Why do bank panics worsen asymmetric information problems in credit markets?

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Answer 1
Bank panics lead to various problems such as fear among the depositors for their safety of money deposited and decline in the assets of the bank.

Bank panic worsen asymmetric information problems in credit markets because  IF A BANK FACES LOSS IT CANNOT RESOLVE AND MANAGE THE ASYMMETRIC INFORMATION PROBLEMS. THIS WORSENS THE ASYMMETRIC INFORMATION PROBLEM IN THE CREDIT MARKETS.

Related Questions

Starr is an agent of a disclosed principal, maple. on may 1, starr entered into an agreement with king corp. on behalf of maple that exceeded starr's authority as maple's agent. on may 5, king learned of starr's lack of authority and immediately notified maple and starr that it was withdrawing from the may 1 agreement. on may 7, maple ratified the may 1 agreement in its entirety. if king refuses to honor the agreement and maple brings an action for breach of contract, maple will

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If these are the missing choices:
a. Lose since the May 1 agreement is void due to Starr's lack of authority.
b. Prevail since Maple's capacity as a principal was known to Starr.
c. Prevail since the agreement of May 1 was ratified in its entirety.
d. Lose since King notified Starr and Maple of its withdrawal prior to Maple's ratification.

My answer is D. 
Maple will lose since King notified Starr and Maple of its withdrawal prior to Maple's ratification.

King, the third party, may withdraw from a transaction or agreement entered into with an agent, Starr, who exceeded her authority at any time prior to the principal's, Maple, ratification of the agent's unauthorized acts.

In the above scenario, King notified Maple on May 5 of King's withdrawal from the agreement on May 1, six days before Maple's attempted ratification on May 7. Thus, Maple's action will fail.

Location-based social networking apps such as foursquare reward customers for

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Location-based social networking apps such as foursquare reward customers for VISITING THEIR SITES BY GIVING LOYALTY POINTS, COUPONS, SPECIAL REWARDS, ETC. These allow customers to view new stores locally and on the app too. They promote their websites and products online and reward customers for using their apps.

>,Personal Finance class please help!!!!!!!!!!<
Match each law with its benefit for consumers.

A.)Economic Growth and Regulatory
Paperwork Reduction Act.

B.)Fair Credit Reporting Act.

C.)Federal Deposit Insurance Act.

D.)Children's Online Privacy Act.


1.)Consumer disputes financial information reported to a credit scoring company.

2.)Consumer has less paperwork to go through to buy a new house.

3.)Consumer refuses to provide their five-year-old child's financial data to a company.

4.)The FDIC has the right to review companies for consumers.

Answers

1.)Consumer disputes financial information reported to a credit scoring company.
B.)Fair Credit Reporting Act.

2.)Consumer has less paperwork to go through to buy a new house.
A.)Economic Growth and Regulatory
Paperwork Reduction Act.

3.)Consumer refuses to provide their five-year-old child's financial data to a company.
D.)Children's Online Privacy Act.

4.)The FDIC has the right to review companies for consumers.
C.)Federal Deposit Insurance Act.

Answer:

!!!!

Explanation:

At the children's hospital in seattle there are, on average, 50 births per week. mother and child stay, on average, one day before they leave the hospital. at the swedish hospital (also in seattle), the average number of births per week is 220. mothers and children stay in the hospital one day on average.
a. how many new mothers, on average, are staying at the children's hospital?

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Final answer:

At the Children's hospital in Seattle, an average of 50 new mothers are staying per week. At the Swedish hospital, also in Seattle, an average of 220 new mothers are staying per week.

Explanation:

The question is based on average rates given for two different hospitals in Seattle. At the Children's hospital, it is said that, on average, there are 50 births per week and each mother and child stay for one day. Therefore, on average, there are 50 new mothers staying at the Children's hospital per week. It's calculated simply by taking the average number of births as the average number of mothers staying because the stay duration is exactly one day.

For the Swedish hospital, the same logic is applied. An average of 220 births implies an average stay of 220 new mothers per week as each stay is also one day. This approach relies on the assumption that births and discharges happen evenly throughout the week.

Learn more about Average here:

https://brainly.com/question/27193544

#SPJ12

Using Little's Law, we determined that there are approximately 7.14 new mothers staying at the Children's Hospital in Seattle at any given time. This calculation used the average number of births per week and the average length of stay.

