Answer:
Vertical accountability refers to the ability of
a. individuals and groups to hold state institutions accountable
Explanation:
When discussing accountability in governance, there are different types which include vertical accountability and horizontal accountability.
Vertical accountability refers to the ability of individuals and groups to hold state institutions accountable and horizontal accountability refers to the ability of the legislature to hold the executive accountable.
under the securties act of 1933, which statements are true regarding a regulation D private placement exemption? adveristing permitted
Answer:
advertising is not permitted
Commissions can be received in connection with the offering.
Explanation:
Under the securities act of 1993, a regulation D private placements have some rules which included: advertising was not permitted and Commissions can be received in connection with the offering. These were only a few rules as Regulation D allows a "private placement" exemption if an issue is sold to a maximum of 35 "non-accredited" investors.
Given that news organizations frequently call for more transparency from the government and organizations they cover, critics find it hypocritical that these same organizations do not want the same level of scrutiny regarding _____________ they receive from political campaigns.
Answer:
Revenues
Explanation:
The role of news organisations in political campaigns in recent times has been very significant.
Critics find it hypocritical because when paid to run political campaigns, news organisations do not reject lies by public officials, because they were paid for the air time.
For example, according to information from statistica, it estimates that more than 6 billion dollars were spent in the US Presidential elections campaign on broadcast TV in 2016.
Scrutiny would involve critical examination of the activities of this news organisations.
Conflict in organizations Select one: a. can serve as an opportunity for growth. b. often has negative consequences, and therefore must be managed carefully. c. can clarify relationships and provide new ways to think about issues. d. can result in all of these effects.
Answer: Option D
Explanation: Organizational conflict or even known as the corporate conflict is defined as the situation of dispute or confusion arising from the explicit or implicit divergence of interests, values, resources, and relationships between the institution's members.
These conflict usually results in hurdle of operating activities but if tackled carefully by the management it can result in strong relationships than before due clear understanding. These clear understanding between the employed eventually will result in growth of firm .
Given what you know about regional differences in unemployment and the ability of people to now move freely between the former East and West German states, which scenario is most likely?
Answer:
gap in the standard of living that exist between the former East and West German states will continue to widen
Explanation:
Based on the information provided within the question it can be said that the most likely scenario would be that the gap in the standard of living that exist between the former East and West German states will continue to widen. This is due to the fact that people will migrate to locations with the most jobs. Thus causing one location to grow it's standard of living while the other shrinks.
Over the past 5 years, 50 new restaurants have opened and 30 have closed in the city of Zuni. Currently there are 110 restaurants operating in the city. Which of the following best represents the market structure, barriers to entry, and economic profits in the long run?
a. Market Structure = Perfectly Competitive ; Barriers to Entry = Low ; Long Run Economic Profit = Negative
b. Market Structure = Perfectly Competitive ; Barriers to Entry = High ;Long Run Economic Profit = Positive
c. Market Structure = Monopolistic Competition ; Barriers to Entry = Low ;Long Run Economic Profit = Zero
d. Market Structure = Monopolistic Competition ; Barriers to Entry = High ; Long Run Economic Profit = Positive
e. Market Structure = Monopolistic Competition ; Barriers to Entry = High ; Long Run Economic Profit = Zero
Answer:
c. Market Structure = Monopolistic Competition ; Barriers to Entry = Low ;Long Run Economic Profit = Zero
Explanation:
A monopolistic competition is when there are plenty firms operating in the industry. The firms sell differentiated products and they set their market price. There are low barriers to entry and exit of firms.
Because there are low barriers, if firms are making economic profits in the short run, firms enter into the industry in the long run and economic profit falls to zero. Therefore, in the long run, firms earn only accounting profit only.
A resturant is an example of a monopolistic competition.
A perfect competition is when there are plenty buyers and sellers of identical products. There are no barriers to entry and exit of firms. Therefore, in the long run, firms earn zero economic profit.
I hope my answer helps you
According to the California Insurance Code, what term is used to describe a fact so important it could affect the policy premium?
