What are some of the behavioral challenges that prevent people from saving more?

Answers

Answer 1

Bills, Tickets, Car Wrecks, Apps


Related Questions

"which would be the most appropriate type of application to create, analyze, and forecast budgets?"

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i thinbk it would be Spreadsheet                                .

The Microsoft Office applicaiton: Excel.

What is required to transform a business-level strategy from an idea into reality?

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A business plan.

A business plan is a comprehensive tool to plan out aspects of your idea so that you have a smart strategy when you decide to make it a reality.

Answer: Execution of the Business plan

Explanation: In order to transform your business ideas to reality the basic most important thing to do is to start executing them.

Lay down the process of. the things you must do which includes, you conducting a market research of your target market, then you must implement a good strategy, put into writing a sound business plan, secure the right space, and not forgetting getring the right staff.

The most critical disadvantage of the sole proprietorship is ________. the owner's unlimited personal liability lack of continuity limited access to capital limited skills and abilities of the owner

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The owner’s unlimited personal liability.

Although all of the reasons listed are disadvantages of a sole proprietorship, the owner’s unlimited personal liability is the most critical. The owner is liable for all of the bills of the business, as well as any other liabilities. For example, if the business gets sued and there is a monetary judegement against the business the owner is responsible for paying the money if the business cannot pay it.

Transactional leadership encompasses all but one of the following. Which one?A. Goal settingB. Social interactionC. Monitoring progress toward goal achievementD. Giving feedbackE. Administering discipline

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Transactional leadership encompasses all but one of the following. Which one? B. Social interaction

Transaction leadership is a style that a leader may follow when leading a group of people in a workplace. This type of leadership describes the type of leader that rewards their workers when they do well but punishes them when they do not. Transactional leaders are usually only able to keep their follows motivated in the short-term because this style is so up and down.

Answer:

B. Social interaction

Explanation:

The U.S. Is known for its strong consumer spending but also a trade deficit. This means that the country _____.

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The U.S. imports more than it exports in part to supply the strong consumer demand.

Answer:

The US Imports much more than it exports.

Explanation:

We are in debt due to an excessive amount of over seas purchasing, and not enough industry within our own soil. Companies move to foreign countries because manufacturing is cheaper, due to their being no US Tax.  Foreign tax is incomparably insignificant.  Thus trades create imbalance and financial danger to our Economy.  

According to results by silverstein (2001) and yamini-benjamin (2007) indicated that one reason that professional women leave their job is that the common corporate structure does not value

Answers

Answer:

According to the research, it is because women find themselves not being rewarded for the relational skills they value.

Explanation:

It is commonly found that women in workplaces perform their jobs differently compared to men. They achieve the same objectives, through different mechanisms – and one of these methods is by utilizing their ability to socialize and empathize with their team members, co-workers, and superiors. Unfortunately, despite this, oftentimes women are viewed lesser for utilizing these abilities instead of achieving their objectives through more masculine traits such as ordering their team members to do their work and seeking to win negotiation instead of compromising so that both parties can come to an agreement that they both can accept.  

Final answer:

The standard corporate structure often fails to value the unique challenges experienced by professional women, a reality illustrated by the 'glass ceiling'. Deeper societal issues, such as gender roles and discrimination patterns, exacerbate this, causing a conflict between women's professional and parenting roles and leading to less opportunities and lower pay.

Explanation:

Results by Silverstein (2001) and Yamini-Benjamin (2007) highlight that in many professional settings, the standard corporate structure does not fully appreciate or value the unique challenges that women experience, including gender discrimination and the conflict between work role and parenting role. This concept is often referred to as the glass ceiling, a metaphorical barrier which prevents women from advancing to the highest levels in their organizations. For example, the earnings gap highlights this issue wherein as of 2014, fully employed women earned only seventy-nine cents for every dollar earned by a man doing the same work. Moreover, these challenges are compounded for women from under-represented groups and single mothers who face even more discrimination and financial difficulties.

Historically, women have been burdened by the societal expectation that they cannot be a 'good mother' and a 'good worker' simultaneously, resulting in fewer opportunities and lower levels of pay. This is a societal issue deeply rooted in the traditional gender roles and discrimination patterns prevalent in America, where males do not encounter a conflict between their roles as fathers and as professionals.

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After discovering that their company's best software developers are highly analytical, personnel psychologists focused their employment ads for additional software developers less on applicants' experience and more on their ability to engage in logical problem solving. this best illustrates their commitment to

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This is an example of a strength based selection system. It offers a different perspective on the labor pool.

