One of the advantages of having a savings account is that the money can be used for emergency purposes, whereas money in bonds, CDs, or investments may not be readily available.
TRUE OR FALSE
Answer:
TRUE is the correct answer.
Explanation:
One of the advantages of having a savings account is that the money can be used for emergency purposes, whereas money in bonds, CDs, or investments may not be readily available is true.
When you require your money at the emergency condition in case of CD, investments and bonds you may get less cash than you have invested or you need to pay penalty for the early withdrawal whereas in case of saving account you can withdraw your money at emergency condition without any loss or without any penalty.
Savings accounts are the safest way to save money and to earn interest in the cash deposited.
Advantages of saving account
In saving accounts your deposited money is safe and it also gives interest.In saving accounts, money can be kept safe and the money can be used at the time of requirement or emergency.Saving account can be open at very little cash.
If you were an engineer of an actual roller coaster, what information would you need to know in order to ensure that your coaster would be safe?
Answer:
If you were an engineer of an actual roller coaster, in order to ensure that your coaster would be safe you need to learn Newton's law of motion and method of application.
To ensure the safety of a roller coaster as an engineer, you need to know the mass of the coaster, velocity and acceleration limits, forces acting on the coaster, and track design and materials.
Explanation:As an engineer of a roller coaster, you would need to know several pieces of information to ensure the safety of the coaster:
Mass of the Roller Coaster: Knowing the mass of the coaster is important for understanding its kinetic energy and how it will move along the track.Velocity and Acceleration: You need to calculate the maximum velocity and acceleration of the coaster to ensure it is within safe limits for riders.Forces: Understanding the forces acting on the coaster, such as gravity, friction, and centripetal force, will help you design the track and ensure the coaster stays on it.Track Design and Materials: You need to consider the design and materials of the track to ensure it can withstand the forces exerted by the coaster and provide a smooth and safe ride for riders.Learn more about roller coaster safety here:https://brainly.com/question/18599911
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An investment-banking firm underwrites a new issue of stocks and bonds by:
The answer is: Buying the entire bond or stock issue a company wants to sell at an agreed discount
Underwriting refers to a process when bank is raising capital from the investors on behalf of the companies who own the shares.
in order to gain profit from this, the bank need to buy the entire bond or stock at a discount during initial offering.
When the bank sell the bonds/stocks at the full price, the difference between selling price and the discounted purchase would be the profit that the bank acquire.
Indra nooyi, ceo and chairman of pepsico is considered the most powerful woman on fortune's 50 most powerful women's list, uses the strategy "performance with purpose" to guide pepsico. an example of a program consistent with their strategy is pepsico's "pepsi challenge" which provides consumers with the opportunity to come up with creative solutions that "refresh the world". in this situation, nooyi is an example of someone who uses:
Hope is desperate for the new designer purse that she saw while window shopping at her local mall. she knew every girl in school would covet her bag and wish to be like her. when she walked in, she whipped out her credit card, and purchased the $5,000 bag. this kind of purchasing is called: question 50 options: 1) conspicuous consumption 2) popular consumerism 3) designer consumerism 4) credit card consumerism
The answer is number 1, conspicuous consumption. It is the acquisition of goods or services for the particular purpose of displaying one's wealth. Conspicuous consumption is a means to display one's social status, especially when the goods and services publicly displayed are too expensive for other members of a person's class. This kind of consumption is characteristically associated with the wealthy but can also relate to any economic class. The concept of consumerism stems from conspicuous consumption.
Assume a company pays out $100 in dividends in year 1. dividends increase by 10% a year for 4 years and thereafter stay constant. what is the total amount of dividends paid out (rounded to the nearest $1) during years 1-10?
Assuming a company has been gathering ideas for new products, what is the next step in the development process?
How does government regulate natural monopolies?
A. Ensuring and overseeing one supplier
B. Rationing consumption per supplier
C. Setting Price controls for multiple suppliers
D. Subsidizing suppliers during surplus
Answer:
The correct answer is A, "ensuring and overseeing one supplier."
Explanation:
I got 100% on the test. I hope this helps!
When noticing a suspicious vehicle on your property?
Do you think a person should be fired if it is found that he or she helped employees cheat their company out of overtime once in a while?
In two to three paragraphs, summarize below what you learned about shopping for tires.
Shopping for tires goes beyond brand or size consideration. Knowing the physics behind tire pressure, which changes with temperature, is essential for purchasing optimal tires for specific temperature conditions.