Answer:
Materiality
Explanation:
Materiality is the term used to describe the fact which is so important that could affect a given policy premium according to the California Insurance Code.
Many firms use ______, who may specialize by product area in large companies, to help cut costs and coordinate relationships with suppliers.
Answer:
Purchasing managers.
Explanation:
A purchasing manager is responsible for establishing the best conditions for purchasing goods and services necessary to perform organizational activities.
Has more authority than a purchasing agent or buyer, although the exercise activities are similar, the purchasing manager has a greater responsibility for overseeing the procurement process and the activities of a purchasing agent or buyer.
The responsibilities of a purchasing manager are:
purchase of higher quality and lower priced goods and services. seek the most reliable suppliers for the organization. price negotiation and purchase contracts. forecast of future demand. (...)1) are short-term funds transferred between financial institutions, usually for a period of one day
2) actually have nothing to do with the federal government
3) provide banks with an immediate infusion of reserves
Answer:
Federal funds
Explanation:
The 3 characteristics in the question are the characteristics of federal funds.
Federal funds are funds that bank and entities exchange between each other to maintain bank reserves at the federal reseeve as well as to meet daily transactions. It can be called an overnight borrowing because the funding can only be borrowed for one day and must be returned within such albeit with some rate. The current rate is 10percent.
Cheers.
Julia is a U.S. citizen. She establishes a website that posts threatening messages about celebrities. Her website is.
Answer:
b. not protected by the First Amendment
Explanation:
Based on the information provided within the question it can be said that the Julia's website is not protected by the First Amendment. This is because the Supreme Court has never interpreted freedom of speech to allow the inclusion of obscenities. Which "threatening posts about celebrities" would fall under the category of obscenity and not be protected under the First Amendment.
Sam Frank is a retired Army officer who wants to purchase a new home using a VA loan. In 2000, Sam used his VA guarantee of $36,000 when he purchased his current home. Based on the VA's maximum guarantee of $104,250 and his partial eligibility, how much of a loan can Sam get with no money down?
a) $68,250
b) $155,000
c) $208,500
d) $273,000
Answer:
D) $273,000
Explanation:
The VA's maximum guarantee for home purchases applicable for 2019 is $484,350, including additional benefits like no down payments and no private mortgage insurance.
Since Sam already used 34.45% of his benefit during 2000, he can only use 65.55% of his available benefit now. In current values that would equal around $317,000 but I guess this question is using values applicable during 2018, which would result in a maximum guarantee of $417,000, and 65.55% of that would be $273,000.
The amount of VA's loans increase year by year and also vary depending on certain states and counties.
Xanat is grief-stricken after the death of her mother. Consequently, her productivity at work is suffering. Humberto, her supervisor, calls her for a meeting to discuss her deteriorating performance. Xanat tells him that she is finding it difficult to concentrate at work after her mother's death. Humberto recommends that Xanat should seek help from the company's Employee Assistance Program. This scenario illustrates the concept of _____.
A) closure
B) counseling
C) coaching
D) attribution
Answer: B) counseling
Explanation:
Counseling is the process of rendering professional advice and guidance to individuals through personal interviews, testing interests and aptitudes by utilizing psychological methods. In the case above the supervisor is trying to counsel Xanat due to her deteriorating performance, by assessing her and suggesting possible solutions to her condition.
Interest earned on premiums paid to an insurer helps to ________ the premiums charged.
Answer:
Interest earned on premiums paid to an insurer helps to LOWER the premiums charged.
Explanation:
An insurance premium is the amount of money an individual or business pays for an insurance policy. Insurance premiums are paid for policies that cover healthcare, auto, home, life, and others.
Once earned, the premium is income for the insurance company. It also represents a liability, as the insurer must provide coverage for claims being made against the policy. Failure to pay the premium may result in the cancellation of the policy.
The interest earned on premiums helps to offset the premiums charged by insurance companies.
Explanation:The interest earned on premiums paid to an insurer helps to offset the premiums charged.
