What could you do if your expenses each month continue to be more than your income ?

Answers

Answer 1

Answer:

Improve your budgeting skills

Explanation:

When your expenses each month exceeds your income, it probably means that your budgeting skills are ineffective or you don't have non at all. If you spend more than what you earn, then chances are high that you will need to borrow to service your excess expenditure. If you continue borrowing to meet your budget, then you might end up in perpetual debt where you are unable to pay back you loan. This often leads to a default, which can have some serious consequences to your credit. Luckily, there are various steps that one can take to meet their expenditure and also to put them on the right track towards financial independent.

The best way towards financial freedom is improving ones budgeting skills through the following methods;

1. Track your spending: most of the time people spend without necessarily knowing where their money goes. Expenditure tracking is a way in which you can record where your money goes. One will be surprised at how small cutting down on wants rather than needs can help in the long run.

2. Plan ahead: financial success needs one to plan ahead. Planning helps one avoid any surprises that might pop up. A plan is always like a map of showing you how much and when to spend your money.

3. If possible look for alternative sources of income: if there is a part-time job that you can do to an extra income, this could cover the excess expenditure above your income and elevate you from debt.


Related Questions

How does voluntary exchange help set prices in a market economy?​

Answers

Answer:

How does voluntary exchange help set prices in a market economy?​

Voluntary exchange enables fluctuation in prices and makes it to be vary in the market system, this uncontrolled prices enables customers to buy same goods at different prices because each supplier sells at any convenient prices that suits them not adding both variable cost and fixed cost to determine the price.

Explanation:

Which concurrent testing method helps calculate the visibility of an outdoor advertisement?
A.
interview test
B.
passers-by count test
C.
telephonic survey
OD.
speech test
E.
interactive test

NEED ANSWER ASAP!!!!!

Answers

The answer should be D speech test
D. Speech test. Hope this helped.

Companies support the adoption of international financial reporting standards because

Answers

IFRS brings transparency, accountability and efficiency to finanacial market across the globe.

Explanation:

IFRS - International Financial Reporting Standards

Transparency:

Done by enhancing the

            a) international comparability

             b) quality of financial information,

enabling investors to make "economic decisions"

Accountability:

It strengthens this aspect by reducing the information gaps

Efficiency:

Helps investors to identify market opportunities Alert about the risks across the worldlowers the Capital cost
Final answer:

Companies support international financial reporting standards to ensure efficiency, transparency, and comparability in financial reporting across borders, which saves resources, attracts investors, and supports global trade benefits.

Explanation:

Companies support the adoption of international financial reporting standards for a variety of reasons that contribute to the overall efficiencies and benefits in global trade. For starters, having a unified set of reporting standards helps reduce the confusion and complexity that comes from having to navigate different financial reporting systems across various countries. This leads to increased transparency and comparability between companies on an international scale, which can attract more investors and reduce the cost of capital.

Moreover, international agreements can serve as a political counterweight to domestic interests, limiting the push towards protectionism, and providing a platform for growth by streamlining trade practices. The adoption of these standards simplifies the financial reporting process for multi-national companies, saving them time and resources that would otherwise be spent on converting their reports to meet differing local standards.

Promoting adherence to international financial reporting standards also supports the economic principle that on balance, global trade benefits outweigh the individual losses by providing better quality or less expensive products to consumers, and by increasing profits and incomes for businesses and employees involved in the creation of superior products. Ultimately, global companies play an important role, and ease of financial reporting across borders is crucial for the success of the global market.

A traditional cover letter's format includes an introduction, a
and a
paragraph.

Answers

Final answer:

A traditional cover letter consists of an introduction, body, and conclusion. The introduction introduces you and your application, the body details your qualifications and skills, and the conclusion expresses your continued interest and provides contact details.

