How much liability coverage does the average small need

For short term financial goals, it would be best to put the money in an investment that earns the highest interest while still remaining liquid (aka easy to withdraw your money when you want). In this case some good options would be a high-interest earning savings or money market account.

For short term goals you want to avoid investments that require you to tie your money up for long periods of time like bonds or certificates of deposit.

The most likely option an individual might research if saving for a short term goal is: Interest-bearing checking account.

Savings can be defined as  the money set aside  or money kept in case of unforeseen or unexpected circumstance.

If a person want to save a short term goals the best choice is for the person to save his/her in a savings account based on the fact that saving account is an interest bearing account.

Therefore the most likely option an individual might research if saving for a short term goal is: Interest-bearing checking account.

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Intellectual property law This is the law of which it talks about such things like Copyright, Patent, Ect. But at one point if you had a idea anyone and everyone could use it and you couldn't say no to it. Unless you had the only machine that did that specific duty.

Answer:

Patent law is the area of law that guides real property,personal property and intellectual property.

Explanation:

patent law grants property right to property owners whether intellectual or otherwise which allows the patent holder to exclude others from either using, selling or making any alterations to the property.

there are three types of patent laws which are :

patent law can be applicable to a property when the property owner i.e patent holder makes a patent application for his/her property through the patent and trademark office.  

An installment credit is also known as installment loan. It is a loan that is repaid over time with a set number of scheduled payments.

Installment credit is a type of loan with a set number of payments over time. Unlike a credit card, the loan amount is disbursed over time, not upfront. A bank may require a credit check, a co-signer, or collateral before approval.

Installment credit is a type of credit that has a set number of payments, called installments, which the borrower must pay over a specified period of time. Unlike with a credit card, which is a short-term loan where money is immediately transferred from the credit card company's checking account to the seller and the user owes the money at the end of the month, with installment credit, the entire loan amount is not given to the borrower upfront. Instead, the bank disburses the money in certain amounts over a set period of time. Prior to approval, the bank conducts a credit check on the borrower's past borrowings.

For some loans, the bank may also require a co-signer who pledges to repay some or all of the money if the borrower defaults, or may require collateral.

Being different from debit cards, which transfers money directly and immediately from your bank account to the seller, installment credit is more like a long-term financial commitment and requires careful evaluation of one's financial capacity.

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They have higher rewards. Investors have to pick the level of risk they are comfortable with. The higher the risk the higher reward, but also the chance of failure increases.

Because they believe the outcome will be more successful or more money than the input

Hope this helps and have a blessed day!

Is there a question being asked here?

The IB program offers a comprehensive pre-university curriculum and internationally standardized exams that allow students to meet the educational requirements of various countries. In the U.S., standardized exams such as AP provide a way to earn academic credit and support the principle of educational accessibility.

The program that is described in the student's question is the International Baccalaureate (IB). This rigorous pre-university course of study is designed to meet the educational requirements of many nations and culminates in internationally standardized exams.

IB graduates gain a comprehensive education over two years, which can help them transition into higher education systems in various countries. This program is part of a broader set of educational pathways, which also include the Advanced Placement (AP), College Level Examination Program (CLEP), and the Advanced International Certificate of Education (AICE), each offering different methods of obtaining academic credit or college readiness.

In the United States, the use of standardized exams has a rich history rooted in principles of accessibility and equality, with the aim of creating reliable and scalable methods for assessing student knowledge. While these exams have faced criticism for varying reasons, they continue to be a means through which students can earn academic credit, often reducing the time and financial investment required for obtaining a degree.

Credentials such as IB diplomas, AP credits, and others serve as attestations of students' mastery of content and can significantly influence their educational and professional trajectories.

Income tax is the federal tax on your annual earnings, while property tax is the state-level tax on the value of a property you own

The tax levied by the federal government on the yearly income of an individual or a company is known as the Income tax. This tax is calculated based on a person's earnings during a year. On the other hand, the annual tax charged by the state on the value of a piece of property you own is referred to as the Property tax. This tax is typically based on the value of the property, which includes land and the buildings on it.

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For question one the correct option is (a) "Income tax." For question two the correct option is option (c) "Property tax."

