2. Banks are businesses. Like other businesses, they seek profit. How do they earn profit?

 3. Why might an individual want to use a bank? Give an example of why a person would use a bank.

 4. Why might a business want to use a bank? Give an example of why a business owner would use a bank.
5. What is the Federal Reserve?
6. The money supply is the total amount of money available in the economy. How do changes in the money supply affect people and businesses?
7. How does banking affect the money supply?
 8. What would happen if banking didn’t exist?
9. Complete the following diagram to give an example of how banking affects society. Use this diagram or you may choose to use the diagram from your CAP File.

Answers

Answer 1

Answer:

2) Banks earn profit from service charges and fees.

3) An individual might want to use a bank to collect loans for either going to college or starting their own business.

4) As I said in the 3rd answer, a business would use a bank to collect loans.

5) "The Federal Reserve System is the central banking system of the United States of America."

6) "The size of the money supply can increase and decrease the cost of borrowing or the rate of interest thus making it easier or harder for businesses and individuals to borrow money."

7) "Every time a dollar is deposited into a bank account, a bank's total reserves increases. The bank will keep some of it on hand as required reserves, but it will loan the excess reserves out. When that loan is made, it increases the money supply. This is how banks “create” money and increase the money supply."

8) "Without banks, we wouldn't have loans to buy a house or a car. We wouldn't have paper money to buy the things we need. We wouldn't have cash machines to roll out paper money on demand from our account."

9) I can't see a diagram, so I can't answer.

Explanation:

If this helped, it would be nice if 5 stars were given, The heart, and a brainliest was given also :)

Answer 2

Final answer:

Banks earn profit through the interest on loans made with deposited money, which is also how they contribute to the creation of money through a fractional reserve banking system. They provide individuals and businesses with secure money storage, financial management tools, and loans, impacting the money supply and hence the economy.

Explanation:

How Banks Earn Profit and Affect the Money Supply

Banks are businesses that seek to earn profit primarily through the interest they charge on loans. They use the money deposited by customers to provide these loans, keeping a fraction of the deposits as reserves, which is known as the fractional reserve banking system. This system permits the creation of money through the lending process, where the amount loaned out is then redeposited and re-loaned, effectively expanding the money supply.

Individuals use banks for secure storage of money, earning of interest, and managing transactions such as bill payments through checking accounts. Businesses utilize banks for similar reasons, along with additional services like business loans and cash management solutions. The Federal Reserve acts as the central bank of the United States, influencing the money supply and interest rates through its policies.

Changes in the money supply can affect inflation rates, purchasing power, and economic stability. Banking, by managing the money supply, affects all these aspects of the economy. Without banking, there would be no secure way to store and lend large amounts of money, and the modern economy with complex financial transactions would not function efficiently.

This illustration shows that banking is a key institution in society, interlinking with various economic functions and contributing to economic growth and stability.


Related Questions

How did the onset of the Great Depression impact urban unemployment?

Answers

Answer:

The onset of the Great Depression affected urban unemployment in a number of ways. As the stock market collapsed, many companies lost access to easy credit and had to face serious consequences, ranging from bankruptcy (in which all employees would be unemployed) to massive layoffs. Urban businesses that stayed open often put out large signs stating they were not hiring in order to prevent inquiries.

Likewise, U.S. cities were flooded by rural farm workers--especially those from the Dust Bowl--who were in search of work and had to compete with the city population. Sometimes, they accepted lower wages in order to obtain employment

Explanation:

Who changed the English Language in 1066?

Answers

Answer:

William The Conqueror

Explanation:

Which term describes overcrowding in jails that results from delays in court proceedings?

Answers

Final answer:

Overcrowding in jails due to court delays is linked to the prison-industrial complex, a term encompassing the socio-economic and political reasons for the exponential growth of the prison population, influenced by factors like race, poverty, and private prison industry lobbying.

Explanation:

The term that describes overcrowding in jails resulting from delays in court proceedings is often referred to as a symptom of a larger issue identified as the prison-industrial complex. This term not only reflects the overcrowding experienced in correctional facilities but also highlights the role of various economic and political factors that have exacerbated the problem, such as the lobbying power of private prison corporations and an increasing reliance on incarceration as a principal method of crime prevention. Overcrowding can be linked to policies that lead to mass incarceration, including strict sentencing guidelines and the criminalization of low-level offenses.

