Answer: C) adds; lowering
Explanation:
Federal Reserve has the ability to influence the federal funds interest rate.
When the Federal reserves buys the securities (financial instruments such as marketable securities or non-marketable securities) they add reserves, which in return lowers the federal funds interest rate.
A stock’s holding period return represents:
a. the return from a stock relative to the return from a specific portfolio.
b. the total return earned over a specific period through buying and selling an asset.
c. the total dividend return received over the time a stock is held.
Answer:
b. the total return earned over a specific period through buying and selling an asset
Explanation:
Holding period return(HPR) is the return an investor receives for the period he/she holds the stock. For example if an investor buys a company's stock and holds it for a year then sells it after receiving the dividend, the holding period will be 1 year, while the holding period return will be the percentage rate of return earned within that 1 year , making choice B correct.
If output is above its natural rate, then according to sticky-wage theory
a. workers and firms will strike bargains for higher wages. This increase in wages shifts the short-run aggregate supply curve right.
b. workers and firms will strike bargains for higher wages. This increase in wages shifts the short-run aggregate supply curve left.
c. workers and firms will strike bargains for lower wages. This decrease in wages shifts the short-run aggregate supply curve right.
d. workers and firms will strike bargains for lower wages. This decrease in wages shifts the short-run aggregate supply cur
If output exceeds its natural rate, employees and companies will bargain for lower compensation, according to sticky-wage theory. This wage decline causes the short-run aggregate supply curve to move to the left. Option D is correct.
What is the sticky-wage theory?According to sticky wage theory, employee compensation is resistant to drop even under bad economic situations. Because workers would oppose a wage cut, a company will seek to cut expenses elsewhere, including through layoffs, if profitability decreases.
According to sticky-wage theory, if output exceeds its natural rate, employees and firms would bargain for reduced remuneration. The short-run aggregate supply curve shifts to the left as wages fall.
Therefore, option D is correct.
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Which group of colonies relied more on fisheries, commerce, and shipping than farming?
Answer:
Colonies of Massachusetts, Rhode Island, Connecticut and New Hampshire generally known as New England Colonies
Explanation:
Michael wanted to build a small princess castle for his daughter in the backyard. He decided to turn it into a do-it-yourself project, so he bought the disassembled parts of the castle from Big Ben Forts Inc. However, after the purchase, he found that the manual provided by the company gave vague directions that were hard to understand. He built the castle by following the manual, but after a few days the castle collapsed and injured his daughter who was playing inside. Which of the following actions can Michael take in this situation?
A) He can sue Big Ben Forts for defects in the packaging of their products.
B) He can file a negligence lawsuit against the store from which he bought the castle.
C) He can file a strict liability lawsuit against Big Ben Forts for failure to provide adequate instructions on assembling the product.
D) He can file a strict liability lawsuit against Big Ben Forts for failure to warn about the possible dangers of the product.
Answer:
C)
Explanation:
He can file a strict liability lawsuit against Big Ben Forts for failure to provide adequate instructions on assembling the product.
Michael may file a negligence lawsuit against Big Ben Forts Inc. for providing inadequate instructions or a strict liability lawsuit for a product defect, as the vague manual led to improper assembly and the injury of his daughter. Consulting a lawyer is vital to determine the correct legal approach.
Explanation:Michael can consider taking several legal actions in the given situation where a DIY princess castle that he built for his daughter collapsed. Given the circumstances that the manual was vague and hard to understand and that the castle collapsed causing injury to his daughter, he might have a few options:
He can file a negligence lawsuit against Big Ben Forts Inc. if it can be shown that the company breached a duty of care owed to him by providing inadequate instructions that led to the unsafe assembly of the castle.He can file a strict liability lawsuit against Big Ben Forts Inc. for failure to provide adequate instructions on assembling the product which is a defect in the product itself.Option A and B mentioned are less relevant, as there's no mention of defects in the packaging nor is there a specific store that he filed a lawsuit against unless it had its own separate negligence.Product liability may be an avenue if he can assert that the product was inherently dangerous and required clearer warnings and instructions to prevent harm.It is crucial to consult with a lawyer to assess the specific facts of the case, and to determine the appropriate course of action based on local laws and regulations.
