What is the term given to mortgage loan costs such as pest inspections, survey fees, and title insurance?

Answers

Answer 1

Answer:

Services the borrower did shop for, that the buyer may find on his own.

Explanation:

Services such as a pest inspection or title insurance are services that the buyer of a house usually want, but are not mandatory for them to purchase. Therefore usually buyers must search for them on their own since they are not required by a bank.

They are different than services that a lender requires like home insurance, which a buyer must purchase.


Related Questions

Amos Ball, Inc., is a printing company in the Southern New Jersey that has been family owned and managed for three generations. Which of the following statements is most likely to be TRUE?
a. The function of risk-bearing and decision making are separate at Amos Ball.
b. If all things are equal, Amos Ball whose CEO is a family member will perform better a firm that has a non-family CEO.
c. At Amos Ball, the occurrence of managerial opportunism is highly likely.
d. Agency costs at Amos Ball are high

Answers

Answer:

B) If all things are equal, Amos Ball whose CEO is a family member will perform better THAN a firm that has a non-family CEO.

Explanation:

When researchers have studied performance of family businesses, they usually reach the same conclusion, the company will work better if a family member is the CEO or manager. This conclusion applies only to family businesses, big and small, but not to corporations.

Probably this occurs because family businesses tend to operate in a different way since the relationships between the members of the organization are different. The whole organization tends to behave as one big family and their problems are different also, therefore it is useful to have a CEO that understands "family" relationships.

Labor Recruiters, Inc., has been ordered to appear at a hearing before an administrative law judge of the National Labor Relations Board. A significant difference between a trial and an administrative hearing is that___________.

Answers

Answer:

A significant difference between a trial and an administrative hearing is thtat a hearsay con be introduced as evidence, in an administrative hearing.

Kate wants to analyze the target audience for her company’s product. She wants to understand their needs so she can relate to them. Her company’s product is luxury homes. The buyers get to have a good location to live in and are able to interact with quality neighbors. Katie wants to use Maslow’s hierarchy of needs to understand the buyer’s needs. Which needs would the company’s product fulfill for the buyers? The company’s products would fulfill the ______ A.latent B.Psychological C.Self-esteem and ______ A.Safety B.Self-actualization C.social needs of the buyers.

Answers

Answer:

psychological and social

Final answer:

Luxury homes fulfill the safety and self-esteem needs, according to Maslow's hierarchy of needs. They contribute to safety by providing shelter and stability, while their status symbol supports the buyers' self-esteem. Their location and the quality of neighbors may also meet buyers' social needs of belonging and community.

Explanation:

Based on Maslow's hierarchy of needs, Kate's company's product, luxury homes, would primarily fulfill the Self-esteem and Safety needs of potential buyers. According to Maslow's theory, safety needs include things like shelter and stability, which would be significantly addressed by the purchase of a luxury home. The need for self-esteem could be fulfilled by the status symbol provided by these luxury homes. Furthermore, the element of well-located homes with quality neighbors may also fulfill the Social needs if the buyers value community and belonging.

However, it's important to remember that needs can be unique from person to person. Some buyers may view the purchase of a luxury home as a path to self-actualization, i.e., realizing their full potential and achieving a level of success and comfort in their lives that they aspire to.

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A firm has the following order history over the last 6 months. January 120 February 95 March 100 April 75 May 100 June 50 What would be a 3-month weighted moving average forecast for July, using weights of 40% for the most recent month, 30% for the month preceding the most recent month, and 30% for the month preceding that one?

a. 50
b. 90
c. 72.5
d. 75

Answers

Answer:

(C) 72.5

Explanation:

3-month weighted moving average forecast for July is computed as the weighted average of the last 3 months - June, May and April.

July Forecast = [tex]Weight_{June} *Order_{June} +Weight_{May} *Order_{May}+Weight_{April} *Order_{April}[/tex]

July Forecast = (40%*50)+(30%*100)+(30%*75)

July Forecast = 72.5

Cloud Storage Solutions works closely with customers showing them early versions of its software and interface and then quickly making changes based on customer feedback before soliciting feedback again. The company wants to fail early and often so that it quickly brings to market a product that meets customer needs. In this scenario, Cloud Storage Solutions is using:_______

Answers

Answer: Co-creation process.

Explanation:

A co-creation process is basically refers to the designing process various types of products and the services in an organization where the customer plays an important role in the form of input in the system.

