Your inheritance will pay you $100,000 a year for five years beginning now. you can invest it in a cd that will pay 7.75 percent annually. what is the present value of your inheritance? (round to the nearest dollar.)

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Answer 1
The present values of inheritance is $138750, because the inheritance is invested in CD that will pay 7.75 percent annually for five years. Therefore additional amount can be calculated as additional amount on Inheritance= (Principle value of inheritance 100000* rate the CD will pay 7.75 * no of years 5 ) / 100= $38750 Total Inheritance= principle inheritance 100000 + additional amount on inheritance 38750=$138750

Related Questions

What happens when a bond becomes due?
A The issuer will pay you back, minus interest.
B The issuer will pay you back, plus interest.
C You pay it back to the issuer, plus interest.
D You pay it back to the issuer, minus interest.

Answers

The answer is: B The issuer will pay you back, plus interest.

Prior to the purchase of the bond, the bond issuer will specify the interest rates of the bonds and the maturity dates of the bond.

The bond itself can be sold to another persons, but the interest revenue would not be paid by the issuer before the maturity date.

When you finally enter the maturity date, the issuer of the bond would pay back the amount of money on the bond plus interests to the last legal holder of the bond

Option B is correct.

The issuer will pay back the principal along with interest.

Further Explanation:

Bond:

Bond is a financial instrument that is used for raising the funds from the outside of the entity. The bond is a loan agreement between the issuer and the bondholder where the issuer borrows the funds from the bondholder. The issuer has to pay the principal and the interest on the bond to the bondholder. Bond has a maturity date on which the issuer has to pay the principal (borrowed funds). Generally, the issuer pays the interest on the bond during the tenure of the bond.

Payment on the due date of the bond:

The issuer would pay principal and interest at the time of due date.

The issuer issues the bond with a condition that he would pay the borrowed funds along with the interest on the maturity date. A bond becomes due on its maturity date. So, at the time of the due date, the issuer would pay the principal amount and the interest amount to the bondholder.  

A.

The issuer will pay you back, minus interest: This is an incorrect option. The issuer has to pay the interest along with the interest. The issuer is liable for paying the interest to the bondholder.

B.

The issuer will pay you back, plus interest: This is the correct option. The issuer is liable for paying the interest and the principal to the bondholder.

C.

You pay it back to the issuer, plus interest: This is an incorrect option. The bondholder is not liable for the payment of the bond. The bondholder is the lender so he would receive the principle and the interest at the due date.

D.

You pay it back to the issuer, minus interest: This is an incorrect option. The bondholder is entitled to receive the interest on the money that is lent to the issuer along with the principal amount.

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Answer details:

Grade: Senior School

Subject: Finance

Chapter: Bonds & Debentures

Keywords: Bond, payable, loan, due date, maturity date, principal, interest, interest rate, happens, bond, becomes due, the issuer, pay you back, minus interest, plus interest. Pay, it back, you pay it, back to the issuer, minus interest.

A leader's credo should describe what the leader believes in and will or will not stand for.

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Trust can be separated into clearing up and imparting your qualities and building associations with others. A decent First step in clearing up esteems is to make an individual statement of purpose or an administration philosophy that depicts what you really have faith in as a pioneer. A philosophy ought to portray what the pioneer has faith in and will or won't remain for. Second, it ought to likewise portray a perfect state. Administration philosophies ought to persuade; pioneers ought to be energetic and excited about the sort of pioneer they try to be. Fourth, individual statements of purpose ought to be made open.

A.Credit scores reflect how likely individuals are to repay their debts. B.Credit scores range from the low 300’s to the mid 800’s. C.Each person has three credit scores. D.All of the above.

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where is the question? but from what i see i would have to say B

A municipal bond has yield to maturity of 4.89 percent. a comparable corporate bond has yield to maturity of 6.70 percent. at what marginal tax rate will an investor be indifferent between these two bonds?

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If the corporate bond yields 6.7% and is taxed at 27% there is no effective difference in yield; it would bring the yield down to 4.89%. There would be no difference between a tax free municipal bond or a taxable corporate bond in this scenario.

Tim writes a note to his boss to apologize for an embarrassing typo in a recent publication. at the end of the message, he promises that he will not let such a mistake get by him in the future. this promise is an example of

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Tim’s desire to demonstrate remorse for his sanctions as well as demonstrate his understanding of the consequences of his poor behavior. This promise is an example of Tim attempting to secure future employees within with his current organization. Tim is ultimately owning my up to a mistake like a true man.