THe nurse manager working at a rehabilitation center for older adults notices an increase in the incidence of client falls. The nurse manager reprimands the nurses and staff responsible for the falls and places them on probation. Which statement best describes the nurse managers leadership style?
a. autocratic leadership
b. shared leadership
c. good clinical leadership skills
d. effective interprofessional leadership
Answer: A. Autocratic leadership
Explanation: Autocratic leadership is a type of leadership whereby the leader takes sole responsibility of decision making without involving others.
Characteristics of autocratic leadership
1. The leader is in complete control
2. There is no room for employee initiative.
3. Followers are not involved in problem solving or decision making.
4. Subordinates are reprimanded if perfection is not attained.
The nurse manager's actions of reprimanding and placing staff on probation for client falls exemplify an autocratic leadership style, characterized by centralized decision-making without team input.
Explanation:The nurse manager at a rehabilitation center for older adults who reprimands nurses and staff for an increase in client falls, placing them on probation, is displaying an autocratic leadership style. This leadership style involves centralizing all decision-making powers in the leader, who dictates policies and procedures and expects compliance without input from team members. In contrast, other leadership styles, such as democratic or transformational, would involve the team in problem-solving and decision-making to address the issue of increased falls.
A home is appraised at $125,000 and the assessment level is 35%. There are a total of 40 mills in the taxing area.
What are the annual taxes?
Answer:
$1,750
Explanation:
First, we have to calculate the assessed value which can be determined using the below formula:
Assessed value=Appraised value of home*assessment level
=125,000*35%
=$43,750
The next step is to calculate the cost of each mill which can be calculated using the following formula:
Cost of each mill=Assessed value/1000
=43750/1000
=43.75
The final step is to find the annual taxes, which can be calculated using the following formula:
Annual taxes=cost of each mill*number of mills
=43.75*40
=$1,750
Changes in Government spending (G) will have a _________ impact upon the economy than changes in T because Government spending goes directly into the economy..
Answer:
Larger
Explanation:
Government spending alludes to cash spent by the open division on the procurement of products and arrangement of administrations, for example, training, human services, social insurance.
This incorporates open utilization and open speculation, and move installments comprising of salary moves.
Fiscal policy affects aggregate demand through changes in government spending and taxation. Those factors influence employment and household income, which then impact consumer spending and investment.
Financial strategy influences total interest through changes in government spending and tax assessment. Those variables impact work and family unit salary, which at that point sway customer spending and venture.
For a consumer with a given level of income, the combinations of goods for the budget constraint will be _______ than for the budget set.
Answer:
the correct answer is lower
Explanation:
For a consumer with a given level of income, the combinations of goods for the budget constraint will be lower than for the budget set.
good luck
Which of the following contract subject matters would not be covered under the UCC?
a. a contract for the sale of a mobile home from the manufacturer
b. a contract for the sale of a mobile home from a previous owner
c. a contract for the sale of a mobile home plus its lot
d. All of the above are under the UCC.
Answer:
Correct option is (c)
Explanation:
UCC is the abbreviation for Uniform commercial code that has been established for the purpose of sale of personal as well as business property.
Artcle 2 under UCC deals with sales and leases. As per this, any item identified as a good that is movable at the time of sale is considered subject matter of contract. So mobile house is covered under this article. Lot, however, is a single unit which is considered as a separate item for sale and cannot be combined with mobile home under UCC.
The contract that would not be covered under the UCC is a contract for the sale of a mobile home plus its lot. This is because the UCC typically does not cover real estate transactions and this contract involves the sale of real estate. In this case, a mobile home itself would generally be considered personal property, and contracts for its sale would be covered by the UCC.
Explanation:The subject of the question pertains to the Uniform Commercial Code (UCC), which governs transactions involving personal property but does not traditionally cover real estate. Therefore, option c, a contract for the sale of a mobile home plus its lot, would typically not be covered under the UCC. This is because it involves the sale of real estate - the lot - in addition to the sale of personal property - the mobile home. However, the specifics can sometimes vary state to state, depending on how they define a mobile home.
Options a and b, contracts for the sale of a mobile home from the manufacturer or a previous owner respectively, would commonly fall under the UCC since they involve the sale of goods - the mobile homes.