To determine how many new mothers are staying at the Children's Hospital in Seattle on average, we can use the given data and apply Little's Law from queueing theory, which states that L = λW.

Where L is the average number of customers (new mothers) in the system (hospital).λ (lambda) is the average arrival rate of customers (births per day).W is the average time a customer spends in the system (days per stay).

Given, the average number of births per week (λ) is 50 births/week. To convert this to a daily rate, we divide by 7:

λ = 50 births/week / 7 days/week ≈ 7.14 births/day

The average stay (W) is one day.

Applying Little's Law:

L = λW = 7.14 births/day * 1 day = 7.14 mothers

Thus, there are approximately 7.14 new mothers staying at the Children's Hospital in Seattle at any given time.

A study examined consumption levels of oil and carbon dioxide emissions for sample of counties. the response variable in this study is

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The carbon dioxide (CO2) is the response variable. When analyzing statistics it is important to understand the difference between independent and dependent (response) variables. In this example, the oil is the independent because it is being changed, whereas the carbon is the response because it 'responds' to the oil and the amount of oil that is used.

The response variable in this study is the level of carbon dioxide emissions.

In statistical studies, the response variable, also known as the dependent variable, is the outcome or variable being studied and measured. Here, the study examines the relationship between oil consumption (an explanatory variable) and carbon dioxide emissions. The amount of carbon dioxide emissions is what the study aims to predict or explain. By exploring how variations in oil consumption levels affect carbon dioxide emissions, researchers can draw conclusions about the impact of oil usage on environmental pollution and sustainability.

Identifying the response variable is critical in understanding the dynamics of the study. It allows for a focused analysis on how changes in the consumption of resources like oil are directly correlated with environmental metrics. This information can then be utilized for creating policies or interventions aimed at reducing carbon emissions. The findings provide valuable insights into how specific variables are interconnected and influence broader ecological outcomes.

Burns outlined leadership in his seminal work in 1978 and described leadership as

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Burns outlined leadership in his seminal work in 1978 and described leadership as quite different than power. According Burns the best leaders are those who inspire others to come together toward the achievement of higher aims, 
He introduced two types of leadership: transactional leadership, in which leaders focus on the relationship between the leader and follower, and transformational leadership, in which leaders focus on the beliefs, needs, and values of their followers.

James MacGregor Burns described leadership as the interactive and mutually elevating relationship between leaders and followers, contrasting transactional and transformational leadership in his seminal work in 1978. This view highlights the influence of leaders in inspiring and transforming the groups they lead.

James MacGregor Burns outlined his conception of leadership in 1978, describing it as a process where leaders and followers engage with one another to advance to a higher level of morality and motivation. In Burns' view, leadership was not simply about the traits that distinguish leaders from non-leaders, but rather about the relationship between leaders and their followers and the mutual process of elevating each other's values and goals.

This approach provided the foundation for later studies on transformational leadership, which suggests that leaders can change the nature of the groups they lead, as well as their members, by providing vision and a sense of mission, instilling pride, gaining respect and trust, and elevating the aspirations and motivations of the group.

Burns emphasized the difference between transactional leadership, which focuses on the exchanges that occur between leaders and their followers, and transformational leadership, which is more about inspiring and emotionally engaging followers to achieve a shared goal. Effective leadership, according to this perspective, involves anticipating needs, fostering aspirations, and changing perceptions and values.

Aside from advertising, how can monopolistically
competitive firms increase demand for their products?

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This type of marketing is known as imperfect competition as many companies are selling similar products, but the products aren’t similar enough to compete with each other in the market. One way that a company in this type of market can get the most for their money is by producing goods that have a marginal revenue that equals the marginal cost. The company also can continue to develop new products in order to keep us with the demands of its customers. In order to increase the demand for their product, the company may improve its quality and design in order to make it more useful for its customers.

In a sales contract, the only exception to a buyer claiming title warranty occurs if the

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I would say that if the buyer had wilfully damaged the item purchased or been negligent in handling it, then the title warranty would be annuled so this means that the warranty is only good for defects for parts and labour usually only for one year unless extended.

James is a software engineer at hp and has a substantial background in microprocessors. although james is not a manager, he is heading a team that includes managers from different departments. this is an example of __________ power.

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The answer is expert power. James were given to be the head of the team even if he is not a manager because an expert power is which an individual is likely to be given position or praise because of a person’s capabilities in a certain field in which James has a substantial background in terms of microprocessors.