The co-creation process majorly focuses on the consumer experience and the relationship with the customers.

The one of the main step that involve in the process of the co-creation process is that it select the best contribution from the users and then it used in the products and the services in an organization.  

According to the given scenario, the clod storage software is an organization that shows the early version of the software to the customer for make changes based on the users feedback.

Therefore, Clouds storage solution is using the co-creation process.

The top management team at Sierra Infusion is concerned about the declining performance of firms in their industry. The team members are becoming concerned about the security of their jobs at Sierra Infusion. At a meeting over dinner, the top management team agrees to go to the Board of Directors with a proposal for:__________ a. increased shareholder participation in decision making. b. greater concentration on Sierra's core industry. c. increased diversification of Sierra Infusion. d. the addition of outside directors to the Board.

Answers

Answer:

C. increased diversification of Sierra Infusion.

Explanation:

The top management team at Sierra Infusion is concerned about the declining performance of firms in their industry. The team members are becoming concerned about the security of their jobs at Sierra Infusion. At a meeting over dinner, the top management team agrees to go to the Board of Directors with a proposal for increased diversification of Sierra Infusion.

The top management team agrees to go to the Board of Directors with a proposal for increased diversification of Sierra Infusion. Option C is correct.

The top management team at Sierra Infusion is contemplating different strategies to address the declining performance of firms in their industry and to secure their positions within the company. They are considering proposing to the Board of Directors a strategy aimed at strengthening the company's position and addressing their concerns. After considering the context provided, the most fitting proposal given their situation seems to be: increased diversification of Sierra Infusion.

This strategy aligns with the advice to focus on the company's strengths and to cut costs, while also potentially opening new revenue streams to stabilize and grow Sierra Infusion. Diversification can help mitigate risks associated with the declining performance in Sierra's core industry and could provide a more secure foundation for the company's and the management team's future.

Hence, C. is the correct option.

During a recession, the best strategy of the Federal Reserve is to buy bonds sell government bonds, to make low risk sound assets available for banks to buy sell government bonds in order to reduce the size of the government's deficits. sell government bonds in order to increase aggregate demand

Answers

Answer:

To buy government bonds in order to increase aggregate demand.

Explanation:

When the Fed buys government bonds, it injects liquidity into the markets. This increase in the money supply lowers interest rates, increasing investment, and finally, boosting aggregate demand.

However, the Fed must be careful, because if the money supply grows too fast, or too much, instead of a boots for aggregate demand, what occurs is a spike in inflation rates.

An event tag is a code snippet that works directly with a global site tag to track customer actions specified by an advertiser as conversions. Which types of event tags can be created?

Answers

Answer: Page load and click

Explanation:

Page load and click specifies or tracks the customer's action when the customers clicks on an advertisement that redirects them from one platform to the companies platform using the advertisement link in that platform. This helps to see the effectiveness of the clicks and conversion of how well the tool is working.

Final answer:

Event tags, which work with a global site tag, help track customer actions as conversions. The three types of event tags that can be created are page load tags, click tags, and form submission tags, which are triggered in different situations such as when a user visits a webpage, clicks on a specific element, or submits a form.

Explanation:

An event tag is a script or code snippet used in conjunction with a global site tag for the purpose of tracing customer actions that an advertiser identifies as conversions. There are primarily three types of event tags that can be created.

Page load tags: These tags are triggered when a user visits a webpage or loads a screen in an app. Click tags: These tags are triggered when a user clicks a specific element, such as a button or a link. Form submission tags: These tags are triggered when a user submits a form on your site.

Leverage these different types of event tags to capture actionable insights about your users' behavior.

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Fergie has the choice between investing in a State of New York bond at 5.9 percent and a Surething Inc. bond at 9.4 percent. Assuming that both bonds have the same nontax characteristics and that Fergie has a 30 percent marginal tax rate, what interest rate does the state of New York bond need to offer to make Fergie indifferent between investing in the two bonds?

Answers

Answer:

the interest rate that the state of New York bond need to offer to make Fergie indifferent is 6.58%

Explanation:

After tax returning surething bond = 9.4%*(1-30) = 6.58%

when New York bond offers 6.58%,Fergie will be indifferent between investing in the two  bonds

Therefore, the interest rate that the state of New York bond need to offer to make Fergie indifferent is 6.58%

During deployment of the disaster workforce, the Federal Coordinating Officer has the sole responsibility for fostering a positive and inclusive culture.A) TrueB) False

Answers

Answer:

False

Explanation:

The sole responsibility of the Federal Coordinating Officer is to ensure that disaster safety and health programs are well implemented and managed in any disaster area.