Explanation:

A traditional format for a cover letter includes an introduction, a body, and a conclusion paragraph. The introduction is where you introduce yourself, the position you're applying for, and how you learned about it. The body gives evidence of your qualifications and skills that match the role. This can include experience, education, or relevant achievements, all tailored to align with the job requirements. The conclusion reiterates your interest in the role, provides information for how they can contact you, and thanks the employer for their time.

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Should employers be able or not be able to check their candidate’s social media during the hiring process? If so list 5 reasons why

Answers

Answer:

Should employers be able or not be able to check their candidate’s social media during the hiring process? If so list 5 reasons why

Employers should be able to check their employees social media for the following reasons;

checkmate their social life in relation to work

crosscheck whether ethics and morals are not violated which is against the organization standard

to maintain discipline and develop good social media attitude

to enhance good interpersonal relationship among workmates aside workplace

to enable employees to cultivate an habit of being of ambassador of the organization at all times

Explanation:

The United States economy is one in which producers are generally free to produce what they want, and
consumers are free to purchase what they desire, so long as no laws are broken. At the same time, however,
the government does regulate some aspects of the economy. The United States can BEST be described as a
A liberated economy
OB market economy
OC command economy
OD mixed economy

Answers

Answer:

D mixed economy

Explanation:

A mixed economy combines the aspects of a  free market an those of a command economy.  The mixed economy gives buyers the freedom to choose what they want. Entrepreneurs choose where to locate their business,  its type, and the quantities to supply.

The governments play a regulatory role in the economy. It protects the rights to own properties and enforces contractual agreements.  The governments intervene in provisions of public goods such as roads, hospitals, and ports.

A mixed economy will comprise both private and government doing business. Citizens are free to make economic decisions and own the factors of production. The government is mainly the regulator and provider of social services.

Juan copied and pasted information from a Word document into a new e-mail message as shown. He would like to get rid of the graph. What will accomplish this task?

Answers

He can right click on the graph and press the cut option .

Answer:

a

Explanation:

In which way has the agriculture industry shifted?

Answers

Shift in Agriculture Industry.

Agriculture industry consists of enterprises that are involved in harvesting and planting crops and plants, livestock feedings, logging wood and so on.

Over the last few years, there have been a numerous shift in the agriculture industry. Newly discovered farming techniques and advanced livestock breeding have lead to an increase in food production. New farming techniques have further lead to an increase in healthy population. Sustainable agriculture also have a positive impact in maximizing the proper utilization of the environment.

Answer It's B

Explanation:

got it right on E d g e n u i t y 2021

Compound interest is the interest that is divided into different accounts.
True
False
OUT AUTION
CAN NEVT COTION
rann

Answers

Answer:

True answer is False.

Compound interest has nothing to with to which account it is credited.

There are two types of interest that can be received on an investment, that is Simple interest and compound interest.

In simple interest, a certain percentage out of the principal amount is calculated in each period. The principal amount stays the same and when the interest is calculated for.for . the next period, interest is not added to the principal.

Compound interest gets "compounded" or added to the principal each period and the new interest in calculated on the new amount (principal + interest added)

Hope this helps! !! Comment if you need to clarify more!

Explanation:

The statement is False

In a paragraph of no less than 125 words, describe how technology helps business professionals to be more efficient.

Answers

Answer:

In a paragraph of no less than 125 words, describe how technology helps business professionals to be more efficient?

Technology has greatly improved business professionals in recent times, this cut across different spheres such as the development of excel used as spreadsheet to make work neat and presentable, the development of computer which helps in achieving greater efficiency than human power within a shortest timing, the development of computer programming to ensure goods are counted automatically from stock which are entered into the system which limits theft, development of cctv camera which has greatly helped in recurring past events at working places or sales offices which helps to reduce crime and captures perpetrators.

Explanation:

Match the careers with the career clusters.

adult care counselor

nurse practitioner

meeting planner

concierge

sociologist

radiologist

Answers

Answer:

The correct answers are;

Adult Care counselor        -      Sociologist

Nurse practitioner             -      Radiologist

Meeting Planner               -       Concierge

Explanation:

The question asks to correctly match the career with the different career groups. The adult care counselor can be a sociologist as he/she provides the services of counselling, human services, social work, give advice and help out in decision making.