Chloe advertises on the radio that she is selling a car guaranteed to get thirty-five miles per gallon. chloe knows that the car will not do what she claims it will. chloe may be successfully prosecuted:

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Chloe may be successfully prosecuted ON THE BASIS OF MISINFORMATION.
As a marketer, it is a legal crime to pass across information that is not correct to a buyer in order to sell your goods, when you know fully well that you are lying and those information are not correct. A person who pass across incorrect information about a product can be prosecuted on the basis of misinformation.

An entrepreneur is someone who starts and runs a business. is an employee of a business. invents products for other businesses. works for multiple developing businesses.

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An entrepreneur, generally, is someone who starts and runs a business. While an entrepreneur may do odd jobs here and there for other people/companies, he/she is generally self-employed and building a personal brand of some kind. 

An entrepreneur is someone "who starts and runs a business".


An entrepreneur is a person who begins and runs a business with limited assets and arranging, and is in charge of the considerable number of dangers and prizes of his or her business adventure. The business thought for the most part includes another item or administration as opposed to a current plan of action.  

The entrepreneur will hazard his or her money related security and vocation, investing energy just as capital on a questionable endeavor, organizing the fundamental capital, crude materials, fabricating areas and talented workers.

List several factors that help identify inappropriate, unsound, and possibly dangerous commercial weight loss programs

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Some of the most inappropriate, unsound, and possibly dangerous commercial weight loss programs can be identified by looking at whether or not the weight loss program includes healthy eating and working out. Anything gimmicks or a said tricks are simply that, a gimmick or said trick, which actually can be dangerous to your health. Any diet that includes diet pills, laxatives, skipping meals, or over-exercising is bad for you and is what to look out for when identifying a dangerous commercial weight loss program.

Janelle is the manager of employee assistance programs for a large state university. in this​ role, she provides​ short-term counseling services to faculty and staff and their families with respect to​ personal, career/work-related, and behavioral health problems or makes referrals for​ longer-term counseling to a network of partner firms. which managerial skills would likely be the most crucial to the performance of​ janelle's job?

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The managerial skills that she would likely be the most crucial to performance in her job is the human relations skill. In this type of managerial skill, the individual is require to do build and maintain relationships in which the individual should be good in the way that he or she communicates towards other people.

How did whirlpool use capabilities of text analytics to better understand their customers and improve product offerings?

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Whirpool use the competences to enhanced their understanding of their customers and develop product offerings by as we know that Whirpool Corporation takes a cooperative approach to social media networks, with the Digital Marketing, Public Relations, and Customer Care teams all concerted effort to make available a reliable and trustworthy brand voice to its customers. 

Matt recently deposited $20,000 in a savings account paying a guaranteed interest rate of 4 percent for the next 10 years. (do not round intermediate calculations. round your answers to the nearest whole dollar amount.)required:if matt expects his marginal tax rate to be 20 percent for the next 10 years, how much interest will he earn after-tax for the first year of his investment

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The interest of Matt if he expects his marginal tax rate to be 20% for the next 10 years, will he earn after-tax for the first year of his investment is $640. The after-tax of the first year of Matt investment will be 640 dollars.

​_______ agreements ensure that communications carriers exchange traffic on their networks freely.

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The answer to this question is peering agreements
In peering agreement, we basically agree to an exchange of information between two internet service providers.
This type of network is utilized by a program known as torrent, which is popular for computer users that wanted to share a certain file openly to the mass.
Peering Agreements was the answer

Benji works for a private firm that has been contracted to examine the books of accounts of the sanborn corporation. after she has checked the figures and examined the company's accounting methods, she is required to prepare a report on her findings. the work that benji is tasked with is characteristic of a(n) _____.

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I would say that the work that Benji conducted on the books of the Sanborn Corporation would be classified as a financial audit because she checked their figures, examined their accounting procedures and prepared a report so this would qualify as an audit. 

Toll-free hotlines that companies set up to give employees a place to report misconduct are associated with which aspect of ethics programs?

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The correct answer to this question is creating systems to monitor and implement ethical standards. Because here the company has taken an action of setting up toll free hotlines to enforce ethical standards. It talks about establishing systems and here in the given scenario toll free hotlines system has been established.

Final answer:

Toll-free hotlines for reporting misconduct are part of a company's whistleblowing policies within its ethics programs, designed to protect whistleblowers and promote an ethical workplace culture.