Cheers

A key modifying assumption in internal control is that the internal control system is the responsibility of management.
a) true
b) false

Answers

Answer:

a) true

Explanation:

Internal control system is the whole system of control financial and otherwise established by management in order to carry on the business of the enterprise in an efficient and orderly manner and to secure the integrity of the records and books of accounts.

The internal control is a management control tools used to ensure efficiency in operations.

If a company adds a new product line to its existing​ portfolio, it has increased its___________.

Answers

Answer: Increased it's product mix width.

Explanation:

The product mix width of a company is the number of product lines a company has for sale in the market.

The product line of a company are individual but related products a company has for sale.

An example of product lines of a company could be a company producing: refrigerators, air conditioners and stabilizers. The company in this example would have a product mix width of three.

Tom visits George at his ranch. Although a novice on horseback, Tom decides to join George in a morning ride. George recommends that Tom ride an unbroken stallion named Satan. While mounting Satan, Tom is thrown headlong through the windshield of Tom's car. The damage to the car is $2,000 and Tom's own insurance pays him $1,500 ($500 deductible). Under what principle could Tom's insurance company sue George for his negligence?

Answers

Answer:

Subrogation

Explanation:

Is a term describing a legal right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured.  

This is done in order to recover the amount of the claim paid by the insurance carrier to the insured for the loss

Under the Investment Advisors Act of 1940, when a contract has provisions which state that services may be provided by means of written material, oral statements, statistical information which expresses no opinion, and that such statements do not purport to meet the needs of any specific individuals and accounts of the firm, this would be defined as:
[A] Trustee relationship
[B] Impersonal advisory service
[C] Custodian relationship
[D] Management relationship

Answers

Answer:

B) Impersonal advisory service

Explanation:

The Investment Advisors Act of 1940 defines as Impersonal Advisory Services a contract that has provisions which state that services may be provided by means of written material, oral statements, statistical information which expresses no opinion, and that such statements do not purport to meet the needs of any specific individuals and accounts of the firm.

Impersonal advisory service are considered general information services, and do not require that investment advisors deliver Brochures that provide written disclosure statements.

Peter has a business opportunity that requires him to invest $10,000 today to receive $12,000 in one year. He can either use $10,000 that he already has for this investment or borrow the money from his bank at an interest rate of 10%. However, the $10,000 he has right now is needed for urgent repairs to
his home, repairs that will cost at least $15,000 if he delays them for a year. Should Peter make the investment? If so, which alternative (b-d) is best? (Note: It’s okay in this case to consider the
financing decision along with the investment decision.)
A) No, since the net present value (NPV) of the investment, should he take it, is less than the net
present value (NPV) of the home repairs if he delays them for one year.
B) Yes, since he can borrow the $10,000 from a bank, repair his home, invest $10,000 in the
business opportunity, which has an NPV > $0 will mean that he will still come out ahead
after paying off the loan.
C) Yes, since the net present value (NPV) of the investment is greater than zero he can invest the
$10,000 in the business opportunity, and then next year use this money plus the benefit from
this money to make the necessary home repairs.
D) Yes, since the net present value (NPV) of the investment, should he take it, is greater than the
NPV of the home repairs if he delays for one year.

Answers

Answer:

B) Yes, since he can borrow the $10,000 from a bank, repair his home, invest $10,000 in the

business opportunity, which has an NPV > $0 will mean that he will still come out ahead

Explanation:

We should analyze considering the opportunity cost which is the cost of the best rejected alternative:

busines opportunity return: 12,000 - 10,000 = 2,000

bank loan: 10,000 -  11,000 = -1,000

home repairs 15,000 - 10,000 = 5,000

not doing the home repair will mean 5,000 dollar extra in repair expense next year therefore the best  option is to repair the home.

The question now, if it takes the loan to finance the business or not:

As the business will yield 2,000 and the loan -1000 the net amount will be 1,000 Thus it should take the loan and make the business investment.

Consider the following totals: Revenues = $100,000; Operating costs and expenses = $45,000; Other revenues = $5,000; Income taxes = $18,000; Net income = $42,000. What was the total of operating income?

