Answer:
Loan application fees can be required for all types of loans and are intended to pay for the costs of the process of loan approval
Explanation:
Answer:
Credit Check and Administrative costs associated with loan processing is the correct answer.
The Social security tax is a:
Answer:
Social Security taxes definition. ... The Social Security tax is levied by the U.S. government on both the employee and the employer. In 2019 the Social Security portion of FICA (excluding Medicare) to be withheld from the first $132,900 of each employee's annual salary or wages is 6.2%.
Hope This Helps
Answer:
Social Security taxes definition. ... The Social Security tax is levied by the U.S. government on both the employee and the employer. In 2019 the Social Security portion of FICA (excluding Medicare) to be withheld from the first $132,900 of each employee's annual salary or wages is 6.2%.
HELP ASAP! GIVING BRAINLIEST
Which choice defines the value of the things you have to give up when making a decision?
A) Opportunity cost
B) Patience
C) Economic cost
D) Marginal cost
Answer:
A
Explanation:
Which item is an example of a primary source?
Answer: A academic paper
Explanation: The person wrote it at that exact time and placement
Answer:
A transcript of a presidential speech
Explanation:
Apex just did it
What is a toxic leader?
A selfish leader that lets his/her desires above the good of their people.
Answer:
a person who has responsibility over a group of people or an organization
and if anyone disobys him/her they are forced out of the organaztion
Images, symbols, and diagrams are types of _____.
art objects
graphs
graphics
presentation objects
Answer:
[tex]\boxed{\bold{Graphics}}[/tex]
Explanation:
Images, symbols, and diagrams are types of graphics.》Art Objects (Incorrect)
Art objects are not types of symbols, diagrams and images. Art objects consist of the five senses are are not useful for an online presentation.
》Graphs (Incorrect)
Images, symbols, and diagrams are not types of graphs. Graphs are types of images, symbols and sometimes diagrams.
》Graphics (Correct)
Images, symbols, and diagrams are types of graphics. These graphics help present an online presentation, and make the data displayed easier for the audience.
》Presentation Objects (Incorrect)
These graphics and displays are not object. Yes they do play a role in a presentation, but you can't touch, feel or move an online image, symbol or diagram.
⫸ Mordancy
Final answer:
Images, symbols, and diagrams are types of graphics, which play a crucial role in visually representing objects, processes, and concepts in presentations and educational materials.
Explanation:
Images, symbols, and diagrams are types of graphics. These visual aids, including photographs, drawings, diagrams, and schematics, are essential in representing objects, processes, or concepts that are not easily conveyed through text alone. For example, a drawing or diagram is often necessary to outline and explain the parts of a fuel-injection system, while illustrations might be used to show the steps involved in grafting a fruit tree.
In presentations, various visual aids can be employed. Among these are charts, graphs, representations, objects/models, and depictions of people. These aids help to enhance comprehension and retain the audience's attention by providing concrete examples and simplifying complex information.
Furthermore, diagrams are a specific type of drawing that can detail the parts of an object, process, or phenomenon that is not immediately visible. This makes them invaluable in both educational and professional settings, where visual representations are used to clarify and communicate detailed information effectively.
Scenario
A hypothetical firm called Seago Bricks is specialising in production Bricks at unit of R3 and selling at a price of R6.The cost of labour increase from R150 to R200 per labourer visit a Seago Bricks or production firm of your choice to conduct research on the following. Explain the four basic costs curves that Seago Bricks will experience.(10)?
Yes I believe your scenario is correct
The basic costs curves that Seago Bricks will experience include:
Marginal cost. Average fixed cost.Average variable cost. Average total cost.What is a fixed cost?Fixed costs simply means the indirect costs that aren't dependent on the level of production.
Also, the total cost simply means the addition of the variable cost and the fixed cost.
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Laura and Mia have created a business plan in hopes of using it to raise funds so they can launch their business. They keep approaching banks and investors, but they can't even get an appointment to speak with anyone. Which of the following could be a potential problem? Question 11 options: Their executive summary is one page long. Their cash-flow statement shows seasonal fluctuations. They haven't clearly stated the benefits of their product. They have identified competitors.
Answer:
The correct answer would be C, They haven't clearly stated the benefits of their products.