Income tax is a tax imposed by the government on income generated by individuals and businesses within its jurisdiction. It is a direct tax and is calculated as a percentage of the payer's income. The federal government levies this tax on the yearly pay of individuals, and it is one of the primary sources of revenue for the government.

Property tax, on the other hand, is a tax assessed by local governments on real estate and sometimes other forms of property. It is typically based on the value of the property owned and is used to fund public services such as schools, roads, and police forces. As a property owner, you would receive a tax bill from the state or local government each year, which is the Property tax.

Sales tax is a tax paid to the government for the sales of certain goods and services. It is usually calculated as a percentage of the sale price and is paid by the consumer at the point of purchase. Sales tax is not directly related to income or property ownership.

Excise tax is a tax that is imposed on specific goods or activities, such as gasoline, alcohol, and tobacco. These taxes are often included in the price of the product and are not directly related to income or property ownership either.

Therefore, the correct association for the federal government tax on yearly pay is Income tax, and the tax bill received annually for property ownership is Property tax.

The correct format of the question is:

Your are charged this tax by the federal government on your yearly pay this is:

(a) Income tax

(b) Sales tax

(c) Property tax

(d) Excise tax

Example 2

You own a piece of property and receive a tax bill from the state each year this is :

(a) Income tax

(b) Sales tax

(c) Property tax

(d) Excise tax

Final answer:

Frequent change requests from clients in project development often lead to development strain, compromised project quality, and the need for ongoing maintenance and updates. These can be mitigated by agile methodologies that welcome changing requirements.

Explanation:

Frequent change requests from clients can lead to several outcomes in the realm of project development and design. One prominent issue is the strain on the development process, as designers and developers aim to accommodate new requirements, leading to potential project delays and increased costs. Additionally, such requests can result in compromised project quality if not managed correctly. This is because making changes late in the development cycle may lead to poor design choices that can't be rectified without significant rework, failing to meet customers' needs effectively.

Moreover, the integration of modern websites as application-centric platforms necessitates that ongoing maintenance and updates are part of the operational expectations. These changes must be aligned with any legacy systems in place, meet real-time data requirements, and ensure that security protocols are up to date. However, it becomes challenging when there's a frequent need to address these issues due to constant change requests.

In the context of client involvement, a lack of focus on client requirements and end-user participation throughout the project lifecycle can lead to outcomes that don't align with the client's vision or needs. To mitigate these risks, it's important to incorporate agile methodologies that welcome changing requirements, even late in the development process, as they can harness change for a competitive advantage, provided they are managed effectively.

Management is the big-picture process of making business run smoothly through effective planning, organizing, staffing, training, leading, and controlling the company.

The overall purpose of management is to plan, organize, and coordinate business operations towards achieving the organization's goals. Different theories of management approach this in various ways, but the main aim is to ensure the smooth operation and success of the business.

The overall purpose of management is to plan and organize business operations to achieve the main objectives of an organization. This includes coordinating different departments, making important decisions, and handling resources effectively. An efficient management structure facilitates smooth operation within the business, leading to productivity and success.

Different theories of management approach this purpose in varied ways. For example, there's scientific management, with a main objective of improving efficiency, especially in labor productivity. Then there's Douglas McGregor's Theory X and Theory Y. Theory X posits that most people dislike work and need close supervision, while Theory Y suggests people are self-directed and seek satisfaction from their work.

Ultimately, the management operates with a view to achieving the overall organizational goals, and its effectiveness is measured by the organization's success. This success is widely defined, but often refers to aspects such as company growth, satisfied employees, and a positive public image.

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Answer:

Annually

Explanation:

You list the answer in your question, but this is true because the more times you compound interest, the higher the actual yield.

Answer:

Annually

Explanation:

In a publicly traded company, the profits belong to the shareholders.

Final answer:

The Walt Disney Company's end-of-year profit of $920 million primarily belongs to the shareholders of the company. These profits can be allocated in various ways, including dividends, reinvestment, or debt payment, as decided by the company's board of directors.