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Danny works for a company that matches his 401(k) retirement contributions at a rate of "$0.25 per $1" of his contributions, up to 6% of his salary. Danny earns $50000/year. Using Doc White’s advice, what is the minimum amount of salary that Danny should contribute to his 401(k) plan each year? A. $50000/year B. $3000/year C. $12500/year D. $12000/year
Answer:
B $3000/year
Explanation:
The minimum amount of salary that Danny should contribute to his 401(k) plan each year = 6% of his annual salary = 6/100 × $50000 = $3000/year
Final answer:
Danny should contribute a minimum of 6% of his salary to his 401(k) plan each year so the amount is B. $3000/year
Explanation:
Danny should contribute a minimum of 6% of his salary to his 401(k) plan each year.
His salary is $50,000, so
Calculating - 6% of $50,000
= 6/100 x 50,000
= 30,0000/100
= 3000
Therefore, option B, $3,000/year, is the minimum amount of salary that Danny should contribute to his 401(k) plan each year.
When flying a GPS approach procedure, what effect will overriding an automatically selected sensitivity have?
Answer: It will cancel the approach mode annunciation
Explanation: GPS(Global positioning system) is a United States of America owned navigation system which makes use of radio waves it was developed and managed by the United States Department of defense. When flying a GPS approach procedure,it is recommended not to override an automatically selected sensitivity,the approach mode annunciator or receiver should be verified before making any changes.
In California, Arthur wants to personally place business with RTS Insurance Company who is a nonadmitted carrier. The only way Arthur can rightfully place such business is if he seeks a:
Answer
Professional ethics and code of conduct regulation
Explanation:
California Professional code of conduct for insurance agent does not permit unethical placement, as the regulator view such as fraudulent practices.
Final answer:
Arthur can rightfully place business with the nonadmitted RTS Insurance Company in California by going through a surplus line broker, who is authorized to conduct business with insurers that are not licensed by the state insurance commissioner.
Explanation:
In California, if Arthur wants to personally place business with RTS Insurance Company, a nonadmitted carrier, he must do so through a surplus line broker. Nonadmitted insurance companies are not licensed by the state insurance commissioner and can only do business in the state through these brokers. Surplus line brokers are specialized in dealing with nonadmitted carriers and have the authority to place coverage with such insurers when the coverage cannot be obtained from admitted insurers.
An admitted insurance company has been licensed by the state and is subject to state regulation, which includes the approval of rates and the monitoring of the company's financial strength and claim-paying ability. In contrast, nonadmitted insurance companies operate outside of the state's direct regulatory framework but are still accessible through surplus line brokers who are regulated and authorized to transact with these insurers.
Your company is evaluating two projects for consideration. Project A has a 40% probability of a $3,000.00 loss and a 60% probability of a $20,000.00 gain. Project B has a 30% probability of a $5,000.00 loss and a 70% probability of a $15,000.00 gain. Which of the projects would you select based on the greatest expected monetary value?
Answer:
We should select Project A as it has a higher expected value of 10,800 compared to Project B's expected value of 9,000.
Explanation:
We need to find the expected value of both the projects, using the formula
Expected value of project A= (probability of loss * value of loss)+(probability of gain* value of gain)
Expected value of project A= (0.40*-3,000)+(0.60*20,000)
=-1200+12,000=10,800
Expected value of project A= 10,800
Expected Value of project B= (probability of loss * value of loss)+(probability of gain* value of gain)
=(0.30*-5,000) +(0.70*15,000)=-1500+10,500=9,000
Tom and Lilly rented a house for $12,000 last year. At the start of the year they bought the house they had been renting directly from the owner for $250,000. They believe they could rent it for $12,000 this year, but stay in the house. How much does Tom and Lilly’s decision to buy the house change GDP? a. it reduces GDP by $12,000 b. it raises GDP by $250,000 c. it does not change GDP d. it raises GDP by $238,000
Answer:
C) it does not change GDP
Explanation:
The selling of existing homes does not affect the GDP since they were built in previous years. Only the sale of newly built homes increase the GDP.
Only the services provided by real estate agents, appraisers, lawyers, etc. related to the sale of existing homes are included in the GDP.
Buying the house does not alter GDP, as the estimated rental value of owner-occupied homes is included in GDP.