Explanation:
When a new person wants to start a business, there can come a lot of difficulties in his way. Making space for himself in the market, grabbing investors' attention, presence of settled competitors, etc, can be some major barriers for him. But if your business plan is extraordinary and you have something which has not been launched by other companies and you have some innovative products to launch, then you can easily grab the attention of investors and banks who will happily be ready to give loans or invest in your business.
In this given scenario, Laura and Mia are new in market, and they are unable to get a reply of even appointment from the banks or investors. The only reason could be that banks or investors did not fully understand the benefits of product that they are going to launch. So if they want to get a quick reply, they need to make a fantastic proposal, stating the benefits of their new business, in order to get the investors' attention and interest.
Laura and Mia's potential problem could be that they haven't clearly stated the benefits of their product. Thus, the third option is correct.
It's crucial for a business plan to effectively communicate the value and benefits of the product to potential investors. This helps investors understand why the product is unique and worth investing in.
Reasons Why Stating Benefits Clearly is Important:
Attractiveness: Clearly stated benefits can make the product more attractive to investors.Value Proposition: Investors need to see a clear value proposition to understand why people would buy the product.Competitive Advantage: Highlighting benefits can show how the product stands out against competitors.Market Need: Communicating benefits helps illustrate how the product meets a market need.Other details such as the length of the executive summary, seasonal fluctuations in the cash-flow statement, or identifying competitors are less likely to pose a significant problem at this stage compared to the clear statement of product benefits.
This term describes a business that stores the money of people and businesses and makes loans to its customers.
Answer:
A bank.
Explanation:
Answer: bank
Explanation: A bank is a financial institution that accepts deposits from the public and creates Demand Deposit. Lending activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries
Which one of the following is considered a disadvantage of a corporation?
A. It becomes difficult to transfer ownership interests in a corporation.
B. Shareholders hold more liability for things that happen with the business.
C. Planning for the company's future is more difficult when it becomes a corporation.
D.A corporation is more complex and expensive to run.
The answer is A. It becomes difficult to transfer ownership interests in a corporation.
Answer:
A) It becomes difficult to transfer ownership interests in a corporation.
Explanation:
It is hard to transfer ownership, compared to in other forms like LLC and Partnership.
Insurance underwriters sell insurance.
True or False?
Hello there!
Answer:
Your answer would be FALSE
Explanation:
The reason why your answer would be FALSE is because Insurance underwriters are NOT the ones that sell insurance to customers. The person that sells insurance to people are Insurance Agents.
What an insurance underwriter does is decide which types of insurance a company should have and which types of insurances the company shouldn't have. They're specifically not the ones that you call or see when you get insurance.
For example, when you call an insurance company, the person that picks up the phone is an Insurance Agent for the company. Insurance underwriters don't necessarily deal with customers because that is not their job task.
Answer:
false
Explanation:
If you need a home loan or a small business loan, you’ll talk to:
A) an accountant
B) a loan officer
C) a bank manager
D) a Financial planner
Hello there!
Answer:
Your answer would be a Loan Officer
Explanation:
The reason why a "Loan Officer" would be the correct answer is because Loan officers are the ones that deal and give out loans. Whenever you go out to get loans, you would find consultants that are loan officers, they are the ones that are very "knowledgeable" / "expert" at loans, and they would help you out for loans.
Why the other answers are incorrect:
An accountant DOES NOT deal with loans, due to the fact that an accountants job is to keep track of " numbers" / "sales" / "etc" in a business, and doesn't have the right to give someone a loan. It's not in their "expertise"
A bank manager DOES NOT deal with loans. A bank manager's job is to pretty much manage a bank and make sure that everything is going well in thee bank. Even though loans have to do with money, you don't go to a bank manager for a loan, you go to the loan officer.
A financial planner DOES NOT deal with loans either. What they do is make a financial plan for a business, what this means is that they find the financial status of a business from a period of time, or plan out how the business is going to use its money.
During group meetings, which of the following facilitates the ideal physical arrangement?
A.circular table
B.rectangular table
C.rows of chairs
D.all of the above
Answer:
Round table
Explanation:
Equal flow and got correct on odyssey
Answer:
I would say either all of the above, or a circular table.
Explanation:
Only reason I would say A. over D. is because a rectangular table and a row of chairs would be hard to talk across.
What is pass through entity
“A pass-through entity is a special business structure that is used to reduce the effects of double taxation”.
Individuals pay what level of role in the economy? Minimalist
Important
Random
They have no role
Important is the correct answer!
