What is the purpose of life insurance? do you think everyone needs life insurance? explain?
The purpose of life insurance is to create an estate with a lump some of money when it is needed. Life insurance death benefits provide tax free money to be used after a family member or business owner dies.
Not everyone needs life insurance because not everyone has liabilities at death. In other words, life insurance is primarily used to pay off debts when someone passes away. If an individual has no debts or expenses, then they would not need to have life insurance.
A(n) _____ is the best reinforcement schedule for motivating employees. variable ratio schedule fixed schedule avoidance of consequence continuous reinforcement schedule extinction
A variable ratio schedule is considered the best reinforcement schedule for motivating employees. It involves providing rewards or reinforcement after an unpredictable number of desired behaviors, which helps to maintain high levels of motivation and performance.
A variable ratio schedule is a type of reinforcement schedule where rewards or reinforcement are provided after an unpredictable number of desired behaviors.
This means that employees do not know exactly how many times they need to perform a behavior to receive a reward. This creates a sense of uncertainty and anticipation, making the reinforcement more engaging and motivating.
The unpredictability of the reward schedule prevents employees from becoming complacent or bored, as they must consistently engage in the desired behaviors to increase their chances of receiving a reward. This reinforcement schedule is known to be highly effective in promoting consistent and motivated performance.
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A mystic claims that he can perceive that a bank is in the process of being robbed. this ability is known as _____.
If a firm bakes cookies and sells them for $1,000 while spending $100 on sugar, $150 on chocolate, $50 on other supplies, $300 on wages and $400 on rent, what is its value added?
According to the firm bakes, the value added is $ 700. It is calculated by this Value added = Gross value of output - Value of interim consumption.
What do you mean by the value added?The price of a good or service minus its production costs is known as value-added. Based on their perceived value, customers' willingness to pay determines the price. There are numerous ways to contribute or create value.
The word "value added" in economics, particularly macroeconomics, refers to the contribution of the factors of production (i.e., labour and capital) to raise the value of the finished good and raise the income of those who own the aforementioned factors. As a result, both capital and labour contribute to the national value added.
Here,
Value added = Gross value of output - Value of interim consumption.
Value added = $ 1000 - ($ 100 + $150 + $50).
Value added = $ 700.
Therefore, according to the firm bakes, the value added is $ 700.
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A firm's net income for the year was $800,000. average assets totaled $6 million, and average liabilities totaled $1.2 million. return on equity was:
Sami nguyen is responsible for two departments that continually set conflicting goals. sami must get involved in ____ to achieve some sort of balance between those goals.
using the smith bbq Report, if hourly wages increased by 10% next week from the current week, and all other costs stay constant , what will be the variance of total payroll be next week?
The variance of total payroll next week, with a 10% increase in hourly wages and all other costs staying constant, would be 10000.
Explanation:To calculate the variance of total payroll, we need to compare the values from the current week and next week. Let's say the total payroll for the current week is $1000. If the hourly wages increase by 10% next week, the new hourly wage will be $11 (10% of $10 is $1, so the new wage will be $10 + $1 = $11). Assuming the number of hours worked remains the same, the total payroll for next week will be $1100.
The variance can be calculated by subtracting the new value from the old value and then squaring the result. In this case, the variance of total payroll next week would be (1100 - 1000)^2 = 10000.
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The variance of total payroll next week, with a 10% increase in hourly wages and all other costs staying constant, would be 10000.
To calculate the variance of total payroll, we need to compare the values from the current week and next week. Let's say the total payroll for the current week is $1000. If the hourly wages increase by 10% next week, the new hourly wage will be $11 (10% of $10 is $1, so the new wage will be $10 + $1 = $11). Assuming the number of hours worked remains the same, the total payroll for next week will be $1100.
The variance can be calculated by subtracting the new value from the old value and then squaring the result. In this case, the variance of total payroll next week would be (1100 - 1000)^2 = 10000.
Jasmine goes out of her way to display a caring attitude to one of her customers during a sales call. the customer establishes a long-term relationship with jasmine's company. this is an example of
The answer is: how attitudes can be a powerful force in an organization
Attitudes influence general atmosphere in the work environment and the emotions that people felt when working there. Positive emotions usually would correlate with a more positive relationships with costumers, lower stress level, and higher general work productivity.