Explanation:

At the end of the year, when a company like The Walt Disney Company reports a profit of $920 million, that profit primarily belongs to the shareholders of the company. Shareholders are essentially the owners of the company, as they hold shares of the company's stock, making them partial owners. Profits made by the company can be used in several ways, including reinvested back into the company for growth, used to pay off debt, or distributed among shareholders in the form of dividends. This distribution and management of profits are decided by the company's board of directors, who are elected by the shareholders.

It’s important to understand that large conglomerates like Disney operate in various segments, including theme parks, studios, television networks, and more. The profits from these diverse operations contribute to the overall profitability of the company, which in turn affects the company's stock price. The decision on how to allocate these profits, including paying dividends or reinvesting in the company, can significantly impact the shareholders' value and the company's long-term strategy. Therefore, the profit belongs to the shareholders who have invested in the company hoping for financial return either through appreciation in stock price, dividends, or both.

Clean123 Inc.'s total current assets, which include cash, accounts receivable, and prepaid insurance, add up to $101,050. The service equipment and accumulated depreciation are not considered as current assets.

To calculate Clean123 Inc.'s total current assets, we need to identify and sum up the assets that can be easily liquidated (converted into cash) within one year. In this case, those would include the cash, accounts receivable and prepaid insurance. The service equipment is a long-term asset and accumulated depreciation is a contra asset, hence not considered as a current asset.

The total current assets would be:

By adding these figures together, Clean123 Inc. will record $101,050 as its total current assets.

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Clean123 Inc.'s total current assets would amount to $101,050, which includes cash, accounts receivable and prepaid insurance. Long-term assets such as service equipment and accumulated depreciation are not included in this calculation.

The total current assets of Clean123 Inc. are calculated by adding up its cash, accounts receivable, and prepaid insurance, these three being the most liquid assets. The service equipment and accumulated depreciation are not included in current assets calculation because these are considered long-term assets and contra assets respectively. Therefore, the current assets total would be $45,500 (cash) + $55,000 (accounts receivable) + $550 (prepaid insurance), which equals to $101,050.

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Answer:

A ( A )

Explanation:

point A on the graph represents the equilibrium price on the graph because at point A supply was equal to demand ( crossed each other).

Equilibrium price is the price at which the supply of a particular good/service is equal to the demand of such good/service in the open market. equilibrium price is sometimes seen as a fair price for bought buyers and sellers of the good/service in the market.

Equilibrium price is an ideal situation in Business and it is often very impossible to attain in most goods and services .

Answer:

A

Explanation:

plato

I’m not sure but I think it’s 124

According to OSHA guidelines, the employer's responsibilities include providing a safe workplace, informing workers about hazards, keeping records of injuries and illnesses, providing necessary equipment, and complying with OSHA standards.

The employer's responsibilities, according to OSHA guidelines, include providing a safe workplace, informing workers about chemical hazards through training and labels, keeping accurate records of work-related injuries and illnesses, performing tests in the workplace, and providing personal protective equipment at no cost to workers. Additionally, the employer must notify OSHA of any workplace fatality or hospitalization and prominently display the OSHA Job Safety and Health poster. The employer is also responsible for complying with OSHA standards and addressing any serious recognized hazards.

Final answer:

OSHA mandates that employers provide a safe workplace without serious hazards, train employees in their language, keep injury/illness records, provide protective equipment, and ensure compliance with specific safety standards. Employers must also inform employees of risks, and not retaliate against those exercising their rights to a safe work environment.

Explanation:

Under OSHA guidelines, employers are mandated to create a safe workplace by identifying and remedying health and safety problems. This typically involves implementing changes that prioritize safer work environments over reliance on personal protective equipment. For example, employers may switch to safer chemicals, use enclosed systems for trapping harmful fumes, or install ventilation systems to purify the air, which are all effective ways to reduce risks. In addition, employers are responsible for the following:

Informing workers about chemical hazards through training, labels, alarms, and other methods.

Providing safety training in a language and vocabulary that workers understand.

Keeping accurate records of work-related injuries and illnesses.

Performing workplace tests, like air sampling, as required by OSHA standards.

Providing personal protective equipment at no cost.

Conducting medical tests, including hearing exams, when mandated by OSHA.

Displaying OSHA citation information and summary data of injuries and illnesses.