Answers

Answer:

$55,000

Explanation:

The operating income of any entity can be calculated using the following formula:

Operating income=Net income+ income tax expense+ finance cost- other revenues

Net income in this question=$42,000

Income taxes=$18,000

finance cost=0

Other revenues=$5000

Operating income=$42,000+$18,000+0-$5000=$55,000

The operating income of any entity can also be calculated using the following formula:

Operating income=Revenues-operating costs

                             =$100,000-$45,000=$55,000

Ricardo works as a department head at Barnes Hospital. His job requires Ricardo to spend most of his time training and coaching employees to perform their jobs more effectively and teaching other managers to be better leaders. Ricardo's job requires him to make full use of his:_________a. technical skills.
b. conceptual skills.
c human relations skills.
d. orientation skills.

Answers

Answer:

c. Human Relations Skills.

Explanation:

Human relations applies to employees' interpersonal and group relationships and interactions.

Human relations relates to your ability to connect with other individuals in a positive way in order to create successful relationships from an individual employee's perspective.

Core HR skills help you develop and maintain strong connections under the HR framework. Skills in human relations include the ability to train, mentor, and inspire workers to be more successful.

walmart visa gift card Invalid Gift Card information. Please try again in 24 hours.

Answers

Final answer:

The 'Invalid Gift Card information' error on a Walmart Visa gift card signifies a problem in verifying the card data. This can result from incorrect card information or system issues. Continual issues should be directed to Walmart's customer service.

Explanation:

If your Walmart Visa gift card shows 'Invalid Gift Card information' and advises you to try again in 24 hours, it means the system is unable to verify your card data. This could be due to several reasons; you may have entered incorrect card information, or there might be a temporary issue with the system's card verification process. Trying again after some time generally resolves this problem.

If the issue persists, it's recommended to reach out to Walmart's customer service for assistance. Ensure you have your card details handy to facilitate a smooth resolution process. Remember, it's essential to keep your card details secure and not share them with unauthorized persons.

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Jones Company’s balance reflected Estimated Warranty Payable of $1,000 credit at the end of 2018, the current year. During 2019, the following year, Jones had sales of $100,000 and expects product warranties to cost the company 9% of sales. During 2019, Jones paid $8,500 for warranties. What is Jones Estimated Warranty Payable balance at the end of 2019?

Answers

Answer: $1,500 credit balance

Explanation:From the question above, Jones company had a warranty payable balance of $1,000 carried forward from 2018.

During the year 2019, total sales was $100,00 with 9% warranty cost on sales valued at $100,000 @ 9% = $9000.

During the year a total of $8,500 was paid out of the $9,000 leaving a balance of $500.

At the end of the year 2019, Jones company will have $1,500 payable warranty balance in its books.

To determine Jones Company's Estimated Warranty Payable at the end of 2019, start with the initial balance of $1,000, add the expected warranty expense of $9,000, and subtract the payments made totaling $8,500. The ending balance is $1,500.

Jones Company's Estimated Warranty Payable Calculation for 2019

Jones Company’s balance reflected Estimated Warranty Payable of $1,000 credit at the end of 2018, the current year. During 2019, Jones had sales of $100,000 and expects product warranties to cost the company 9% of sales. During 2019, Jones paid $8,500 for warranties. What is Jones Estimated Warranty Payable balance at the end of 2019

To calculate the Estimated Warranty Payable balance at the end of 2019, follow these steps:

Initial Balance: The beginning balance is $1,000.Warranty Expense for 2019: Calculate 9% of $100,000 in sales: (0.09 * $100,000) = $9,000.Total Warranty Liability: Add the initial balance and the warranty expense for the year: $1,000 (initial) + $9,000 (expense) = $10,000.Payments Made: During 2019, the company paid $8,500 for warranties.Calculate Ending Balance: Deduct the payments from the total warranty liability: $10,000 - $8,500 = $1,500.

Therefore, the Estimated Warranty Payable balance at the end of 2019 is $1,500.

Borstorff and her associates examined a number of factors related to employee willingness and concluded that married couples without children at home or those with non-teenage children are the least willing to accept an overseas assignment.

1.True
2.False

Answers

Answer:

The answer would be FALSE

Explanation:

There is no information necessary to answer the question but it is more likely that a couple with children will want to accept a job abroad because they have no responsibility such as child support, school, etc. for a child.