Insurance companies receive income from insurance premiums and investment income. They invest the funds they receive, earning a rate of return. This income can be used to offset the premiums charged to policyholders. By earning investment income, insurance companies can reduce the overall cost of insurance for their customers.
For example, if an insurance company charges $100 in premiums and earns $10 in interest income, they can use the interest income to reduce the premiums charged to $90, making insurance more affordable for policyholders.
Lyon co. collected $1,200 in sales tax from customers during the month of march. in
Answer:
sales tax payable 1,200 debit
cash 1,200 credit
Explanation:
To record this entry we need to understand the sales tax is not an expense for the company as is charged into the invoice and paid by the customers.
The company is an intermediate agent between the customer and the government. The company's role is to collects the tax and pay to the government. We need to record the payment of 1,200 to the government thus, we write-off the sales tax payable and credit the cash give away to the IRS
Mortagae brokers are the ones who bring the home buyers and the lenders together.
True / False.
Answer:
True
Explanation:
A mortgage broker helps a borrower connect with lenders who represent the best fit in terms of the borrower's financial situation and interest-rate needs. A mortgage broker, a mortgage broker determines a loan-to-value ratio, and gathers all the required information regarding borrowers ideal loan type and forward them to the ideal lenders. The loan-to-value ratio is defined as a lending risk assessment ratio that financial institutions and other lenders examine before approving a mortgage. They also track down the unnecessary fees tacked onto closing costs by lenders when issuing a mortgage, this is called garbage fees. There are also a type of loan called the liar loan, these involve the category of mortgages that refers to low-documentation or no-documentation mortgages, this can be acronym to "no job, no income and no assets" type of borrowers.
In a _____________ organization, specialists from different parts of the organization are brought together on a temporary basis to work on specific projects.
A. matrix
B. line
C. line-and-staff
D. centralized
Answer: Matrix Organization
Explanation:
Completing question with right answer:
In a matrix organization, specialists in different parts of an organization come together on temporary basis to perform a project.
For example in a matrix organization, engineering specialists and marketing specialists can team up to achieve higher sales for the organization, for which they would report to a common project leader.
Matrix organizations encourages employees to be able to diversify in their duties.
What is a potential disadvantage of direct selling? A. Consumers must go out of their way. B. Some customers view direct selling negatively. C. Commissions for salespeople are usually low. D. Personal attention tends to be lacking. E. Product demonstrations are difficult in this type of selling.
Answer: Some customers view direct selling negatively.
Explanation:
Direct selling is a kind of sales which involves the marketer to personally going to customers to convince them about a certain product.
Some customers negatively view direct sales and prefer going online to get products they need for consumption. For example, some customers believe that some product sold via direct sales maybe inferior or bad for the marketers to go about selling them.
What is the major difference between the real estate business in general and a real estate brokerage?
Answer:
Please see the answer below
Explanation:
The real estate business consists of production, marketing, and financing of real property; A real estate business is a business entity that deals with the buying, selling, management or investment of real estate properties.
While
A real state brokerage is directed primarily toward the sale, exchange, lease, rental, and financing for compensation. A broker may work for a commercial or residential seller and/or buyer. The duties vary, depending on the type of broker you are. Most brokers are both sellers’ and buyers’ agents. When another agent or broker sells a property from a different broker or agent, the two agencies split the commission.
Some brokers may be agents. They represent both the buyer and seller, although in some states, dual agency is not legal.
The major difference between the real estate business in general and a real estate brokerage is that the real estate business refers to the entire industry of buying, selling, and managing properties, while a real estate brokerage is a specific type of business within the real estate industry.
Explanation:The major difference between the real estate business in general and a real estate brokerage is that the real estate business refers to the entire industry of buying, selling, and managing properties, while a real estate brokerage is a specific type of business within the real estate industry.
A real estate brokerage is a company or an agency that employs licensed real estate agents who help clients buy, sell, or rent properties. They act as intermediaries between buyers and sellers, providing assistance with various aspects of the real estate transaction process.
