Question 2 (multiple choice)
Brad Clark took out a simple interest loan at 13% interest for 12 months. His previous balance is $619. What is the final payment if the loan is paid off with the next payment?

(Hint: First find the monthly interest rate and multiply it by the previous balance. This gives you the final interest charge. Then, add the interest to the remaining balance.)

A. $625.71
B. $621.00
C. $675.09

Answers

Answer 1
A. $625.71
619+619×0.13/12

Related Questions

Corporate social responsibility can be defined as a company's obligation to ________.

Answers

blend its activities into the social fabric of whatever country it conducts business in,include social networking and society events that bring in prominent members of the community,conduct its activities with the aim of achieving social, environmental, and economic development, behave in whatever manner is necessary to earn the highest profit for owners , be flexible with its ethics in the workplace in order to maintain profitability

Corporate social responsibility is defined as a company's obligation to act ethically and be accountable for its impact on society. CSR includes economic, social, and environmental responsibilities and can manifest through various initiatives such as philanthropy, fair labor practices, and environmental sustainability. It is a company's broader ethical role in society and is often in response to consumer and societal demands for responsible action.

Corporate social responsibility (CSR) can be defined as a company's obligation to act ethically and be accountable for its impact on society at large.CSR encompasses various aspects of a company's conduct, including how it manages its economic, social, and environmental impacts, as well as its relationships with stakeholders such as employees, customers, suppliers, and the communities where it operates. Companies may demonstrate CSR in multiple ways, from ensuring fair labor practices and promoting environmental sustainability, to engaging in philanthropy and volunteering within their communities.A company's commitment to CSR is often reflected in its mission statement and practiced through initiatives that aim to create a positive impact on society, whether by charitable giving, supporting civic organizations, or implementing measures to ensure compliance with ethical standards and regulations.Obligations in CSR are not only about following laws and regulations but also stepping beyond compliance to address societal needs and challenges—a reflection of a company's broader ethical role in society. For instance, CSR efforts by corporations can also be a response to the increasing consumer demand for businesses to act responsibly.We witness this trend in high-profile programs from companies like Amazon and Apple, where they contribute to society by allowing customers to direct funds to charities or by making significant investments in renewable energy.Ultimately, CSR is a dynamic area that takes into account the multifaceted ways in which companies interact with and affect the broader social fabric. Through CSR efforts, corporations can not only adhere to external regulations but also foster internal cultures that promote ethical behavior and social engagement among their employees.

Adverse impact is a condition that occurs when the selection rate for women and minorities is less than 80 percent of the selection rate for the majority group in hiring, promotions, transfers, demotions, or any selection decision

Answers

The statement above is TRUE.
Adverse impact refers to an employment practice which seems neutral but which have a discriminatory effects on protected groups such as women and minority groups.  Adverse impact may occur in hiring, appraisal process, transfer, promotion, etc.

What does sfb allowed mean in real estate?

Answers

An SFB is a small finance bank. A small finance bank differs from a commercial bank in the objectives and services they offer. Small finance banks can only accept deposits and lend to people who typically won't be served by bigger commercial banks. This can include people like small time farmers, unorganized workers, and really small businesses, etc. SFB allowed means that whatever real estate company or person you're working with accepts the use of this bank.

In real estate, 'SFB allowed' refers to the regulations permitting Single Family Building construction on a given property. It indicates that a particular zone or parcel of land can be developed specifically for a single-family residence. This information is essential for developers and buyers to understand zoning restrictions. It helps ensure that intended property usage aligns with local regulations.

'SFB allowed' is an abbreviation used in real estate to denote that Single Family Building construction is permitted on a particular piece of land. This means that the zoning regulations for that area allow for the development and occupancy of a single-family home. Understanding this is crucial for several reasons:

Property Development: For developers, knowing that 'SFB allowed' means they can construct single-family homes helps in planning and investment.Home Buyers: Buyers can ensure the land is suitable for building a single-family residence, aligning with their personal use goals.Zoning Compliance: Ensures that construction plans are in compliance with local zoning laws and regulations, avoiding legal complications.

In summary, 'SFB allowed' is a zoning designation that provides clarity to potential buyers and developers regarding the type of structures permitted on the property.

When conducting research with human participants, criminologists must develop a system of mutual trust and obligations between the researcher and subject?

Answers

The answer is yes, criminologists definitely need to have that mutual trust between the researcher and the subject. The reason for this is for the accuracy of the research taking place, having that trust will help the results be as accurate as possible.

What is the third primary decision when it comes to making financial decisions (along with spending and saving)?

Answers

Setting your priorities could be a primary third desicion when it comes to making financial decisions.

