A smarter the replacement of both products is, the pretty close the indifference curve gets to the straight line such that the indifference curve is a direct line whenever the two products are a good replacement.
The presumption that the indifference curve packs are far away from the origin of the bundle is preferable to bundles pretty close to the origin. A disclaimer, the curves of indifference do not overlap. The expectation of categorical imperatives means that IC is unable to cross.
Indifference curves close to the origin are lower than those farther out because further curves represent higher satisfaction levels. They indicate more goods and are tied to the principle of diminishing marginal utility.
Explanation:Indifference curves close to the origin are lower than those farther from the origin because of the higher level of satisfaction. Indifference curves represent different combinations of goods that give a consumer equal satisfaction. The farther an indifference curve is from the origin, the higher the level of satisfaction (utility), as it indicates larger quantities of goods. This is due to the principle of diminishing marginal utility, which states that as a person increases consumption of a product there is a decline in the marginal utility that person derives from consuming each additional unit of that product.
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To display desserts in restaurants, Mario Sclafani ordered refrigeration units from Felix Storch, Inc. Felix faxed a credit application to Sclafani. The application was faxed back with a signature that appeared to be Sclafani's. Felix delivered the units. When they were not paid for, Felix filed a suit against Sclafani to collect. Sclafani denied that he had seen the application or signed it. He testified that he referred to all credit questions to "the girl in the office." Who was the principal? Who was the agent? Who is liable on the contract? Explain.
Answer:
Who is the principal?
Mario Sclafani
Who is the agent?
The office worker
Explanation:
Sclafani is a disclosed administrator. Principals are responsible for agreements entered into by an agent when the principal approved the contract.
Whenever a third party, Felix in this scenario, signs a contract with a disclosed source, Sclafani in this case, who is responsible for the contract.
Consider the following: Lumber Revenues, $120,000; Hardware Revenues, $90,000; Cost of Sales, $130,000; All other costs and expenses, $35,000; Investment Income, $8,000; Income Tax Expense, $13,000; Net Income, $40,000. What is the net profit margin?
Answer:
19.05%
Explanation:
Data provided in the question:
Lumber Revenues = $120,000
Hardware Revenues = $90,000
Cost of Sales = $130,000
All other costs and expenses = $35,000
Investment Income = $8,000
Income Tax Expense = $13,000
Net Income = $40,000
Now,
The net profit margin = [( Net income) ÷ (Total revenue ) ] × 100%
or
The net profit margin = [ $40,000 ÷ ( $120,000 + $90,000 ) ] × 100%
or
The net profit margin = [ $40,000 ÷ $210,000 ] × 100%
or
The net profit margin = 0.1905 × 100%
or
The net profit margin = 19.05%
Suppose that each of the two firms has the independent choice of advertising its product or not advertising. If neither advertises, each gets $10 million in profit; if both advertise, their profits will be $5 million each; and if one advertises while the other does not, the advertiser gets a profit of $15 million while the other gets a profit of $2 million. According to game theory, if the firms could collude to maximize profit:
a. both may or may not advertise.
b.both will advertise.
c. one will advertise and the other will not.
d. neither will advertise.
Answer:
d. neither will advertise.
Explanation:
A game theory is used to analyse the choices of firms in an oligopoly.
A collusion is when two or more firms come together to make a decision usually concerning price.
If both firms advertise, the profit is less than when both firms don't advertise. Therefore, if both firms collude, they would agree not to advertise in order to maximise profits.
But the Nash equilibrium would be for each firm to advertise.
Nash equilibrium is the best strategy for a player in a game regardless of what the other player plays.
I hope my answer helps you.
A broker-dealer receives a court order directing it to turn over the customer account records of Joe Jones, a customer with a substantial account. Which statement is TRUE?