On the other hand, the real estate business as a whole encompasses not just real estate brokerages, but also other types of businesses and professionals involved in property development, property management, real estate investment, and real estate law.
The maximum amount of investors allowed in "private funds" of all types is limited by the SEC to what number?
Answer:
100 accredited investors
Explanation:
Private funds classified as 3C1 funds can have a maximum of 100 accredited investors.
An accredited investor is someone that has a net worth of over $1 million, not counting his/her primary residence (house), or must at east have an annual income of more than $200,000, or $300,000 for a married couple.
The main advantage of keeping a fund private is that they are less regulated than public funds. This gives the fund greater freedom when deciding which investments to make.
A buyer defaulted some time ago on a written contract to purchase a seller's real estate. Can the seller sue for damages?
Answer:
Yes, if statute of limitation allows.
Explanation:
A seller can sue the buyer because the buyer defaulted some time ago on a written context as long as the statute of limitation allows. Statute of limitation is a law which is normally passed by the legislation which limits a person to sue a client. So, yes a seller can sue the buyer if the seller is not prohibited according to the statute of limitation.
The _____ directs managers to maximize profit and shareholder wealth and recognizes only legal limitations on the pursuit of profit.
Answer:
The economic model of corporate social responsibility (CSR)
Explanation:
The economic model of corporate social responsibility directs managers to maximize profit and shareholder wealth and recognizes only legal limitations on the pursuit of profit.
Final answer:
The profit maximization mandate directs managers to focus on increasing profit and shareholder wealth.
Explanation:
The statement in question suggests that the chief directive for managers is to maximize profit and shareholder wealth, within the bounds of legal constraints. This view highlights the classic economic model of a firm's objectives, emphasizing profitability as the primary goal.
It corresponds with the perspective of economist Milton Friedman, who famously argued that the only social responsibility of business is to use its resources in endeavors that enhance its profits, so long as it operates honestly and within the framework of free competition.
Managers are expected to prioritize shareholder interests, making decisions that will benefit stockholders, often at a short-term perspective. However, this framework also assumes that businesses must contend with market forces, which can include the potential for hostile takeovers if profit maximization is not achieved, essentially serving as a check on corporate efficiency and executive performance.
Moreover, while the onus is on businesses to maximize profits, they must also consider the broader impact of their actions. Exploiting customers, suppliers, or society can lead to long-term losses, either through a loss of trust or through government intervention and regulation. Thus, rational pursuit of maximal value for shareholders inherently respects other stakeholders to ensure sustainability and legitimacy over time.
The condition which states that the domestic interest rate equals the foreign interest rate minus the expected appreciation of the domestic currency is called ______.
Answer:
The condition which states that the domestic interest rate equals the foreign interest rate minus the expected appreciation of the domestic currency is called Interest Rate parity
Explanation:
The interest rate parity condition explains the relationship between domestic and foreign interest rates, and also factoring in alongside the appreciation of the home or domestic currency.
Interest rate parity condition states that the difference in interest rate between two countries will be equal to the difference between their forward exchange rate and their spot exchange rate.
Therefore in very simple terms, interest rates are linked to exchange rates
The Federal Reserve can influence the federal funds interest rate by buying securities, which ________ reserves, thereby ________ the federal funds rate
A) adds; raising
B) removes; lowering
C) adds; lowering
D) removes; raising
Answer: C) adds; lowering
Explanation:
Federal Reserve has the ability to influence the federal funds interest rate.
When the Federal reserves buys the securities (financial instruments such as marketable securities or non-marketable securities) they add reserves, which in return lowers the federal funds interest rate.
A client of yours expresses interest in giving trading authority to a third party on their account held at your Investment Advisory firm. Regulations from the NASAA pertaining to this scenario require which of the following?
Answer and Explanation:
NASAA = North american Securities Administrators Association
NASAA would require written authority in order for trading as expressed by client to a third party. The written authority is very important according to the regulations by NASAA.