Let's say a company that makes a consumer product such as laundry detergent asks customers to write a testimonial about the product in exchange for a small chance of winning a small prize. what does cognitive dissonance theory predict will happen to consumers who participate and write the testimonial?

Answers

Cognitive dissonance theory states that there is tendency for individuals to seek constituency  among their cognition. This theory believes that when there is inconsistency in behavior or attitude something must happen to eliminate them.
In the scenario given above, using the cognitive dissonance theory, it can be predicted that the individuals who participated will value social norm over personal norm and will tend to give testimonies that are contrary to their personal feeling about the product.

Which group of workers was most negatively affected by the increasing use of machines?

Answers

Since the increase in use of machines have become trend as it results to more beneficial and accurate workforce, the skilled workers are the most negatively affected. It is as if they have been replaced by a machine to do the job or the job has been simplified resulting to a minimal need of human resource.
is skilled workers for apex :D

The ways you act, think, and feel describe your _____.

family history
behavior
personality traits
workplace skills

Answers

personality traits... i think

have a good day
Final answer:

The ways you act, think and feel describe your personality traits, reflecting a combination of long-standing behavioral patterns influenced by both genetic factors and environmental factors like culture.

Explanation:

The ways you act, think and feel describe your personality traits. Personality refers to the long-standing traits and patterns that propel individuals to consistently think, feel, and behave in specific ways. Our personality is what makes us unique individuals and is thought to be long-term, stable, and not easily changed. It reflects both genetic inheritance and environmental factors, like the culture you grow up in, which is one of the most important factors that shape your personality.

Culture refers to all of the beliefs, customs, art, and traditions of a particular society and is transmitted through language and behavior modeling, affecting the personality traits of individuals within that society. Personality psychologists are interested in the role of culture and how it influences personality, with studies showing that there are both universal traits and culture-specific aspects that account for variations in people's personalities.

Overall, the ways you act, think, and feel, which start from a very young age and include things such as your activity level, are indicative of your personality traits, shaped by both your genetic makeup and your individual, cultural, and societal interactions.

A company's marketing environment excludes the forces outside the marketing department that affect marketing management's ability to build and maintain successful relationships with target customers.
a. True
b. False

Answers

I think the most appropriate answer would be B. Because without the (marketing department) forces, the business will most likely not able to maintain successful relationships. (Extra tip: The business should never stop it's marketing process, as this is one of the factors of achieving a successful business).


I hope it helped you!

What is a competitive​ market?
a. a market in which a good is bought for a lower price than that for which it can be sold
b. a market in which a good can be bought and sold at the same price
c. a market in which goods have a different ask price and bid price
d. a market in which a good is sold at a lower price than that for which it can be bought?

Answers

I would say a.
Because if it's the case, profit can be made in this market and everyone is gonna try to make profit on this market

"build a better mousetrap and the world will beat a path to your door" implies that there is little need for marketing when a company can provide:

Answers

A superior product. This is about the product concept. Product Concept states that consumers prefer product which is of the highest quality, performance and features. Before marketing any product marketers study the product concept to give the best product to the customer.

Part of the inventory of memory chips of a semiconductor company is obsolete because of the launch of more advanced products. however, the management still carries this inventory at historical prices in its balance sheet. which primary qualitative characteristic is being violated here? verifiability completeness comparability neutrality

Answers

This would be comparability. The prices are being listed at the prices they sold for in the past, which wouldn't be comparable to products being sold currently. Having comparable prices would allow for the company to see how prices rise and fall as the product phases out of its life cycle.

Cloud suites are stored at a _______ on the internet, rather than on your microcomputer.

Answers

Blank space:  "Server"

CloudSuite is a benchmark suite for cloud services. The third release comprises of eight applications that have been chosen in view of their prevalence in the present datacenters. The benchmarks depend on real-world programming stacks and represent real-world setups.

The lure of _______________ motivates entrepreneurs to take risks and start businesses.

Answers

"Money". The lure of money motivates entrepreneurs to take risks and start businesses. Different individuals who are wanting to earn more money are lured into being entrepreneurs. The motivation of earning money, creates the mind set of an entrepreneur to risk for better rewards.

Jake is an innovative engineering graduate who works for a large company that makes adhesive products for commercial and consumer use. one of his primary responsibilities is to initiate and develop new products to complement the firm's current product line. jake's company is _________.

Answers

Answer : Intrapreneurial
   
Explanation: Intrapreneurs have the capability and the resources available to work freely and are instructed to innovate or to work on a novel idea into a profitable finished product by taking assertive risks.