Explanation:The decision by Tom and Lilly to buy the house they had been renting does not change Gross Domestic Product (GDP), because GDP includes the value of all goods and services produced within a country in a given period. When they were renting, their rental payments were part of GDP. After buying the house, an estimated rental value of the owner-occupied home is still included in the GDP, even though no actual rent is paid, to reflect the value of housing services they consume. Therefore, the correct answer is that it does not change GDP.
Watching consumers' actions during the postpurchase evaluation step of the consumer decision-making process led to the development of Chipotle's best-selling product, the
Multiple Choice
a. fried burrito.
b. soft taco.
c. taco salad.
d. chips and salsa.
e. burrito bowl.
Answer:
d. chips and salsa.
Explanation:
salsa has been the speciality of the chipotle, chips also been with mostly ordered with them
Jake just got a big promotion at work and wants to buy a new Jaguar. However, he lives in northeast Indiana, and the nearest Jaguar dealer is nearly 200 miles away in Indianapolis. This suggests that Jaguar utilizes _______ distribution of its vehicles.
Answer:
Exclusive distribution
Explanation:
Few companies and organisation just use exclusive restaurants to sell their products and services. Exclusive restaurants mean only some recognised and authorised franchises can sell a product and no local dealers are authorised. Similarly, jade wants to buy jaguar and the only deal is 200 miles away which means that jaguar utilises exclusive distribution of its vehicles.
Municipal bonds that are issued to pay for essential public projects are exempt from federal taxation.
True or False?
Answer:
True
Explanation:
A municipal bond is also known as Muni. It is a debt security used for funding capital expenditure for a county. These bonds are free from federal taxes but can be taxed by local or state bodies under various circumstances. These bonds are popular among people from higher income tax brackets. These bonds are issued when people loan money to municipal boards in exchange of interest payment for a specific period.
Teagen owns a small cottage in which her elderly aunt Katie lives. Teagen wants to ensure that Katie can live in the cottage for the remainder of her life, but when Katie dies, title to the property will return to Teagen. Teagen can accomplish this objective by granting Katie a.
Answer:
Life Estate
Explanation:
A life estate is a property owned by a person only during the lifespan of the individual. It is also called a tenant for life and a lease for life.
A life estate is restricting because it forbids the recipient from selling the property which generates the profits before the death of the recipient.
However the property can't go on further than the beneficiary's life.
________ argues that ________.Rico Raines; starvation in many parts of the world could be avoided with adequate price controls Amartya Sen; famines are more likely to occur where there are unfettered newspapers and political competition David Ricardo; mass starvations are more likely in democracy Amartya Sen; famines don't happen in democracies.
Answer:
Amartya Sen; famines don't happen in democracies.
Explanation:
Amartya Sen, the Indian economist, winner of the Nobel Price of Economics in 1998, said this famous quote after completing extensive research on the topic of famine.
Amartya Sen argues that because in democracies, the governments have to be elected, they have an incentive to avoid famines since a famine is a political catastrophe (and a humanitarian one) that would effectivelly prevent any ruling party from being elected again if a famine takes place under its administration.
Lindsay has a low starting interest rate of 2%, but then slowly, over time, it journeys to a high interest rate. This is known as interest rate "________" and is very dangerous.
A. leap
B. creep
C. catapult
D. drop
Answer:
B. creep
Explanation:
This is the gradual increase in the rates of interest on various credit products and assets. It is gradual and thus may seem negligible, to the eye of an unkeen borrower. However, its downside is that it eventually makes the cost of capital very costly, making borrowing expensive and subsequently discouraging borrowing which is an essential aspect of economic growth. If it continues unabated, economic growth in an economy is slumped and to a certain level halted.
The expense for an autopsy covered under the physical exam and autopsy provision is paid by:______
A The state's autopsy fund.
B The limits of coverage under the health insurance policy.
C The estate of the insured.
D The insurer.
Answer:
The expense for an autopsy covered under the physical exam and autopsy provision is paid by the insurer.
The correct answer is D
Explanation:
The insurer has the right to pay for an autopsy covered under the physical exam and autopsy provision. This is contained in standard provision No 11 of Washington State Legislation.