Federal statistics indicate a significant increase in prison populations over the decades, inflating from 200,000 inmates in 1970 to 2.2 million in recent times. Such growth has often been tied to social issues like race and poverty rather than just improvements in law enforcement. Activists like Davis critique the simplistic approach of using incarceration as a means to tackle underlying social problems such as poverty and drug addiction, suggesting that it serves to inflate the prison population disproportionately.

Additionally, this overcrowding situation is further complicated by judicial processes such as deferred adjudication, where court sentencing is delayed, potentially leading to extended periods of pre-sentencing confinement. Even though some believe that incarceration acts as a deterrent for crime, others argue that the justice system fails in fair targeting and adequate rehabilitation of inmates.

Final answer:

Overcrowding in jails due to court proceeding delays is often caused by deferred adjudication. This legal process can keep more individuals in jail while they await final sentencing, contributing to overcrowding issues. The rise in the prison population is tied to multifaceted social issues and economic interests represented in the prison-industrial complex.

Explanation:

Overcrowding in Jails and Court Delays

The term that describes overcrowding in jails as a result of court proceeding delays is referred to as deferred adjudication. This process occurs when a court postpones sentencing while the defendant undergoes a period of probation. Once the terms of probation are successfully completed, the charges may potentially be expunged, and the jail time can be either eliminated or reduced. However, this can contribute to overcrowding as individuals who might otherwise serve time are held in jail while awaiting their probation terms or final sentencing.

Examining federal statistics, we see a stark increase in the prison population, jumping from 200,000 inmates in 1970 to 2.2 million four decades later. This growth reflects the pervasive issues within the criminal justice system, such as the impacts of race and poverty, as well as the considerable influence of the prison-industrial complex. This complex suggests that economic interests may play a role in the expanding prison population, analogously to the way the military-industrial complex influences military spending.

The debate over the effectiveness and morality of imprisonment tactics continues, with some arguing for more stringent punishments while others advocate for fairer, more rehabilitative approaches. The American criminal justice system faces criticism for its considerable incarceration rates compared to other countries, often with much longer prison terms for comparatively minor offenses.

What is the difference between a dictator and a fascist dictator

Answers

Answer:

Fascism is a form of government which is a type of one-party dictatorship. ... Fascism puts nation and often race above the individual. It stands for a centralized government headed by a dictator. Historically, fascist governments tend to be militaristic, and racist.

Explanation:

Which was a response to the terrorist attack against the united states on September 11
2001

A. yom kipper war
B. OPEC oil boycott
C. invasion of Afghanistan
D.Persian Gulf war
this is my first time doing this

Answers

Hello There!

Your Answer Would Be "C" Invasion of Afghanistan.

Have A Great Day!

How did the cultural revolution contribute to the rise of Deng Xiaoping after Mao Zedong death

Answers

Answer:

c should be your answer

Explanation:

Answer:C or apex

Explanation:

After Lenin’s death in 1924, the Soviet Union was supposed to be led by a troika which is a

Answers

Answer:

if i had to guess i would say the answer is

(B. a group of three

Explanation: if your not sure the meaning of  troika is a Russian vehicle pulled by a team of three horses abreast.

PLZ HURRY IT'S URGENT!!!!!!
Why did people flock to the cities in the late 1800s? A. Landlords were offering very cheap apartments. B. People were looking for jobs in factories. C. They were going to the cities to sell their crops. D. Disease was sweeping the countryside.

Answers

C!!! Hope this helps!

An increased demand for books during the 1500s meant that.....?
58 POINTS FOR THE RIGHT ANSWER

Answers

Answer:

Europeans, mainly the English and the French began trading with the Native Americans as early as the 16th century. The demand for fur was rising in Europe so the Europeans traded knives, guns and axes in return for animal pelts and furs from the Native Americans. (PLEASE MARK BRAINLIEST)

Answer:

there was a more easy way to make more at a lesser time. probably due to a copier of some kind. If there was a decrease in supply then the would be a greater demand. If you look more into macroeconomics you could find some more info about supply and demand.