A. The broker-dealer is not obligated to comply with the order if Joe Jones directs it not to do so
Incorrect Answer
B. The broker-dealer is obligated to comply with the order only if it has been issued by the Administrator
C. The broker-dealer is not obligated to comply with the order at its discretion
D. The broker-dealer is obligated to comply with the order and must disclose the information
Answer:
D. The broker-dealer is obligated to comply with the order and must disclose the information.
Explanation:
There is no such thing as broker dealer-client privilege, therefore the broker-dealer must comply with the court order and must disclose all the information that they require. It doesn't matter if the client, Joe Jones, wants to disclose the information or not, the court order must be followed.
Cindy has her eye on a sundress but thinks it is too expensive. It goes on sale for 15% less than the original price. Before Cindy can buy the dress, however, the store raises the new price by 25%. If the dress cost $68 after it went on sale for 15% off, what is the difference between the original price and the final price?
Answer:
Difference between Prices= $85-$80
Difference between Prices=$5
Explanation:
First we will calculate the original price of the dress. In order to do this we will proceed as follow::
After Sale for 15% off price of dress =$68
[tex]Original Price *\frac{85}{100}=68[/tex]
[tex]Original Price=\frac{68*100}{85}[/tex]
Original Price=$80
Before buying prices rises by 25%.
Rises and discounts making the Final Price=[tex]68*\frac{125}{100}[/tex] Note: (125 is due to 25% rise)
Final Price=$85
Difference between Prices= $85-$80
Difference between Prices=$5
The aggregate demand curve shifts when there are changes in:
a. the inflation rate.
b. planned spending that are not caused by changes in output or the inflation rate.
c. planned spending that are caused only by changes in output or the inflation rate.
d. real GDP.
Answer:
a. the inflation rate.
Explanation:
The aggregate demand curve shifts when there are changes in the inflation rate because when inflation rises, purchasing power declines and real spending falls which implies that Aggregate Demand falls.
This change (rise) in the rate of inflation causes the Aggregate Demand curve to shift toward the left.
a customer holds 1000 shares of abc stock valued at 80 in a margin account. the debit balance in the account is 35000. abc declares and pays a 20 percent stock dividend. the tax consequence of the distribution to the investor will be:
Answer:
Reduction of the cost per share
Explanation:
Based on the Internal Revenue service (IRS) we have that the stock dividens can't be taxable when anyone recieve it.
If we analyze the statement makes sense because the shareholder not recieve money from the market or the company ABC on this case, and we have appreciation just as a possibility.
So based on this info the stock dividens will be reduced if we analyze the costs per share. So then we need to have a decrease on the cost basis for the customers.
Lillian Stintson works for a global women's rights organization. In the past few months, she has traveled across the globe for the campaign she was working on. In addition, she has been working weekends to meet campaign milestones. She has now decided to take a month's holiday to relax herself and get the much needed break. She knows that the organization will understand her need for a long holiday. Which of the following best represents Stintson's feeling? A) low job involvement B) low organizational commitment C) low employee engagement D) high perceived organizational support E) high interest in whistle-blowing
Answer:
The correct answer is (d) high perceived organizational support.
Explanation:
High perceived organizational support can be defined as an employees' perception of the degree to which the organization or firm they work for values their input and cares for their overall well being.
Stinson has displayed a high level of organizational commitment, illustrated by her willingness to work on multiple geographical locations and over the weekend. Additionally, she exhibits characteristics of high job involvement which refers to an employee's ability to identify herself/himself with her/his job and derive satisfaction from her/his job, this can easily be seen through Stinson's enthusiastic and unquestionable work ethics.
Therefore,Stinson's assumes that since she has put in so much effort by working across the globe and over the weekends, the organization would be inclined to acknowledge her need for a rest. She anticipates this decision on the basis that the organizations genuinely care about her welfare. We can also safely conclude that she has little if any interest in whistle-blowing since she believes the organization has her best interest at heart.
Final answer:
Lillian Stintson's feeling is best represented by high perceived organizational support, as she believes the organization will understand her need for a long holiday.
Explanation:
The best option that represents Lillian Stintson's feelings is D) high perceived organizational support. This perception is characterized by an individual's belief that their organization values their contributions and cares about their well-being. In this case, Lillian is confident that her organization will understand her need for a long holiday after the effort she has put in. This demonstrates her positive perception of how supportive her organization is, rather than showing low job involvement, low organizational commitment, low employee engagement, or an interest in whistle-blowing.