In the case of a couple with small children, they are less likely to agree to go elsewhere because of the expenses that this would imply.

Which of the following statements concerning general ledger accounts is true?
a. The general ledger accounts are the only source of accounting information that managers of job order cost operations need to plan and control production activities.
b. The general ledger accounts are sometimes fraught with errors meaning that managers of job order cost operations need to look to other information sources to plan and control production activities.
c. The typical general ledger accounts usually do not provide the accounting information that managers of job order cost operations need to plan and control production activities.
d. The typical general ledger accounts usually do not provide the accounting information that managers of job order cost operations need because of deficiencies in internal controls.

Answers

The typical general ledger accounts usually do not provide the accounting information that managers of job order cost operations need to plan and control production activities.

Option C

Explanation:

Typical general accounting generations typically do not provide the accounting information required to schedule and monitor the production activities by job-cost managers.

A general account is a database used to organize, store and sum up transactions of a business. Such accounts shall be divided into a general leader (and a map of account), accompanied by the balance sheet accounts first.

A number that all agencies can use shall be allocated to each general ledger account. A number is also allocated to separate accounts in each division. The range of transactions involving most small businesses assigns a number of three or four digits to each account.

Final answer:

The correct answer to the question about general ledger accounts is that they can sometimes contain errors, therefore additional sources of information should also be used by managers for planning and control activities.

Explanation:

The question is asking to identify a correct statement about the use of general ledger accounts in job order cost operations. In this situation, option b: 'The general ledger accounts are sometimes fraught with errors meaning that managers of job order cost operations need to look to other information sources to plan and control production activities.' is true.

The general ledger is an important document that keeps track of all the financial transactions within a company. However, as it consolidates data from multiple sources, errors can occasionally occur.

That's why it's essential for managers to also utilize additional sources of information to reduce the risk of making incorrect decisions.

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The advantages of litigation are that it is private, quicker and less costly than alternative dispute resolution. True False

Answers

False

Explanation:

With litigation issues they don't get private, because every one can go to the court and will have knowledge of the dispute resolution process.

It is not always quicker also, it sometimes could take even more than a year before there will be a ruling over the dispute by the court. Mostly appealing to the court by both parties makes the resolution longer.

It is costly also, in terms of both time and money, a lawyer will have to be hired if the firm or individual doesn't have one and up and down transportation to and fro the court is all costly.

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In a bottle-manufacturing company, employees were divided into two teams, hoping to increase production by fostering competition. Each team produced 100 bottles per day. However, when the two teams were integrated into one single team, the numbers of bottles produced per day was 300. This was due to the increased division of labor and coordination among the employees. This approach is an example of _____

Answers

Answer: synergy

                             

Explanation:   Synergy refers to the idea that the total value and output of two groups of individuals should surpass the total of that same individual components.

Synergy is really a concept most frequently used within mergers and acquisitions (M&A). Synergy is most often a driving factor underneath a merger, or the possible financial gain gained through the combination of businesses.

Stockholders will profit if, owing to the synergistic impact of the transaction, the post-merger stock price of a corporation rises. The projected savings gained through the merger can be linked to various factors such as higher revenues, shared expertise, and innovation, or reduced costs.

Most colleges and universities have a campus activity board that brings entertainers and special events to campuses. To locate and hire these entertainers, many campuses send their student activity board members to one of the seven regional conventions or the National Association of Campus Activities (NACA) convention. More than 100 entertainers, talent agencies, and companies that provide promotional services exhibit their products at these conventions in an area similar to a trade show. (Conference attendees call this the Marketplace.) Approximately 20 entertainers are selected to present a short program (called a showcase) in which they demonstrate what they would do if hired to perform on campus. Many other entertainers have videos and CDs, which they hand out to student attendees. Only one or two members of any student group can actually set up a contractual agreement with an entertainer or his or her agency. Other student attendees provide input as to which entertainers best match the demographics of their institutions. Refer to College Entertainers. When some of the entertainers visit campuses, they give free t-shirts to people who came to see them perform. These tee-shirts are examples of:

Answers

Answer:

(C)

Explanation:

Premiums is something given as a reward, prize, or incentive.

In this case, the college entertainers offered an incentive or reward (premiums) to the people who came to see them perform.

The shirts would encourage the people who came to see them perform to be present some other time.