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((:
Which of the following behaviors is an example of deviance rather than crime?
a) yelling at a stranger on the bus
b) littering in a public place
c) driving over the speed limit]
d) buying lottery tickets for an underage friend
I think its either a) or d) Tell me if I’m wrong
Answer:
A) Yelling at a stranger on the bus.
Explanation:
Unless violate. Yelling at a stranger on a bus is not illegal.
An account with a financial institution used to pay taxes and insurance is called _____
An ARM
A balloon loan
An escrow account
PMI
An account with a financial institution used to pay taxes and insurance is called An escrow account.
Answer is An escrow account
Answer:an Escrow Account
With a mortgage escrow account, you must pay a lender periodically to cover The Taxes and Insurance expense. Then that lender will pay pays those expenses on your behalf when the bills came due
Explanation:
the primary purpose of the texas state seller training certification is to
Answer:train to better identify and prevent alcohol sales to minors
Explanation:
Final answer:
The Texas State Seller Training Certification aims to provide participants with the necessary skills and knowledge valued by employers, aligning with TEKS standards for quality education.
Explanation:
The primary purpose of the Texas State Seller Training Certification is to equip individuals with the skills and knowledge that are in demand by potential employers in the Texas market. This training ensures that participants are well-prepared for their careers by adhering to the high standards set out by the Texas Education Knowledge and Skills (TEKS). Qualified and experienced Texas faculty meticulously develop and review training materials, focusing on clarity, accuracy, student support, assessment rigor, and alignment to TEKS, thus guaranteeing their effectiveness in real-world applications.
on january 1st jennifer puts 1000 in a savings account that earns 4% interest. the inflation rate for the year is 2% on december 31st will jennifer's purchasing power have increased or decrease?
Jennifer's Purchasing power has increased in this rate. Jennifer will experience increase in her purchasing power.
What is purchasing power?The quantity of products and services that one unit of money can purchase is known as its purchasing power. The purchasing power of a single US dollar has changed.
A currency's purchasing power is reduced by inflation as prices for goods and services rise. The consumer price Index is used by the US Bureau of Labor Statistics to monitor changes in the cost of items and the rate of inflation(CPI). Government rules may emerge in situations of hyperinflation, when purchasing power plummets, to stop the decline and safeguard the economy. These rules in the US might cover fiscal principles.
Therefore, we can conclude that Jennifer's purchasing power will increase.
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True or False: You need a W-2 form only for filing your federal taxes, not your state taxes.
Answer: False
Explanation:
The w-2 has information on it like how much you have paid in to the state for taxes, you will also need the employer identification number to file the state.
Answer:
False
Explanation:
Not state related for personal.
The spiral usually begins with an increase in demand. What is the direct effect of this increase? Producers raise prices to continue to make a profit. The government prints more money, lowering the value of money. Workers negotiate with employers to receive more money. Consumers need higher wages to keep up with rising prices.
An increase in demand typically leads to higher prices for goods and services, which can trigger wage negotiations and possible devaluation of currency if the government prints more money to address increased spending.
Explanation:The question focuses on the effects of increased demand in an economic system, typically leading to inflation. The direct effect of an increase in demand is an uptick in the prices of products or services. Producers raise prices to continue making profits. Consequently, everything becomes more expensive which triggers other reactions. Workers then often negotiate for higher wages to compensate for the elevated cost of living. In some instances, to address the increased spending in the economy, the government might print more money, which in turn decreases the value of the currency.
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Final answer:
An increase in demand often leads producers to raise prices, which can necessitate higher wages for consumers to maintain their living standards. This can set off inflation, which central banks attempt to control by adjusting interest rates. These changes highlight the critical balance of supply, demand, and monetary policy in economic management.
Explanation:
Demand and Economic Effects
When there is an increase in demand, several immediate effects unfold within the economy. One such direct effect is that producers may raise prices to continue profiting from the sale of their goods and services. This price increase is often passed down to consumers, who may then need higher wages to maintain their purchasing power. This scenario can trigger a demand-pull inflation, where the money supply and aggregate demand grow, pushing up the overall price level in the economy. Consequently, central banks may respond by raising interest rates to cool down the overheating economy and rein in inflation. Higher interest rates, however, can eventually lead to reduced borrowing for investment and consumption, slowing down economic activity.