A boat licensed to harass enemy shipping in wartime is called a

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its a destroyer i think

Rarely, the vintage date on a bottle of wine is not the same as the harvest year, but is the calendar year before the harvest year. for which wine on the list below is this most likely to be the case?

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Ice Wines

Ice wines are a type of dessert wine with a characteristic sweet taste. They are made from grapes that have been frozen (i.e. by frost) while still on the vine, and are thus mostly produced in countries in which favorably cold temperatures at certain times of the year can be attained with regularity. These countries include Germany and Canada. 

Since the grapes are frozen on the vine, only the water freezes, and not the sugars and other dissolved solids. This produces only smaller amounts of wine which is more concentrated and very sweet. However, the sweetness is balanced by its high acidity, making it refreshingly sweet. 

You are considering building a new deck on your​ home, what factors should you consider when deciding whether to borrow the money or take the money out of your savings​ account?

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who what when and where

You should definitely consider that you are only allowed to withdrawl 6 times from your savings account in a month according to the federal law. So, this would probably make you consider borrowing because something might come up where you need the money from your savings. Also, you should consider if there is an interest rate in borrowing the money, and how long it would take you before you could pay it back. Hope this helps!

Organizing data how is data displayed to make it meaningful answer key

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Raw data should be organized at least in the case, say of diamond drill hole assays according to the location of each sample in the hole, the sample length, and the assay results for different elements. So organizing according to location and sample size and quantitative results is a good way to organize date in a meaningful way.

Which of the following is NOT considered a form of communication? a. E-mail b. Sign language c. Smiling at someone d. Talking to yourself

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I believe it is D. Talking to yourself. Hope this helps!
Okay. E-mailing someone is a form of communication for speaking online and speaking in sign language is a form of communication used to speak to deaf people. Therefore, A and B are eliminated. Smiling at someone is a way of effective communication by presenting yourself as a happy person and can possibly spark a conversation. Talking to yourself is NOT communication with other people and does not help you spark conversations with others. The answer is D: talking to yourself.

N periods of rising prices when lifo is used, companies avoid reporting a ________ because a portion of the gross profit must be reinvested to purchase more expensive inventory items.
a.paper profit
b.gross profit
c.net lossa
d.net income

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A is the most correct answer. With a paper profit, the company will report having much more income than it actually has on-hand, and would then require them to invest much of that (invisible, for the purposes of the business) income back into items that they could likely not afford.

according to ___, self-interest and competition act as ____ guiding firms in a market-based economy.

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Adam Smith, and Invisible hand. hope this helps!

ADAM SMITH

AN INVISIBLE HAND

If a marketer is asking "where is the product typically bought by customers in the international market segments?," what element of the marketing mix is she addressing?

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The marketing mix element being addressed is Place. Place refers to the various channels that a business takes product to market. Traditionally, place has referred to the physical locations where a business carries out fulfillment of it orders but in recent times, mail order and websites with online ordering facilities falls under this element.
I believe the answer is:  Place.

 Place refers to the various channels that a business takes product to market. To determine the a place where products should be marketed, a company should consider several factors such as the culture of the country, the environmental condition in the country, resource availability, the law/regulations in the target country, etc.

Winding up dan and lori cole operated a curves franchise exercise facility in angola, indiana, as a partnership. the firm leased commercial space from flying cat, llc, for a renewable three-year term. the coles renewed the lease for a second three-year term. however, two years later the coles divorced and the partnership was dissolved. by the end of the second term, the coles owed flying cat more than $21,000 on the lease. without telling the landlord about the divorce, lori signed another extension. more rent went unpaid. flying cat obtained a judgment in an indiana state court against the partnership for almost $50,000. can dan be held liable? why or why not?

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Dan can be held liable for the more than $21,000 owed on the second lease term. The partnership was active at the time that second term lease was signed. However, Dan is not liable for the 3rd extension of the lease, as the partnership was dissolved and the 3rd extension was entered after that dissolution. Lori is the only one Liable for the remainder of the debt that was obtained after the dissolution of the partnership, totaling approximately $29,000.

If a company sells one of its products for $9.99 rather than $10, it is using:

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The business is using the odd even pricing. This is a psychological pricing technique grounded on the belief that fixed prices or price ranges are more attractive to buyers. This technique encompasses setting an amount in odd numbers (just under round even numbers) such as $49.95 rather than $50.00.