What could the value of individualism help to prevent in a democracy?

Answers

Answer:

tyranny of the majority

Explanation:

The correct answer is B) tyranny of the majority.

The value of individualism helps to prevent the tyranny of the majority in a democracy.

The tyranny of the majority can make a government deride and succumb. Although a majority think something about any topic, it doesn't mean that they are correct. That is why it is important that individualism be part of a society, always respecting the right of individuals to dissent and defend their interest in liberty, democracy, and pursuit of happiness.

The other options of the question were: A) voting. C) right to assemble. D) freedom of religion.

The term "Reaganomics" is most closely associated with which of the following policies?

1Points
A
cutting taxes on wealthy individuals

B
reducing defense spending

C
strengthening federal regulations

D
expanding government subsidies

MULTIPLE CHOICE
Question 8
Which issue was most central to the “culture wars” of the 1990s?

1Points
A
campaign finance

B
defense spending

C
gun control

D
education reform

Answers

The term "Reaganomics" is most closely associated with, which of the following policies, is cutting taxes on wealthy individuals. The correct option is A.

What is Reaganomics?

Reaganomics is the name for policies in the economics policies of the Ronald Reagan.

Reagan's economic policy was built on four pillars:

Cutting government spending, Lowering the federal income tax and capital gains tax.Reducing government regulation.Tightening the money supply to combat inflation.

Thus, the correct option is A, cutting taxes on wealthy individuals.

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WILL GIVE 40 POINTS!!! PLEASE HELP AND HURRY!!Which medical advancement was pioneered by two doctors from Houston?
chemotherapy
open-heart surgery
polio vaccine
organ transplantation

Answers

Answer:

open heart surgery - hope it helps

Explanation:

Answer:

It really is Open heart surgery

Explanation:

PLEASES HELP ASP

which countries did not ally with each other prior to world 1? A) Serbia an Russia B) Britain and Germany C) Germany and Austria-Hungary D) Russia and France

Answers

Answer: The answer would be D) Russia & France

* Hopefully this helps:) Mark me the brainliest:)!!

~234483279c20~

What did Israel agree to during the Oslo Peace Accords? to return Egyptian territory in the Sinai Peninsula to have a ceasefire and end military action against Egypt to grant Palestine full independence to withdraw from the Gaza Strip and parts of the West Bank

Answers

Answer:

to withdraw from the Gaza Strip and parts of the West Bank

Explanation:

The Oslo Peace Accords were signed by both the Israelis and the Palestinians in order to stop with the war, and to be able to function properly while each side control their own part. The agreement was that the Israeli army should withdraw from the Gaza Strip and parts of the West Banks, pretty much the territories with dominant Palestinian population. The Palestinians were allowed the right to self-govern, thus they were able to have their own president and authorities in these territories, and the Palestinians should have stopped with their attacks. While the agreement seemed all nice and that maybe it will solve the problems, in practice it didn't turned out that way, and both sides still attack each other very often and the tensions are constantly there.

Answer:

D. to withdraw from the Gaza Strip and parts of the West Bank

Explanation:

How is the lever used in modern society?

A.
It’s used in astronomy to track the path of the stars.
B.
It’s used in construction to lift weights.
C.
It’s used in the medical field to perform surgeries.
D.
It’s used in literary courses to explain difficult ideas.
E.
It’s used in large cities to transport water to villages.

Answers

B; none of the other answers require lifting, which is the primary reason

It’s used in building to lift weights,  is the lever used in modern social group. Industrialization is the example of modern society. option B is correct.

What is modern society?

Modern society refers to the people living in the current. Modern society is different from the Urban places. The era of in-between age and the middle age, 20th century. Modernism, on the other hand, refers to the artistic movement of the late nineteenth.

Thus, option B is correct.

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What is the northerns reaction in the fugitive slave act??

Answers

Many were displeased, which increased tensions over slavery.

The Outsiders
Page 92
Why do you think the boys, especially Johnny, wasn't scared while saving the children.​

Answers

The boys weren’t scared saving the children , especially Johnny because they knew that the children had more to live for, Johnny always wanted to be that hero to save the day and there was his chance to finally be able to.

Review the case.