Another career group is nurse practitioner which matches with the radiologist which diagnoses diseases and treats patients by imaging techniques. Example : X-Rays.

The third career group is meeting planner which perfectly classifies as concierge who is also known as a person who is a caretaker of a specific venue. He/She can assist guest or clients in booking a venue and arranging the events or meetings.

Final answer:

The careers mentioned can be grouped into different clusters: Adult Care Counselor (Human Services), Nurse Practitioner and Radiologist (Health Science), Meeting Planner and Concierge (Hospitality and Tourism), and Sociologist (Social Sciences).

Explanation:

Adult Care Counselor falls under the cluster of Human Services. It involves functions related to societal welfare and helping individuals.

A Nurse Practitioner would be in the Health Science cluster. This field focuses on promoting health through diagnosis and treatment.

A Meeting Planner aligns with Hospitality and Tourism cluster which involves organising events to promote business or entertainment.

The role of a Concierge would also fit under Hospitality and Tourism as it involves customer service and hospitality.

Sociologist is part of the Social Sciences career cluster. This cluster deals with studying human behavior and society.

A Radiologist falls under Health Science career cluster as it involves diagnosing and treating patients with imaging techniques.

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Henry wants to buy a new table saw for his carpentry shop. He has saved $360, which is 2 third of the price of the saw. How much does the table saw cost?​

Answers

Answer:

It cost 540$

Explanation:

360/2=180

360+180=540

Answer:

$540

Explanation:

1 / 3 of $540 = $540/3 = $180.

2/3 of $540 = $540/3 *2 = $360.

This explanation confirms the answer.

The management of ABTronics firm seeks to convince its employees of their stake in the prosperity of the firm. How can they best accomplish this?

Answers

Answer:

The management of ABTronics firm seeks to convince its employees of their stake in the prosperity of the firm. How can they best accomplish this?

There are various ways to accomplish such which involves;

Increase salary of their employees

Giving of bonus on those that work on excessive hours, festival bonus among others

Opening of more branches

Improve welfare packages in diverse means

Reduction of workload by employing more hands to engage in the job

Explanation:

Select all that apply. Careers in the Arts, Audio/Video Technology, & Communications Career Cluster include: news anchor, soldier, ballet dancer, recording artist.

Answers

Answer:

- news anchor - they say stuff on tv (communications / audio video tech)

- ballet dancer - dancing is an art

- recording artist - audio tech

Explanation:

Final answer:

The Arts, Audio/Video Technology, & Communications career cluster includes careers such as news anchor, ballet dancer, and recording artist, but not soldier. Communication majors have diverse career opportunities in business, media, public relations, and more.

Explanation:

The Arts, Audio/Video Technology, & Communications career cluster includes a wide range of careers that involve creating, designing, producing, performing, writing, and multimedia communication. Based on the options provided, careers that fit within this cluster include a news anchor, ballet dancer, and a recording artist. A soldier, however, typically falls under the Government and Public Administration cluster or the Military and Defense category, which is separate from the arts and communication fields.

The main career areas for communication majors include business, public relations/advertising, media, nonprofit, government/law, and education. Each of these areas offers diverse career paths requiring communication skills. For example, communication professionals may be called upon to create marketing materials, deliver presentations, or conduct market research, thus showcasing their ability to handle varied tasks and leverage their skills across multiple domains.

In conclusion, not all artists achieve fame or make a living through art sales alone; there are numerous employment opportunities in the art field such as teaching, writing, museum curation, art therapy, and roles within the music and theater sectors. This diversity in potential employment reflects the wide array of skills and interests that can be serviced by this career cluster.

True or false, careers cannot be built from and number of jobs, only a select few

Answers

Answer:

false

Explanation:

Final answer:

Careers can be built from a variety of jobs and are not limited to a select few. Each job can contribute to building a successful and fulfilling career by providing skills, experiences, and connections. Passion, skills, and continuous learning are key to defining a career.