For example, a grocery store may give free sweets to children who accompany their parents to the store.

Universe Co. issued 500,000 shares of common stock in the current year. Universe declared a 30% stock dividend. The market value was $50 per share, the par value was $10, and the average issue price was $30 per share. By what amount will Universe decrease shareholders’ equity for the dividend?

Answers

Answer:

The amount of $0 will decrease the shareholders equity for the dividend.

Explanation:

Stock Dividend is the kind of dividend in which the payment of dividend done in the form of additional or extra shares instead of a cash payout.

So, when the stock dividend is declared, then the portion of the retained earnings is re- classified as the contributed capital.

Therefore, the net effect on the aggregate equity will be $0.

Wages are usually paid by the hour. Salary is usually a form of fixed compensation. Bonuses are a form of compensation obtained if certain criteria are met. Bonuses paid within two and a half months of year-end are included in employee's compensation in the year they were earned.

Answers

Answer:

True

Explanation:

1. Usually wages are paid by the number of hours spent working.

For example, someone who works as a warehouse supervisor may be paid hourly for the amount of time spent on the job.

2. Salary is usually the amount paid for services rendered, it is valued in cash, and does not include non-cash compensation like medical insurance.

For example, a person may be paid $15,000 (fixed amount) each month not necessarily considering the number of hours spent on job.

3. Bonuses are categorised under non cash compensation, because they are benefits added to employee's salary such as:

Annual bonuses or commissions, life insurance etc.

True in most organisations annual bonuses are paid within two and half months after end of year in the year they were earned.

Wanda Elder works as a human resource executive. Being helpful is inherent in her nature, and she regularly interacts with employees, helping them understand their needs and easing difficulties. She reads emotional cues of people with ease and knows how to express her emotions without violating organizational norms. Which of the following is Elder characterized by?
A) high cognitive dissonance
B) low self-esteem
C) high emotional dissonance
D) high emotional intelligence
E) low job satisfaction

Answers

The answer to question his E
Final answer:

Wanda Elder is characterized by high emotional intelligence, which is demonstrated by her skilled interpersonal interactions and adeptness at understanding and managing both her own emotions and those of her colleagues.

Explanation:

Wanda Elder is characterized by high emotional intelligence (EI). This is evident through her ability to read emotional cues with ease, express her own emotions appropriately within organizational norms, and assist employees in understanding their needs and managing difficulties.

Emotional intelligence in the workplace is a valuable trait, particularly in roles that involve leadership and human resources, as it encompasses the skills to accurately understand others' emotions, identify and label one's own emotions, and use emotions effectively to navigate social interactions and foster a productive work environment.

High emotional intelligence is linked to various workplace benefits, including improved job performance and the ability to inspire and motivate others, which are aspects of transformational leadership. Emotional intelligence has been shown to be a predictor of success in job training programs and learning on the job, further underscoring its relevance in managerial and complex technical jobs.

In earned value management, schedule variance is defined as:

A. The difference between the earned value and the actual cost.
B. The difference between the actual cost and the planned value.
C. The difference between the earned value and the planned value.
D. The difference between the cost and schedule performance indices multiplied by the budgeted cost at completion.

Answers

Answer:

C) The difference between the earned value and the planned value

Explanation:

In earned value management, the schedule variance is the case which helps to specify and make exact if you are ahead of the schedule or just the behind and also what is the quantity of this being ahead or behind.

The formula for that is: SV=EV-PV  

SV- Scheduled Variance

EV-Earned Value

PV-Planned Value

The formula above may be converted in other types because of cost, percentages but the result will be identical.

Final answer:

Schedule variance in earned value management is defined as the difference between the earned value and the planned value, which indicates if a project is ahead or behind schedule.

Explanation:

In the practice of earned value management (EVM), schedule variance (SV) is a key metric that is used to assess the schedule performance of a project. The correct definition of schedule variance is: C. The difference between the earned value and the planned value. Earned value (EV) represents the value of work actually performed expressed in terms of the budget assigned to that work, while planned value (PV) indicates the value of work that was supposed to be completed at a given point in time within the project schedule. Schedule variance is a measure of whether a project is ahead or behind the planned schedule.

Which of the following non options would be automatically implemented by the insurer of the other options has been selected by the policyowner ?