Dred Scott v. Sandford

Which most accurately explains how this Supreme Court ruling acted as a catalyst for the Civil War?

1) It established a policy under which slaves were denied the right to purchase their own freedom and that of their relatives.
2) It declared that the due process clause prevented the intervention of the federal government in issues involving states.
3) It permitted slave owners to bring slaves into the territories, which ignited antislavery advocates’ fears that the territories would become slave states.
4) It enacted the property clause, which prevented states from owning slaves and enraged free African Americans living in proslavery states.

PLEASE DON'T JUST GUESS (whoever is correct, i will put as the brainiest)

Answers

Number 3. Dred Scott v Sandford was essentially the Supreme Court saying to anti slavery states “your compromise doesn’t matter” and completed regressed any progress to abolishing slavery by declaring African Americans could NOT be citizens of the US, and that abolishing slavery was unconstitutional. This obviously led to some tension and an eventual civil war. Hope I helped!

Final answer:

The Supreme Court ruling in Dred Scott v. Sandford intensified tensions by permitting slaveowners to bring slaves to territories, leading to fears of expanding slavery and fueling the Civil War.

Explanation:

The Supreme Court ruling in Dred Scott v. Sandford acted as a catalyst for the Civil War primarily because:

3) It permitted slave owners to bring slaves into the territories, heightening fear among antislavery advocates that the territories would become slave states.

This decision, which denied Dred Scott's freedom and declared that Black people could not be U.S. citizens, fueled tensions between proslavery and antislavery factions, contributing to the outbreak of the Civil War.

how many people were killed in the Holocaust?

Answers

Answer:

About 6 million people died for sure!

Explanation:

Looks like you have a presentation or projects about Anne Franks life

Hey Marinette/ Ladybug

Glad to help u :)

Answer:

17 million were killed

Explanation:

6 million Jews

and 11 million others.....

Hope it helps

and ur welcm  

Who found marijuana

Answers

Answer:

The use of cannabis originated in central Asia or western China. Cannabis has been used for its alleged healing properties for millennia.

Why was McDowell slow to march against Bull Run

Answers

Answer:

I think General Irvin McDowell was slow when marching at Bull Run (Manassas) because he was commanding an army composed largely of amateur soldiers that wouldn't focus.

Explanation:

General McDowell was slow to march against Bull Run due to careful reconnaissance and misinformation regarding Confederate troop movements. Despite initial Union advances, Confederate reinforcements and a resilient defense by 'Stonewall' Jackson led to a Union retreat and McDowell's eventual dismissal.

General Irvin McDowell was cautious in advancing against Bull Run due to several factors. His army encountered the Confederates, led by Beauregard and Johnston, positioned along an eight-mile line on the south bank of Bull Run.

McDowell's initial slow movements were partly due to the time spent reconnoitering and the assumption that General Johnston would be occupied by Union forces elsewhere, a belief that proved incorrect as Johnston managed to reinforce Beauregard. As a result of being unaware of Johnston's movements, McDowell hoped to flank Beauregard's forces to create a position of vulnerability but faced unexpected Confederate resistance and reinforcements.

On July 21, 1861, McDowell initiated an attack which led to intense fighting. Despite early Union successes, the Confederate lines, notably those under Colonel Thomas J. 'Stonewall' Jackson, did not break.

McDowell's plan was further compromised when Confederate cavalry under Colonel James E. B. Stuart charged into fleeing Union troops, exacerbating a rout. With both Beauregard's and Johnston's troops too exhausted to chase the Union army back to Washington, McDowell's retreat remained unimpeded, although the defeat ultimately led to his removal from command.

Which statement about Barbados settlers in Carolina is true?

A. They grew sugarcane in Carolina.

B. They were healthier in Carolina than Barbados.

C. They brought their slaves and ideas for plantations.

D. They remained loyal to the king of France, who owned Barbados.​

Answers

Answer:

They brought their slaves and ideas for plantations.- C.

The correct answer is C) They brought their slaves and ideas for plantations.

The statement about Barbados settlers in Carolina that is true is "They brought their slaves and ideas for plantations."

The Barbadians that arrived at the Carolinas installed its plantation operation model in these new territories and little by little the model had success. Of course, the use of slaves was necessary for it to be successful. They tried to grow grapes, olives, and grains. But the cash crop that was the first to be successful was rice.