Explanation:

Careers can be built from a variety of jobs, and it is not limited to a select few. In today's job market, individuals often have multiple career paths and switch jobs several times throughout their professional lives. Each job can provide valuable skills, experiences, and connections that contribute to building a successful and fulfilling career.

For example, someone might start as an entry-level employee in a specific field and gradually progress to higher positions through promotions, gaining knowledge and expertise along the way. Alternatively, someone might work in different industries or roles to diversify their skills and explore their interests.

Therefore, it is important to recognize that careers are not defined by a limited number of jobs, but rather by the individual's passion, skills, and continuous learning and development.

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after completing a client's transaction you take the opportunity to point out that she may benefit from the product or service . however , she tells you she is already benefiting from this product through another bank, what would you say to this client? type your help below

Bank of America Question

Answers

Answer:

Offer the customer some literature about the product to take with them.

Further Explanation:

If the customer is already using a product that your bank is offering, you can give them some literature such as pamphlets explaining your banks product. It will depend on your banks policy on giving out information to non-customers.

The information that you give the possible customer should include prices and any perks that they may receive for changing banks. In addition to giving the person literature, you can offer to explain your product in more details and the reasons why they should change banks.

When you hire an employee, he or she must complete Form I-9. This form
Question 7 options:

verifies that the employee is legally eligible to work in the United States.

verifies that the employee doesn't have a criminal record.

indicates the employee's filing status and withholding allowances.

determines how much Medicare tax to withhold from the employee's paycheck

Answers

Answer:

When you hire an employee, he or she must complete Form I-9. This form verifies that the employee is legally eligible to work in the United States.

Explanation:

One must fill Form 1-9 for every employee hired after November 6, 1986. The employee can be hired to perform labor and service in return for some ind of payment in the form of wages and other forms of remuneration. Remuneration can be described as anything that can be valued that is given as a trade for labor and services provided.

All employees have to complete section 1 of the form at the time of hire. The time of hire is the time that the worker starts employment; they are eligible for remuneration.  Section 2 has to be completed withing three business days from the time of hire. For example, if one gets hired on Tuesday, then he/she must fill Section 2 by Friday.

Some scenarios occur when the employee is hired for less than three days. In such cases, Section 1 and 2 have to be completed on the day of hire. This generally means that if one gets hired on a Monday, then they have to complete Section 1 and 2 on the same day.

Answer:

A) verifies that the employee is legally eligible to work in the United States.

Explanation:

Which of these gives companies an anticompetitive impulse? consumer behavior the profit motive market research efficiency

Answers

Answer:

The profit motive

Explanation:

Although the profit motive is essential and common among all businesses that exist, it is by nature anti-competitive, meaning it is not a trait used to create substantial competitive advantage. It is a notion that will certainly not attract customers. However, it is always present (and most customers know that), but the profit motive will never be communicated through mrketing activities etc.

Answer:

The profit motive

verified on  a p e x

What can you do to stop inappropriate text and pictures from appearing in your search results?

Answers

Answer:

Change the filtering settings.

Hope this helps!

Explanation:

Changing the filtering settings can help change to stop inappropriate text and pictures from appearing in search results.

What is the meaning of Filtering?

The technique of filtering involves forcing a liquid to flow through the pores of a substance known as a filter to separate suspended solid particles from a liquid. The filtrate is the liquid that has gone through the filter.

Digital image filters, which alter an image's look, are frequently utilized on social media. They began by simulating the effects with camera filters, and have since advanced to include augmented reality created by computers and facial recognition technologies.

The low-pass filter, high-pass filter, band-pass filter, and notch filter are the four main categories of filters.

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Which table option enables you to combine the contents of several cells into one cell?A.ColumnsB.InsertC.Merge CellsD.Position.

Answers

Answer:

ur answer

Explanation:

Ques. Which table option enables you to combine the contents of several cells into one cell is Merge Cells.

