A customer who wants to be financially protected in the event of an accident, regardless of who is at fault, would want collision coverage for his or her auto insurance.
Collision coverage is a type of auto insurance that helps pay to repair or replace your car if it's damaged in an accident with another vehicle or object, such as a fence or a tree. If you're leasing or financing your car, collision coverage is typically required by the lender.
Even if you own your car outright, collision coverage can be beneficial if you want to protect your investment and ensure that you can cover the costs of repairs or replacement after an accident.
Here are some reasons why a customer might want collision coverage:
1. Financial Protection: Collision coverage can provide financial protection if your car is totaled or needs expensive repairs after an accident.
2. At-Fault Accidents: If you are at fault in an accident, your liability coverage will pay for the other driver's damages, but it won't cover your own car. Collision coverage will help pay for your car's repairs or replacement.
3. Hit-and-Run or Uninsured Drivers: If you're involved in an accident with a hit-and-run driver or someone who doesn't have insurance, collision coverage can help cover your damages.
4. Leased or Financed Vehicles: Lenders and lessors often require collision coverage to protect their investment in the vehicle.
5. High Value Vehicles: Owners of high-value cars may opt for collision coverage to ensure they can afford to repair or replace their vehicle if it's damaged in an accident.
6. Peace of Mind: For many drivers, the peace of mind that comes with knowing they are covered in the event of an accident is worth the cost of collision coverage.
The california “standard form” policy of title insurance on real property insures against loss occasioned by:
The California “standard form” policy of title insurance on real property insures against loss occasioned by a forgery in the chain of recorded title.
To add, standard form policy is an insurance policy form that is designed to be used by many different insurers and has exactly the same provisions, regardless of the insurer issuing the policy.
Final answer:
Property insurance covers risks associated with owning property, including losses due to damage or deception, and underwriters calculate risk exposure to recommend coverage levels.
Explanation:
Property insurance covers risks associated with owning property like fire, theft, and storms. Title insurance on real property in California provides protection against various losses, and this includes losses due to property damage or deception. The underwriters use information to calculate risk exposure and recommend coverage levels based on factors that can reduce risk, such as building materials and safety measures.
During the summer, alex runs a lawn-mowing service, and lawn-mowing is a perfectly competitive industry. in the short run, alex will shut down his lawn-mowing service rather than continue with it if:
_____ are the policies and practices about the way a business should behave.
Business ethics
Company constitution
Ethics
The Better Business Bureau
The regulations strongly suggest but do not require that the informed consent process be delivered in a language that is understandable to the subject
a. True
b. False
You have received an email that is directing you to a phony website that looks like the website for your mortgage company. what kind of message is this
Prejudice would be an example of what factor affecting wages?
A. Education
B. Supply
C. Social attitudes
D. Government laws
What type of mortgage has set payments for the life of the loan? A: Varying-rate mortgage B: Fixed-rate mortgage C: Adjustable-rate mortgage D: Index-rate mortgage
Answer:
fixed-rate mortgage
Explanation:
what types of Investments do banks use to make profits
The investigation and prosecution of organized crime per se has largely been a responsibility of the __________
An advantage of a firm pursuing multiple segment specialization is that:
A preferred position of a firm seeking after various fragment specialization is that IT CREATES THE LARGEST POTENTIAL MARKET FOR THE FIRM'S PRODUCTS OR SERVICES.
Further Explanation:
Multi segment specialization:
A showcasing technique when an organization attempts to pick up clients from more than one kind of market for a similar item and utilizations, consequently, various sorts publicizing, which can be expensive additionally called separated promoting.
multi segment advertising:
A separated advertising technique is one in which the organization chooses to give separate contributions to each extraordinary market portion that it targets. It is likewise called multi fragment showcasing. Each portion is focused with a specific goal in mind, as the organization gives novel advantages to various fragments.
item specialization:
Item specialization is one methodology an organization can use to target explicit client market sections. This methodology works for organizations that represent considerable authority in a fantastic item and can redo it to fit the particular needs of various sections.
Purpose of specialization:
Specialization is a strategy for creation whereby an element centers around the generation of a constrained extent of merchandise to pick up a more noteworthy level of proficiency. Numerous nations, for instance, have some expertise in creating the products and ventures that are local to their piece of the world, and they exchange for different merchandise and enterprises.
