The name for writing down where your income will go each month is a budget. Therefore, option a is correct.
What is the meaning of budget?A budget is a financial plan that outlines expected income and expenses over a specific period. It is an estimation of how much money you will earn or receive and how much you plan to spend or allocate for different purposes such as bills, savings, investments, and other expenses.
The primary purpose of creating a budget is to control and manage your finances effectively. It allows you to monitor your spending, identify areas where you can save money, and prioritize your financial goals.
Budgeting is an essential skill for personal and business finance management, as it helps to ensure that you have enough money to cover your expenses and achieve your financial objectives.
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Randy would like to set up a budget for a vacation he is taking next year. Which money management tool should Randy use?
printable graphsspreadsheetonline bankingExpensureTM
A spreadsheet.
easier to organize work and it would be easy to read, and it won't be a mess to look at.
Oddysey.
Ramsay, the ceo of a large corporation, was indicted for tax fraud. the government accused him of hiding a vast amount of the company's assets. however, he was found not guilty at trial. can the company still be liable for ramsay's conduct?
Some of the main aspects of _____ include striving for long-term solutions rather than short-term gains, rectifying errors and delays as quickly as possible, focusing on the customer as the main priority, continually improving systems and people performance, investing in ongoing training programs and workshops, building teams that are motivated to be innovative and creative, and creating an environment where all employees are involved in providing ideas and feedback.
This is the concept of TQM, Total Quality Management that focuses on long term permanent solutions rather than short term temporary gains, rectification of errors and delays as quickly as possible, thinking customer as the main priority, continuous improvement in systems and people's performance, investing in training programs and workshops, building innovative and motivated teams and creating an environment where employees are open to give their ideas and feedback.
In short, a Total Quality Management is based on the principle that every person in the organization is committed to give high quality of work in all the fields of the organization.
The ________ is a fast and intuitive tool for building reports.
Before giving you a loan or credit, lending institutions may want to know more about you to help determine whether you are a good person to give loans or credit. True False
Answer:
True
Explanation:
This statement is true.
Let us consider this case from the perspective of a lending institution. If we are to give someone a loan, we will make sure that the receiver is a person who is stable in his income and will be able to pay back the loan.
If we have two people asking for loan (assume their name as A and B). Suppose A is working a stable job with 5 years in a bakery. He has no defaultery record in his finances and has no credit due on his account. Furthermore he is taking loan to open up his own bakery. Similarly, assume B has switched 5 jobs in the last 3 years with periods of unemployment in between. He has credits due on his house rent and car payment and is taking loan to invest on an investment scheme his friend told him about.
It is easy to pick the right candidate from above information. Subject A is more stable than B and hence lenders will most likely be giving A the loan and B's application would be rejected.
When inserting a new printer, check that the model number exists in product?
We write this trigger in Oracle SQL in a following way;
CREATE TRIGGER NewPrinterTrigger
AFTER INSERT ON Printer
REFERENCING
NEW ROW AS NewRow,
NEW TABLE AS NewStuff
FOR EACH ROW
WHEN (NOT EXISTS (SELECT * FROM Product
WHERE Product.model = NewRow.model))
DELETE FROM Printer
WHERE (model, color, type, price) IN NewStuff;
"generally, _________ is a company's most expensive promotional tool."
Refer to the table below. what is the cumulative budgeted cost at the end of week 6? amounts are in thousands of dollars.
I am owed a payment of $15,000 in five years. what is my note receivable balance today if the interest rate is 7%? how much interest will i earn on the note?
Kroger is a retail food chain with over 2,500 supermarkets nationwide. although it does not produce any food items, it markets a line of canned and frozen goods carrying the kroger name. this is an example of ________.
What are the three major factors identified in the text that are changing today's marketing communications landscape?
When several factors affect some physical quantity, what is the general strategy that you would use to determine how each factor affects that quantity?
Final answer:
To determine how several factors affect a physical quantity, it is essential to identify the relevant physical principles, list knowns and unknowns, find and apply correct equations, and maintain a conceptual understanding of the problem.
Explanation:
When several factors influence a physical quantity, a systematic approach is critical for understanding individual effects. The general strategy involves several steps:
Examine the situation to identify the physical principles involved. Drawing a simple sketch and defining a positive direction can be very helpful.Make a list of known and unknown quantities to clarify which physical principles are at play.Find and apply the equations that represent the identified physical principles. If an equation has more than one unknown, additional equations may be required to isolate and solve for the desired quantity.It's crucial to maintain a conceptual understanding of the problem beyond numerical solutions, as equations ultimately represent the inherent laws of nature and relationships among physical quantities.This methodology ensures a thorough analysis, allowing for a deeper understanding of how each factor influences the physical quantity in question, whether it be through direct mathematical relationships or more complex dependencies requiring multiple steps to unravel.