C. Merge

Explanation:

If you want to combine the contents of numerous cells into one cell, you can merge them together. It is very simple to do, with just selecting the cells you want to merge, then clicking merge, the cells with then be in one cell.

When ________, business firms will collectively supply a higher quantity of output at any given price, and the supply curve will shift to the right.
Group of answer choices

Answers

The correct answer would be, Prices Fall.

When Prices Fall, business firms will collectively supply a higher quantity of output at any given price and the supply curve will shift to the right.

Explanation:

A supply curve is a curve that shows a relation between two variables. One is the cost or price of the good or service, and the other is the amount or quantity of the product.

Prices are represented on the x-Axis and the quantity is represented on the y-Axis of the curve. When there is a steady relationship between these two variables, the supply curve moves smoothly in the forward upward direction.

If the price of the product falls, business firms will supply a higher quantity of that product at any given price and as a result, the supply curve will shift to the right side.

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Which of the following commodities is a good?

Answers

Answer:

Out of the given commodities, a desk can be termed as a good.

Explanation:

For a commodity to be a good, it has to be tangible in nature. If a commodity has a solid visible material form, it can be termed as a good. Any good has a specific shape and dimension, and other quantities that are easily measurable. Hence, a good is a commodity that is physically existent and can be used as need be.

Answer:

Corn dogs

Explanation:

A corn dog is processed, so it is not a commodity.

What effect does inflation have on the prices of goods and services?
A
Prices decrease.
B.
Prices double.
C. Prices increase.
D. Prices stay the same.

Answers

Answer:

C. Prices increase

Explanation:

When money value goes up the prices need to inflate with the money due to the change in value

MARK AS BRAINLIEST

Answer:

increase is the answer

The rules and regulations associated with employee protection and environmental concerns is called _____ risk.

Answers

Answer:

The rules and regulations associated with employee protection and environmental concerns is called compliance risk.

Explanation:

Compliance risk is the exposure to legal penalties when a company decides not to comply with the rules and regulations. In order to avoid the law suits and possible penalties, companies first need to consider the following;

1. Obligation

2. The rules and regulation

3. Penalties for not complying

4. Current compliance status

Once one all these factors are considered and well defined, then the risks can be greatly reduced. Most companies fall victim to compliance risk simply because they are not aware of the rules and regulations. There are different kinds of risks depending on the nature of the business. All of them cannot be considered, but we can highlight a few key risks that are often considered in most companies. They are;

1. Suspicious transactions should be flagged by the company to ensure that the government treasury and fraud agencies are aware of the transaction.

2. Most regulations also consider employees working in areas that have hazardous conditions. There are standards that are to be met in order to ensure that the possibility of harm to the employees working in these conditions is greatly reduced. This is an example of employee protection risk.

3. Environmental regulations are those that tend to reduce the impact that industrial waste has on the environment. This involves the use of environmental regulations to ensure that toxic waste is treated by the companies before they are released to the environment.

If you like working with others and persuading them to see your point of view you have a ? personality

Answers

Final answer:

Someone who enjoys working with others and influencing them likely has an agreeable, sociable personality with a dominant style that allows them to persuasively express their views and stand by them, even under stress.

Explanation:

If you enjoy working with others and persuading them to see your point of view, you likely have a personality that is agreeable and sociable. Agreeable individuals are often considered to be considerate, friendly, generous, and willing to compromise their interests with those of others.

Moreover, if you have a natural talent for influencing people, it suggests that you possess a dominant style in social interactions, which is a trait commonly found in people who are expressive and persuasive. People who are talkative, enjoy others, and like to persuade others often work to the fullest extent of their capabilities and show resilience under stress. They also stand up for their own opinions while maintaining discipline and self-control.

Final answer:

A person who likes working with others and persuading them to see their point of view typically has a sociable and dominant personality, characterized by talkativeness and the enjoyment of being in a group. They are confident in their beliefs and maintain discipline even in stressful situations.