Subject: business
Level: High School
Keywords: Multi segment specialization, multi segment advertising, item specialization, Purpose of specialization.
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People at ________ levels in an organization draw on business intelligence to make decisions related to marketing plans, product development, and departmental budgets.
Final answer:
Individuals at 'executive' levels in an organization use business intelligence for decision-making related to strategic, tactical, and operational aspects of the business. Executives depend on specialized information systems tailored to their needs to make informed decisions. Organizational behavior supports information flow across different levels of management, facilitating collaborative decision-making.
Explanation:
People at executive levels in an organization draw on business intelligence to make decisions related to marketing plans, product development, and departmental budgets. Executives are responsible for making a wide range of decisions, often with limited technical knowledge akin to non-specialists. They rely on information provided by experts and various organizational departments to make informed decisions.
Within an organization, decisions can be strategic, tactical, or operational. Strategic decisions set the course of the entire organization, such as formulating long-term goals and policies. Tactical decisions are concerned with the implementation of these strategies, and operational decisions are made on a daily basis to ensure smooth functioning.
A school band performs a spring concert for a crowd of 600 people. the revenue for the concert is $3150. there are 150 more adults at the concert than students. how many of each type of ticket are sold?
Another name for the originator of a change plan is known as ________.
PLEASE HELP ME! A nation passes a law that prohibits importation of fruit from abroad. Why might this law be important?
Answer:
C. It protects domestic jobs in the country's agricultural regions
Which of the following is the main purpose of home inspection societies and professional associations? A. To "self-regulate" the home inspection industry B. To certify people starting out in the home inspection business C. To assist local governments in creating building codes D. To license and regulate home inspectors
The central processing unit controls all the functions performed by the computer's other components and processes all the commands issued to it by software instructions true or false
True, the central processing unit controls all functions within a computer and processes commands from software. It serves a role similar to the human brain, manipulating data and executing tasks, powered by microprocessor technology.
Explanation:The statement is true: The central processing unit (CPU) indeed controls all the functions performed by the computer's other components and processes all the commands issued to it by software instructions. The CPU acts as the brain of the computer, similar to how our human brain functions as the control center of our body. It interprets instructions from both hardware and software, manipulates data, and enables the execution of tasks.
Historically, computers have evolved significantly from mechanical systems to electronic ones, with the contemporary CPU made up of microprocessor technology. This microprocessor is an integrated circuit that stores and performs calculations, allowing for a wide range of useful functions.
Just as the brain contributes to our cognitive abilities, such as reasoning, imagination, and language, the CPU enables complex computational operations necessary for a computer to run various programs and applications effectively.
Learn more about Central Processing UnitWhat is the typical relationship between time and interest rate?
A ________ pays out cash flows from a collection of assets in different tranches, with the highestminus−rated tranch paying out first, while lower ones paid out less if there are losses on the underlying assets.
Cromwell enterprises is acquiring athens, inc. for $899,000. athens has agreed to accept annual payments of $210,000 at an interest rate of 8.5 percent. how many years will it take cromwell enterprises to pay for this purchase
A rubric shows the percent of correct answers required to achieve a certain grade.
True or false
In a simple perfect capital market what happens if dividends are brought forward
Final answer:
In a perfect capital market, bringing forward dividends might not significantly affect stock price if the move was anticipated, due to the market's efficiency in pricing all available information. However, unexpected acceleration of dividend payments may cause a temporary increase in stock price. Ultimately, the stock price will reflect the present discounted value of future dividends.
Explanation:
In a simple perfect capital market, bringing dividends forward essentially means that a firm decides to pay out dividends to its shareholders earlier than previously planned. As dividends are a direct form of return to shareholders, this decision can affect the present discounted value of those dividends. Present discounted value is a critical concept in finance that helps both firms and investors determine what future cash flows are worth in today's dollars, accounting for both potential capital gains and dividend payments.
When dividends are brought forward, the immediate reaction might be a positive increase in the stock's value, because receiving money earlier is generally preferred due to the time value of money. However, in a perfect capital market, according to the efficiency market hypothesis, all available information is already priced into the stock. Therefore, if the dividend advancement is expected, the stock price would have already adjusted to this information, leading to no dramatic change in the stock price when the dividend payment is actually brought forward. This is because the market anticipates this payment and has already discounted it into the stock's current price.