On october 1, goodwell company rented warehouse space to a tenant for $2,200 per month and received $11,000 for five months’ rent in advance on that date. the collection was credited to the unearned rent account. the company’s annual accounting period ends on december 31. the unearned rent account balance at the end of december, after adjustment, should be:

Answers

Unearned rent is a liability account that recognizes the rent money Goodwell has received for months that haven't happened yet (rent money hasn't been earned). After each month passes, Goodwill will debit (reduce) unearned rent by $2,200 and credit (increase) rent revenue by 2,200. 

On December 31, the company will have reduced unearned rent for 3 months (October, November, December). This will have the following effect on the account balance: 
11,000 - (2,200 * 3) = 11,000 - 6600 = 4,400

The adjusted Unearned Rent balance at the end of December will be
$4,400 

The current market demand for paper clips is 320 million and its market development index is 55. calculate the approximate market potential for paper clips.

Answers

To calculate for the approximate market potential, we simply have to take the ratio of the current market demand over the market development index in fraction. That is:

market potential = 320 million / 0.55

market potential = 582 million

Sean bought a rare stamp for $15.he was told that it would increase in value by $11 each year.what will the stamps value be after 4 years

Answers

the answer is 59$. it's mental math dude just multiply 11 by 4 and then add it to 15

When business analytics is used to understand past and current performance, it is called _____?

Answers

When understanding how to utilize business analytics, one of the most important factors is being able to judge the past and current behaviors and performance of consumers, in order to grasp an understanding. This is called analyzing the metadata in a given set of broader data points.

A technician wants to boot from an esata external hard drive. which submenu item is used?

Answers

The first boot device option is used. In the startup of the computer, going to this menu will allow the user to select which device will be accessed first, second, and third. By doing so, the user can override the basic setting of the internal hard drive and have the system check the external drive first.

Are used to describe the basic characteristics of study populations and other data sources.

Answers

Statistics are used to describe the basic characteristics of study populations and other data sources.

(table: price elasticity) examine the table price elasticity. what is the price elasticity of demand between $1.00 and $0.75

Answers

i think the answer is going to be .25 cent elasticity

" The price elasticity of demand between $1.00 and $0.75 is -2.00.

To determine the price elasticity of demand between two prices, we look at the given table for price elasticity. The table provides us with the elasticity values for different price ranges. For the price change from $1.00 to $0.75, the table specifies a price elasticity of demand of -2.00.

The price elasticity of demand is a measure of how the quantity demanded of a good responds to a change in the price of that good. It is calculated as the percentage change in quantity demanded divided by the percentage change in price. A negative value indicates that the quantity demanded and price move in opposite directions, which is the typical relationship for most goods and services.

In this case, the elasticity value of -2.00 tells us that for a 1% decrease in the price of the good, the quantity demanded increases by 2%. This implies that the demand for the good is elastic in this price range, meaning that consumers are relatively sensitive to price changes, and a small decrease in price leads to a more than proportionate increase in quantity demanded."

Tools such as _______ can be useful in scheduling activities and checking for bottlenecks and overlaps.

Answers

The answer for the blank space is "Gantt chart".

A Gantt chart is a sort of bar graph that delineates a task plan. Gantt charts illustrate the beginning and completion dates of the terminal components and rundown components of a project. Terminal components and rundown components contain the work breakdown structure of the project.

Final answer:

Tools like Gantt charts can be useful for planning project activities and monitoring progress to avoid bottlenecks. These tools are beneficial in keeping track of tasks, subtasks, and individual contributions.

Explanation:

Tools such as Gantt charts can be useful in scheduling activities and checking for bottlenecks and overlaps. A Gantt chart is a graphical representation of your project schedule, showing tasks along a timeline and their dependencies. Alternatively, task schedules are often structured as tables or checklists, which serve to assign tasks and subtasks, and to monitor progress and individual contributions.

In the context of managing complex projects or research, these scheduling tools help in systematically organizing both time and resources. It's important to review your schedule frequently to check progress. Utilizing electronic devices or software, such as those found in smartphones and workplace e-mail systems, can enhance efficiency by providing calendars with task reminders and completion tracking capabilities.

Hey guys if someone could help me out with the the third transaction(c), I'd be really grateful.
Thank you!

Answers

For the third transaction the journal entry would be
Bank Dr 8000
Trade payables (LL) Cr 8000

In the balance sheet the bank account under assets would increase by 8000 and the trade payables under liabilities would increase by 8000

Note:
(LL)= lenders limited
Dr= debit
Cr= credit

Hope it helps!