Inkglot Technologies, a medium-sized corporation, is allowed to have only 35 stockholders at any point of time. However, all stockholders of the company can actively participate in the management of the company while still maintaining limited liability. Given this information, Inkglot Technologies is most likely a(n):A. S corporation.
B. C corporation.
C. not-for-profit corporation.
D. statutory close corporation.
Answer: (D) Statutory close corporation
Explanation:
The statutory close operation is one of the type of corporation in which the the organization are basically based on the various statutory formalities.
This corporation mainly allow the Article of an organization that operate various types broad of director in the corporation.
The main advantage of the statutory close corporation is that it include the liability limitations where the shareholder in an organization does not face any problem regarding the debts.
Therefore, Option (D) is correct.
When a firm has _____ its long-run average total costs decrease with increased output
Answer:
The correct answer is economic of scale.
Explanation:
Economies of scale refers to the situation where, as the quantity of output goes up, the cost per unit goes down.
This is due to fact that fixed cost allocated to unit decrease with increase in production. In other words fixed cost is fixed in total but variable per unit and variable cost is fixed per unit but variable in total.
For example a company produce product A having variable cost of 10 dollars per unit and fixed cost of the company is 100 dollars. So if company produce one quatity of A than its total cost will be 110 dollars and per unit cost will be the same but if company produce two units of A its total cost will be 120 dollars but per unit cost will be decrease to 60 dollars. (120/2)
Which term is used to describe what those in one country buy from those in other countries?a. exportsb. importsc. tradesurplus
Answer:
Which term is used to describe what those in one country buy from those in other countries?
Import
Explanation:
Imports are good and services bought from other countries.
Trading started as far back as when money has not been invented which makes them to use what is termed as trade by batter.
Goods are either imported or exported depending on its destination, goods and services bought from another country into ones country is termed as import goods while goods sold out into another country is termed as an export goods
Answer:
imports
Explanation:
A company has a $4,000, 270-day, 6%, note payable recorded on its books which was dated July 2, 2013. The interest expense is paid when the note matures. How much interest expense must be accrued on December 31, 2013, which is the end of the accounting period? Assume a 360-day year, use the exact number of days in your calculations, and round your answer to the closest penny.
Answer:
Interest expense accured = $121.33 (
Explanation:
The exact number of days from July 2 through December 31, 2013 is 182 days.
The accrued interest (182/360) x $4,000 x 6% = $121.33
Both I (investment) and C (consumption) ___________ significantly (and in that order) at the start of the Great Depression..
Answer:
The correct answer is (b)
Explanation:
The great depression of 1929 started because of the stock market crash which led to the worst economic turn down in history. The industrialised world was greatly affected by the economic depression which led to a decline in both investment and consumption. Overall, both employment and GDP declined in the great depression which forced investment and consumption to fall significantly.
Search marketing involves placing _____ on the organic results page of search engines.
Final answer:
Search marketing involves placing paid advertisements on search engine results pages, using popularity and web interconnectivity to improve visibility. Understanding and using SEO tools can aid in discerning accurate information online through techniques like the SIFT method.
Explanation:
Search marketing involves placing paid advertisements on the organic results page of search engines. These advertisements are strategically positioned to leverage the search engines' procedural rules, which prioritize factors such as popularity, web interconnectivity, and paid content. By understanding these factors, websites, including those that may be spreading misinformation, can utilize search engine optimization (SEO) tools to enhance their visibility in search results. It's essential for users to learn effective search techniques, such as the SIFT method, to discern accurate information amidst a plethora of content. SIFT stands for the 'four moves' that student fact-checkers should employ: Stop, Investigate the source, Find better coverage, and Trace claims, quotes, and media to the original context.
Which of the following represents the correct formula for calculating cost of goods manufactured?
A) Direct materials used + direct labor + factory overhead + beginning work in process + ending work in process.
B) Direct materials used + direct labor + factory overhead + beginning work in process - ending work in process.
C) Direct materials used + direct labor + factory overhead - beginning work in process + ending work in process.