Do you think outside views and commentary are helpful or hurtful during turbulent times?

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The answer is it is helpful and it is also hurtful. It is either of the two as it depends on the outside views and commentary that is provided. It may be of help to a person in turbulent times when the outside views and commentary is a comforting or is giving advice towards the person experiencing a turbulent time but it is hurtful when he or she receives outside views and commentary that will only hurt his or her feelings and not help her in regards with the situation that he or she is in.
People have different views and opinions about life as a general. And sometimes that difference helps a lot especially in turbulent times. We get the chance to hear third-party opinion from people who may probably have no idea of the real situation. They help man refocus his goals and beliefs in life.  

If last year a pineapple cost​ $2, and this year it costs​ $4, there has been a​ ________ percent rise in the price of the pineapple over a​ one-year period.

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Let us consider last year's price, $2, as the original price of a pineapple. This year, the price has risen to $4. So the increase in pineapple price is 4 - 2 = $2. To convert the price increase into a percent, follow this step: Increase in price/original cost x 100. That is, 2/2 x 100 = 100. Thus, there has been a 100 percent rise in the price of pineapple over a one year period.

Why open-die forging is not a practical technique for large-scale production of identical produces?

Answers

Large-scale production of identical produces is not possible because without the control of the metal flow, the shape and properties relying on the human operator, product differences will arise, and therefore the quality and expectation can differ in large-scale production which is a downside.

A firm has $820 in inventory, $3,200 in fixed assets, $1,210 in accounts receivable, $890 in accounts payable, and $360 in cash. what is the amount of the net working capital

Answers

Given:
Inventory:                    $820
Fixed Assets:              $3,200
Accounts receivable: $1,210
Accounts payable:     $$890
Cash:                           $360

The amount of net working capital is
Cash and cash equivalents ($360)
+ Receivables ($1,210)
+ Inventory ($820)
+ Marketable investments ($3,200)
- Accounts payable ($890)
= $4,700

Answer: $4,700

Final answer:

The firm's net working capital is calculated by subtracting current liabilities from current assets, which in this case results in $1,500.

Explanation:

To calculate the net working capital, we need to subtract the firm's current liabilities from its current assets. Current assets include inventory, accounts receivable, and cash, while current liabilities consist principally of accounts payable.

First, we sum up the current assets:


 Inventory: $820
 Accounts Receivable: $1,210
 Cash: $360

Therefore, total current assets = $820 + $1,210 + $360 = $2,390.

Now, we subtract the current liabilities:


 Accounts Payable: $890

Net working capital = Total current assets - Total current liabilities = $2,390 - $890 = $1,500.

The firm's net working capital is $1,500.

At the beginning of 2018, calston incorporated reports inventory of $9,100. during 2018, the company purchases additional inventory for $28,000. at the end of 2018, the cost of inventory remaining is $7,800. calculate cost of goods sold for 2018.

Answers

The cost of goods sold would be known if we know how much the good costs per unit.

Answer:

The cost of goods sold would be known if we know how much the good costs per unit.

Explanation:

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At the end of a shift, the sales clerk turned over $21,476.38 in cash, checks, and credit card receipts to the cashier. when the supervisor looked at the cash register tape for that shift, the tape stated that the sales clerk had sold $21,478.23 in merchandise. what should the company do as a result of this difference?

Answers

in this situation, the company should Enter a debit of $1.85 in the Cash Over and Short account. 
By doing this, the amount of difference will be covered on the adjustment that made on the account and the calculation for the net profit and cash flows will be back to the correct value,

If an offeree dispatches both an acceptance and a rejection to an offer:
a.the acceptance is effective as soon as it is dispatched and a contract is created.
b.the rejection is effective as soon as it is dispatched and no contract can be created.
c.neither the acceptance nor the rejection is effective and another response must be issued.
d.whichever response reaches the offeror first will determine whether a contract is created.

Answers

If an offeree dispatches both an acceptance and a rejection to an offer
(d) WHICHEVER RESPONSE REACHES THE OFFEROR FIRST WILL DETERMINE WHETHER A CONTRACT IS CREATED.

In such case, if the acceptance reaches the offeror first then a contract can be created. Thus, it totally depends on what reaches the offeror first. Any offer made by head of an organization can be accepted or rejected and there are business laws for this.