Buyline is an e-commerce web site. it has come up with a promotional offer where buyers get a 60 percent discount on refrigerators if a minimum of 100 buyers agree to buy the product within 24 hours of the offer being announced. in this case, it is evident that buyline is a _____.

a. group buying platform

b. peer-to-peer e-commerce platform

c. participatory e-commerce site

d. social networking sit

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The answer is a group buying platform.

A group buying platform is a type of online shopping website that offers discounted prices for items that are bought by a set amount of buyers. This practice was first recorded in China, where it is called Tuán Gòu.

Many Chinese online marketplaces use this style of purchasing until now. The discounted prices are usually very significant compared to the original price.

The cost of the basket of goods in 2005 is $550 and the cost of the basket of goods in 2011 is $700. if 2005 is used as the base year, the price index for 2011 is

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$127.27

Price index is (new year/old year)*100

If 2005 is the base/old year, then:

$700/550 = 1.27273 * 100 = $127.27

Price index is used to show inflation from year to year by the change in price for the same goods in a base year to current year. Price index for the base year compared to the base year will always be 100, so anything above that shows inflation.

Final answer:

To calculate the price index for 2011 using 2005 as the base year, divide the cost of the market basket in 2011 ($700) by the cost in the base year ($550) and multiply by 100 to get a price index of 127.27.

Explanation:

To calculate the price index for the year 2011 using 2005 as the base year, we can follow a similar method as used for calculating the Consumer Price Index (CPI). The formula to calculate the price index is:

Price Index = (Cost of Market Basket in Given Year / Cost of Market Basket in Base Year) × 100

Using the information provided:

Cost in 2005 (Base Year): $550Cost in 2011: $700

Substitute these values into the formula:

Price Index for 2011 = ($700 / $550) × 100

Price Index for 2011 = 1.2727... × 100

Price Index for 2011 = 127.27

This means that what you could buy for $100 in 2005 cost $127.27 in 2011. Thus, the price index for 2011, using 2005 as the base year, is 127.27.

Helen is planning to open a high-fashion clothing store for young professional women. which descriptor is the most important consideration for the fixtures?

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She would want to choose elegant, high-end fixtures. Fixtures in a retail operation refer to the clothing racks, display cases, mannequins, signage, and other display equipment. Since Helen is selling high-fashion to professional women she needs to project a high-end professional image.

A(n) _____ refers to the issue of who will run the business when the current head leaves.

a. family business integration

b. family business feud

c. family disagreement

d. succession problem

e. role confusion

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Answer:

The answer is (D) succession problem.

Explanation:

Succession problem often occurs in family-run businesses since this type of businesses tend to maintain stakeholder control inside the family, and thus they do not appoint outsiders to run the company or corporation. When the previous head has passed away and the individual has not yet appointed a successor before his or her passing, it would lead to a succession problem where members of the family would come in conflict with one another over the control of the company.

Ball e-mails sullivan and inquires how much sullivan is asking for a specific forty-acre tract of land sullivan owns. sullivan responds, "i will not take less than $60,000 for the forty-acre tract as specified." ball immediately sends sullivan a fax stating, "i accept your offer for $60,000 for the forty-acre tract as specified." discuss whether ball can hold sullivan to a contract for the sale of the land.

Answers

For a contract to be valid, there needs to be an offer and acceptance of that offer. Sullivan did not make a specific offer on price, she only stated that she would not accept less than $60,000, so there was no offer in place for Ball to accept.

The student asked about the validity of a contract for land sale between Ball and Sullivan after accepting an offer.

Ball sending a fax accepting Sullivan's offer for the land forms a valid contract known as the bilateral contract. In a bilateral contract, acceptance is communicated directly to the offeror.

Whether Ball can hold Sullivan to the contract for the sale of land depends on various factors such as the legal capacity of the parties, consideration, and compliance with any formal requirements.

Put the steps into the correct order to show the process by which individuals have their federal income tax collected.first step the taxpayer files a tax return. the government receives a tax payment or gives a tax refund. the employer withholds estimated taxes.last step

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First the employer withholds estimated taxes. The taxpayer files a tax return. Last the government receives a tax payment or gives a tax refund.

Answer:

1.paycheck withholding

2.tax return filing

3.tax payment or refund

Explanation:

In immanuel wallerstein's view, the global economic system is divided between nations that control wealth and nations from which resources are taken. this view is referred to as

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Conflict Perspective

Unlike the structural function theory, conflict perspective sees different economies as being in competition with each other for power and resources.

The view of Immanuel Wallerstein's view on the global economic system is based on World Systems Approach.

What is global economic system?

A system or an approach, which connects a few countries together for growth and development of their economies by coming in close contact with each other is known as global economic system.

Hence, the significance of global economic system is given above.