However, if the forward dividend payment was unexpected, this might lead to a temporary increase in stock price due to the surprise factor, as investors reassess the firm's liquidity and ability to generate cash. Over the long term, the stock price would again stabilize as the market absorbs this new information and reverts to efficient pricing based on the present discounted value of future dividends.
In? 2009, the world suffered a global economic crisis that resulted in dramatic decreases in worldwide exports.? today, we see increasing growth in world trade with world exports of merchandise increasing from? $12 trillion in 2009 to nearly what amount in? 2012?
a. ?$15 trillion
b. ?$20 trillion
c. ?$18 trillion
d. ?$16 trillion
e. ?$14 trillion
According to the open systems view of organizations, _____ is (are) an input for organizations.
a. incentive plans
b. products
c. financial resources
d. employee motivation
e. employee behavior
The answer is letter d, financial resources. It is a period covering all financial funds of the organization. From an economic perspective financial resources are the part of the organization’s assets or property). Sometimes these are referred just as finance, often with some attributes (like Business finance, Personal finance, Public finance). Finance is one type of source, correspondingly, that inputs into the production process. Also, according to open systems the inputs are external factors such as raw materials, human resources, information, financial resources, and equipment.
Final answer:
According to the open systems view of organizations, financial resources is (are) an input for organizations. Incentive systems which motivate employees are essential for enhancing performance and productivity within companies. The correct option is c) financial resources
Explanation:
According to the open systems view of organizations, financial resources are considered an input for organizations. An incentive system within a company is a structured plan designed to motivate and reward employees to enhance performance and productivity. Such incentives may include various forms of variable pay such as piece rates, individual bonuses, merit pay, and sales commissions, which tie employee pay to their performance.
Companies leverage these incentive-based strategies to foster motivation and drive performance, tying rewards not only to individual achievements but also to company-wide outcomes. Thus, well-designed incentive plans are crucial for organizations seeking to motivate employees and achieve strategic objectives.
If you are trying to establish credit history, what is a good place to start? A. Gasoline and department store credit card
B. Bank line of credit
C. Visa or MasterCard
D. Don't use credit
If you are trying to establish credit history, what is a good place to start?
A. Gasoline and department store credit card
The gasoline or department store credit card keep you from going crazy and spending and spending because the credit card only works at these specific places. The cards have specific credit lines and stipulations so that customers can establish their credit without overspending their budget.
The contributions of epidemiology to environmental health include:
________ involves tricking a person into entering sensitive personal or financial information into a form on a website or in an email, typically by convincing the person that she is dealing with a site she normally interacts with, such as her bank.
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John took a call from a customer who wanted to purchase 1,000 shares of a company’s stock, which just went public. What is John’s profession?
a. tax accountant
b. insurance sales agent
c. real estate agent
d. financial services sales agent
Answer:
d. financial services sales agent
Explanation:
The Financial services sales Agent provide a comprehensive view on various financial issues, so they have the mission of providing an investment advisory service. In that sense, they work with clients to make decisions regarding their assets; To that end, they provide by making objective recommendations designed to help them achieve their objectives following the established financial planning.
These professionals are usually hired within the financial industry, such as places such as banks, stockbrokers, insurers, among others.
In other words, agents selling securities, raw materials and financial services connect buyers and sellers in financial markets. They sell securities to people, advise companies seeking investors, and carry out transactions.
It is still customary in u.s. society for a bride to accept her husband's last name and for the bride's family to pay for the wedding. what is the line of authority this represents
What might be a consideration in deciding where to buy something?
The location of the store
The price of the item you wish to buy
Customer service
All of the above
The answer is: All of the above
The location of the store would influence the amount of money you need to pay for transportation or distribution cost. The price of the item tells you whether you currently can afford it or not. Customer service would determine the experience that you feel when buying the products. We tend to become more likely to buy the products if we receive a satisfactory customer service.
In may, the price of a pair of jeans was 250% of its wholesale cost. in june, the price was reduced by 25%. after an additional 50% discount in july, the jeans cost $\$22.50$. what is the number of dollars in the wholesale cost of the jeans?
Answer:$24
Explanation: If you do math, you get $24