When money is loaned at a greater rate of interest than is allowed by law, ______is committed. usury. sharking. petty theft. credit malfeasance?

Answers

Answer 1

Answer:

Usury

Explanation:

Usury is the practice of making unethical loans that unfairly enrich the lender. This is usually accomplished by loaning at a rate of interest that is unfair, unethical or illegal. In legal terms, usury refers to the practice of charging an interest rate that is superior to what is allowed by law. Throughout history, many cultures have created laws against usury. In the United States, these laws are usually created by the states.


Related Questions

Psychologists who emphasize stability believe that personal characteristics _____.

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The answer in the space provided would likely be in the person's life span, it is likely that the person will be nearly unwavering and steady. It is because when emphasizing stability, it means that the person is in the state of being still or he or she is stable or consistent. That is why the person would likely be unwavering and steady in terms of how he or she goes on his or her life.

Imagine that you have never been a cigarette smoker, but suddenly you begin to hang out with a group of people who smoke cigarettes frequently. after a few weeks, you become a regular smoker as well. this phenomenon is known as:

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This phenomenon is known as peer pressure. Peer pressure happens when the desire to be like somebody else just to fit in happens or simply to fit in. In here, if you are originally not a cigarette smoker but being around with people who smoke makes you want to smoke too, then you are subject to pressure. Because you will feel left alone or not in the loop if you do not become one of them, to follow what they usually do and this will force you to do it, to smoke even though, deep down, you know that it is wrong. You just disregard the fact that what they are doing is wrong and you just want to do it because everybody is doing it.

Answer:

peer pressure

Explanation:

Sue ellen needs a new couch because the cushions are all worn and the sides torn on her current couch. she wants to buy a replacement before her parents visit in 2 months. this is an example of a(n) __________-term goal.

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this is an example of a Short term goal
A goal could be considered as 'short term' if that goal is aimed to be realized within the period of less than 1 years.
Most of the goals that fall into category usually do not involved in major life decisions (such as careers or relationship goals)

In a prisoner's dilemma, what type of behavior provides the most benefit for each individual? cooperate remain silent confess previousnext

Answers

Final answer:

In a prisoner's dilemma, cooperation (remaining silent) benefits both individuals the most, despite individual incentives to confess. The dilemma highlights the conflict between self-interest and collective benefit.

Explanation:

In a prisoner's dilemma, the type of behavior that provides the most benefit for each individual is to cooperate, or in other words, to remain silent. This scenario, a cornerstone of game theory, demonstrates the conflict between collective interest and individual self-interest. If both prisoners choose to cooperate by remaining silent, they will each receive a one-year sentence. However, if one confesses and the other does not, the confessor will go free while the other receives a three-year sentence. If both decide to defect and confess, they each receive a two-year sentence. The dilemma illustrates that, although the dominant strategy seems to be confessing, the collective outcome is optimized when both parties cooperate, showcasing the interplay between self-interest and mutual benefit.

Abdul is frustrated because his team members come unprepared for meetings. what is the first thing he should do to try to improve the situation

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The correct answer is distribute an agenda ahead of the meeting so people know what to expect. That way they can see what the agenda is and can prepare a bit more by thinking on the topics that are going to be explored. This way you can avert the crisis of having people not be prepared.

Examples of interest diversity in society

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Interests: Some people prefer to stay inside and use a lot of electronic devices. While others prefer nature and the outdoors, so they go hiking an camping.
Beliefs: This is an easy example, the united states has many churches with many religions, so the belief systems are different.
Age: Even in your house, age diversity is present! You might be 15 while your parents are 35, and your grand parents are 73! This a common form of age diversity.

The issue of female circumcision generates outrage in north america. according to kristen bell, the reason for this is that

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According to Kristen Bell, the motive for the concern of female circumcision, which causes an outrage in North America, because it is the culture unavoidable philosophies about gender, which prevents our objectivity. When our own perspectives or objectivity is declined or hindered by culture bound philosophies, then an outrage of misunderstanding may arose.

WHAT DO HISTORIANS SAY ARE THE DRAWBACKS TO COMPLEX CIVILIZATIONS AND AGRICULTURE

Answers

Answer: What historians say are drawbacks to complex civilizations and agriculture is war, inequality, patriarchy and famine. :)

Answer:

Patriarchy, inequality, war, famine

Explanation:

Some of the drawbacks of civilization and agriculture, according to historians, are patriarchy, inequality, war and famine. Patriarchy has been a feature of many different civilizations all over the world. As men tend to be physically stronger and do not deal with the difficulties of pregnancy, they have often been able to achieve power and status more easily than women. This has led to many societies becoming patriarchal, often to the detriment of women.