In a ________ structure each business unit has complete autonomy to reach its goals.

Answers

In a DIVISIONAL structure each business nit has complete autonomy to reach its goals.
A Divisional Organizational Structure is important for a company with various regions, markets and products. It is a combination of different business units and each unit has the right of autonomy. It is a type of organizational unit that has many divisions depending on products or geographies.


Final answer:

In a divisional ( decentralized) structure, each business unit operates autonomously, maintaining complete control over decisions and income. This is similar to a decentralized unitary system in governance, where regional entities have certain powers delegated to them.

Explanation:

In a divisional/ decentralized structure, each business unit has complete autonomy to reach its goals. This structure contrasts with other organizational forms such as a unitary structure or a confederation. In the context of businesses, autonomy means that the owner of the company maintains complete control, making decisions without consulting others and controlling all income generated by the business.

The division of power within a country can also reflect these organizational forms. For example, the United Kingdom previously had a highly centralized unitary system but has since moved towards decentralization through devolution, creating regional governments and delegating specific powers to them. In both business and governance, the balance of autonomy versus central control reflects the chosen structure.

When it comes to employee resources, the best leaders encourage?

Answers

One of the major keys to being a good leader is being a good person. Having a team believe in you will give them greater buy in and the want to show up in work. In essence, a team that trusts their leader will see that leader as their greatest resource, helping to promote unity and lower attrition.
Final answer:

Effective leaders encourage the use of employee resources for their growth and development. These resources could include education programs, professional development opportunities, or health and wellness services. Leaders understand the true value of an engaged and skilled workforce for achieving business objectives.

Explanation:

When it comes to employee resources, the best leaders encourage their use for employee growth and development. They recognize that these resources, such as education programs, health and wellness services, and professional development opportunities, are vital for maintaining a motivated and skilled workforce. They promote an environment of continuous learning, skill enhancement, and personal improvement to achieve business objectives.

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Jake is an excellent barber. however, all customers who come to him for a haircut must buy a bottle of shampoo. this type of arrangement is known as a tie-in sale. a sweetheart deal. an exclusive contract. a cross subsidy.

Answers

The answer would be a tie-in sale. 
Marketing arrangement in which a supplier of an in-demand good or service sells it on the basis that the buyer (usually a retailer or reseller) also buys a certain amount of another (less popular) product. Also called tie in arrangement. See also full line forcing.


If abc company earned $280,000 in net income and paid cash dividends of $40,000, what are abc's earnings per share if it has 80,000 shares outstanding?

Answers

To find earnings per share, simply divide the company's net income by the number of shares that are outstanding. In this case, the values are $280,000/80,000. This gives a value of $3.50 for the earnings per share outstanding. Dividends, in this case, are not necessary for the calculation.

Sharon is confined to a wheelchair since her accident. her employer supplied a special desk and widened the aisles so that she can get to her work station and work. this action is known as

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Reasonable Accommodations. 

Deere & company, the maker of john deere farm, construction, and lawn-care equipment, employs ___________ engineers who work full-time with the company's suppliers to improve their efficiency and quality and reduce their costs.

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Deere&company employs supplier-development engineers who work full-time with the company's suppliers to improve their efficiency and quality and reduce their costs. The supplier development involves the effort by organizations to build relationships that shape suppliers' products, services, and capabilities to fit a buyer's needs and those of its customers. 

Roberto, age 50, has agi of $110,000 for 2016. he has medical expenses of $13,200. how much of the medical expenses can roberto deduct on his schedule a for 2016?
a. $4,950
b. $0
c. $11,000
d. $13,200
e. none of these choices are correct.

Answers

The answer from the given options is e, that is none of these choices are correct.
The correct answer is $2200.
$13,200 - 10% x $110,000
=$13,200 - $11000
=$2200

Nintendo chose a ___________ approach to pricing for a new game console because they felt the market for this product was price sensitive, there are major economies of scale to be achieved, and both sony and microsoft would be introducing new game systems shortly

Answers

Nintendo chose a penetration approach to pricing for a new game console.The penetration approach means that Nintendo offered a low price for the new product (the console) or service during its initial offering, because they expect that customers will switch to the new brand because of the lower price.
Premium Pricing approach, it is premium pricing because they want to capture the feeling of value for the consumer, the price needs to be high enough that people believe it is a premium product based purely on its price, but low enough to ensure people will actually buy it.
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