Notifying OSHA of severe workplace incidents, such as fatalities and hospitalizations.

Displaying the official OSHA poster on job safety and health.

Adhering to the General Duty Clause of the OSH Act, which requires workplaces to be free of recognized serious hazards.

Moreover, employers must not discriminate against workers exercising their OSHA rights, including reporting injuries or requesting inspections. Employers must respect workers' rights to a safe work environment and to receive necessary training and information on workplace hazards.

full time

offers benefits

salaried

advanced

After reading about the work profile of Teresa, the following factors can be used for making the job description of Teresa,

Therefore, the options B, C, D and G hold true.

A job description can be referred to or considered as a way in which the characteristics of a person's employment terms may be defined. The perks and benefits under employment are also a part of the job description of a person.

In the conditions given above, the employment terms of Teresa are such that it is a full-time job, which offers multiple benefits along with the basic salary. She also works at an advanced level function of the company.

Therefore, the options B, C, D and G hold true and state regarding the significance of job description.

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I hope this is the answer that you're looking for

The average annual cost of general liability insurance  is $741 (less than $62 per month), a median price of $428 (about $36 per month).

Most small business owners (54 percent) paid between $400 and $600 for their policies, and 21 percent paid less than $400.

Answer: The Average small business need is $2 million to $3 million

d. created unique products is your answer

Natural monopolies occur because the start-up cost is high (with high chances of not succeeding). Example can be scarcity of material needed to use, technological usage and advancement for the industry is patented and cannot be widely used, and the product being produced is more efficient if there is only one company in the area producing the product (such as electricity to homes, water, etc.)

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Natural monopolies occur when one producer can meet the market's entire demand.  Therefore, the correct option is A.

In a natural monopoly, a single producer is able to supply goods or services to the market more efficiently and at a lower cost than multiple competing producers. This can be due to factors such as economies of scale, where the average cost of production decreases as the scale of production increases.

As a result, it becomes impractical or inefficient for other producers to enter the market and compete with the dominant producer. Natural monopolies often arise in industries that require large infrastructure investments,

Thus, the ideal selection is option A.

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Answer

Hi,

They are; income tax, self-employment tax, employment tax and Excise tax

Explanation

All businesses are expected to file income tax return on yearly basis. Some pay taxes as they earn the income. The self-employment tax is imposed to contribute to social security and health care cover for a person who works for him or herself. Employment taxes are a mandatory to employers who are required to pay it to cover social security and healthcare taxes and federal unemployment tax for the workers. Some businesses are levied excise tax depending on the goods sold or manufactured, the type of business operation and the type of equipment and products used.

Best wishes!

B. possibility of identity theft

This one can be solved by process of elimination. Products online will likely be cheaper as companies don't have to factor in costs such as rent, employees, etc. that would be related to brick-and-mortar stores. Online stores will also likely have more options because they don't have to worry about ordering new/more stock. Lastly, if there's an issue with the product, she would likely be able to return the product by mail rather than traveling all the way to the manufacturer's unit.

However, Alexis could definitely fear the possibility of identity theft as the website she's purchasing the products on might not be secure and malicious people may steal her credit card information.

d.treat them like there special  looks like the best option

D. You should always treat customers with respect ✊ so they can continue to come back .

The reduction of waste, most economic concepts are focused on growth and consumption. Reducing waste doesn't really fit this.

Answer:

B. The reduction of waste

Explanation:

Economic theory aims to establish the best ways to produce, distribute and market goods and services through the rational use of available resources. In other words, economic theory always aims to seek efficiency by mapping which is the best way to allocate inputs that will be able to produce a larger amount of products at a lower cost. Thus, part of the productive planning is the mapping of the consumer market, the allocation of inputs and the efficient way of distribution of services. Waste reduction is not a parameter that guides economic decisions directly. This is more part of the scope of environmental science.

Is this a theory type of question?

If it is and if it took place under president Calvin Coolidge then taxes likely would have gone up.

If you are talking about now, then investment might go up but in order to pay for it, the government will just print more money, so that taxes shouldn't go up.

I'd pick C.

A dollar bill typically last 3 years in circulation. The correct option is d.