The interest rate effect outlines how increased prices for outputs necessitate more money or credit for the same level of purchases. As demand for money and credit rises, so do the interest rates, which negatively impacts borrowing for business investments and household purchases like homes and cars. This reduces consumption and investment spending, potentially leading to an economic slowdown.
The economy operates on a delicate balance between supply and demand. Understanding price changes and their implications is crucial for resource allocation. In the model of aggregate demand and supply, managing the money supply is an essential tool for guiding economic stability.
what kind of loan protects bussiness in case of emergency
Answer:
Loan protection insurance is designed to help policyholders by providing financial support in time of need. Whether the need is due to disability or unemployment, this insurance can help cover monthly loan payments and protect the insured from default.
Explanation:
The type of loan that protects a business in case of emergency is known as a line of credit.
A line of credit is a flexible loan from a bank or financial institution that allows a business to draw money as needed, up to a pre-approved limit. This financial tool is particularly useful for emergencies or unexpected expenses because it provides quick access to funds without the need to apply for a new loan each time.
Here's how a line of credit works and why it's beneficial for businesses in emergency situations:
1. Flexibility: Unlike a traditional term loan, which provides a lump sum of money upfront, a line of credit allows the borrower to withdraw funds as needed. This means the business only pays interest on the amount of money it actually uses.
2. Quick Access to Funds: In an emergency, time is often of the essence. A line of credit is already in place, so the business can access the funds quickly, often within a few days or even hours, depending on the lender and the terms of the agreement.
3. Revolving Nature: Once the borrowed funds are repaid, the line of credit is replenished, and the business can borrow against it again. This revolving feature makes it a reliable source of emergency funding that can be used repeatedly, as long as the account remains in good standing.
4. Lower Interest Rates: Generally, lines of credit have lower interest rates compared to credit cards or other emergency funding options. This can save the business money in interest payments over time.
5. Building Credit: Responsible management of a line of credit can help build the business's credit score, which can be beneficial for securing future loans or better terms on existing credit lines.
6. Interest-Only Payments: Some lines of credit allow for interest-only payments, which can be helpful for managing cash flow in the short term, especially during an emergency when cash might be tight.
To establish a line of credit, a business typically needs to demonstrate a history of revenue and profitability, as well as a good credit score. It's important for businesses to set up a line of credit before an emergency occurs, as lenders may be less willing to extend credit during a crisis when the business's financial stability is in question."
Match each account type with its description. basic checking account interest-bearing checking account savings account money market deposit account pays higher interest than a savings account earns interest and allows unlimited ATM use does not earn interest and has a low minimum balance requirement restricts access to funds through withdrawals
Answer:
basic checking account = Both does not earn interest and has a low minimum balance requirement;
interest-bearing checking account = Both earns interest and allows unlimited ATM use;
savings account = Both restricts access to funds through withdrawals;
money market deposit account = pays higher interest than a savings account;
Explanation:
i hope this helps
Answer:
basic checking account: does not earn interest and has a low minimum balance requirement
interest-bearing checking account: earns interest and allows unlimited ATM use
savings account: restricts access to funds through withdrawals
money market deposit account: pays higher interest than a savings account
Explanation:
-A basic checking account is an account with a bank that allows you to deposit and withdraw money but they don't offer interests and a minimum balance has to be maintained.
-An interest bearing checking account is an account with a bank that pays interests and offers an easy access to the money allowing to write checks, use a card to make unimited withdrawals and transfer money.
-A savings account is a bank account that allows you to deposit money and earn interests but it has a monthly limit on withdrawals.
-A money market deposit account is an account that pays interests according to the interest rates in the money markets and they tend to be higher than the ones paid in savings accounts.
In 5–10 sentences, describe how computer networks work.
Answer:
Routers connect multiple networks together. They also connect computers on those networks to the Internet. Routers enable all networked computers to share a single Internet connection, which saves money. ... It analyzes data being sent across a network, chooses the best route for data to travel, and sends it on its way.
yw
Computer networks exchange the thoughts, ideas and data with each other through the cables and wireless connections.
What do you mean by computer networks?Computer networks refers to the exchange of data, various information and resources with each other through the mode of computer devices.
When two or more computers are connected, either from cable or from wireless connections, they used to receive or send the voice, video, etc.
The most popular networks are the wireless connections, that is very convenient to use.
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Which specific tax is considered an excise tax?
The answer is Gas....
Gas is the answer i think i’m not 100% sure