Another problem is that of inequality. Large social groups usually require a strict organization in order to run smoothly. This has led to the development of social hierarchies, which have an enormous impact on how people live, usually leading to the existence of a "poor" class of people.

War has taken place among civilizations for many different reasons, such as competition over resources or status. Finally, famine has often taken place when civilizations are very large and agriculture is irregular.

If one individual behaves in a socially inappropriate manner, he or she is considered deviant, but if several individuals behave this way, it is referred to as a:

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If one individual behaves in a socially inappropriate manner, he or she is considered deviant, but if several individuals behave this way, it is referred to as a collective action. The problem that is made would be called a collective action problem wherein a group of people tries to behave in a discouraging manner in order to achieve a common goal. But the term collective action id not only limited to inappropriate behaviors. It would be a group activity where they aim to achieve the same goals. Examples are joining social protests, participating in national defense, advocating for the preservation of the environment and strikes.
Final answer:

If one individual behaves in a socially inappropriate manner, he or she is considered deviant, but if several individuals behave this way, it is referred to as a subculture.

Explanation:

If one individual behaves in a socially inappropriate manner, he or she is considered deviant, but if several individuals behave this way, it is referred to as a subculture. A subculture is a group within a society that shares a distinctive set of beliefs, values, and behaviors that may be considered deviant by the larger society. Subcultures can form around different interests or identities and can influence the behaviors and norms of its members.

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According to freud, what will 8-year-old sven experience? no sexual conflict unconscious sexual conflicts increased emotional drives a new interest in girls

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The answer is that there will be no sexual conflict. It is because an eight year old is not on the stage where he or she is aware of things related to sexual things or to be even attracted to the opposite sex or to other people. He or she will likely to have no attention to it which could cause that there will be no sexual conflict that are going to arise.

According to the social psychological concepts of distinctiveness and the illusory correlation, ____________ on the part of members of ____________ are particularly distinctive and memorable.

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According to the social psychological concepts of distinctiveness and the illusory correlation Negative behaviors on the part of members of minority groups  are particularly distinctive and memorable
The member of minority groups tend to have harder time if they want to fit in in the society, and usually caused them to be less accomplished compared to the majority groups. This condition often became the cause of the negative behavior

"In 2010, a regulatory agency, the Federal Trade Commission (FTC), barred the merger of two of the largest information technology providers in the industry."

This is a sample excerpt from a business news article. Think about what the excerpt has to say about the role of regulation.
What function of regulatory agencies does the FTC’s actions reveal?

keeping the economy rapidly growing
protecting consumers from fraud
promoting competition
ensuring product safety

Answers

 C . promoting competition

Answer:

promoting competition

Explanation:

If two competing companies come together, this can reduce competitiveness and affect prices, damaging consumers and economic activity as a whole. To curb this type of practice, when a proposed merger of competitors is required, regulatory agencies make technical analyzes based on precepts aimed at ensuring market stability. If the regulatory body concludes that this practice may unbalance the competitive environment, mergers will be prohibited.

Processing the stress related to leadership action is recommended as a routine approach to self-____ in leadership positions.

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Processing the stress related to leadership action is recommended as a routine to self- care in leadership positions.

Bill is at a business dinner meeting in india. when his indian associates light up a cigarette after the meal, he feels offended as his cultural values discourage such practices. he then lectures his colleagues on the evils of smoking and walks out of the restaurant. in this scenario, bill is guilty of __________.

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in this scenario, bill is guilty of: Ethnocentrism
Ethnocentrism Is the perception toward other people's culture based on what we usually experience in our culture.
In this case, lighting a cigarette after meals in public is considered an impolite behavior in western culture, but it's considered a friendly gesture on south asian culture

The Aspire test is taken by students in

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Aspire test is taken by the students in grade 3-8 that connects students growth and in early high school in the context of college and career readiness. Moreover, this type of test is aim to assess student readiness in English, math, reading, science and writing. The tests contain multiple question types including constructed response, selected response and technology-enhanced items to better assessment to the student knowledge and provide more meaningful insights.

Why do autistic children have difficulty passing the false belief task?

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Final answer:

Autistic children often struggle with passing the false belief task due to difficulties with theory of mind and social cognition.

Explanation:

Autistic children often have difficulty passing the false belief task because they struggle with theory of mind (TOM). Theory of mind refers to the ability to understand that others have different thoughts, feelings, and beliefs than oneself. This understanding is crucial for passing the false belief task, which requires recognizing that someone else can hold a false belief about a situation.