A dollar bill typically circulates for three years on average. However, depending on a number of variables, a dollar bill's lifespan can change. The lifespan of currency has increased due to advancements in the material's durability over time. The longevity of a bill can be affected by variables like usage frequency, handling circumstances and location.

Bills that are used frequently such as those in busy commercial areas, may deteriorate more quickly than those in less active areas. To preserve the integrity of the monetary system and guarantee that bills remain in usable condition, the Federal Reserve constantly monitors the condition of currency in circulation and replaces worn-out bills.

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A person who is recently unemployed is likely at the Physiological level. At this level we work to have our most basic human needs met. This can be difficult without employment.

C. A market of buyers and sellers who exchange products and services between different countries, looks like the best option

Answer:

The correct answer is C, A market of buyer and seller who exchange goods and services between different countries.

Explanation:

A Global Marketplace is a market of buyers and sellers who exchange Products and Services with each other without the boundaries of countries. The products are being purchased and sold globally by the companies. People purchase the products of the company which may not be in their country. Every product is in the reach of customers. This is called Global Marketplace.

D. to obtain goods they cannot produce efficiently is the only option that makes sense in the context of the question.

Answer:

The correct answer would be D, to obtain goods they cannot produce efficiently.

Explanation:

Export is the sending of goods to another country to sell them. Import is the receiving of goods in your country after purchasing them. Imports and exports are the concepts that are very common between the countries. These are the basically the trades that take place between countries. In the given question, the best sentence that describe the concept of why countries trade with each other is option D, i-e, countries trade with each other in order to obtain the goods that they are unable to produce efficiently in their own country. There are many reasons why a country is unable to produce some products efficiently. In short, when a country is unable to produce a certain good for its people, the government import that product from other countries for its people.

Credit is the amount of money that a company will lend to you, and debt is the amount of credit that you have borrowed and still owe.

Your credit score has many components: payment history, amount of available credit that you are using, length of your credit history, types of accounts (credit mix), and new credit.

A loan is a type of credit, and assets are things of value  that you own by yourself without owing money on them.

Collateral is assets that you can use to secure a loan, so that if you don't pay what you owe the lender can take those assets from you to recover the amount you owe them.

Installment credit is a loan that you pay in chunks every month/year. Revolving credit is automatically renewed as you pay off the debt. If the credit amount is $1000, and you borrow $500 you will have $500 left. If you then pay off $200 you will automatically have $800 of credit available to you.

Answer:

Credit is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately, but promises either to repay or return those resources at a later date.  

Explanation:

Social workers should take appropriate safety training and practice safety measures because they are working with clients who may have a variety of issues.   Social workers work with people who may have mental illness or be under the influence of drugs or alcohol.  Social workers also visit client’s homes on their own, so it is essential for them to know how to be safe.

Final answer:

Social workers should undergo personal safety training to enhance physical and psychological safety for themselves and those they serve, to implement evidence-based practices effectively, and to build trust with clients, especially survivors of violence.

Explanation:

Social workers should take appropriate personal safety training and practice safety measures because their work often involves engaging with individuals who may be experiencing significant stress or trauma, making the potential for unpredictable behavior high. It is not only physical safety that is important but also psychological safety, given the potential mental health implications of the work they perform. Furthermore, understanding and implementing safety protocols can help social workers to maintain their own well-being while increasing stability, safety, and health within the community.

Appropriate training can also ensure that social workers act in the best interest of their clients by applying evidence-based practices, thereby decreasing the likelihood of causing harm. Moreover, having a commitment to safety can cultivate trust with clients, especially survivors of violence who require assurance of both physical and psychological safety during their healing process. Training for social workers typically addresses topics such as safe laboratory practice, maintaining professionalism, and informed consent, all of which are fundamental to ethical and effective practice.

Answer:

The Correct Answer is

1. Private and public, 2. Government, 3. less.

Explanation:

The property in a mixed market economy likely is owned by Private owners.

Most of the property in command economies is owned by the government.

In a command economy, citizens own less property than citizens in the mixed-market economy.

The mixed economy system is a system where business owner are allows to freely use their capital and the market are regulated considerably by the government.

The Command economy system is a system where the central government makes all economic decisions, i.e. from production to how consumer get the products.

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