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The bureau of labor statistics has several measures of joblessness in addition to the official unemployment rate. one alternative is the u-4 measure of labor underutilization, which is calculated as follows

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Final answer:

The U-4 measure of labor underutilization includes not only the unemployed but also discouraged workers, providing a broader view of joblessness than the official unemployment rate. The Bureau of Labor Statistics offers this measure to give a more nuanced perspective on economic conditions. Understanding different unemployment measures helps to accurately assess the labor market.

Explanation:

Unemployment is a significant indicator of economic health, reflecting the percentage of people in the labor force who are without a job. The Bureau of Labor Statistics (BLS) reports the official unemployment rate, which is commonly cited in news reports. This rate, however, only tells part of the story. To capture a more complete picture of joblessness, the BLS has developed alternative measures, including the U-4 measure of labor underutilization. The U-4 takes into account not only the unemployed but also discouraged workers, who are not currently looking for work because they believe no jobs are available for them.

Economic researchers at the BLS strive to present a nuanced view of the labor market through various surveys and reports. Factors such as underemployment and discouraged workers are not reflected in the official unemployment rate, making alternative measures like the U-4 critical for understanding the true state of the labor market.

During tough economic periods, the number of unemployed and underutilized workers tends to rise, leading to hardships for many individuals. Conversely, during economic upturns, the U-4 measure, along with the unemployment rate, may decline, indicating an improvement in labor market conditions.

Tracy company, a manufacturer of air conditioners, sold 200 units to thomas company on november 17, 2016. the units have a list price of $550 each, but thomas was given a 25% trade discount. the terms of the sale were 2/10, n/30.

Answers

and what is the question ?

okay. could you provide the question?

If you have an extremely "bullish" outlook on the stock market, you could attempt to maximize your rate of return by ________________. purchasing out-of-the-money call options purchasing at-the-money bull spreads purchasing in-the-money call options purchasing at-the-money call options

Answers

purchasing out-of-the-money call options is the answer

Benton recently filled out an application for a mortgage. on the application, benton was asked to give his former address. to benton's surprise, he could not recall his last address. the only address that came to mind was his current one. benton appears to be experiencing proactive interference. retroactive interference. repression. memory decay.

Answers

retroactive interference

Final answer:

Benton experiencing difficulty in recalling his former address while remembering his current one exemplifies retroactive interference, where new information blocks the retrieval of older, related information.

Explanation:

Benton appears to be experiencing retroactive interference. This is when newly learned information interferes with the retrieval of older information. For example, Benton's inability to remember his previous address could be because his current address is more prominently in his mind, blocking the ability to retrieve the former one.

Proactive interference, on the other hand, occurs when old information hinders the recall of newly learned information, which is not the case here. Other concepts such as repression and memory decay do not apply in this context as they describe different memory phenomena. Repression refers to the unconscious blocking of unpleasant memories, and memory decay suggests that memories weaken over time when not used. The situation described with Benton is more specifically tied to the competition between memories where the newer one is prominent, fitting the definition of retroactive interference.

_____ refers to the process by which the use of a product, service, or process spreads throughout a market group over time and across various categories.

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diffusion of innovation

A sport fan who travels to the host city after the olympic games are over and wants to tour the olympic venues is what type of sport tourist

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This is known as an event sport tourist, because the person is traveling with the intent of observing a specific event.

Final answer:

A sport fan who visits Olympic venues after the games are considered a sport tourist, interested in the historical and cultural aspects of these events. Hosting sports events with international athletes like those from the USA attracts global attention and boosts tourism and the economy.

Explanation:

A sport fan who travels to the host city after the Olympic Games are over to tour the Olympic venues is engaging in what is known as sport tourism. This type of tourism involves visiting cities where major sporting events have occurred and includes not only attendance at sporting events but also visits to famed stadiums, arenas, and sports-related historical sites. These tourists are likely interested in the history and cultural significance of the sports events in addition to experiencing the venues themselves.

One reason why foreign governments are interested in hosting sports events featuring American athletes is that these events generally attract significant global attention, which in turn can drive tourism and economic activity. The Olympic Games, for example, are a major draw for tourists from around the world, and hosting such events can lead to increased publicity and economic benefits for the host city and country. Historic Olympic venues often become tourist attractions in their own right, drawing visitors who are interested in the legacy and heritage of the games.

Ruben is a shareholder of speed bikes company (sbc). when the directors fail to undertake an action to redress a wrong suffered by sbc, ruben files a suit on the firm's behalf.

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This is an example of a derivative lawsuit, which is a suit brought by a shareholder on behalf of a company they invest in for wrongdoing by a 3rd party. Usually the shareholder can only do this when the company has cause for their own suit but has declined to take action for one reason or another.

There are two general types of franchises: product-distribution and __________ franchises.