Explanation:Shopping for tires entails considering the tire’s pressure, which varies depending on changes in temperature. When tire shopping, it is important to first identify what you know and need to know. For instance, knowing the current temperature and the temperature at which the tires perform optimally will aid in determining the correct tire pressure. Utilizing an equation can provide precise answers. In essence, understanding the physics behind tire pressure helps make informed decisions when shopping for tires, as the tire pressure significantly impacts the tire’s performance and safety.
In summary, tire shopping goes beyond just opting for a trusted brand or the correct tire size. It also involves understanding the fundamentals of tire pressure, which is influenced by temperature changes. This knowledge is crucial in identifying the right tires that perform optimally under specific temperature conditions.
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Walgreens customers can sign up for the balance rewards program, entering a member number or using a member card every time they make a walgreens purchase in order to receive discounts and build up points that can be redeemed for rewards. information that walgreens collects through these purchases is best described as ________.
Walgreens collects 'transactional data' through its Balance Rewards program, which includes the purchasing details of its customers such as the items bought, purchase times and frequency. This data helps in offering personalized discounts and analyzing shopping behaviors, similar to how EBT cards work for food purchases with certain benefits.
Explanation:The information that Walgreens collects through its Balance Rewards program is best described as "transactional data." Customers who sign up for this program and use their member number or card at the time of purchase allow Walgreens to track their buying habits. This transactional data is valuable for Walgreens as it can be used for targeted marketing and improving customer service. It includes details such as what items were bought, when they were bought, and how often certain items are purchased.
Walgreens uses this data not only to provide discounts and points to the customers but also to analyze shopping patterns and preferences. The accumulation of points can lead to rewards that customers can redeem, and these benefits can be likened to how Electronic Benefit Transfer (EBT) cards allow for the purchase of eligible food items at participating stores. Both systems provide value to the user through a structured rewards system.
A plant asset with a cost of $360,000 and accumulated depreciation of $342,000 is sold for $42,000. what is the amount of the gain or loss on disposal of the plant asset?
When a purchase on account is made the invoice becomes a debit memo?
An invoice does not become a debit memo when a purchase is made on account. Instead, the purchase leads to a debit in the Purchases account and a corresponding credit in Accounts Payable. This is separate from a debit card purchase, which could result a debit memo from the individual's bank.
Explanation:When a purchase is made on account, the invoice does not typically become a debit memo. In business, a debit memo is an official document that shows the amount that is due for goods or services. An invoice, on the other hand, is a document that lists the goods or services provided, their quantities, and prices.
For accounting purposes, when a purchase is made on account, it often results in a debit to the Purchases account and a corresponding credit to Accounts Payable. This transaction is separate from a debit memo. But you might confuse it with a debit card purchase where the amount is immediately deducted from the person's checking account. In that case, the person's bank might issue a debit memo to the account, reflecting the immediate subtraction of funds for the purchase.
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You place $4,00.00 in a bank account with an interest rate of 5.25% APR and another $2,000.00 in account with an interest rate of 6.00% APR.After 6months which account will have earned the most interest?
The account with the $ 4,000 deposit and 5.25% APR will have earned more interest over six months than the account with the $ 2,000 deposit and 6.00% APR.
Explanation:The amount of interest earned on an account is determined by the amount deposited and the Annual Percentage Rate (APR). Interest can be calculated with the formula:
Interest = Principle x Rate x Time.
In this case, for your $4000.00 deposit at a 5.25% APR account the interest for six months would be
$4000 x 5.25/100 x 0.5 (0.5)because it is only for half a year) which gives $105.
Meanwhile, for your $2000.00 deposit at 6.00% APR, the six months' interest would be: $2000 x 6.0/100 x 0.5 which is $60. So, the account with the $4000 deposit and an APR of 5.25% will have earned more interest over six months.
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Chad's boss demoted him when he did not meet his sales goal for the month. this action indicates the use of
The answer to this question is that Chad’s indicates the use of punishment. Punishment is a rough treatment to an individual because of a particular behavior that is unacceptable. In this situation, Chad was demoted because he did not reach his quota. The demotion of Chad was the form of punishment given by his boss.
Which term most closely matches the description: an expression of the risk associated with a hazard that combines its severity and probability into a single arabic numeral which can be used to help determine hazard abatement priorities?
In the seven step military problem solving process you have identified the problem. what is the next step?
In michigan what is the youngest age you can legally operate a boat powered by a motor or more than 35 hp if
you need education if you were born after June 30, 1996, and will be operating a vessel in Michigan. Most PWC operators also need education.There is no minimum age requirement
Analyse the effect of the current drought in South Africa on the following: economic impact.