Dell computers would like to increase sales of their pdas. upper management has decided that they need to improve their position in the market by examining how consumers perceive the market. the chart below lists the ratings for dell and some of their competitors on attributes consumers have identified as important (all measures are on 1-10 scales like those used in class). based on this information, what should be dell's preferred course of action to improve its position in the market relative to its competition?
Dell should develop their customer service rating. If Dell increases its rating by 5 points on customer service, it would outcome in the new ratings for all brands to be: Dell 230 (up and about by 40 overall points), Microsoft 199, and Blackberry 196. This tactic provides Dell the highest overall assessment over other products and over other message strategy conclusions.
Dell should differentiate its PDAs by focusing on design and personalization to appeal to consumer segments that value these features. Adjusting pricing strategies based on market responsiveness and targeting emerging markets could also enhance their market position. Understanding supply and demand dynamics will aid in competing against top PDA manufacturers like Sony and Hewlett-Packard.
Strategies for Dell to Improve Market Position for PDAs
Considering the competitive landscape and consumer perception, Dell should focus its efforts on differentiating its PDAs by enhancing aesthetic appeal and personalization options. The strategy of offering laptops in unusual colors and personalized designs can be extended to PDAs to make them more attractive to consumers who value individuality and design. Moreover, embracing innovations and leveraging the price responsiveness of demand could help Dell to competitively price their PDAs and adjust to market changes. Given the market dynamics where other companies like Palm and Microsoft have established a significant presence, Dell will need to address these areas to improve their position in the market.
Additionally, by moving away from focusing solely on functional and low-cost characteristics, Dell can create a following by appealing to different consumer segments. This includes possibly targeting emerging markets in Asia or segments that are less price-sensitive but more design-conscious. Understanding and leveraging supply and demand dynamics will be crucial in making strategic decisions that enable Dell to compete effectively against other PDA manufacturers like Sony and Hewlett-Packard, which are also mentioned as leaders in the PDA market.
A company takes out a loan of 15,000,000 at an annual effective discount rate of 5.5%. you are given: i) the loan is to be repaid with n annual payments of 1,200,000 plus a drop payment one year after the nth payment. ii) the first payment is due three years after the loan is taken out. calculate the amount of the drop payment.
To calculate the drop payment, one would need to figure out the remaining loan balance after the n payments of $1,200,000 each. However, without the exact value of n, it's impossible to calculate the exact amount of the drop payment.
Explanation:The first step is to calculate how much of the loan would be repaid after n payments of $1,200,000 each. As the first payment starts three years after the loan, this will be for n-3 years. Using the formula for the present value of an annuity, we get PVA = C * [(1 - (1 + r)^-n) / r], where C is the annual payment, r is the discount rate, and n is the number of payments. Plugging in the given values, we get PVA = 1,200,000 * [(1 - (1 + 0.055)^-(n-3)) / 0.055]. However, we don't know the value of n.
Without knowing the exact number of annual payments (n), it isn't possible to calculate the exact amount of the drop payment. However, the drop payment would be the balance of the loan remaining after n payments of $1,200,000 each. Hence, the drop payment = loan amount - (annual payments * number of payments).
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Pierre, a cash basis, unmarried taxpayer, had $2,180 of state income tax withheld during
One type of mobile phone that is not commonly used is the ____.
Older generation mobile phones, like the mid-1990s candybar style phones, are not commonly used today. Modern smartphones have replaced them with advanced features and connectivity. Shared-phone programs in less affluent regions still play a crucial role in providing essential mobile access.
Types of Mobile Phones Not Commonly Used
One type of mobile phone that is not commonly used today is the older generation of mobile phones, such as the candybar style phones exemplified by models like the Qualcomm QCP-2700 from the mid-1990s. Compared to current production smartphones like the iPhone 4S, these older phones lack the advanced features and connectivity that modern users have come to expect. Despite the dramatic increase in mobile phone access and usage globally, with over 4.6 billion mobile cellular subscriptions as of 2010, the likelihood of encountering such outdated models in use is minimal, especially when compared to the ubiquity of advanced smartphones that offer a wide range of functionalities beyond voice calls, such as internet access, photography, and mobile computing.
In regions with shared-phone programs, such as those in Sub-Saharan Africa, the devices employed may not reflect the latest technology found in wealthier nations but are nonetheless vital for communication and economic activities. These programs often help to bridge the digital divide by providing access to mobile technology for those who cannot afford personal devices.
The last 50 years of declining productivity of the commercial fish populations off the northeast coast of north america reveal the impact of
Manual handling of materials accounts for the primary source of injury in the workplace. A. False B. True
The statement that manual handling of materials accounts for the primary source of injury in the workplace is true. Manual handling includes lifting, pushing, pulling, bending . these activities are the most common reason for injury when not done properly and with the proper equipment and safe clothing.
