A bank charges a Non-Sufficient Funds (NSF) fee when a depositor's check is returned due to inadequate funds in their account. This charge is part of the bank's non-interest income, wherein such fees contribute significantly to their revenue, affecting especially the low-income sector of customers.
The fee a bank charges the depositor of a bad check is typically referred to as a Non-Sufficient Funds (NSF) fee. This is one of the types of fees that banks charge to manage the costs associated with processing checks and maintaining accounts. When a check is returned due to insufficient funds in the account, the bank imposes an NSF fee, which covers the administrative cost for the bank to handle the returned check. Unlike nontransaction deposits like passbook savings accounts or negotiable certificates of deposit (NCDs), which either do not allow checks to be drawn or have higher deposit requirements, checking accounts are more susceptible to instances where a check might be returned for lack of funds, thereby prompting such fees.
Banks and financial institutions rely on various charges for non-interest income, which include NSF fees alongside ATM fees, overdraft fees, and late fees, amongst others. These fees represent a significant revenue stream for banks and can impact customers, particularly those who are low-income, as these fees can be high and accumulate quickly if the account balance is not promptly corrected.
The master system database stores a database template that is used as a blueprint when creating a new user database.
________ is installed on your computer, and when the program is opened, your e-mail downloads to your computer.
Answer:
E-mail client
Explanation:
The mail client is responsible for communicating with the mail server, picking up the messages that have reached the electronic mailbox and displaying them in an orderly manner so that they can be read comfortably. It also allows you to write new messages and is also responsible for delivering them to the mail server so that it can channel them to your destination
You can distinguish three types of mail clients according to the way to access them:
Installed on a PC. They run directly from a personal computer. On personal computers that have Windows / xx as an operating system, mail clients will be versions for Windows such as: Eudora, Pegasus, Messenger (Mozilla), Messenger (Netscape), Outlook (Microsoft), Outlook Express (Microsoft), Exchange ( Microsoft).
Residents on the server. It requires connecting to the server by remote terminal using encrypted connection (ssh, which is the preferred option), or simple connection (telnet, anzio, netterm, qvtnet). Once the remote terminal of the server is opened, one of the mail clients installed on it runs.
Through the Web From a web browser you can access, through a web-secure (encrypted) connection, the messages received, as well as send new messages.
Print speed is typically measured in ____.
Which type of software provides more control over text and graphic placement in the layout of a page than word processing software? data management software presentation software graphics software spreadsheet software desktop publishing software previous next?
Why does a computer not understand physical variables (real world) read from sensors?
The reason why a computer does not understand physical variables read from sensors because they are only capable of having to handle and work on analogue and in order for them to understand, a digital converter is needed by the device in means of having to understand the given data.
Desktop operating systems sometimes are called ______ operating systems because they also work in conjunction with a server operating system.
Which type of navigation involves multiple frames that are linked to a number of other frames?
A) bread crumbs
B) linear
C) reciprocal
D) web
Which type of navigation is similar to a book because users can move back and forth between frames?
A) hierarchical
B) linear
C) reciprocal
D) sequential
How many items should a menu system have?
A) 1-3
B) 5-8
C) 9-11
D) 13-18
true or false over the course of ecological succession,species diversity increases over time?
An indirect effect of an action, be it a cost or benefit, for a third party who did not agree to the action is known as a(n) __________.
A. productivity
B. substance
C. externality
D. incentive
Externality is the answer to your question.
Answer:
answer is C
Explanation:
Trust me
Based on the relational model, create the database metadata as part the physical designphase.b)from the metadata, write the sql create database and table statements (ddl) for all entities (tables).c)implement the tables in your mysql db.
Which one of the following is true about employer responsibility in providing fall protection to workers? not selected A. Employers can only use guardrails as a primary method of fall protection not selected B. Employers have flexibility in choosing a fall protection system they believe will work best in a situation selected C. Employees have the right to choose appropriate fall protection methods that suit them for the job
Option B is the correct answer, Employers have flexibility in choosing a fall protection system they believe will work best in a situation selected. It is the primary duty of employer to provide safety to its workers. Employers must setup a suitable protection system at workplace from falling off from overhead platforms and from elevated workstations during construction for safety of its employees.
Further Explanation:
⦁ Employer must ensure compliance to OSHA-Fall protection in construction.
⦁ Generally, fall protection must be ensured by deploying guardrail systems at the edge of construction sites, safety systems built by nets or personal fall arrest.
⦁ OSHA requires to built fall protection system irrespective of fall distance to make sure safety conditions for workers/ employees.
Answer details:
Grade: High School
Subject: Computer Science and Technology.
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Fall protection and compliance to OSHA rules and regulations
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Employer responsibility in providing fall protection
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Key Words: Fall protection, OSHA, workplace safety, guardrail systems etc.
Image of guardrail as an example is attached.
The correct option about employer responsibility in providing fall protection to workers is employers have flexibility in choosing a fall protection system they believe will work best in situation selected.
The fundamental responsibility of employers is to provide safety to their workers. They must provide a secure workplace to the workers from falling off from overhead platforms.
Further Explanation:
Workers have some rights regarding their safety as below:
Working condition should be out of serious danger. Workers must have information about workplace hazards and also method to prevent from danger. Analysis of record of data of illness and injuries during work time. Workers must know their rights under the law. They can also file a complaint asking OSHA to check the workplace if they feel any security hazards.Therefore, falls are most common reason of several injuries and death in workplace. Employers must follow proper guidelines to prevent from these serious danger.