A $22 credit to sales was posted as a $220 credit by what amount is the sales account in error
Answer:
$198
Explanation:
The data provided in the question
Credit to sales = $22
But wrongly posted as a $220 credit
Since the right amount is $22 credited but it wrongly posted as a $220 credited
So the difference is to be shown as the sales account error
Sales account in error = Wrong amount - correct amount
= $220 - $22
= $198
By deducting the correct amount from the wrong amount we can determine the sales account in error amount
Favorita candy's stock is expected to earn $2.40 per share this year. its p/e ratio is 18. what is the stock price?
Uma and edward are assigned to partner on a project, but they have never worked together before. uma texts edward, "are you available to meet at four this afternoon?" edward replies, "yep. cu then." what advice would you give them about their communication styles?
Suppose there is unexpected deflation this year that reduces the aggregate price level by 10%. how does deflation affect borrowers and lenders?
What is the best way to pay a bank fee?
Which of the following is a type of program that is designed to collect information about you and send it to a remote user without your knowledge?
A. Spyware
B. Cookie
C. Virus
D. Worm
E. Stealware
In large organizations, planning usually takes place at three levels of management. discuss the three levels and steps in the planning and strategy-making process. be sure to consider how they are linked with each other. provide an example that supports your conclusions from current events..
Based on research on their target market, bowl more lanes discovers that 95% are aware of bowl more; 85% have knowledge about it; 80% like it; 70% intend to bowl there; and 65% actually have bowled there. according to the hierarchy of effects model, bowl more should concentrate its promotional efforts on increasing _____ .
Bowl More Lanes should focus on strategies that convert customer intentions into actual behavior, addressing the 5% gap between the intention to bowl and having bowled.
Based on the hierarchy of effects model, Bowl More Lanes discovers that there is a reduction in percentages at each stage of customer engagement from awareness to actual behavior. The percentages are 95% for awareness, 85% for knowledge, 80% for liking, 70% for intentions, and 65% for actual behavior. Bowl More should concentrate its promotional efforts on converting intentions into actual behavior, as there is a drop from 70% of the target market intending to bowl there to only 65% who have bowled there. This indicates that while a majority of their target market has a positive view and intention towards Bowl More, there is a 5% gap between intention and action that the promotional efforts could aim to close through strategies such as targeted incentives, reminders, or addressing barriers to action.
Which of the following devices electronically sorts mail by zip code? A. Fax-modem B. Electronic organizer C. Hand-held scanner D. Optical character reader
The purpose of multifunctional teams is to ____.
In cell E5, enter a formula that calculates the number of days between the return date and the departure date.
The excel formula that calculates the number of days between the return date and the departure date is the: (=DATEDIF) formula.
What is an Excel Formula?A formula in Microsoft Excel is a formula that works with values in a range of cells.
You can use Excel formulas to execute operations like:
Addition,Subtraction etcTo calculate the number of weeks from two dates:
Use the =DATEDIF function Here, the "D" unit to return the difference in days, Then divide by 7.The start date of the period you're calculating is A2, and the end date is B2.
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Jack has 3 months more experience than jill, but jill's aptitude score is 20 points higher than jack's. who is expected to be more productive? (a) jack is expected to be more productive than jill. (b) jill is expected to be more productive than jack. (c) jack and jill are expected to have about equal productivity. (d) none of the above
What supports the codes that are chosen for an insurance claim to ensure reimbursement?
How does public key infrastructure add value to an organization seeking to protect information assets?
Public Key Infrastructure (PKI) provides secure communication and authentication mechanisms to protect information assets.
Explanation:Public Key Infrastructure (PKI) adds value to an organization seeking to protect information assets by providing secure communication and authentication mechanisms.
PKI uses a pair of cryptographic keys, a public key and a private key, to encrypt and decrypt data. The public key is distributed to others, while the private key is kept secret by the owner. This infrastructure ensures that only authorized parties can access sensitive information and verifies the authenticity of the sender.