A. Reduced paid-up insurance
B. Cash surrender value
C. Interest only
D. Extended form

Answers

Answer:

D. Extended form

Explanation:

The extended form is a non forfeiture option which is included to extend the coverage for a limited period of time upon the failure of the policy holder to pay the premiums. Here, the policy holder stops to pay the premiums but keeps the full amount of the policy in force for whatever term the cash value permits.

It is the default non-forfeiture option that is, it is automatically implemented.

You have a client who is tolerant to risk who has a 35-year time horizon. The most appropriate allocation of this client's portfolio would be:

[A] Split 50% bonds, 50% stocks
[B] Split 45% bonds, 55% stocks
[C] Split 90% stocks, 10% money market
[D] 25% in four categories: bonds, money market, REITs, and stocks

Answers

The answer to your question is A
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Please help me ASAP I will mark branlist just explain Plz help me it is very important i beg of you Part A When a neuron responds to a particular neurotransmitter by opening gated ion channels, the neurotransmitter is serving as which part of the signal pathway? When a neuron responds to a particular neurotransmitter by opening gated ion channels, the neurotransmitter is serving as which part of the signal pathway? transducer receptor endocrine molecule signal molecule relay molecule is 144 a perfect square or not Evaluate 3/5 mod 6 please help me Assume all memory accesses are cache hit. 20% of the Load instructions are followed by a dependent computational instruction, and 30% of the computational instructions are also followed by a dependent computational instruction. 20% of the branch instructions are unconditional, while 80% are conditional. 40% of the conditional branches are taken, 60% are not taken. The penalty for taking the branch is one cycle. If data forwarding is allowed, what is the instruction throughput for pipelined execution? . Sabrina jogged 54 laps around thefootball field. Harry ran 9 laps. Howmany times as many laps did Sabrinarun than Harry? 3 times 6 times 8 timesO 9 times Traveling southward from the Arctic regions of Canada to the tropics of Panama, one passes through several biomes - tundra, coniferous forest, temperate deciduous forest, and tropical rain forest. This pattern of change in vegetation is primarily the result ofa. Primary and secondary successionb. An increase in both mean annual temperature and mean annual precipitation c. An increase in the total annual hours of sunlightd. The invasion of exotic species What is the point of difference between illegal gratuity and bribery scheme?a. Illegal gratuities are made before deals are approved.b. Compared to illegal gratuities, briberies occur relatively infrequently and are usually quite small.c. Illegal gratuities usually involve the use of actual or threatened force, fear, or economic duress.d. Illegal gratuities do not necessarily involve an intent to influence a business decision but rather to reward someone for making a favorable decision. A stock has a beta of 1.4, an expected return of 17.2 percent, and lies on the security market line. A risk-free asset is yielding 3.2 percent. You want to create a portfolio that is comprised of the stock and the risk free and will have a portfolio beta of 0.6. What is the expected return on this portfolio? The challenges facing many of today's middle-aged workers include all of the following, EXCEPT ______. HELP PLEASE!!!!! URGENT!!!!Which of these sentences is imperative in mood? A. Kindly send me your management school's brochure. B. I prefer that Joy come with me to the amusement park. C. The books might fall off if you carry them like that. D. Why do people tend to forget their purpose on Earth? Which of the following statements about the Phonemic Chart for English is incorrect? Select one: a. Each symbol represents an individual sound of the language irrespective of the way it appears in the standard written script. b. The phonemic chart provides a set of symbols, each one intended to represent an individual sound of the language c. There is always a correspondence between the number of letters and number of sounds d. There are a few different phonemic charts for English The region of a Drosophila embryo with a low concentration of bicoid protein will develop into the _____. a) abdomenb) male flowersc) thoraxd) heade) female flowers what is CHAP in the Home Health Mortagae brokers are the ones who bring the home buyers and the lenders together.True / False. Algonac Systems, a software start-up company, uses a technology in which the employees have to key in certain names and their respective codes to access information from different departments. Given this information, it can be concluded that Algonac Systems uses _____ to access information from different departments. An online retailer uses complex data-mining software to evaluate the preferences and buying habits of its customers and makes decisions based on these findings. This is an example of the use of ______ in the decision-making process. Describe how tuples can be useful with loops over lists and dictionaries, and give Python code examples. Create your own code examples. What is the effect on the graph of the function f(x)=c^2 when f(x) is changed to 3f(x-2) Steam Workshop Downloader