Ming Chen began a professional practice on June 1 and plans to prepare financial statements at the end of each month. During June, Ming Chen (the owner) completed these transactions.Owner invested $61,000 cash in the company along with equipment that had a $22,000 market value in exchange for its common stock.The company paid $1,200 cash for rent of office space for the month.The company purchased $13,000 of additional equipment on credit (payment due within 30 days).The company completed work for a client and immediately collected the $2,300 cash earned.The company completed work for a client and sent a bill for $8,000 to be received within 30 days.The company purchased additional equipment for $6,200 cash.The company paid an assistant $2,400 cash as wages for the month.The company collected $4,300 cash as a partial payment for the amount owed by the client in transaction e.The company paid $13,000 cash to settle the liability created in transaction c.The company paid $1,200 cash in dividends to the owner (sole shareholder).Required:Enter the impact of each transaction on individual items of the accounting equation. (Enter decreases to account balances with a minus sign.)
Answer:
Please see below the computation for Assets = Liabilities + Equity.
Explanation:
(+) Cash $61,000
(-) Capital $61,000
(+) Equipment $22,000
(-) Common Stock $22,000
(+) Rent Expense $1,200
(-) Cash $1,200
(+) Equipment $13,000
(-) Accounts Payable $13,000
(+) Cash $2,300
(-) Services $2,300
(+) Accounts Receivables $8,000
(-) Services $8,000
(+) Equipment $6,200
(-) Cash $6,200
(+) Wages Expense $2,400
(-) Cash $2,400
(+) Cash $4,300
(-) Account Receivable $4,300
(+) Accounts Payable $13,000
(-) Cash $13,000
(+) Dividends $1,200
(-) Cash $1,200
Net Profit = Revenue - Expenses
Net Profit = $10,300 - $3,600
Net Profit = $6,700
Assets = Total Liabilities + Shareholders' Equity
Cash + Accounts Receivables + Equipment = Accounts Payable + Capital + Retained Earning + Common Stock - Dividends
$43,600 + $3,700 + $41,200 = $0 + $61,000 + $6,700 + 22,000 - $1,200
$88,500 = $88,500
The pharmaceutical industry is extremely dynamic. A company that releases a product to the general public with the intention of keeping prices high may see quick competition arising from other products made from different compounds that perform the same functions as the company's product. According to the five forces model, this type of threat is called _____.A. the level of rivalry among organizations in an industryB. the potential for entry into an industryC. the power of large suppliersD. the power of large customersE. the threat of substitute products
Answer:
E. the threat of substitute products
Explanation:
A common reason for facing competition is when a company's product has a close substitute.
Substitute products in this case refers to products that can be used in place for another. A popular example is Coca-cola and Pepsi, Tea and coffee. Both of these products could can satisfy the same need. For instance an individual can choose to have Pepsi over Coca-Cola.
This type of threat may affect the company because of compounds that perform the same functions as the company's product.
In a bid to attract more customers in a market that has several competitors, Barrymore's Bakery slashed the prices of all its products by 50 percent. Managers at the firm reasoned that lower prices would draw in even more customers, making up for the reduction in price several times over. Which of the following pricing strategies are they using?
a. Market-skimming pricing
b. Market-penetration pricing
c. Captive-product pricing
d. Cash discount pricing
e. By-product pricing
Answer: Market-penetration pricing
Explanation:
Market-penetration pricing is a type of price setting method where a sales company reduces the prices of it's products to attract customers to it's products.
Barrymore's Bakery is applying penetration pricing method by introducing a 50% discount on all of it's products to draw customers to its products in a market filled with so many competitors.
An online retailer uses complex data-mining software to evaluate the preferences and buying habits of its customers and makes decisions based on these findings. This is an example of the use of ______ in the decision-making process.
Answer: Analytics
Explanation:
The online retailer is applying analytics to evaluate buyers preferences and habits: this information gotten influences the decisions made by the retailer.
Analytics in decision making process occurs when a manager in an organization carefully analyses systematic statistical data to make decisions in the organization.
The use of analytics in decision making helps reduce errors and enables the manager make accurate decisions.