D) Direct materials used + direct labor + factory overhead - beginning work in process - ending work in process.
E) Direct materials used + direct labor - factory overhead + beginning work in process - ending work in process.
The correct formula for calculating the cost of goods manufactured is A) Direct materials used + direct labor + factory overhead + beginning work in process + ending work in process.
Explanation:The cost of goods manufactured (COGM) is the total production cost incurred during the manufacturing process. It includes direct materials, direct labor, and manufacturing overhead. COGM is calculated by summing these costs, providing insights into the expenses associated with the production of goods within a specific time frame.
The correct formula for calculating the cost of goods manufactured is A) Direct materials used + direct labor + factory overhead + beginning work in process + ending work in process. This formula takes into account the direct materials used, direct labor costs, factory overhead costs, as well as the beginning and ending work in process inventory. By adding these components together, you can determine the total cost of goods manufactured.
Flexible work schedules, the 4/40 workweek, job sharing, and home-based work are all examples of what the text calls a. alternative work arrangements. b. work redesign plans. c. organizational modifications. d. goal-setting theory issues. e. behavior modification plans.
Answer:
a.
Explanation:
alternative work arrangements.
Role overload is Select one:
A. inability to reconcile the demands of one's work and home life.
B. facing contradictory demands at work.
C. having insufficient time and resources to complete a job.
D. vagueness in relation to what job responsibilities are.
Answer: Having insufficient time and resources to complete a job.
Explanation:
Role overload simply put is a work situation where an individual working in an organization has too much work to do than the individual can handle.
Role overload can lead to not meeting up with time target set by the organization for an individual.
Which of the following is the correct way to describe equilibrium in a market?
a. At equilibrium, the "fairest" price for output is achieved.
b. At equilibrium, demand equals supply.
c. At equilibrium, quantity demanded equals quantity supplied.
d. At equilibrium, market forces no longer apply.
At equilibrium in a market, quantity demanded equals quantity supplied.
Explanation:The correct way to describe equilibrium in a market is option c. At equilibrium, quantity demanded equals quantity supplied. In a market, equilibrium refers to the point at which the quantity of a good or service demanded by buyers is equal to the quantity supplied by sellers. This is also known as the market clearing price, where there is no shortage or surplus of the product.
For example, let's consider a market for apples. If the price of apples is too high, there will be excess supply and sellers will be motivated to lower the price. On the other hand, if the price is too low, there will be excess demand and buyers will be willing to pay more. At equilibrium, the quantity demanded and supplied are in balance, leading to a stable market.
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Mr. Warner buys 10 cartons of cigarettes a day for $50 each and sells them at a higher price. If Mr. Warner earns $450 in profit a day, what is his total revenue?
Answer:
Total revenue = $950
Explanation:
Total revenue is the total income made from the sales of goods or services. It can be determined in any of the following ways:
Total revenue = Unit price × Units product soldTotal revenue = Total cost of cost of sold + ProfitNote that total cost = (unit cost × units purchased) + any other expenses.
So we can apply the above to our question. Specifically, the second relationship is okay.
Total revenue = (10 × $50) + $450= $950
Accurate Metal Company sold 34,000 units of it's product at a price of $290 per unit. Total variable cost per unit is $171, consisting of $157 in variable production cost and $8 in variable selling and administrative cost. Compute the manufacturing margin for the company under variable costing.A. $9,860,000B. $5,814,000C. $5,542,000D. $4,522,000
Answer:
option (D) $4,522,000
Explanation:
Data provided in the question:
Number of units sold = 34,000
Price per unit = $290
Total variable cost per unit = $171
Variable production cost = $157
Variable selling and administrative cost = $8
Now,
Manufacturing margin per unit = Selling price - Variable production cost
= $290 - $157
= $133
Therefore,
Total manufacturing margin
= Manufacturing margin per unit × Number of units sold
= $133 × 34,000
= $4,522,000
Hence,
The answer is option (D) $4,522,000
Maya, who lives in California, just purchased her first home at a Trustee’s foreclosure sale. She was given a deed at the sale. What type of deed was she given?