The expense for an autopsy covered under the physical exam and autopsy provision of a health insurance policy is generally paid by the insurer as part of the agreed coverage, without requiring additional payment from the insured's estate.
Explanation:The expense for an autopsy covered under the physical exam and autopsy provision is typically paid by D. The insurer. This cost is usually factored into the coverage provided by a health insurance policy. In the context of health insurance, policyholders often bear costs such as deductibles, copayments, and coinsurance, which are out-of-pocket expenses before the insurer's coverage kicks in. These cost-sharing measures, including deductibles, copayments, and coinsurance, are designed to share the costs between the insurer and the insured and to mitigate moral hazard — the tendency to take greater risks when protected from the consequences of those risks. However, an autopsy, being a unique and specific service, is typically covered as per the terms of the insurance policy without additional out-of-pocket expenses expected from the estate of the insured or the policyholder.
If the MPC is 0.8 and a component of AD, such as Investment, is increased by $5, then the maximum amount of change in income and output for the nation would be ___________ .
a. $20
b. $25
c. $50
d. $100
Answer:
$25
Explanation:
The maximum amount by which the real GDP is expected to change for a given change in expenditure is known as the multiplier. Note that an economy is made of millions of economic agents interacting with one another. So expenditure made by one actor becomes an income in the hands of another who in turn spends a portion which becomes income to another and so on.
Marginal propensity to consume (MPC) represents the proportion of any extra income spent. For example, if my income increases by $100 and I only spent $70, then MPC is 0.7.
The multiplier depends on MPC. The multiplier is calculated as follows
Multiplier = 1/(1-MPC)
The multiplier in this question is therefore equals to 1/(1-0.8) = 5.
The maximum change expected in the real GDP is calculated as follows:
Maximum change change in GDP = Multiplier × change in expenditure
The maximum change in output for this question is
1/(1-0.8) × $5 = $25
AAA has a contract to build a building for $100,000 with an estimated time to completion of three years. A reliable cost estimate for the project is $60,000. In the first year of the project, AAA incurred costs totaling $24,000. How much profit should AAA report at the end of the first year under the percentage-of-completion method and the completed-contract method?Percentage-of-completion : Completed-contract
a) $16,000 : $0
b) $16,000 : $40,000
c) $40,000 : $0
AAA should report a profit of $16,000 at the end of the first year under the percentage-of-completion method and $0 under the completed-contract method.
Explanation:To determine how much profit AAA should report at the end of the first year under the percentage-of-completion method and the completed-contract method, we must calculate the revenue recognized and expenses incurred.
Under the percentage-of-completion method:
Percentage of completion = Total costs incurred to date / Total estimated costs = $24,000 / $60,000 = 40%Revenue to be recognized = Percentage of completion x Contract Revenue = 40% x $100,000 = $40,000Profit = Revenue recognized - Costs incurred = $40,000 - $24,000 = $16,000Under the completed-contract method:
Profit is not recognized until the project is complete.Therefore, the profit at the end of the first year is $0.Hence, the correct answer is:
Percentage-of-completion: $16,000
Completed-contract: $0
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Corporate managers who fail to give due consideration to the rights of employees and other concerned groups in the pursuit of profit are treating these groups as means to the ends of stockholders. This is unjust according to the
a. financial framework
b. classical tradition
c.rights-based ethical framework
d. stockholder theory
Answer:
c.rights-based ethical framework
Explanation:
because the managers should honor the rights of their employees
Investment advisers are prohibited from doing all of the following EXCEPT:
A. assigning a customer's contract without permission
B. charging a retainer fee
C. charging commissions on trades effected for the client
D. changing partnership management without notifying clients
Answer:
B. charging a retainer fee
Explanation:
Investment advisers are prohibited from doing all of the following except for charging a retainer fee. A retainer fee is an specific amount of money that the client pays to the professional upfront so that his/her services are secured and always available when needed. Investment Advisers can charge this fee so that the client's can always get their service as soon as it is needed.
Final answer:
Investment advisers can charge retainer fees and commissions on trades effected for clients, provided they are transparent and agreed by the client. Assigning a customer's contract without permission, or changing partnership management without notifying clients, is not allowed due to the fiduciary obligation to the client's best interests.