Explanation:

If you like working with others and persuading them to see your point of view, you may have a personality that is often associated with being sociable, persuasive, and possibly dominant in style. This can relate to certain personality traits which include the tendency to be talkative, enjoy being part of a group, and having a natural talent for influencing people. Agreeable individuals, for example, value getting along with others, showing qualities such as being considerate, friendly, generous, helpful, and compromising.

People with this kind of personality often stand up for their own beliefs even when faced with judgment from others. They have a tendency to look at the positives in their own behavior and work to the fullest extent of their capabilities. Despite having few personality weaknesses, these may become apparent under stress, though they tend to maintain discipline and self-control. Moreover, they generally believe that they have made the right decisions and done the right thing.

Two detectives think that a murder suspect has the murder weapon hidden in his apartment. Before they can search the apartment, they have to obtain a search warrant from a judge. Why are police required to get warrants before completing such searches?

Answers

Answer:

Two detectives think that a murder suspect has the murder weapon hidden in his apartment. Before they can search the apartment, they have to obtain a search warrant from a judge. Why are police required to get warrants before completing such searches?

They gets such warrant in order not be charged for being trespass which is punishable under the law, it entails when an outsider without invitation intrudes into another person's home, such could lead to being accused of theft, trespass among others.

Explanation:


What term describes critiques against the government or the monarchy that damage the
government or monarchy's reputation?
a. seditious libel
b. hot and cold media
c. mass communication
d. prior restraint​

Answers

Answer:

The term the describes critiques against the government or the monarchy that damage the  government or monarchy's reputation is;

a. seditious libel

Explanation:

A seditious libel is a kind of conduct or speech that was deemed illegal by the governing authority. A seditious libel was seen as an offense against the government or the monarch depending on the power structure of that time. It was often in a permanent form such as a written form. The authorities used the seditious libel to punish those who they found guilty. An example is the seditious act of 1798 that made it a crime to go against the authorities in form of speeches or in writing.

Hot media is a form of communication between the artist and the audience in which the audience is spoon fed, thus little attention is needed for interaction while cold media tends to require a lot of attention on the part of the audience to better understand the artist.

Mass communication can be defined as the distribution of information to a large group of people.

Prior restraint can be described as a prohibition against certain forms of expression.

What causes opportunity cost

Answers

Answer:

Scarcity of resources

Explanation:

Opportunity cost is an economic term that refers to the forgone benefits that arise from the decision-making process. The value of opportunity cost is the missed benefit of the next best alternative.

Opportunity cost occurs due to the scarcity of resources. The needs of society are limitless, and producers have to make attempts to satisfy those needs with limited resources. Authorities have to allocate resources and distribute them to meet different needs in the community. As resources are scarce, decisions have to be made on what order to follow when allocating them. Priorities are determined, which causes particular options to be preferred, leading to opportunity cost.

when closing a direct request, you should be sure to​

Answers

Answer:

When closing a direct request, you should be sure to​ include the times limits involved in your request.

Explanation:

In a business situation, where there is a lot of interaction in the business environment, information needs to be passed in such a way that it is clear and complete in the shortest amount of time. This means that good communication techniques are needed to ensure that the information is delivered and received in a clear and timely manner. One type of a form of communication technique is a direct request. A direct request is a type of communication where the person making the request is in direct contact with the receiver of the request. There are techniques that can be applied to ensure effective delivery of the information. These techniques are;

1. Let it be clear who you are talking to

2. Make the request clear and brief

3. Be sure to ask if there are any clarifications to the request

4. When closing the request be sure to include the time limits for which you want the request to be completed

5. Monitor the progress if the request was completed and correct where necessary

In order to maintain the importance of a code of ethics to employees, large firms frequently______.

a. write a code of conduct
b. send a memo to all employees
c. appoint an ethics officer
d. put the ethical code on the intranet

Answers

Answer:

here ya go the answer is (A)

I really hope this helps. :)

Explanation:

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