Explanation:

Toll-free hotlines that companies set up for employees to report misconduct are associated with whistleblowing policies within an organization's ethics programs. These hotlines, often confidential, provide a secure avenue for whistleblowers to report unethical activities or misconduct. The goal of such hotlines is to foster an environment where ethical concerns can be raised without fear of retaliation, thus cultivating a culture of transparency and accountability.

Organizations may also offer recurring job training to deal with common and egregious scenarios related to ethical issues. However, the establishment of a company culture committed to consistently ethical behavior often plays a more significant role in ensuring ethical practices than policies and rules alone. Leaders who are committed to such behavior support the development of an ethical workplace culture.

Inland eastex inc. manufactures toothpastes. even when the company increased the price of its toothpastes last year, the sales did not drop. this is an example of _____.

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This is an example of INELASTIC DEMAND.
Inelastic demand refers to the type of demand in which the percentage change in demand is less than the percentage change in price. That is, the increase in the price of the product does not bring a corresponding change in the demand for the products, consumers are still buying the product even though its price has increased.

Mary is an authorized user on her parents' credit card. What may happen if Mary doesn't use the card in a responsible way?

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 If Mary doesn't use the card in a responsible way, there's a possibility that Mary will spend more than what her parents allowed her to spend. Therefore, giving more payment duties to her parents which could also result to debt if the amount spend is too much. 

The answer is:  Mary and Mary's parents' credit may be damaged

Even though Mary is an authorized user of the card, the credit history from the credit card that Mary use is still tied to her parent's name.

This mean that if Mary do fiscally irresponsible behavior such as maxing out the credit cards, or keep losing it, her parents' credit score would plummet and it would be hard for them to obtain loans in the future.

Discuss several issues that influence the organization of logistics activities within a firm.

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The organization of logistics activities within a firm is the integration of work roles. It can be fragmented when the activates are managed in groups and several locations or unified, in one group and at one location.
Some of the issues that influence the organization of logistics are number of employees , location and the size of organization. 

The world banks threshold for extreme poverty is 1.25 per person per day. how much annual income does this imply for a family of four

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The Poverty threshold is the minimum level of income deemed adequate in a particular country. in general the poverty line is significantly higher in developed countries than in developing countries.In 2008 the World Bank fixed this at $1.25 at 2005 purchasing-power parity. In the USA , for a single person under 65 the poverty threshold was an annual income of usd11,770 ; the threshold for a family of four including two children was USD 24,250. But in October 2015 the same was revised to $1.90 at 2011 purchasing-power parity.

Treasury bills are unique in that they trade on a premium basis.
a. True
b. False

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(b.) FALSE
Treasury bills (T-Bills) are short-term debt obligation issued by the U.S. treasury department (USA government). These are government services that are short-termed. These are marketable treasury securities that are very liquid and are traded on secondary market.

Pam ryan owns a store that sells running shoes and related products. pam is currently trying to increase sales through endorsements by famous runners and former olympic athletes. pam is pursuing a(n) ________ strategy.

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Pam is pursuing a market penetration strategy.
It is one of the four alternative growth strategies in the Ansoff Matrix. It is focused on selling the existing products or services in the existing markets to have a higher market share. The main goal of the market penetration strategy is to launch a product, also used to measure the product if it is doing well in the market.

Complete the statements regarding types of economies

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In a "Free market" system, supply and demand forces affect the production and consumption decisions. There is little to no price control in such a system.

The first blank could also be "perfectly competitive" or "market efficient" system. The second blank can also be "deadweight loss".  This means that producers are price takers, not price makers, and that the quantity produced and the equilibrium price of goods are determined by the free market. Usually this implies a very large number of firms producing identical products, with no collusion among them. 

Answer:

Free enterprise      and      government

Explanation:

How sustainable is any competitive advantage for rice epicurean? for mywebgrocer?

Answers

A competitive advantage is picked up when a firm procures ascribes that enable it to perform at a more elevated amount than others in a similar industry. Building up a maintainable, upper hand requires client dedication, an awesome area, one of a kind stock, legitimate dispersion channels, great seller relations, a notoriety for client benefit, and different wellsprings of favorable position. On the quality of data above, Rice Epicurean ought to build up a Customer Relationship Management framework for observing client inclination, devotion, and input

(2 pts) "a study of norway's railways revealed that, for rides up to 60 km, the price elasticity of the volume of passenger demand was approximately −0.4. estimate the percent change in demand when the fare is increased by 10%"

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The price elasticity of demand is actually the ratio of change in quantity demanded over the change in price, so it is mathematically written as:

PED  = % change in demand / % change in price

 

Therefore calculating for % change in demand:

- 0.4 = % change in demand / 10%

% change in demand = - 4%

 

So there is a 4 percent decrease.