For example, when an organization wants to secure online transactions, it utilizes PKI to encrypt the payment details using the recipient's public key. Only the recipient with the corresponding private key can decrypt this information, thus ensuring the confidentiality and integrity of the data.
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The eu became an economic union when the ____ went into effect in 1993.
Conducting research about an occupation, company, or job can increase your employability. Please select the best answer from the choices provided T F
The correct answer is T (True)
Explanation:
During the process of applying to a job or position, researching the company, occupation, or job it is always a good idea. Indeed, if you know about the company and related aspects you can increase your employability or probabilities to be hired. This can be explained as the more information you have about your employer the best you can perform in the process of applying to a job, this includes creating a résumé that focuses on the abilities or aspects the employer is looking for and performing better in the interview as you can show the interviewer you are interested in the job and therefore you took some time to research. Thus, it is true conducting research about an occupation, company, or job can increase your employability.
On a pert chart, an arrow from "activity d" to "activity e" indicates that _______.
Which of the following is a true statement about scheduling:
A)Scheduling for business is the same thing as personal scheduling.
B.) Many businesses do not need to use scheduling.
C.) Both manufacturers and service businesses rely on scheduling.
D.) Scheduling has the same timeline, regardless of the company.
Option C is accurate - both manufacturers and service businesses rely on scheduling. Scheduling is key for smooth operations, proper resource allocation, and time management in these sectors.
Explanation:The correct statement about scheduling among the options provided is C. Both manufacturers and service businesses rely on scheduling. This is because scheduling is an essential process in both manufacturing and service sectors to ensure smooth operations, effective resource allocation, and time management. For instance, manufacturers use scheduling to determine production sequences to fulfill orders efficiently, while service businesses, like restaurants or salons, use scheduling to manage appointments and workforce.
The options A, B, and D are not generally true. Personal and business scheduling may have similarities but are not the same thing; not all businesses follow the same timeline for scheduling, and contrary to B, almost every business utilizes some form of scheduling for their operations.
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Three employees and their job descriptions are listed in the chart below.
Employee
Job Description
Monica
Reads gas meters on houses
Travis
Oversees the installation of solar panels
Maggie
Works on power lines
Who does each person work for?
Monica works for a power company, Travis works for a utilities company, and Maggie is self-employed.
All three people work for a power company.
All three people are self-employed.
Monica works for a utilities company, Travis is self-employed, and Maggie works for a power company.
Mark this and return
From the chart given, it is clear that the answer to the given question is (D) Monica works for a utilities company, Travis is self-employed, and Maggie works for a power company.
Monica probably works for a utilities company since she is responsible for checking gas meters on houses, while Travis is more likely to be self-employed since he installs solar panels on houses – though he can be employed by a company which sells solar company installation services, but the option is available. Since Maggie works on power lines, she is most definitely employed by a power company.
One advantage of modularization is that it simplifies the ____.
The point when the company makes exactly enough money to pay for itself, without making extra as a profit, is the ____________ point. A. Startup B. Tax C. Break even D. Legal
A specialized automatic machine costs and is expected to save per year while in operation. using a 99% interest rate, what is the discounted payback period?
The formula for discounted payback period is DPP = -ln (1 – Ci/S) / ln (1+i), wherein C is the initial Cost, i is the interest rate, and S is the saved cash per year. Given the value of i which is 0.99, substitute the remaining value of the specialized automatic machine cost (C) and saved cash (S) per year to get the discounted payback period.
Final answer:
The discounted payback period calculation requires specific cost and savings values, which are not provided. At a 99% interest rate, future savings' present value would be very low, making investments difficult to recoup.
Explanation:
The question asks about calculating the discounted payback period for a specialized automatic machine using a 99% interest rate. This involves understanding the concept of discounted cash flow (DCF), which accounts for the time value of money. To determine the discounted payback period, one must calculate how long it takes for the present value of the savings generated by the machine to equal its initial cost. However, without specific cost and savings values, the exact payback period cannot be computed in this response. Typically, at a very high interest rate like 99%, the present value of future savings would significantly diminish, making it extremely challenging for investments to reach a payback period.