The economic impact of the drought in South Africa are:
There was a reduction in the gross domestic product. This is because agriculture is a major contributor to gross domestic product.It lead to an increase in the level of unemployment. This is because a large population are employed in the agricultural industry.What is a drought?A drought is when there is a shortage of water supply in a particular region. This water supply can be from the atmosphere, surface or the ground.
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As part of the strategic planning? process, step 4 includes conducting a? ________, which evaluates a? firm's business mix and assesses the potential of an? organization's strategic business units.
a. situation analysis
b. bcg growthdash–market share matrix
c. product development strategy
d. swot analysis
e. portfolio analysis
Processing a new employee's employment-related paperwork, acquiring necessary keys and identification cards, and establishing an e-mail account for them is part of
The answer to this question is a part of Employee onboarding and orientation. An Employee onboarding is the process where a new employee will be welcomed in the company and will inform the new employee of the culture of the company, rules and regulations, and the new hired employee will also receives his or her identification cards, and other related paper works with regards the persons tasks. Also in the employee onboarding, the benefits of the employee are also being discussed to ensure that the new hired employee will know what are his benefits and perks. Employee Onboarding may take at least 3 days depending on the program schedule that the human resource officer had made.
The use of an organization's operational data as the source data for a bi system is not usually recommended because it ________.
"what type of internet monitoring technique records information about a customer during a web surfing session, such as what websites were visited and how long the visit was, or what ads were viewed and what was purchased?"
In a ________ computing model, companies use their own infrastructure for essential computing tasks and adopt public cloud computing for less critical operations or additional processing during peak business periods.
Building a strong value structure foundation consists of
These are some values or actions, which creates a tough value structure foundation. If you are constructing a tough "value structure foundation" it comprises of pursuing to be a better person, collaborating positively, and being thoughtful to your audience or viewers.
Building a strong value structure foundation in college involves identifying personal strengths and values, which supports self-efficacy and guides in creating supportive relationships and networks. Values originating from family and culture may evolve, and commitment to these values facilitates personal growth and integrity.
Building a strong value structure foundation is essential for creating your best self during college, which involves more than academics alone. At the core of this foundation are your positive attributes and a clear understanding of your values.
Not only does this bolster self-efficacy, but it allows one to build a supportive network of like-minded individuals. To start, you should identify your strengths by reflecting on what makes you feel good about yourself, including traits that make you a valued friend or community member. These are the pillars of your self-confidence and self-efficacy.
Identifying ValuesNext, consider your values which are deeply rooted in family, culture, and community. Understand that these values may evolve as you face new challenges and grow independently during your college years. Recognizing when your values are challenged will help you better understand why you hold them dear and how you might be open to change.
Values in ActionIt's also critical to move beyond just acknowledging your fundamental values to putting them into action, which requires determination and courage. Businesses, such as Ben & Jerry's and Microsoft, illustrate how founder values can shape the culture and success of an organization. Similarly, building your value structure in college can contribute to personal growth and success.
A zero-coupon bond can be redeemed in 20 years for $ 10 comma 000.$10,000. how much should you be willing to pay for it now if you want a return of:
Final answer:
To calculate the present value of a zero-coupon bond that will be redeemed in 20 years for $10,000, you use the present value formula considering the desired annual return rate. If market interest rates rise, you would pay less for the bond; if they fall, you would pay more. The correct answer is PV = $3,769.11.
Explanation:
When considering zero-coupon bonds and market interest rates, it's important to understand that the price of a bond inversely relates to the interest rate demanded by the market. In the context of a zero-coupon bond that will be redeemed in 20 years for $10,000, if you are seeking a return on investment different from the original terms, the current price you should pay will vary depending on the return rate you desire.
For example, if you want a return of 5% annually, you would calculate the present value of the bond using the formula:
PV = FV / [tex](1 + r)^n[/tex]
Where:
PV is the present value (what you should pay now)
FV is the future value of the bond ($10,000)
r is the annual interest rate (0.05)
n is the number of years until maturity (20)
Let's do the math:
PV = $10,000 / [tex](1 + 0.05)^{20}[/tex]
PV = $10,000 / 2.6533
PV = $3,769.11
Thus, you should be willing to pay $3,769.11 for the bond now to achieve a 5% annual return over 20 years. If market interest rates rise, the price you would pay for this bond would be less because you could potentially obtain a higher return from different investments. Conversely, if interest rates fall, you would pay more for the bond since it becomes harder to find investments that can match the desired return.
A property seller empowers an agent to market and sell a property on his behalf. what is this an example of
He ________ helps design programs and systems to find new sources of knowledge or to make better use of existing knowledge in organizational and management processes.
If the supply curve for a rare piece of art is vertical that means that as price increases, quantity ________________ will _______________.