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There are two general types of franchises: product-distribution and business format franchises.

Match the different taxes to the levels at which these taxes are levied on consumers and businesses




NATIONAL LEVEL/ NATIONAL AND LOCAL LEVELS



1.Sales Tax



2.Income Tax



3.Payroll Tax



4.Social Security Tax



4.Property Tax

Answers

Answer:

National Level:

Payroll tax and Social security tax

National and Local Levels:

Income tax, Sales tax and Property tax.

Explanation:

Took test on PLATO/Edmentum and got them all right.

Travis is a participant in the x-games every year, which features events that are high flying and exhilarating to watch or participate in, but also very dangerous to the competitors. because travis is willing to take chances with his health to get the adrenaline rush from these sorts of events, costa and mccrae would argue that he ranks high on which of the five factors?

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Openness

Costa and Mccrae's 5 factors are OCEAN

Openness

Conscientiousness

Agree-ability

Extraversion

Neuroticism  

Answer:

Costa and Mccrae would argue that Travis ranks high in the "openness" factor of their five.

Explanation:

Costa and Mcrae developed a very good approach to explain and understand personality. For that, they propose their five-factor model of personality. Composed by:

Neuroticism

Extraversion

Openness to Experience

Agreeableness

Conscientiousness.

The factor of openness to experience explains the level of a person's creativity, imaginativeness, curiousness, and liberality. Being more creative and imaginative when they score high and how very imaginative, creative, and liberal if they score low.

José, an employee of a company that has worked hard to have a customer mind-set, understands that _____.

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José, an employee of a company that has worked hard to have a customer mind-set, understands that to have a customer mind-set, it's easiest to put yourself in their shoes.

When you think and understand the way a customer does, it is easier to sell to someone in that mind-set. The main ground in sales is making sure your customers can relate to you, if you are relatable you are more trustworthy in their eyes and will have a better chance of closing on the sale.

Which of the following statements is NOT true regarding the process analysis​ tools?: A) A process chart is different than a flowchart.B) Service blueprinting is designed to help focus on the customer interaction part of the process.C) ​Time-function mapping extends​ value-stream mapping to include suppliers. D) Process mapping is another name for​ time-function mapping.

Answers

C) ​Time-function mapping extends​ value-stream mapping to include suppliers.

Felix is a 50-year-old autoworker who was laid off from his job 6 months ago. he is frustrated with his inability to find a new full-time position. last week, he took a part-time job but was given only 3 hours of work.

Answers

This is an example of under employment, which is when people are employed less than full time or at a level that doesn't meet their financial needs or match their experience/education level.

One of the earliest, and still one of the most powerful, motivations for u.s. companies to invest abroad relates to ____: obtaining raw materials, labor, and other resources at the lowest possible cost.

Answers

This is factors of production

Answer:

factors of production

Explanation:

Production factors is an economic term used to describe the set of elements, objects and factors that will be essential for a given production process in any economy in the country. Traditionally, factors of production are considered essential: land, labor and capital. However, other elements can be considered: obtaining raw materials, labor and other resources at the lowest possible cost.

In the context of equity theory, _____ occurs when a referent's outcome/input (o/i) ratio is better than one's own o/i ratio. procedural justice overreward distributive justice underreward

Answers

Answer:

Underreward

Explanation:

Underreward happens when a referent's ratio is better than the employees'.

This can lead to anger and frustration from the employee because they feel they are being treated unfairly.

Antonio is a telecommunications expert, and he has just been asked to determine how to maximize the effectiveness of a wireless network. he checks with several company executives to determine what they would like to see when the system is complete. antonio is increasing to be better able to manage himself during the project.

Answers

Answer:

He is increasing the clarity of his objectives.

Explanation:

By clarifying what exactly the executives want, Antonio is maximizing his effectiveness because now he can match his work to meet the goals.

Final answer:

Telecommunications expert, Antonio, is maximizing the effectiveness of a wireless network. He is doing this by gathering requirements from the company executives and planning accordingly. This process can involve improving bandwidth, speed, coverage area, and reliability while minimizing interference.

Explanation:

Antonio, the telecommunications expert, is doing a critical task in maximizing the effectiveness of a wireless network. He is gathering requirements from relevant stakeholders (in this case, the company executives) to provide a system that best meets their needs. This process helps Antonio manage himself during the project because he has a clear aim and expectations, which can guide his actions and decisions.

Enhancing the effectiveness of a wireless network could involve improving the network's bandwidth, speed, coverage area, and reliability while minimizing interference. By meticulously planning network placements, choosing the right technology and equipment, and regularly monitoring and adjusting the network, Antonio will be able to provide the most effective wireless network.

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