Final answer:

The demand for rides up to 60 km on Norway's railways is estimated to decrease by 4% when the fare is increased by 10%, based on the price elasticity of demand of -0.4.

Explanation:

The question relates to the concept of price elasticity of demand, which is a measure used in economics to show the responsiveness, or elasticity, of the quantity demanded of a good or service to a change in its price. The price elasticity of demand is approximately −0.4 for rides up to 60 km on Norway's railways. If the fare is increased by 10%, we can estimate the percent change in demand by multiplying the price elasticity of demand by the percentage change in price.

To calculate the expected percent change in demand if the fare is increased by 10%, use the following formula:

Percent change in demand = Price Elasticity of Demand × Percentage change in price

Percent change in demand = −0.4 × 10%

Percent change in demand = −4%

Thus, the demand is estimated to decrease by 4% when the fare is increased by 10%.

On january 1, 2016, wright transport sold four school busses to the elmira school district. in exchange for the buses, wright received a note requiring payment of $515,000 by elmira on december 31, 2018. the effective interest rate is 8%. (fv of $1, pv of $1, fva of $1, pva of $1, fvad of $1 and pvad of $1) (use appropriate factor(s) from the tables provided.): required: 1. how much sales revenue would wright recognize on january 1, 2016, for this transaction?

Answers

Wright Transport would recognize sales revenue of $408,854.30 on January 1, 2016, for the school buses sold to Elmira School District. This is calculated by discounting the receivable amount of $515,000 due on December 31, 2018, at the effective interest rate of 8%.

To determine the sales revenue that Wright would recognize on January 1, 2016, for selling the school buses, we need to calculate the present value of the $515,000 receivable due on December 31, 2018. The effective interest rate given is 8%. Using the present value of $1 table (PV of $1), we can find the factor for 3 years at 8%.

Present Value = Future Value x (PV of $1 factor for 8% and 3 years)
Present Value = $515,000 x (PV of $1 factor for 8% and 3 years)

Assuming the factor is, for example, 0.7938 (this would come from the provided tables),

Present Value = $515,000 x 0.7938
Present Value = $408,854.30

Therefore, the sales revenue Wright Transport would recognize on January 1, 2016, would be $408,854.30.

All's fair appliance company is an appliance wholesaler. select the most appropriate audit procedure from the list below and enter the number in the appropriate place on the grid. (an audit procedure may be selected once, more than once, or not at all.) audit procedure: 1. compare selected amounts from the accounts payable listing with the voucher and supporting documents. 2. review drafts of the financial statements. 3. search for unrecorded liabilities. 4. select a sample of receiving documents for a few days before and after year-end. 5. obtain a listing of the accounts payable and agree total to general ledger control account.

Answers

a.    Compare designated amounts from the accounts payable listing with the voucher and supporting entitites.

b.    Select a sample of receiving documents for a few days before and after year end.

c.     Obtain a listing of the accounts payable and agree total to general ledger control account.

d.    Review drafts of the financial statements

Gencorp. has a total debt of $140 million and stockholders' equity of $50 million. it also has 26 million shares outstanding, with a market price of $4.00 per share. what is gencorp's market debt-equity ratio?

Answers

Final answer:

Gencorp's market debt-equity ratio is approximately 1.346, which is calculated by dividing its total debt of $140 million by the market value of its equity, which is $104 million.

Explanation:

The market debt-equity ratio is calculated by comparing a company's total debt to its total market value of equity. Based on the information provided for Gencorp, we can calculate the market value of equity by multiplying the number of shares outstanding (26 million) by the market price per share ($4.00). This gives us a market value of equity of $104 million. With the total debt being $140 million, we can now calculate the market debt-equity ratio by dividing the total debt by the market value of equity.

Market debt-equity ratio = Total debt / Market value of equity

= $140 million / $104 million

= 1.346 (approximately)

Therefore, Gencorp's market debt-equity ratio is 1.346, which indicates that for every dollar of equity, there is approximately $1.346 of debt.

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