Autistic children may have challenges with theory of mind because they have impaired social skills, difficulty reading social cues, and problems feeling empathy for others. This can make it challenging for them to understand and predict others' thoughts and beliefs. Additionally, their rigid thinking patterns and adherence to specific routines may make it difficult for them to consider alternative perspectives.

Overall, the difficulties that autistic children experience with theory of mind and social cognition contribute to their struggles with passing the false belief task.

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Derek is suffering from a severe mental illness that is characterized by distorted thought and perception. he hears voices in his head and is convinced that aliens are trying to communicate with him. derek's belief is so strong that he sits on the roof for hours having conversations with no one in particular. derek is also in the habit of writing words that make no sense and refrains from interacting with other people. in the context of dissociative disorders, it can be inferred that derek is most likely suffering from _____ in this scenario.

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The answer to this question is the "SCHIZOPHRENIA". Hence when Derek is suffering from a severe mental illness that is characterized by distorted thought and perception. And when he hears voices in his head and is convinced that aliens are trying to communicate with him. Also, if  Derek's belief is so strong that he sits on the roof for hours having conversations with no one in particular. Additionally, Derek is also in the habit of writing words that make no sense and refrains from interacting with other people. in the context of dissociative disorders, it can be inferred that Derek is most likely suffering from  SCHIZOPHRENIA in this scenario.

Kant's categorical imperative is an example of which theory of ethics

Answers

Kant's categorical imperative is an example of: justice theory of ethics
Justice theory of ethics implied that Ethics must be always based on social fairness based on the circumstances.According to this approach Oneoccurrencee that have deemed as unjust may have a 180 degree response if that occurrence happen in other circumtances

Your child is obsessed with putting oatmeal in the cd drive, and pushing the buttons to see if that food reappears. what would piaget say about this behavior?

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What would Piaget say most likely in this behavior is that the behavior that the child is showing means that it has the signs of means-end behavior and emerging object permanence. It is because in means end behavior, is a way of doing or showing a specific behavior in which could be expected or unexpected in which they carry out to achieve something they want or their goal. While the emerging object permanence is a way of having a belief that inanimate objects does exist. It could be seen above as the child continues the behavior because of his belief that the food will reappear, in the same time, he has the belief that the food will be produced because he thinks that it would exist with just the push of the button.

Medical knowledge possessed by doctors results in their ______ power. coercive reward referent legitimate expert

Answers

Final answer:

Doctors' medical knowledge leads to their experty power. This power, originating from their specialized skills, ideally allows them fetch healthful results through influencing patient's decisions and treatment plans.

Explanation:

The medical knowledge possessed by doctors would result in their expert power. This type of power, as explained by sociologist Max Weber, originates from a person's skill or expertise in a specific field. In this case, a doctor's expert power is derived from their specialized medical knowledge. This expertise allows them to influence patients' decisions and treatment plans, fundamentally shaping health outcomes. They can apply their medical knowledge to best advise their patients, who typically lack this specialized knowledge, and thus depend on the doctors for their healthcare choices.The medical knowledge possessed by doctors results in their expert power. Expert power is the ability to influence others based on one's specialized knowledge or skills. In the healthcare system, doctors' expertise allows them to make informed decisions and provide guidance to patients.

For example, doctors' expert power is evident when they diagnose and treat patients based on their medical knowledge and experience. They can explain complex medical concepts to patients and recommend appropriate treatment options.

Overall, doctors' expertise is a significant source of power in the healthcare system, as it comes from their extensive training and ongoing professional development.

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Why might one consider language the dominant differentiating element of culture separating societies?

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For example, Australia, words like Mate, oi, g'day, they say that Australia is very lay back but rough.

Language is often considered the dominant differentiating element of culture that separates societies for several reasons like Communication and Expression, Cultural Transmission, Identity and Belonging.

Communication and Expression: The main means of expression and communication in a society are language. It enables people to communicate ideas, concepts, worldviews, and cultural customs.

Cultural Transmission: Individual and community identities are intricately entwined with language. One's language typically shows their cultural heritage and affiliation with a particular group.

Identity and Belonging: Although language is a key characteristic that distinguishes cultures, it's crucial to remember that culture also includes other elements like beliefs, values, conventions, art, and technology.

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Reaction times associated with repetitive fixed interval stimuli in a given stimulus-response situation usually decrease over a short time period to some minimal value and then remain stable. explain

Answers

Final answer:

Reaction times in a fixed interval reinforcement schedule typically decrease as an individual learns the timing of expected reinforcement. Initially, there is a scalloped response pattern, which stabilizes over time. Extinction of the response may occur swiftly if the reinforcement is no longer provided.