Answer: Trustee's Deed
Explanation: A trust deed in immovable property in the Americas refers to a legal instrument used to develop a significant stake in the immovable property under which legal title in capital assets is diverted to a trustee holding that as security for such a loan between a creditor and perhaps a lender.
From the perspective of the investor, a document of trust has a vital benefit as compared to a mortgage. If a borrower fails to pay on the loan, on part of the lender, the trustee has the right to repossess the land. Thus, from the above we can conclude that Maya would have been given a trustee's deed.
An interest group that appears to have many grassroots members but in fact does not have individual citizens as members is called what?
It is called " AstroTurf "
Explanation:
An advocacy entity political concept that seems that there are many individuals in the grassroots, but does indeed not have individual citizens as members; instead, an entity such as a company or a business association promotes this term.
The method is to mask a text or firm's sponsors (e.g., politics, publicity, religious relations, or public affairs) to appear as if they come from the grassroots and are supported by them.
The AstroTurf company was purchased by SRI. The American Sports Products, Inc. purchased SRI in 1996. Whereas AstroTurf was the market leader in the late 20th generation, in the early 2000s other firms were formed.
One of the potential benefits of the borrowing that creates national debt is the ___________ that it can create if the money is invested wisely in public projects.
a) inflation (excessive right shift in AD)
b) economic growth (expanding PPF)
c) deflation (excessive left shift in AD)
d) none of the above
Answer:
b) economic growth (expanding PPF)
Explanation:
The national debt is the total amount of money that is owed by the government.
If money borrowed is invested wisely it can lead to economic growth. If money borrowed is used poorly, it can increase inflation.
I hope my answer helps you
Reserves decrease if the Federal Reserve?a. raises the discount rate or auctions more credit. b. raises the discount rate but not if it auctions more credit. c. lowers the discount rate or auctions more credit. d. lowers the discount rate but not if it auctions more credit
Answer:
D. lowers the discount rate but not if it auctions more credit
Explanation:
Discount rate adjustment and Federal Reserve's auction have the following effects on reserves.
Discount rate adjustment: a higher discount rate will encourage investment in the US economy, thus leading to increased reserves as investment inflows increase.
On the other hand, a lower discount rate encourages investment outflow into other jurisdictions with higher yields, thus reducing reserves.
Auction: auctioning more credit will result in the movement of investment flows into the Federal Reserve (an increase in reserves) as investors invest in auctions. Vice versa.
Therefore, a mix of lower discount rate and not auctioning more credit will result in lower reserves.
You've been hired as a consultant to help an online store owner. You need to complete the implementation of conversion tracking tags into their website. What are two ways that Google Tag Assistant can help you with this task? (Choose two.)
The two ways that Google Tag Assistant can help you with this task is,
It tells you which tags are on each web page.It provides reasons why tags aren’t working.Explanation:
Google Tag Assistant is a customisation Chrome extension that helps you ensure Google tags like Google Analytics, Google Tag Leader, Adwords Monitoring and more function well. You can adjust the tags with Tag Assistant and verify immediately that it is being fired as planned.
Conversion tracking can encourage you to see that your ad clicks are effective in bringing valuable customer behaviour to your site, including purchases, registration, and submission of form documents.
If the Federal Reserve wants to expand reserves in the banking system, it will:________
Answer:
A) purchase government securities.
Explanation:
By purchasing government securities, the Fed is engaging in an expansionary monetary policy that will increase the money supply. The Fed purchases government securities and gives money to the banks, increasing their reserves. This will expand the banking system's lending capacity, and their capacity to create money.
Intentionally making any false or materially inaccurate representation or comparison of two or more policies which induces any person to lapse, forfeit, surrender, or not take, a policy of insurance is known as:_________
Answer:
twisting
Explanation:
Twisting is considered a first degree misdemeanor, and the people responsible for committing twisting can be fined up to $5,000 (if it was unintentional), or up to $75,000 for each intentional violation.
Misdemeanors are crimes so they also affect a person's legal status, even though they do not carry any jail time.