2016 may 1 received a $5,300, 12-month, 3% note in exchange for an outstanding account receivable from r. stoney. dec. 31 accrued interest revenue on the r. stoney note. 2017 may 1 received principal plus interest on the r. stoney note. (no interest has been accrued since december 31, 2016.) record the transactions in the general journal. the company does not make entries to accrue interest except at december 31.(credit account titles are automatically indented when amount is entered. do not indent manually. record journal entries in the order presented in the problem.)
The partnership is liable for torts committed by any partner of the firm while engaged in partnership business under the doctrine of:
Ince your birth, your grandparents have been depositing $ 110 into a savings account every month. the account pays 1212% interest annually. immediately after your grandparents make the deposit on your 18th birthday, the amount of money in your savings account will be closest to:
Find an interest by using the formula I=P⋅i⋅t, where I is interest, P is total principal, i is rate of interest per year, and t is total time in years.
In this examplee P = $110, i = 1212% and t = 18 years, so
III=P⋅i⋅t=110⋅12.12⋅18=23997.6what is fixed expense
3 a laboratory has 4.2 million in revenues and 3.85 million in costs. what's its operating margin?
The operating margin is the portion of the revenue of a company after paying all its costs (both variable cost and fixed cost). In this problem, you are given the revenue (4.2 million) and the cost (3.85 million). To solve the operating margin, you have to deduct the cost to the revenue. Therefore, the operating margin of the laboratory is 0.35 million (4.2 million – 3.85 million).
are some natural resources more valuable than others
The fund whose main objective is to simply match the market is known as a(n) _____ fund.
When gk, a company producing razors and shaving accessories for men, asks supermarkets to give its new razors shelf space and special displays, it is using a?
The company is using a marketing strategy known as 'placing' or 'placement' which is about strategically positioning products in a retail space to maximize visibility and boost sales.
Explanation:When GK, a company producing razors and shaving accessories for men, asks supermarkets to give its new razors shelf space and special displays, it employs a marketing strategy known as placing or placement. This method involves strategically placing products where they will be easily seen and accessed by potential customers. This is part of the 'Four P's' of marketing (product, price, promotion, and place). The goal is to increase product visibility, boost sales, and eventually increase market share. Supermarkets are ideal for this strategy due to their high foot traffic, thus increasing the odds of customers noticing and buying the product.
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William pays his $500 premium every 6 months for automobile insurance with collision coverage. His deductible is $750. William caused a minor accident that resulted in $700 of damages to his car and $1,100 of damages to the other car. William's car looks and drives fine and he chooses not to file a claim to repair his car. How much will William pay out-of-pocket to have the other car fixed? $800 $500 $1,550 $1,100 $750
If William does not file a claim, he is going to spend $1,100 out-of-pocket to fix the other car. Due to having insurance but not filing a claim, all expenses then become out-of-pocket. Some people chose not to file a claim because they do not want the claim on their insurance, their insurance to rise or to fix their car. Since he will now incur the expenses of the other car, he will pay the full repair amount.
George owns 300 shares of preferred stock in a company. by owning preferred stock, george has:
On january 1, 2013, a company sold a piece of equipment for $30,000 which it had used for several years. the equipment had cost $45,000, and its accumulated depreciation amounted to $20,000 at the time of the sale. what are the net effects on the accounting equation of selling the equipment?
a. assets and shareholders' equity increase $30,000.
b. assets and shareholders' equity increase $5,000.
c. assets and shareholders' equity decrease $5,000.
d. assets decrease and shareholders' equity increases $5,000
Suppose a politician is in charge to spending public funds. he can give a contract to a company that is not the best bidder, or allocate more than they deserve. in this case, the company benefits, and in exchange for betraying the public, the official receives an amount of money, which is a portion of the sum the company received. a rival politician comes to know about this. he plans an exposure not for the public good but to defame the guilty party and win the votes of the electorate. this is an example of:
Final answer:
A politician accepting bribes and another exploiting this for political gain is an example of corruption and pork-barrel spending, undermining democratic processes and public trust.
Explanation:
The scenario described involves a politician who engages in corruption by accepting bribes from a company in exchange for public contracts, and another politician who seeks to expose this corruption solely for political gain. This behavior is an example of how public officials may be influenced by personal gains over the public interest, a problem that affects the integrity of democratic processes. It demonstrates the misuse of public funds, known as pork-barrel spending, where government money is spent to benefit a few while the costs are dispersed among many.
Corruption and the pursuit of personal or political advantages over public welfare are significant issues that challenge the effectiveness and trust in democratic institutions. The case mentioned in the question is a real-world example of the consequences and complexities of these unethical actions in politics.