What is one reason that industrialization spread in the Northeast? A. Americans no longer wanted British goods. B. The climate in the Northeast drew factory workers. C. More capital was available to build factories. D. Tariff laws raised money for building factories.

Answers

Answer:  I think its C

Explanation:  hope this helps :)

Answer:

More capital was available to build factories.

Explanation:

Truman created the National Security Act to introduce the Fair Deal. establish the Federal Bureau of Investigation. fight the Cold War. create the Environmental Protection Agency.

Answers

Answer:

Truman created the National Security Act to fight the cold war.

Explanation:

Answer:

C. fight the Cold War.

Explanation:

I got it correct on Edge!

Which phrase best describes this image?

Answers

That’s is indeed a page from an illustrated manuscript, as you can see from the fact that is is in a book(you can see other pages)

Final answer:

The phrase that best describes the image is 'animals and humans have switched places'.

Explanation:

The phrase that best describes the image is 'animals and humans have switched places'.

The image depicts a surreal scene where the roles of animals and humans have been reversed. Humans now inhabit the natural habitats of various wildlife, while the animals are shown in human settings. This imaginative scenario challenges traditional notions of dominance and highlights the interconnectedness of all living beings. It prompts contemplation on the impact of human activities on the environment and the need for greater empathy and stewardship towards the natural world. The juxtaposition of these swapped roles serves as a thought-provoking commentary on our relationship with the planet and the importance of coexistence with other species.

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Article Il of the Constitution defines the roles of
the president and the vice president.
the president and the legislative branch.
the vice president and the legislative branch.
the vice president and the judicial branch.

Answers

Answer: the president and the Vice President

Explanation:

Article II of the constitution states the role of the  president and the vice president.

What is the constitution?

This is the book where the rights of the citizens of the United States are stated. The document also states the power that is granted to the states and the federal government.

The president is given the power in the constitution to act as the executive head of the government.

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please help me with this question

Answers

Answer:

This is probably C.

Explanation:

The Red country is a dictatorship, every other country has some sort of Republic.

Which statement best explains Henry David Thoreau's idea of civil disobedience?

A. Taxation without representation is unfair and must be resisted.

B. The government must serve the people, not the other way around.

C. If a law goes against morality then citizens should protest it peacefully.

D. Unjust laws must be opposed by any means necessary, including violence.

Answers

Answer:

bruhhhhhhhh its ccccccccccccccccccccccccccccccccccc so

Explanation:

have a nice day :)

Following the Cold War, in 2001 the U.S. was faced with what developing threat?

A) Fascism

B) Secularism

C) Capitalism

D) Terrorism

Answers

Answer:

D

Explanation:

Because of the terroist attack on 9/11 of the twin towers.

Final answer:

The U.S. was faced with the developing threat of Terrorism after the Cold War, specifically the terrorist attacks on September 11, 2001.

Explanation:

Following the Cold War, in 2001 the U.S. was faced with the developing threat of Terrorism. The terrorist attacks on September 11, 2001, known as 9/11, were carried out by the extremist group Al-Qaeda. The attacks resulted in the loss of thousands of lives and had a profound impact on U.S. foreign policy and national security.

One of the most pivotal events in this regard was the terrorist attacks that took place on September 11, 2001. Commonly referred to as 9/11, these attacks were perpetrated by the extremist group al-Qaeda. They targeted the World Trade Center in New York City and the Pentagon in Arlington, Virginia, resulting in the tragic loss of thousands of lives.

The 9/11 attacks had profound and far-reaching consequences for U.S. foreign policy, national security strategy, and domestic governance. They led to a reevaluation of counterterrorism efforts, the initiation of the global War on Terror, and a reshaping of international relations in the 21st century.

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Which is the best description of the poets treatment of the subject of the poem?

Answers

Answer: The second answer/

Explanation:

Answer:

He uses imagery to present the subject.

Explanation:

In these lines, we see that the poet's treatment of the subject is through the use of imagery. Imagery refers to a type of language that an author uses in order to create a vivid image in the mind of the reader. Imagery is usually accomplished through the use of adjectives, descriptive language and visual images.

Other Questions
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