A company has a retention rate of 50%, sales of $25,000, beginning equity of $50,000 and profit margins of 10%, an asset turnover ratio of .75 and debt of $10,000. What is its sustainable growth rate?
Answer:
Sustainable Growth Rate: 2.5%
Explanation:
Sustainable growth rate is calculated by multiplying return on equity with retention ratio.
Logic behind above is that whatever portion of net profit is retained by the Company, is used in the Company's operations, which earns certain percentage of equity known as return on equity. By multiplying both return on equity with retention ratio, we assume that the practice will continue for foreseeable future and the Company will continue to grow at the calculated growth rate.
Growth rate = Retention ratio * return on equity
Retention ratio = 50%
Return on equity = Net profit available for distribution / Opening equity
Return on Equity = (25,000 * 10%) / 50,000
Return on Equity = 5%
Growth Rate = 5% * 50%
Growth Rate = 2.5%
The sustainable growth rate of the company is 3.75%.
Explanation:The sustainable growth rate of a company can be calculated by multiplying its retention rate, profit margin, and asset turnover ratio. The formula for sustainable growth rate is:
Sustainable Growth Rate = Retention Rate * Profit Margin * Asset Turnover Ratio
Using the given information, the company has a retention rate of 50% (0.5), profit margin of 10% (0.1), and asset turnover ratio of 0.75. Therefore, the sustainable growth rate is:
Sustainable Growth Rate = 0.5 * 0.1 * 0.75 = 0.0375 or 3.75%
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Fred is the purchasing manager at Marc's Auto Body and places orders for routine products such as office supplies and items needed for service and repair of vehicles. He typically purchases tools from the Snap-on dealer and orders a variety of nuts, bolts, and hardware from Grainger. He really likes purchasing from Grainger since he can utilize their website where he has an intranet portal to easily place orders and receive a company discount. Grainger makes it easy and convenient as well by providing a list of previously purchased items that Fred can select and simply click "reorder."
What type of purchase process does Fred use when buying these items from Grainger?
A) Straight rebuy
B) Modified rebuy
C) New-task purchase
D) Contracted purchase
Answer:
A) Straight rebuy
Explanation:
Based on the information provided within the question it can be said that the purchasing process that Fred is using is called a Straight Rebuy. In a business context, this term refers to ordering supplies for the first time or as a reorder from a supplier from an approved list . This list contains suppliers that have been approved due to ease of use, good quality products, or low prices. Which in this case Grainger has all of these traits, which is why Fred prefers them.
Rosemarie and Dominique, owners of Sugarplum Coffee and Pastry Shop, are concerned because Panera Bread is opening a new store just one mile from their shop. Rosemarie and Dominique know that Panera will be offering similar products; therefore, Panera Bread will be a(n) ________ of Rosemarie and Dominique.
Answer: Competitor
Explanation: Rosemarie and Dominique believes that Panera bread would be an active Competitor to their business because of the closeness of Panera bread store to theirs and also the fact that they sell similar products.
A competitor in marketing is a business that struggles for the same customers with another business due to sales of similar products.
Panera Bread will be a competitor to Rosemarie and Dominique's shop in a monopolistically competitive market, prompting the need for innovation and improved offerings.
In the situation provided, Panera Bread will be a competitor to Rosemarie and Dominique's Sugarplum Coffee and Pastry Shop. When a company like Panera, which offers similar products, enters the market close to an existing business, this can be challenging for the incumbent firm.
This scenario is a common occurrence in industries with monopolistic competition, where many firms sell products that are similar but not identical. Each business in a monopolistically competitive market has some market power and can behave like a monopoly to a certain degree, due to product differentiation.
This competitive market dynamic encourages businesses to innovate and constantly improve their offerings to maintain customer loyalty. The entrance of a new competitor often leads to businesses enhancing their products, services or customer experience.
For instance, a gas station may add services such as a coffee shop or car wash to differentiate itself, while a restaurant could develop unique recipes to attract customers. This competition is essential for market health, driving businesses to focus on quality, innovation, and customer satisfaction.