Explanation:
The question pertains to permissible activities for investment advisers and is focused on understanding which actions are not prohibited in their roles. Investment advisers have a fiduciary duty to prioritize their clients' interests over their own. Within the context of managing investment portfolios, this acknowledges that there are specific actions they cannot take without facing legal and ethical consequences.
Reviewing the options provided: Assigning a customer's contract without permission (Option A) is a violation of this fiduciary duty, as it is transferring the advisor's responsibility to another party without the client's consent. Similarly, changing partnership management without notifying clients (Option D) would be against regulations as it affects the management of clients' investments without their knowledge. On the other hand, charging a retainer fee (Option B) and charging commissions on trades effected for the client (Option C) are typically allowed, provided they are disclosed and agreed upon with the client. Thus, the option that is expressly permitted is charging a retainer fee or commissions on trades, as long as they are transparent and agreed by the client.
A broker-dealer offers 4 summer passes to an amusement park to each of its agents who sell at least $10,000 of bonds during the month of June. This action is:_______
I allowed
II not allowed
III considered to be "soft dollar" compensation
IV not considered to be "soft dollar" compensation
Answer:
I (allowed) and IV (not considered soft dollar compensation)
Explanation:
Soft dollar compensation refers to payments made to brokerage firms or agents as commission revenue. They differ from hard dollar compensation because hard dollars are payments that were agreed upon before an investor started working with the broker, while soft dollars are based upon variable commissions.
The real-income effect:______ a. occurs when utility declines as consumption increases. b. is the additional satisfaction derived from consuming one more unit of a good or service. c. is the combination of goods and services that maximizes utility for a given income. d. occurs when a consumer buys more of a good as a result of a relative price change. e. occurs when there is a change in purchasing power as a result of a change in the price of a good.
Answer: The correct answer is "e. occurs when there is a change in purchasing power as a result of a change in the price of a good.".
Explanation: The real-income effect occurs when there is a change in purchasing power as a result of a change in the price of a good.
The income effect corresponds to the variation in the quantity demanded of a good (or service) as a result of the modification of the purchasing power of purchase caused by a change in the price of the good in question.
Suppose "expectations increase dramatically" (too much "buy now" behavior) in the mini-economy and the resulting demand shift causes the average price to rise from $2.20 to $2.40 in the circular flow. In the PPF Model then, the equilibrium would move from Point S to Point ________..
Answer:
Point P
Explanation:
The change of equilibrium conditions from point S to point P leads to an extreme inflation. Extreme inflation is also known as hyperinflation and it is a condition whereby there is an extremely high and increasing rate of inflation. This hyperinflation can easily devalue the currency in the country. In addition, the price of goods and services also increases.
Tony saved enough money to place $125,500 in an investment generating 9.25% compounded monthly. He wants to collect a monthly income of $1,350, at the beginning of each month, for as long as the money lasts. How many months will Tony have this income coming to him?
Answer:
It will last for 161.70 months
Explanation:
we need to solve for n in an annuity-due
[tex]C \times \frac{1-(1+r)^{-time} }{rate} (1+rate)= PV\\[/tex]
C $1,350.00
time n
rate 9.25% annual -->0.0925/ 12 = 0.007708333
PV $125,500.0000
[tex]1350 \times \frac{1-(1+0.0077083)^{-n} }{0.0077083} (1+0.00770833)= 125500\\[/tex]
[tex](1+0.0077083)^{-n}= 1-\frac{125500\times0.0077083}{1350}(1.00770833)[/tex]
[tex](1+0.0077083)^{-n}= 0.29 [/tex]
[tex]-n= \frac{log0.288891951699477}{log(1+0.0077083)
-n = -161.7057904
n = 161.7057
Zedz Technicals, a provider of game programming, directed its highly skilled and technically sound salespeople to visit its customers without prior appointment and makes a sales pitch on the spot. Which of the following techniques was used by the sales team?A) Creative selling
B) Inbound telemarketing
C) Cold calling
D) Missionary selling
Answer:
Cold calling
Explanation:
Cold calling
Cold calling is a techniques used in the sales business. it can be refer as first process where first call has made to the potential customer. tradionally it is done through telephone but now it can done through face to face interaction or door knocking.
cold calling is very important step in making healthy relation with the customer for longer period of time.