A nursery has $45,000 of inventory in dogwood trees and red maple trees. the profit on a dogwood tree is 26% and the profit on a red maple tree is 17%. the profit for the entire stock is 20%. how much was invested in each type of tree?

Answers

Dogwood cost = $15000 Red Maple cost = $30000 First, write an expression expressing what you know. x = percent of inventory that's dogwood trees (1-x) = percent of inventory that's red maple trees So the expression looks like 0.26x + 0.17(1-x) = 0.20 Solve for x. Distribute the 0.17 0.26x + 0.17 - 0.17x = 0.20 Merge the x terms 0.09x + 0.17 = 0.20 Subtract 0.17 from both sides 0.09x = 0.20 - 0.17 = 0.03 Divide by 0.09 on both sides x = 1/3 So one third of the inventory cost is dogwoods and two thirds is red maples. So Dogwood cost = 45000 * 1/3 = $15000 Red Maple cost = 45000 * 2/3 = $30000

Wizards are step-by-step guides for tasks in application software

Answers

if this is a true or false question then the answer is true.
Final answer:

Wizards in application software are interactive interfaces that guide users through a process step by step, akin to the Calculator Guidance used for specific calculators. They simplify processes and help students and users understand how to navigate complex technologies.

Explanation:

Wizards are indeed step-by-step guides for tasks in application software. In the context of technology and software, a wizard refers to an interactive interface that guides users through a process step by step. For example, the Calculator Guidance mentioned in your query provides students with detailed instructions on how to use specific calculators like the TI-83, 83+, 84, and 84+.

These wizards or guides are crucial in helping students and users navigate complex software or technologies. They simplify the process and ensure that every step is clear and easy to understand. The Technology Icon that you referred to is a good example of this, indicating when and where students should use specific technological tools, like a TI calculator or computer software, in their studies.

Learn more about Wizards in Application Software here:

https://brainly.com/question/32180198

#SPJ12

The organization of 183 countries, all of which have signed treaties to protect intellectual property rights, is known as

Answers

It is known as "World Intellectual Property Organization".

In 1967 the World Intellectual Property Organization was created to encourage and protect intellectual properties. It is also part of United Nation's seventeen specialized agencies. Though it was started with 183 members, overtime the number increased and as of 2016 it had 189 members with headquarters in Switzerland. 

If a current vendor does not meet dole's needs, dole will likely initiate _____.

Answers

Dole will begin a B2B process when it regards buying products. They will start to purchase what they need from other businesses, which will help them keep their costs low while still being able to get high-quality ingredients and keeping them competitive in the market.

Final answer:

Dole will likely start a vendor evaluation process or look for alternate suppliers if a current vendor does not meet their needs, reviewing them against specific performance criteria.

Explanation:

If a current vendor does not meet Dole's needs, Dole will likely initiate a vendor evaluation process or may seek out alternate suppliers. The company will likely review the current vendor against set performance criteria, which could include factors such as product quality, delivery reliability, cost-effectiveness, and responsiveness to requests. If the vendor fails to meet these criteria after review, Dole may then consider re-negotiating terms or ending the relationship to find a more suitable supplier.

In practicing ethics, marketing researchers must ensure they produce information which is factual and _______.

Answers

I would say the word could be reliable in other words that the sources of the information are reputable and with a proven track record so that the information can give confidence that it is legitimate and not rigged or sham.

Final answer:

Marketing researchers practicing ethics must provide factual and reliable data, supported by empirical evidence and in accordance with a code of ethics, ensuring objectivity and accuracy in their findings.

Explanation:

In practicing ethics, marketing researchers must ensure they produce information which is factual and reliable. This means that their research should provide information that is not only true and supported by empirical evidence, but also coheres with other established truths. When using tools for measurement during their research, accuracy is crucial to making the research more precise.

Marketing research involves a scrupulous gathering and analysis of data. Adhering to a code of ethics is vital in maintaining objectivity and integrity within the research process. It requires researchers to set aside personal biases and report findings objectively. This helps to ensure that the information produced has useful consequences for those concerned and maintains the researcher's professional responsibility.

Whether the method applied is a case study, content analysis, or experimentation, researchers must prioritize accuracy in their findings. It is essential to distinguish between fact and opinion, debunking any falsity through careful examination of merit, logic, and evidence. Therefore, the information that marketing researchers produce needs to correspond with fact and be beneficial to the relevant stakeholders.

How does free housing reduce poverty

Answers

Free housing reduces poverty because children without a home are more likely to be able to work on school work at home (school is the way to get a good job!), rather than worry about the next meal, because the parents can provide meals with the cost of housing relieved. 
It just reduces poverty because families will be able to live in a house and will be protected and children will be able to attend school etc
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