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Answer details:
Grade: High School
Subject: Computers and Technology
Chapter: Employee Safety
Keywords:
Work place, OSHA, health, injuries, illness, complaint, employer, overhead platform, responsibility, danger, workers, hazards, security, rights, prevent, safety
claims that media consumption can be addictive are
The hardware components that serve the input output and storage functions of a computer are called
Calculate the average (as a double) of the values contained in the integer variables num1, num2, num3 and assign that average to the double variable avg. assume the variables num1, num2, and num3 have been declared and assigned values, and the variable avg declared.
Final answer:
To find the average of the integer variables num1, num2, and num3 as a double, sum the variables, cast the sum to double, and divide by the number of variables, which in this case is 3.
Explanation:
To calculate the average as a double of the values contained in the integer variables num1, num2, and num3, you would first sum those values. Then, you divide the total sum by the number of items you have, which in this case is 3, since you're dealing with three values. The formula to calculate the average (avg) would look like this:
avg = (double)(num1 + num2 + num3) / 3;Here, you are casting the sum of num1, num2, and num3 to a double to ensure the division is done using floating-point arithmetic, giving a double result which is stored in the variable avg. This is necessary because if the sum is not cast to a double, integer division would occur, potentially leading to an incorrect average due to truncation (cutting off the decimal points).
Janith is creating a spreadsheet with the names, locations, dates, and costs of summer camps she is interested in attending. What is the most efficient way to also add pictures, camper reviews, staff information, activity schedules, and menus?
Answer:
Hyperlink camp’s web page.
Explanation:
Considering all the changes Janith wants to make to the document, the most effective way is to add hyperlinks from the web page in excel. Adding a spreadsheet or even a column to your document may not be the ideal way to add images or to meet your needs, so by adding a hyperlink to the excel webpage, you are assured of better images and the ability to update content as needed. , and the customer can view at the same time.
How does having constraints placed on a design change the engineering process
Design constraints refer to the conditions that are required for a particular project to be successful.
Design constraints help in narrowing the choices that the engineer will have to make. Even though the project manager in charge can view the design constraints as something negative, it helps in shaping the project and meeting the client's exact needs.Some of the design constraints that engineers consider include environment, safety, health, political etc.In conclusion, design constraints are vital to the design process as they help in limiting the design space as unacceptable alternatives are excluded.
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To create a digital file from an old photo, I would use a _____.
A. Printer
B. Scanner
C. Monitor
D. Modem
What determines the keystroke to open a cmos editor? how can you find this information?
You created a vm and installed windows server 2008 r2 over the network, using pxe boot. when you start the vm, it doesn't attempt to boot from the network. what should you do?
Custom parameters 1, 2 and 3 provide the same end value for all keywords. true or false?
Read carefully, is it a he or she?
What would happen if a pc that contains a power supply that does not automatically adjust for input voltage is set to 230 volts and attaches to an outlet in the united states?
What are the main routing protocols used on internet?
Lately, Sylvia's home computer is super slow, and it restarts and shuts down without warning. The computer probably has a __________.
The first step in creating photographs with good backgrounds is which of the following? Learning to see the background before taking the photograph Lowering the perspective so that more of the foreground is shown Adding more color to the photograph to keep attention away from the background All of the above
Oh I got this! I'm a professional photographer! The answer is Leaning to se the background before taking the photograph.
Plz mark brainliest! So glad I could help, and Have an AWESOME day!!!
The first step in creating photographs with good backgrounds is by learning to see the background before taking the photograph.
What would be the first step in creating photographs?The first step to be able to make the backgrounds better in our photos is to be very conscious of how the background's is to any photos.
Therefore, it is better to have the first step in creating photographs with good backgrounds is by learning to see the background before taking the photograph.
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Your computer is configured to obtain an ipv4 address and dns server address automatically. what utility will help you to find the ipv4 address of your computer?
Final answer:
To find your computer's IPv4 address, you can use the Command Prompt on Windows or Terminal on Mac and Linux, executing 'ipconfig' or 'ifconfig' respectively.
Explanation:
To find the IPv4 address of your computer, one effective utility you can use is the Command Prompt on Windows or Terminal on MacOS and Linux. This utility allows you to execute commands that can retrieve system information, including your computer's IP address.
For Windows users, you can open the Command Prompt by searching for 'cmd' in the start menu. Once opened, type the command 'ipconfig' and press enter. Your computer's IPv4 address will be listed under the relevant network adapter, typically labeled as 'IPv4 Address'.
For MacOS and Linux users, you can open the Terminal. In this utility, type the command 'ifconfig' for Linux or 'ipconfig getifaddr en0' for MacOS and press enter. Your IP address should be displayed as a result of this command.
These commands are straightforward ways to retrieve your computer's IP address without needing to navigate through various menus in your system's settings.
Which action should you take when sending a large attachment?
Which behavior could be acceptable at a classical concert as well as at a ball game? standing for an exceptional performance cheering for your favorite performer talking throughout the event eating during the event
I believe it would be B As well as A but...
We all have our favorite athlete and singer so..
personally i believe the answer is:
B) cheering for your favorite performer
For a device to be considered a kind of computer, it must have a _____.
monitor
processor
data store
thought center
Internet protocol (ip) operates at the _____ of the open systems interconnection (osi) model.
Internet Protocol (IP) functions at the Network layer of the OSI model, where it is responsible for routing packets, including logical addressing, to ensure they reach the correct destination.
Explanation:The Internet Protocol (IP) operates at the Network layer of the Open Systems Interconnection (OSI) model. The OSI model is a conceptual framework used to understand and standardize the functions of a telecommunication or computing system without regard to its underlying internal structure and technology. The Network layer is responsible for packet forwarding including routing through intermediate routers. IP is one of the primary protocols in this layer, and it is tasked with delivering packets from the source host to the destination host based on the IP addresses in the packet headers. IP provides logical addressing which is necessary for a packet to traverse across networks and reach the correct destination.