Explanation:

When discussing operant conditioning, a fixed interval reinforcement schedule is one where rewards or reinforcements are given after a set period of time has elapsed and the desired behavior has occurred. This schedule can influence reaction times associated with stimulus-response situations. As an individual continues to respond over time, they typically experience a decrease in reaction times as they learn when to expect the reinforcement. Initially, there may be a scallop-shaped pattern of response due to anticipation building up towards the expected time when the reward will be delivered. After some repetitions, however, reaction times typically drop to a minimal value and then stabilize.

An example of this would be a patient using a patient-controlled pain relief system after surgery. The patient learns that the pain relief comes on a fixed schedule (e.g., one dose per hour), and thus any button-pressing behavior outside of these intervals is not reinforced. Over time the patient's behavior of pressing the button will likely become more efficient, and their reaction times may decrease until they press the button only when the interval has elapsed and reinforcement (pain relief) is available.

The extinction of the learned response can also occur if the reinforcement is removed. In the case of a fixed interval schedule, extinction tends to happen quickly if the reinforcement stops being delivered as expected.

Overt behavior is to _____ as covert behavior is to _____. thinking acting

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The answer to this question is: talking; daydreaming
Overt behavior is a type of behavior that can be observed by other people beside us, such as talking, walking, dancing, etc.
Cover behavior, on the other hand, is a type of behavior that cannot be observed by other people beside us, such as daydreaming, imagining, mind constructing, etc.

Terry has recently been diagnosed with an inherited form of depression. which of the flowing is the most likely cause for the depression?

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the most likely cause of Terry's depression is: Terry has a mutation in the enzyme involved in NE synthesis.
NE or Norepinphrine is the main neurotransmitter in our brain that control our adrenaline level. A damage to this part of our brain wiill make us fell unreasonably threatened or stressed,

A(n) ________ typically contains an ambiguous term that leaves interpretation up to the decision maker.

Answers

A policy typically contains an ambiguous term that leaves interpretation up to the decision maker

Jamie is a preadolescent. her friendship circle is largely comprised of other young girls. based on this information, what has jamie's social life been influenced by?

Answers

Most likely her age, due to the fact that she is around others that are the same age as her.

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Gita, a resident of new delhi, india, is offered a promotion that would require her to shift base to the indian city mumbai. while considering the offer, she primarily factors in the aspect of how the move would affect her family. on the basis of this dimension of her personality, gita most likely belongs to a culture that emphasized values of ______. collectivism

Answers

gita most likely belongs to a culture that emphasized values of Collectivism

People who emphasize the value of collectivism tend to sacrifice their own personal needs in order to achieve what's good for the social group as a whole. This principle makes Gita doubt the opportunity to obtain better career and salary in order to be close with her family

When sylvia completes high school and starts applying for admission to various colleges, she keeps michigan state university at the top of her list. her reason being that her parents hold this institution in high regard. this scenario illustrates the influence of sylvia’s _____ on her choice of college?

Answers

The answer is primary group. The primary group is being referred to a group, a small group in particular, where they share a close and personal relationship. A family is one of the example of this group and it is likely that Sylvia's parents is the reason as to why it affected her decision and priorities.

Luther is preparing a presentation for his students that addresses the relationship between the reticular activating system in the brain and an individual's level of extroversion or introversion. whose theory should luther most likely reference in this talk?

Answers

the theory that luther should reference in this talk is: Eysenck
According to Eysenck, People's personality is focused on two major dimensions: Extroversion and introversion.
Extroversion drives people to seek relationship with other people while introversion drives people to seek better understanding toward one's self.

Our fast-paced lives, increased mobility, and decreased job security and family support are believed to be important in the increase in _____ over the past few years.

Answers

Our fast-paced lives, increased mobility, and decreased job security and family support are believed to be important in the increase in anxiety disorders over the past few years.

To add, anxiety disorders are a group of mental disorders characterized by significant feelings of anxiety and fear.

The increase in stress levels over the past few years is associated with fast-paced lifestyles, increased mobility, job insecurity, and diminished family support, leading to reliance on fast food and impacting emotional well-being.

Our fast-paced lives, increased mobility, and decreased job security and family support are believed to be important in the increase in stress levels over the past few years. Factors such as the need for more affordable day care for children, the decline in secure jobs with sufficient pay and benefits to support a family, and the pressure on more adults in the home to work have all contributed to this rise in stress. This has not only led to reliance on fast, processed, and prepared foods due to lack of time but also affected the well-being of individuals, with the digital work realities challenging their sense of competence and belonging, thereby impacting their emotional health.

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